Summarized information by segment and reconciliations to Adjusted EBITDA and income (loss) before income taxes is as follows (in thousands):



	Three Months Ended September 30, 2013
	Mortgage		Non-Mortgage			Corporate			Total
Revenue	$	34,257	$	3,086		$	—		$	37,343
Costs and expenses:
Cost of revenue (exclusive of depreciation shown separately below)	1,545		168			20			1,733
Selling and marketing expense	23,072		1,760			—			24,832
General and administrative expense	711		604			4,295			5,610
Product development	990		227			—			1,217
Depreciation	357		426			108			891
Amortization of intangibles	—		33			—			33
Restructuring and severance	1		(77		)	6			(70		)
Litigation settlements and contingencies	—		—			2,875			2,875
Total costs and expenses	26,676		3,141			7,304			37,121
Operating income (loss)	7,581		(55		)	(7,304		)	222
Adjustments to reconcile to Adjusted EBITDA:
Amortization of intangibles	—		33			—			33
Depreciation	357		426			108			891
Restructuring and severance	1		(77		)	6			(70		)
Loss on disposal of assets	—		—			1			1
Non-cash compensation	411		220			781			1,412
Litigation settlements and contingencies	—		—			2,875			2,875
Adjusted EBITDA	$	8,350	$	547		$	(3,533	)	$	5,364

Adjustments to reconcile to income before income taxes:
Operating income									$	222
Interest expense									(4		)
Income before income taxes									$	218



	Three Months Ended September 30, 2012
	Mortgage		Non-Mortgage			Corporate			Total
Revenue	$	19,471	$	3,563		$	262		$	23,296
Costs and expenses:
Cost of revenue (exclusive of depreciation shown separately below)	879		149			203			1,231
Selling and marketing expense	9,755		3,807			(186		)	13,376
General and administrative expense	1,117		551			3,864			5,532
Product development	541		312			—			853
Depreciation	389		429			116			934
Amortization of intangibles	—		101			—			101
Restructuring and severance	16		6			(70		)	(48		)
Litigation settlements and contingencies	—		—			510			510
Total costs and expenses	12,697		5,355			4,437			22,489
Operating income (loss)	6,774		(1,792		)	(4,175		)	807
Adjustments to reconcile to Adjusted EBITDA:
Amortization of intangibles	—		101			—			101
Depreciation	389		429			116			934
Restructuring and severance	16		6			(70		)	(48		)
Loss on disposal of assets	284		—			—			284
Non-cash compensation	201		129			979			1,309
Litigation settlements and contingencies	—		—			510			510
Adjusted EBITDA	$	7,664	$	(1,127	)	$	(2,640	)	$	3,897

Adjustments to reconcile to income before income taxes:
Operating income									$	807
Interest expense									(349		)
Income before income taxes									$	458



	Nine Months Ended September 30, 2013
	Mortgage		Non-Mortgage			Corporate			Total
Revenue	$	93,305	$	8,902		$	622		$	102,829
Costs and expenses:
Cost of revenue (exclusive of depreciation shown separately below)	4,095		505			439			5,039
Selling and marketing expense	62,351		6,117			5			68,473
General and administrative expense	2,563		1,534			13,720			17,817
Product development	3,166		748			—			3,914
Depreciation	1,076		1,269			303			2,648
Amortization of intangibles	—		119			—			119
Restructuring and severance	24		48			4			76
Litigation settlements and contingencies	—		—			6,812			6,812
Total costs and expenses	73,275		10,340			21,283			104,898
Operating income (loss)	20,030		(1,438		)	(20,661		)	(2,069		)
Adjustments to reconcile to Adjusted EBITDA:
Amortization of intangibles	—		119			—			119
Depreciation	1,076		1,269			303			2,648
Restructuring and severance	24		48			4			76
Loss on disposal of assets	—		—			25			25
Non-cash compensation	1,307		457			2,514			4,278
Discretionary cash bonus	—		—			920			920
Litigation settlements and contingencies	—		—			6,812			6,812
Adjusted EBITDA	$	22,437	$	455		$	(10,083	)	$	12,809

Adjustments to reconcile to loss before income taxes:
Operating loss									$	(2,069	)
Interest expense									(18		)
Loss before income taxes									$	(2,087	)



	Nine Months Ended September 30, 2012
	Mortgage		Non-Mortgage			Corporate			Total
Revenue	$	39,869	$	12,510		$	1,122		$	53,501
Costs and expenses:
Cost of revenue (exclusive of depreciation shown separately below)	2,201		396			233			2,830
Selling and marketing expense	23,708		11,475			(186		)	34,997
General and administrative expense	2,530		1,635			12,001			16,166
Product development	1,482		907			(6		)	2,383
Depreciation	1,177		1,562			465			3,204
Amortization of intangibles	—		314			—			314
Restructuring and severance	20		7			(136		)	(109		)
Litigation settlements and contingencies	—		—			948			948
Total costs and expenses	31,118		16,296			13,319			60,733
Operating income (loss)	8,751		(3,786		)	(12,197		)	(7,232		)
Adjustments to reconcile to Adjusted EBITDA:
Amortization of intangibles	—		314			—			314
Depreciation	1,177		1,562			465			3,204
Restructuring and severance	20		7			(136		)	(109		)
Loss on disposal of assets	309		30			5			344
Non-cash compensation	552		384			2,629			3,565
Litigation settlements and contingencies	—		—			948			948
Adjusted EBITDA	$	10,809	$	(1,489	)	$	(8,286	)	$	1,034

Adjustments to reconcile to loss before income taxes:
Operating loss									$	(7,232	)
Interest expense									(606		)
Loss before income taxes									$	(7,838	)