0001172661-25-001518.txt : 20250421 0001172661-25-001518.hdr.sgml : 20250421 20250421111456 ACCESSION NUMBER: 0001172661-25-001518 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20250331 FILED AS OF DATE: 20250421 DATE AS OF CHANGE: 20250421 EFFECTIVENESS DATE: 20250421 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ASPIRIANT, LLC CENTRAL INDEX KEY: 0001433541 ORGANIZATION NAME: EIN: 261518255 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13064 FILM NUMBER: 25851643 BUSINESS ADDRESS: STREET 1: 11100 SANTA MONICA BLVD STREET 2: SUITE 600 CITY: LOS ANGELES STATE: CA ZIP: 90025 BUSINESS PHONE: 4153717800 MAIL ADDRESS: STREET 1: 50 CALIFORNIA STREET STREET 2: SUITE 2600 CITY: SAN FRANCISCO STATE: CA ZIP: 94111 FORMER COMPANY: FORMER CONFORMED NAME: Kochis Fitz/Quintile LLC DATE OF NAME CHANGE: 20080425 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001433541 XXXXXXXX 03-31-2025 03-31-2025 false ASPIRIANT, LLC

50 California Street Suite 2600 San Francisco CA 94111

13F HOLDINGS REPORT 028-13064 000146720 801-68987 N Shanda Gentry 513-824-3100 /s/ Shanda Gentry San Francisco CA 04-21-2025 0 288 2880816687 INFORMATION TABLE 2 infotable.xml 2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100 259583 8304 SH SOLE 0 0 8304 3M CO COM 88579Y101 1202968 8191 SH SOLE 2163 0 6028 ABBOTT LABS COM 002824100 2554860 19260 SH SOLE 1315 0 17945 ABBVIE INC COM 00287Y109 1781549 8503 SH SOLE 0 0 8503 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 916149 2936 SH SOLE 0 0 2936 ADOBE INC COM 00724F101 907048 2365 SH SOLE 0 0 2365 AFFIRM HLDGS INC COM CL A 00827B106 228752 5062 SH SOLE 0 0 5062 ALPHABET INC CAP STK CL A 02079K305 12400086 80187 SH SOLE 14320 0 65867 ALPHABET INC CAP STK CL C 02079K107 6816734 43632 SH SOLE 7313 0 36319 AMAZON COM INC COM 023135106 5839270 30691 SH SOLE 919 0 29772 AMBEV SA SPONSORED ADR 02319V103 61750 26502 SH SOLE 0 0 26502 AMERICAN CENTY ETF TR US EQT ETF 025072885 415063 4493 SH SOLE 0 0 4493 AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 245674 4083 SH SOLE 0 0 4083 AMERICAN CENTY ETF TR US SML CP VALU 025072877 227776 2613 SH SOLE 0 0 2613 AMERICAN CENTY ETF TR INTL EQT ETF 025072703 369124 5570 SH SOLE 0 0 5570 AMERICAN EXPRESS CO COM 025816109 1245434 4629 SH SOLE 0 0 4629 AMERICAN INTL GROUP INC COM NEW 026874784 304551 3503 SH SOLE 0 0 3503 AMGEN INC COM 031162100 1359604 4364 SH SOLE 0 0 4364 APPLE INC COM 037833100 76522264 344493 SH SOLE 20802 0 323691 APPLIED MATLS INC COM 038222105 443342 3055 SH SOLE 0 0 3055 AT&T INC COM 00206R102 232194 8211 SH SOLE 0 0 8211 AUTOMATIC DATA PROCESSING IN COM 053015103 374998 1227 SH SOLE 0 0 1227 BANK AMERICA CORP COM 060505104 1536707 36825 SH SOLE 0 0 36825 BECTON DICKINSON & CO COM 075887109 304651 1330 SH SOLE 0 0 1330 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 34244360 64299 SH SOLE 1895 0 62404 BERKSHIRE HATHAWAY INC DEL CL A 084670108 6387534 8 SH SOLE 3 0 5 BILL HOLDINGS INC COM 090043100 2734907 59597 SH SOLE 0 0 59597 BLACKROCK INC COM 09290D101 382377 404 SH SOLE 0 0 404 BLACKSTONE INC COM 09260D107 279000 1996 SH SOLE 0 0 1996 BOEING CO COM 097023105 224345 1315 SH SOLE 0 0 1315 BOOKING HOLDINGS INC COM 09857L108 248773 54 SH SOLE 0 0 54 BOX INC CL A 10316T104 265396 8600 SH SOLE 0 0 8600 BRISTOL-MYERS SQUIBB CO COM 110122108 471373 7729 SH SOLE 0 0 7729 BROADCOM INC COM 11135F101 1732063 10345 SH SOLE 420 0 9925 CALIFORNIA BANCORP COM 84252A106 199359 13912 SH SOLE 0 0 13912 CANADIAN PACIFIC KANSAS CITY COM 13646K108 759391 10816 SH SOLE 0 0 10816 CAPITAL ONE FINL CORP COM 14040H105 521942 2911 SH SOLE 0 0 2911 CATERPILLAR INC COM 149123101 839544 2545 SH SOLE 0 0 2545 CHARTER COMMUNICATIONS INC N CL A 16119P108 415703 1128 SH SOLE 0 0 1128 CHEVRON CORP NEW COM 166764100 2505366 14976 SH SOLE 388 0 14588 CHUBB LIMITED COM H1467J104 250050 828 SH SOLE 0 0 828 CINCINNATI FINL CORP COM 172062101 4911495 33249 SH SOLE 0 0 33249 CISCO SYS INC COM 17275R102 1149727 18631 SH SOLE 0 0 18631 CLOUDFLARE INC CL A COM 18915M107 339197 3010 SH SOLE 0 0 3010 COCA COLA CO COM 191216100 1038515 14500 SH SOLE 0 0 14500 COMCAST CORP NEW CL A 20030N101 792686 21482 SH SOLE 292 0 21190 CONOCOPHILLIPS COM 20825C104 574039 5466 SH SOLE 0 0 5466 COSTCO WHSL CORP NEW COM 22160K105 2015459 2131 SH SOLE 100 0 2031 DANAHER CORPORATION COM 235851102 985994 4810 SH SOLE 579 0 4231 DEERE & CO COM 244199105 499388 1064 SH SOLE 0 0 1064 DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 356109 7486 SH SOLE 0 0 7486 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 1074933 39901 SH SOLE 0 0 39901 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 600033 18106 SH SOLE 0 0 18106 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6751041 112988 SH SOLE 982 0 112006 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8228095 209047 SH SOLE 1565 0 207482 DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 246637 4078 SH SOLE 0 0 4078 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9790359 190141 SH SOLE 5689 0 184452 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 19527254 745315 SH SOLE 0 0 745315 DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 205777 8657 SH SOLE 0 0 8657 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 28949820 702495 SH SOLE 2495 0 700000 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 10362500 314110 SH SOLE 0 0 314110 DIREXION SHS ETF TR DLY S&P500 BR 1X 25460E869 345266 29790 SH SOLE 0 0 29790 DISNEY WALT CO COM 254687106 1462637 14819 SH SOLE 2230 0 12589 DOCUSIGN INC COM 256163106 823279 10114 SH SOLE 0 0 10114 DOMINION ENERGY INC COM 25746U109 325823 5811 SH SOLE 0 0 5811 DUKE ENERGY CORP NEW COM NEW 26441C204 465622 3817 SH SOLE 0 0 3817 EATON CORP PLC SHS G29183103 217466 800 SH SOLE 0 0 800 ECOLAB INC COM 278865100 385097 1519 SH SOLE 0 0 1519 ELEVANCE HEALTH INC COM 036752103 218350 502 SH SOLE 0 0 502 ELI LILLY & CO COM 532457108 541987 656 SH SOLE 0 0 656 ENBRIDGE INC COM 29250N105 240914 5437 SH SOLE 0 0 5437 ESAB CORPORATION COM 29605J106 493496 4236 SH SOLE 0 0 4236 EXXON MOBIL CORP COM 30231G102 3090515 25986 SH SOLE 0 0 25986 FEDEX CORP COM 31428X106 615575 2525 SH SOLE 310 0 2215 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 17967683 393597 SH SOLE 48825 0 344772 FLEXSHARES TR US QUALITY CAP 33939L746 239633 3756 SH SOLE 0 0 3756 GALLAGHER ARTHUR J & CO COM 363576109 257548 746 SH SOLE 0 0 746 GE AEROSPACE COM NEW 369604301 1038269 5187 SH SOLE 0 0 5187 GE VERNOVA INC COM 36828A101 327870 1074 SH SOLE 0 0 1074 GENERAL DYNAMICS CORP COM 369550108 1225248 4495 SH SOLE 0 0 4495 GENERAL MLS INC COM 370334104 257277 4303 SH SOLE 0 0 4303 GOLDMAN SACHS BDC INC SHS 38147U107 122115 10500 SH SOLE 0 0 10500 GOLDMAN SACHS GROUP INC COM 38141G104 559948 1025 SH SOLE 75 0 950 GSK PLC SPONSORED ADR 37733W204 319256 8241 SH SOLE 0 0 8241 HOME DEPOT INC COM 437076102 2081660 5680 SH SOLE 882 0 4798 HONEYWELL INTL INC COM 438516106 444042 2097 SH SOLE 0 0 2097 HUNTINGTON BANCSHARES INC COM 446150104 540902 36036 SH SOLE 0 0 36036 ILLINOIS TOOL WKS INC COM 452308109 230401 929 SH SOLE 0 0 929 INTEL CORP COM 458140100 292556 12882 SH SOLE 0 0 12882 INTERCONTINENTAL EXCHANGE IN COM 45866F104 257027 1490 SH SOLE 0 0 1490 INTERNATIONAL BUSINESS MACHS COM 459200101 1205092 4846 SH SOLE 0 0 4846 INTUIT COM 461202103 247621 403 SH SOLE 0 0 403 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 524086 7014 SH SOLE 0 0 7014 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3609150 20835 SH SOLE 678 0 20157 INVESCO QQQ TR UNIT SER 1 46090E103 2763425 5893 SH SOLE 451 0 5442 ISHARES GOLD TR ISHARES NEW 464285204 451397 7656 SH SOLE 0 0 7656 ISHARES INC MSCI EMERG MRKT 464286533 1404850 24080 SH SOLE 1161 0 22919 ISHARES INC MSCI GBL MIN VOL 464286525 285036142 2449396 SH SOLE 106243 0 2343153 ISHARES INC CORE MSCI EMKT 46434G103 54530102 1010377 SH SOLE 6642 0 1003735 ISHARES TR DOW JONES US ETF 464287846 4048158 29744 SH SOLE 0 0 29744 ISHARES TR S&P SML 600 GWT 464287887 610175 4901 SH SOLE 0 0 4901 ISHARES TR CORE S&P US VLU 464287663 325523974 3527185 SH SOLE 92051 0 3435134 ISHARES TR 0-3 MNTH TREASRY 46436E718 395407 3928 SH SOLE 0 0 3928 ISHARES TR CORE HIGH DV ETF 46429B663 304859 2517 SH SOLE 0 0 2517 ISHARES TR RUS 1000 VAL ETF 464287598 6359932 33800 SH SOLE 0 0 33800 ISHARES TR CORE US AGGBD ET 464287226 12501118 126376 SH SOLE 15043 0 111333 ISHARES TR ESG MSCI KLD 400 464288570 1381921 13494 SH SOLE 0 0 13494 ISHARES TR MSCI USA MIN VOL 46429B697 8696706 92854 SH SOLE 0 0 92854 ISHARES TR RUS MID CAP ETF 464287499 3356349 39454 SH SOLE 2190 0 37264 ISHARES TR CORE S&P MCP ETF 464287507 3960726 67878 SH SOLE 1425 0 66453 ISHARES TR RUS 2000 VAL ETF 464287630 12963556 85862 SH SOLE 1030 0 84832 ISHARES TR MSCI EMG MKT ETF 464287234 1936720 44319 SH SOLE 0 0 44319 ISHARES TR MSCI USA QLT FCT 46432F339 366559 2145 SH SOLE 0 0 2145 ISHARES TR CORE S&P TTL STK 464287150 2858085 23425 SH SOLE 0 0 23425 ISHARES TR CORE S&P SCP ETF 464287804 3536376 33818 SH SOLE 0 0 33818 ISHARES TR EAFE VALUE ETF 464288877 66929284 1135549 SH SOLE 14627 0 1120922 ISHARES TR CORE DIV GRWTH 46434V621 831744 13463 SH SOLE 0 0 13463 ISHARES TR MSCI ACWI ETF 464288257 1981463 17024 SH SOLE 0 0 17024 ISHARES TR SELECT DIVID ETF 464287168 839448 6251 SH SOLE 1155 0 5096 ISHARES TR RUS 1000 ETF 464287622 21964434 71605 SH SOLE 0 0 71605 ISHARES TR CORE MSCI EAFE 46432F842 52898612 699254 SH SOLE 4321 0 694933 ISHARES TR SHORT TREAS BD 464288679 2178603 19723 SH SOLE 0 0 19723 ISHARES TR CORE TOTAL USD 46434V613 696176 15108 SH SOLE 0 0 15108 ISHARES TR MSCI LW CRB TG 46434V464 21641702 113201 SH SOLE 1333 0 111868 ISHARES TR MSCI USA ESG SLC 464288802 788927 6868 SH SOLE 0 0 6868 ISHARES TR IBOXX HI YD ETF 464288513 346169 4388 SH SOLE 0 0 4388 ISHARES TR RUSSELL 3000 ETF 464287689 8881716 27961 SH SOLE 704 0 27257 ISHARES TR RUS 1000 GRW ETF 464287614 3568666 9883 SH SOLE 0 0 9883 ISHARES TR CORE 40/60 MODER 464289875 1300121 29629 SH SOLE 0 0 29629 ISHARES TR MSCI EAFE ETF 464287465 4558107 55770 SH SOLE 0 0 55770 ISHARES TR NATIONAL MUN ETF 464288414 18181652 172436 SH SOLE 8251 0 164185 ISHARES TR INTL SEL DIV ETF 464288448 423609 13656 SH SOLE 0 0 13656 ISHARES TR CORE 80/20 AGGRE 464289859 533847 6978 SH SOLE 0 0 6978 ISHARES TR EAFE SML CP ETF 464288273 3637746 57260 SH SOLE 0 0 57260 ISHARES TR MSCI GBL SUS DEV 46435G532 2293098 31677 SH SOLE 3318 0 28359 ISHARES TR GLOBAL REIT ETF 46434V647 686461 28296 SH SOLE 4667 0 23629 ISHARES TR RUS MD CP GR ETF 464287481 1446654 12313 SH SOLE 0 0 12313 ISHARES TR S&P MC 400VL ETF 464287705 549442 4589 SH SOLE 0 0 4589 ISHARES TR ISHS 1-5YR INVS 464288646 406601 7764 SH SOLE 0 0 7764 ISHARES TR ESG AWR US AGRGT 46435U549 1148303 24185 SH SOLE 0 0 24185 ISHARES TR CORE S&P500 ETF 464287200 328111639 583935 SH SOLE 9408 0 574527 ISHARES TR MSCI EAFE MIN VL 46429B689 6754497 86685 SH SOLE 0 0 86685 ISHARES TR RUSSELL 2000 ETF 464287655 9348523 46862 SH SOLE 443 0 46419 ISHARES TR RUS 2000 GRW ETF 464287648 890777 3486 SH SOLE 0 0 3486 ISHARES TR CORE 60/40 BALAN 464289867 26708304 463928 SH SOLE 26523 0 437405 ISHARES TR CORE S&P US GWT 464287671 3531172 27787 SH SOLE 0 0 27787 ISHARES TR 3 7 YR TREAS BD 464288661 408156 3455 SH SOLE 0 0 3455 ISHARES TR S&P 500 VAL ETF 464287408 810023 4250 SH SOLE 0 0 4250 ISHARES TR SHRT NAT MUN ETF 464288158 226829 2148 SH SOLE 0 0 2148 ISHARES TR RUS MDCP VAL ETF 464287473 309635 2458 SH SOLE 0 0 2458 ISHARES TR 1 3 YR TREAS BD 464287457 618240 7473 SH SOLE 0 0 7473 JEFFERIES FINL GROUP INC COM 47233W109 328653 6135 SH SOLE 0 0 6135 JFROG LTD ORD SHS M6191J100 375744 11742 SH SOLE 0 0 11742 JOHNSON & JOHNSON COM 478160104 3481189 20992 SH SOLE 453 0 20539 JPMORGAN CHASE & CO. COM 46625H100 6439731 26253 SH SOLE 760 0 25493 KINDER MORGAN INC DEL COM 49456B101 677246 23738 SH SOLE 0 0 23738 LINDE PLC SHS G54950103 275659 592 SH SOLE 0 0 592 LOCKHEED MARTIN CORP COM 539830109 301975 676 SH SOLE 0 0 676 LOWES COS INC COM 548661107 1545383 6626 SH SOLE 0 0 6626 MARATHON PETE CORP COM 56585A102 1055962 7248 SH SOLE 2343 0 4905 MASTERCARD INCORPORATED CL A 57636Q104 1702815 3107 SH SOLE 0 0 3107 MCDONALDS CORP COM 580135101 602453 1929 SH SOLE 0 0 1929 MCKESSON CORP COM 58155Q103 272562 405 SH SOLE 26 0 379 MEDTRONIC PLC SHS G5960L103 306064 3406 SH SOLE 0 0 3406 MERCK & CO INC COM 58933Y105 1354925 15094 SH SOLE 175 0 14919 META PLATFORMS INC CL A 30303M102 6594882 11442 SH SOLE 1191 0 10251 METLIFE INC COM 59156R108 267847 3336 SH SOLE 0 0 3336 MICROSOFT CORP COM 594918104 17644012 47001 SH SOLE 1130 0 45871 MONROE CAP CORP COM 610335101 109200 14000 SH SOLE 0 0 14000 MORGAN STANLEY COM NEW 617446448 392677 3366 SH SOLE 0 0 3366 NATIONAL FUEL GAS CO COM 636180101 239787 3028 SH SOLE 0 0 3028 NETFLIX INC COM 64110L106 1343777 1441 SH SOLE 388 0 1053 NEW YORK LIFE INVESTMENTS ET NYLI HEDGE MULTI 45409B107 6473096 206742 SH SOLE 14310 0 192432 NEW YORK LIFE INVESTMENTS ET NYLI MERGER ARBI 45409B800 4309698 125647 SH SOLE 14090 0 111557 NEXTERA ENERGY INC COM 65339F101 529690 7472 SH SOLE 0 0 7472 NIKE INC CL B 654106103 225353 3550 SH SOLE 264 0 3286 NOKIA CORP SPONSORED ADR 654902204 126548 24013 SH SOLE 0 0 24013 NOVARTIS AG SPONSORED ADR 66987V109 250161 2244 SH SOLE 0 0 2244 NOVO-NORDISK A S ADR 670100205 365184 5259 SH SOLE 0 0 5259 NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888 281444 9622 SH SOLE 0 0 9622 NVIDIA CORPORATION COM 67066G104 2797056 25808 SH SOLE 0 0 25808 ORACLE CORP COM 68389X105 2805430 20066 SH SOLE 0 0 20066 PALO ALTO NETWORKS INC COM 697435105 391277 2293 SH SOLE 0 0 2293 PARKER-HANNIFIN CORP COM 701094104 288122 474 SH SOLE 0 0 474 PAYCHEX INC COM 704326107 1746656 11321 SH SOLE 0 0 11321 PEPSICO INC COM 713448108 2840317 18943 SH SOLE 631 0 18312 PFIZER INC COM 717081103 738079 29127 SH SOLE 0 0 29127 PHILIP MORRIS INTL INC COM 718172109 286030 1802 SH SOLE 0 0 1802 PROCTER AND GAMBLE CO COM 742718109 5502357 32287 SH SOLE 0 0 32287 PROSHARES TR S&P 500 DV ARIST 74348A467 520301 5092 SH SOLE 0 0 5092 QUALCOMM INC COM 747525103 2243005 14602 SH SOLE 380 0 14222 REGENERON PHARMACEUTICALS COM 75886F107 230858 364 SH SOLE 60 0 304 RESTAURANT BRANDS INTL INC COM 76131D103 871984 13085 SH SOLE 0 0 13085 RLJ LODGING TR CUM CONV PFD A 74965L200 341112 13980 SH SOLE 13980 0 0 ROYAL BK CDA COM 780087102 3195837 28352 SH SOLE 0 0 28352 RTX CORPORATION COM 75513E101 1441959 10886 SH SOLE 0 0 10886 S&P GLOBAL INC COM 78409V104 247444 487 SH SOLE 60 0 427 SALESFORCE INC COM 79466L302 1457733 5432 SH SOLE 2534 0 2898 SCHWAB CHARLES CORP COM 808513105 2029954 25932 SH SOLE 0 0 25932 SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 20168504 654821 SH SOLE 14103 0 640718 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1227088 46166 SH SOLE 0 0 46166 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5117323 231762 SH SOLE 16842 0 214920 SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 212066 8982 SH SOLE 0 0 8982 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1675917 77840 SH SOLE 0 0 77840 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 401963 17356 SH SOLE 2052 0 15304 SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 8537477 236233 SH SOLE 652 0 235581 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1302009 49695 SH SOLE 0 0 49695 SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 404964 16173 SH SOLE 0 0 16173 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1408439 50373 SH SOLE 0 0 50373 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 636785 3084 SH SOLE 0 0 3084 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 250822 3181 SH SOLE 0 0 3181 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 13899281 279046 SH SOLE 0 0 279046 SERVICENOW INC COM 81762P102 327212 411 SH SOLE 0 0 411 SILGAN HLDGS INC COM 827048109 1183172 23145 SH SOLE 0 0 23145 SIMON PPTY GROUP INC NEW COM 828806109 971710 5851 SH SOLE 0 0 5851 SOLENO THERAPEUTICS INC COM 834203309 866546 12128 SH SOLE 0 0 12128 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 318269 758 SH SOLE 0 0 758 SPDR GOLD TR GOLD SHS 78463V107 1160052 4026 SH SOLE 131 0 3895 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 201156 6294 SH SOLE 0 0 6294 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 285363 11657 SH SOLE 0 0 11657 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 697362 12092 SH SOLE 0 0 12092 SPDR S&P 500 ETF TR TR UNIT 78462F103 33762110 60356 SH SOLE 1319 0 59037 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1718633 3221 SH SOLE 0 0 3221 SPDR SER TR PORTFOLIO S&P500 78464A854 272575 4145 SH SOLE 0 0 4145 SPDR SER TR S&P DIVID ETF 78464A763 2111778 15564 SH SOLE 1157 0 14407 SPDR SER TR DJ REIT ETF 78464A607 300829 3035 SH SOLE 0 0 3035 STARBUCKS CORP COM 855244109 485526 4950 SH SOLE 914 0 4036 TCW ETF TRUST TRANSFRM 500 ETF 29287L106 6116786 93543 SH SOLE 1261 0 92282 TCW ETF TRUST TRANSFORM SYSTEM 29287L205 9666479 138595 SH SOLE 0 0 138595 TEMPUS AI INC CL A 88023B103 660550 13693 SH SOLE 13693 0 0 TESLA INC COM 88160R101 1764878 6810 SH SOLE 0 0 6810 THE CIGNA GROUP COM 125523100 263529 801 SH SOLE 0 0 801 THERMO FISHER SCIENTIFIC INC COM 883556102 841443 1691 SH SOLE 0 0 1691 TJX COS INC NEW COM 872540109 3056694 25096 SH SOLE 1860 0 23236 T-MOBILE US INC COM 872590104 387264 1452 SH SOLE 0 0 1452 TOTALENERGIES SE SPONSORED ADS 89151E109 296410 4582 SH SOLE 0 0 4582 TRANE TECHNOLOGIES PLC SHS G8994E103 1349068 4004 SH SOLE 180 0 3824 TRANSDIGM GROUP INC COM 893641100 2794246 2020 SH SOLE 0 0 2020 TRUIST FINL CORP COM 89832Q109 389280 9460 SH SOLE 0 0 9460 UNION PAC CORP COM 907818108 1899607 8041 SH SOLE 646 0 7395 UNITEDHEALTH GROUP INC COM 91324P102 2208613 4217 SH SOLE 434 0 3783 US BANCORP DEL COM NEW 902973304 849424 20119 SH SOLE 80 0 20039 VANECK ETF TRUST BIOTECH ETF 92189F726 666607 4237 SH SOLE 590 0 3647 VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 337825 1010 SH SOLE 0 0 1010 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 2706419 32252 SH SOLE 0 0 32252 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2385313 47845 SH SOLE 0 0 47845 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36966106 503280 SH SOLE 15049 0 488231 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 765891 9784 SH SOLE 0 0 9784 VANGUARD CALIF TAX FREE FDS TAX EXEMPT BD FD 922021605 246000 2500 SH SOLE 0 0 2500 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 633917 3680 SH SOLE 0 0 3680 VANGUARD INDEX FDS SM CP VAL ETF 922908611 287152472 1541432 SH SOLE 39543 0 1501889 VANGUARD INDEX FDS MID CAP ETF 922908629 1029566 3981 SH SOLE 0 0 3981 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 79848977 155377 SH SOLE 6334 0 149043 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3389492 37436 SH SOLE 0 0 37436 VANGUARD INDEX FDS VALUE ETF 922908744 15176721 87859 SH SOLE 0 0 87859 VANGUARD INDEX FDS GROWTH ETF 922908736 4431740 11951 SH SOLE 0 0 11951 VANGUARD INDEX FDS TOTAL STK MKT 922908769 25358744 92267 SH SOLE 0 0 92267 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1251800 4972 SH SOLE 0 0 4972 VANGUARD INDEX FDS SMALL CP ETF 922908751 16538513 74582 SH SOLE 121 0 74461 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 586647 2398 SH SOLE 0 0 2398 VANGUARD INDEX FDS LARGE CAP ETF 922908637 3501751 13624 SH SOLE 0 0 13624 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 589503 3672 SH SOLE 0 0 3672 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 581954 5019 SH SOLE 0 0 5019 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 13009769 112541 SH SOLE 917 0 111624 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 232473 3311 SH SOLE 0 0 3311 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4902823 108327 SH SOLE 6169 0 102158 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 19698990 324744 SH SOLE 9651 0 315093 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1711562 42303 SH SOLE 256 0 42047 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 259790248 5235595 SH SOLE 122138 0 5113457 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 677857 8587 SH SOLE 480 0 8107 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 922255 15714 SH SOLE 0 0 15714 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 3317365 40191 SH SOLE 0 0 40191 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 537927 9056 SH SOLE 0 0 9056 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 185243047 954913 SH SOLE 16657 0 938256 VANGUARD STAR FDS VG TL INTL STK F 921909768 484730 7806 SH SOLE 0 0 7806 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7408762 145755 SH SOLE 4293 0 141462 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1537053 11919 SH SOLE 0 0 11919 VANGUARD WORLD FD MEGA GRWTH IND 921910816 220591 714 SH SOLE 0 0 714 VANGUARD WORLD FD INF TECH ETF 92204A702 11158930 20574 SH SOLE 831 0 19743 VANGUARD WORLD FD MATERIALS ETF 92204A801 545661 2890 SH SOLE 90 0 2800 VANGUARD WORLD FD HEALTH CAR ETF 92204A504 261037 986 SH SOLE 0 0 986 VERIZON COMMUNICATIONS INC COM 92343V104 380954 8398 SH SOLE 0 0 8398 VISA INC COM CL A 92826C839 1635061 4665 SH SOLE 0 0 4665 WALMART INC COM 931142103 1181553 13459 SH SOLE 0 0 13459 WASTE MGMT INC DEL COM 94106L109 444036 1918 SH SOLE 0 0 1918 WELLS FARGO CO NEW COM 949746101 1570839 21881 SH SOLE 0 0 21881 WISDOMTREE TR US LARGECAP DIVD 97717W307 3192582 40224 SH SOLE 0 0 40224 WISDOMTREE TR EMER MKT HIGH FD 97717W315 18505194 439762 SH SOLE 10284 0 429478