The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,021,231 10,906 SH   SOLE   2,163 0 8,743
ABBOTT LABS COM 002824100   2,090,082 21,580 SH   SOLE   3,269 0 18,311
ABBVIE INC COM 00287Y109   1,374,482 9,221 SH   SOLE   36 0 9,185
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,008,856 3,285 SH   SOLE   0 0 3,285
ADOBE INC COM 00724F101   1,258,433 2,468 SH   SOLE   0 0 2,468
ALIGN TECHNOLOGY INC COM 016255101   297,687 975 SH   SOLE   0 0 975
ALLBIRDS INC COM CL A 01675A109   34,991 31,523 SH   SOLE   0 0 31,523
ALPHABET INC CAP STK CL A 02079K305   11,101,639 84,836 SH   SOLE   21,909 0 62,927
ALPHABET INC CAP STK CL C 02079K107   5,911,049 44,831 SH   SOLE   7,896 0 36,935
ALTRIA GROUP INC COM 02209S103   205,910 4,895 SH   SOLE   850 0 4,045
AMAZON COM INC COM 023135106   3,785,586 29,779 SH   SOLE   0 0 29,779
AMERICAN EXPRESS CO COM 025816109   764,151 5,122 SH   SOLE   0 0 5,122
AMERICAN INTL GROUP INC COM NEW 026874784   317,483 5,239 SH   SOLE   0 0 5,239
AMGEN INC COM 031162100   1,343,800 5,000 SH   SOLE   0 0 5,000
APPLE INC COM 037833100   55,058,327 321,577 SH   SOLE   41,969 0 279,608
APPLIED MATLS INC COM 038222105   932,632 6,736 SH   SOLE   0 0 6,736
AT&T INC COM 00206R102   271,999 18,108 SH   SOLE   0 0 18,108
AUTOMATIC DATA PROCESSING IN COM 053015103   337,293 1,402 SH   SOLE   0 0 1,402
BANK AMERICA CORP COM 060505104   1,256,988 45,909 SH   SOLE   0 0 45,909
BECTON DICKINSON & CO COM 075887109   309,977 1,199 SH   SOLE   55 0 1,144
BERKSHIRE HATHAWAY INC DEL CL A 084670108   4,783,293 9 SH   SOLE   3 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   24,081,724 68,746 SH   SOLE   7,375 0 61,371
BILL HOLDINGS INC COM 090043100   28,456,740 262,105 SH   SOLE   160 0 261,945
BLACKROCK INC COM 09247X101   304,497 471 SH   SOLE   0 0 471
BOEING CO COM 097023105   286,239 1,493 SH   SOLE   0 0 1,493
BOX INC CL A 10316T104   219,512 9,067 SH   SOLE   0 0 9,067
BRISTOL-MYERS SQUIBB CO COM 110122108   439,227 7,567 SH   SOLE   0 0 7,567
BROADCOM INC COM 11135F101   862,142 1,038 SH   SOLE   0 0 1,038
CANADIAN PACIFIC KANSAS CITY COM 13646K108   900,807 12,106 SH   SOLE   0 0 12,106
CANGO INC ADS 137586103   24,906 21,000 SH   SOLE   0 0 21,000
CAPITAL ONE FINL CORP COM 14040H105   282,998 2,916 SH   SOLE   0 0 2,916
CATERPILLAR INC COM 149123101   797,878 2,922 SH   SOLE   249 0 2,673
CHARGEPOINT HOLDINGS INC COM CL A 15961R105   2,485,000 500,000 SH   SOLE   0 0 500,000
CHARTER COMMUNICATIONS INC N CL A 16119P108   658,952 1,498 SH   SOLE   73 0 1,425
CHEVRON CORP NEW COM 166764100   3,258,064 19,321 SH   SOLE   1,388 0 17,933
CINCINNATI FINL CORP COM 172062101   3,509,947 34,313 SH   SOLE   0 0 34,313
CISCO SYS INC COM 17275R102   1,441,301 26,809 SH   SOLE   404 0 26,405
CLOUDFLARE INC CL A COM 18915M107   797,645 12,653 SH   SOLE   2,997 0 9,656
COCA COLA CO COM 191216100   866,869 15,485 SH   SOLE   1,290 0 14,195
COMCAST CORP NEW CL A 20030N101   1,667,095 37,598 SH   SOLE   2,692 0 34,906
CONOCOPHILLIPS COM 20825C104   494,654 4,129 SH   SOLE   0 0 4,129
CONSTELLATION BRANDS INC CL A 21036P108   259,121 1,031 SH   SOLE   0 0 1,031
COSTCO WHSL CORP NEW COM 22160K105   1,227,658 2,173 SH   SOLE   450 0 1,723
COURSERA INC COM 22266M104   220,168 11,780 SH   SOLE   11,780 0 0
CSX CORP COM 126408103   285,268 9,277 SH   SOLE   0 0 9,277
CVS HEALTH CORP COM 126650100   306,859 4,395 SH   SOLE   0 0 4,395
DANAHER CORPORATION COM 235851102   1,627,784 6,561 SH   SOLE   1,566 0 4,995
DANIMER SCIENTIFIC INC COM CL A 236272100   24,530 11,850 SH   SOLE   0 0 11,850
DEERE & CO COM 244199105   494,163 1,309 SH   SOLE   0 0 1,309
DIAGEO PLC SPON ADR NEW 25243Q205   346,098 2,320 SH   SOLE   0 0 2,320
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   444,411 17,299 SH   SOLE   0 0 17,299
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   925,304 39,901 SH   SOLE   0 0 39,901
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,326,454 280,926 SH   SOLE   0 0 280,926
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   6,416,430 122,241 SH   SOLE   9,801 0 112,440
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,263,448 180,859 SH   SOLE   51,118 0 129,741
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   7,923,104 242,891 SH   SOLE   37,964 0 204,927
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,388,059 281,986 SH   SOLE   0 0 281,986
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   24,628,473 723,941 SH   SOLE   169,824 0 554,117
DISNEY WALT CO COM 254687106   1,648,878 20,343 SH   SOLE   3,650 0 16,693
DOCUSIGN INC COM 256163106   442,974 10,547 SH   SOLE   0 0 10,547
DOMINION ENERGY INC COM 25746U109   281,644 6,305 SH   SOLE   0 0 6,305
DUKE ENERGY CORP NEW COM NEW 26441C204   396,684 4,494 SH   SOLE   0 0 4,494
EATON CORP PLC SHS G29183103   224,157 1,051 SH   SOLE   0 0 1,051
ECOLAB INC COM 278865100   268,160 1,583 SH   SOLE   0 0 1,583
ELASTIC N V ORD SHS N14506104   850,177 10,465 SH   SOLE   0 0 10,465
ELEVANCE HEALTH INC COM 036752103   478,527 1,099 SH   SOLE   100 0 999
ELI LILLY & CO COM 532457108   344,230 640 SH   SOLE   0 0 640
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   963,482 19,316 SH   SOLE   0 0 19,316
ESAB CORPORATION COM 29605J106   305,949 4,357 SH   SOLE   0 0 4,357
EXXON MOBIL CORP COM 30231G102   2,946,790 25,062 SH   SOLE   613 0 24,449
FEDEX CORP COM 31428X106   810,246 3,058 SH   SOLE   310 0 2,748
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   6,855,568 157,380 SH   SOLE   49,624 0 107,756
FLEXSHARES TR US QUALITY CAP 33939L746   216,038 4,531 SH   SOLE   0 0 4,531
FTC SOLAR INC COM 30320C103   15,360 12,000 SH   SOLE   0 0 12,000
GALLAGHER ARTHUR J & CO COM 363576109   220,636 968 SH   SOLE   0 0 968
GENERAL DYNAMICS CORP COM 369550108   1,032,814 4,674 SH   SOLE   0 0 4,674
GENERAL ELECTRIC CO COM NEW 369604301   522,286 4,724 SH   SOLE   176 0 4,548
GENUINE PARTS CO COM 372460105   252,665 1,750 SH   SOLE   0 0 1,750
GOLDMAN SACHS GROUP INC COM 38141G104   463,676 1,433 SH   SOLE   75 0 1,358
HANESBRANDS INC COM 410345102   40,915 10,332 SH   SOLE   0 0 10,332
HOME DEPOT INC COM 437076102   1,934,730 6,403 SH   SOLE   0 0 6,403
HONEYWELL INTL INC COM 438516106   458,709 2,483 SH   SOLE   300 0 2,183
HUNTINGTON BANCSHARES INC COM 446150104   403,395 38,788 SH   SOLE   0 0 38,788
ILLINOIS TOOL WKS INC COM 452308109   306,312 1,330 SH   SOLE   31 0 1,299
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   6,198,179 196,207 SH   SOLE   23,318 0 172,889
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   9,761,687 325,064 SH   SOLE   22,734 0 302,330
INTEL CORP COM 458140100   966,335 27,182 SH   SOLE   1,809 0 25,373
INTERCONTINENTAL EXCHANGE IN COM 45866F104   219,380 1,994 SH   SOLE   0 0 1,994
INTERNATIONAL BUSINESS MACHS COM 459200101   815,050 5,809 SH   SOLE   0 0 5,809
INTERNATIONAL TOWER HILL MIN COM 46050R102   4,048 11,500 SH   SOLE   0 0 11,500
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   203,649 3,464 SH   SOLE   0 0 3,464
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   289,032 13,770 SH   SOLE   0 0 13,770
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,733,911 40,468 SH   SOLE   1,245 0 39,223
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   408,416 5,118 SH   SOLE   0 0 5,118
INVESCO QQQ TR UNIT SER 1 46090E103   2,002,729 5,590 SH   SOLE   0 0 5,590
ISHARES GOLD TR ISHARES NEW 464285204   251,683 7,193 SH   SOLE   0 0 7,193
ISHARES INC MSCI EMRG CHN 46434G764   210,482 4,224 SH   SOLE   0 0 4,224
ISHARES INC MSCI EURZONE ETF 464286608   602,765 14,270 SH   SOLE   0 0 14,270
ISHARES INC MSCI EQUAL WEITE 464286681   297,004 3,949 SH   SOLE   0 0 3,949
ISHARES INC MSCI GBL MIN VOL 464286525   263,780,071 2,764,393 SH   SOLE   309,323 0 2,455,070
ISHARES INC MSCI EMERG MRKT 464286533   2,275,719 42,656 SH   SOLE   8,381 0 34,275
ISHARES INC CORE MSCI EMKT 46434G103   53,499,210 1,124,165 SH   SOLE   38,605 0 1,085,560
ISHARES INC MSCI JPN ETF NEW 46434G822   200,886 3,332 SH   SOLE   0 0 3,332
ISHARES TR HDG MSCI EAFE 46434V803   362,193 12,033 SH   SOLE   0 0 12,033
ISHARES TR U.S. MED DVC ETF 464288810   394,305 8,130 SH   SOLE   0 0 8,130
ISHARES TR S&P SML 600 GWT 464287887   537,542 4,901 SH   SOLE   0 0 4,901
ISHARES TR DOW JONES US ETF 464287846   3,107,653 29,744 SH   SOLE   0 0 29,744
ISHARES TR ISHS 1-5YR INVS 464288646   298,183 5,984 SH   SOLE   0 0 5,984
ISHARES TR RUSSELL 3000 ETF 464287689   6,699,101 27,336 SH   SOLE   704 0 26,632
ISHARES TR SHORT TREAS BD 464288679   2,253,257 20,397 SH   SOLE   0 0 20,397
ISHARES TR CORE MSCI EAFE 46432F842   20,194,404 313,819 SH   SOLE   2,775 0 311,044
ISHARES TR INTL SEL DIV ETF 464288448   358,750 14,124 SH   SOLE   0 0 14,124
ISHARES TR EAFE SML CP ETF 464288273   3,275,026 57,995 SH   SOLE   6,228 0 51,767
ISHARES TR AGGRES ALLOC ETF 464289859   679,492 10,702 SH   SOLE   0 0 10,702
ISHARES TR MSCI USA QLT FCT 46432F339   216,663 1,644 SH   SOLE   0 0 1,644
ISHARES TR MSCI LW CRB TG 46434V464   12,730,062 84,727 SH   SOLE   6,866 0 77,861
ISHARES TR RUS MID CAP ETF 464287499   2,657,469 38,375 SH   SOLE   8,311 0 30,064
ISHARES TR MSCI EMG MKT ETF 464287234   3,796,312 100,033 SH   SOLE   1,875 0 98,158
ISHARES TR RUS MD CP GR ETF 464287481   1,124,793 12,313 SH   SOLE   0 0 12,313
ISHARES TR GRWT ALLOCAT ETF 464289867   25,727,913 520,702 SH   SOLE   43,744 0 476,958
ISHARES TR RUS 1000 ETF 464287622   16,239,334 69,129 SH   SOLE   4,681 0 64,448
ISHARES TR RUS 2000 GRW ETF 464287648   666,622 2,974 SH   SOLE   0 0 2,974
ISHARES TR CORE S&P500 ETF 464287200   58,110,688 135,315 SH   SOLE   5,070 0 130,245
ISHARES TR S&P 500 GRWT ETF 464287309   518,350 7,576 SH   SOLE   0 0 7,576
ISHARES TR RUS 1000 GRW ETF 464287614   2,245,858 8,443 SH   SOLE   0 0 8,443
ISHARES TR CORE S&P US VLU 464287663   173,265,576 2,321,951 SH   SOLE   123,811 0 2,198,140
ISHARES TR NATIONAL MUN ETF 464288414   15,058,717 146,857 SH   SOLE   35,911 0 110,946
ISHARES TR CORE S&P SCP ETF 464287804   2,095,057 22,209 SH   SOLE   0 0 22,209
ISHARES TR S&P 500 VAL ETF 464287408   665,406 4,324 SH   SOLE   0 0 4,324
ISHARES TR EAFE VALUE ETF 464288877   60,180,872 1,229,937 SH   SOLE   183,458 0 1,046,479
ISHARES TR CORE 1 5 YR USD 46432F859   834,283 17,988 SH   SOLE   0 0 17,988
ISHARES TR MSCI ACWI EX US 464288240   219,584 4,671 SH   SOLE   0 0 4,671
ISHARES TR MODERT ALLOC ETF 464289875   2,403,266 61,733 SH   SOLE   0 0 61,733
ISHARES TR CORE US AGGBD ET 464287226   7,183,316 76,383 SH   SOLE   14,802 0 61,581
ISHARES TR MSCI ACWI ETF 464288257   5,779,069 62,564 SH   SOLE   4,907 0 57,657
ISHARES TR RUSSELL 2000 ETF 464287655   8,425,798 47,670 SH   SOLE   443 0 47,227
ISHARES TR MSCI EAFE MIN VL 46429B689   10,490,115 160,842 SH   SOLE   288 0 160,554
ISHARES TR MSCI EAFE ETF 464287465   2,480,313 35,987 SH   SOLE   0 0 35,987
ISHARES TR RUS 1000 VAL ETF 464287598   5,167,446 34,034 SH   SOLE   0 0 34,034
ISHARES TR CORE S&P US GWT 464287671   2,672,309 28,180 SH   SOLE   0 0 28,180
ISHARES TR GLOBAL REIT ETF 46434V647   1,746,080 82,479 SH   SOLE   4,667 0 77,812
ISHARES TR CORE HIGH DV ETF 46429B663   228,831 2,314 SH   SOLE   0 0 2,314
ISHARES TR SELECT DIVID ETF 464287168   726,355 6,748 SH   SOLE   1,155 0 5,593
ISHARES TR CORE DIV GRWTH 46434V621   1,244,293 25,122 SH   SOLE   0 0 25,122
ISHARES TR CORE S&P MCP ETF 464287507   4,796,938 19,236 SH   SOLE   584 0 18,652
ISHARES TR RUS 2000 VAL ETF 464287630   12,937,406 95,443 SH   SOLE   2,754 0 92,689
ISHARES TR MSCI USA MIN VOL 46429B697   8,456,590 116,836 SH   SOLE   691 0 116,145
ISHARES TR CORE S&P TTL STK 464287150   2,174,188 23,083 SH   SOLE   0 0 23,083
ISHARES TR S&P MC 400VL ETF 464287705   521,303 5,165 SH   SOLE   0 0 5,165
JEFFERIES FINL GROUP INC COM 47233W109   228,681 6,243 SH   SOLE   0 0 6,243
JFROG LTD ORD SHS M6191J100   838,097 33,048 SH   SOLE   0 0 33,048
JOHNSON & JOHNSON COM 478160104   3,551,665 22,801 SH   SOLE   2,135 0 20,666
JPMORGAN CHASE & CO COM 46625H100   4,150,522 28,619 SH   SOLE   2,339 0 26,280
KINDER MORGAN INC DEL COM 49456B101   486,474 29,341 SH   SOLE   0 0 29,341
KRAFT HEINZ CO COM 500754106   219,568 6,527 SH   SOLE   0 0 6,527
LAM RESEARCH CORP COM 512807108   238,799 381 SH   SOLE   0 0 381
LINDE PLC SHS G54950103   382,031 1,026 SH   SOLE   0 0 1,026
LOCKHEED MARTIN CORP COM 539830109   333,711 816 SH   SOLE   310 0 506
LOEWS CORP COM 540424108   361,057 5,703 SH   SOLE   0 0 5,703
LOWES COS INC COM 548661107   1,616,995 7,780 SH   SOLE   0 0 7,780
MARATHON OIL CORP COM 565849106   299,065 11,180 SH   SOLE   10,150 0 1,030
MARATHON PETE CORP COM 56585A102   1,287,601 8,508 SH   SOLE   4,218 0 4,290
MASTERCARD INCORPORATED CL A 57636Q104   1,396,855 3,527 SH   SOLE   0 0 3,527
MCDONALDS CORP COM 580135101   882,169 3,347 SH   SOLE   366 0 2,981
MEDTRONIC PLC SHS G5960L103   276,689 3,531 SH   SOLE   0 0 3,531
MERCK & CO INC COM 58933Y105   1,880,501 18,265 SH   SOLE   458 0 17,807
META PLATFORMS INC CL A 30303M102   3,637,945 12,118 SH   SOLE   1,351 0 10,767
METLIFE INC COM 59156R108   258,749 4,113 SH   SOLE   0 0 4,113
MICROSOFT CORP COM 594918104   15,703,539 49,732 SH   SOLE   1,944 0 47,788
MONROE CAP CORP COM 610335101   81,950 11,000 SH   SOLE   0 0 11,000
MORGAN STANLEY COM NEW 617446448   336,863 4,124 SH   SOLE   0 0 4,124
NETFLIX INC COM 64110L106   552,429 1,463 SH   SOLE   45 0 1,418
NEXTERA ENERGY INC COM 65339F101   509,595 8,895 SH   SOLE   0 0 8,895
NIKE INC CL B 654106103   655,666 6,857 SH   SOLE   1,397 0 5,460
NOKIA CORP SPONSORED ADR 654902204   86,020 23,000 SH   SOLE   0 0 23,000
NORTHROP GRUMMAN CORP COM 666807102   280,841 638 SH   SOLE   150 0 488
NOVARTIS AG SPONSORED ADR 66987V109   387,170 3,801 SH   SOLE   0 0 3,801
NOVO-NORDISK A S ADR 670100205   475,071 5,224 SH   SOLE   0 0 5,224
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   226,539 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104   879,084 2,020 SH   SOLE   0 0 2,020
OCCIDENTAL PETE CORP COM 674599105   292,739 4,512 SH   SOLE   3,716 0 796
ORACLE CORP COM 68389X105   2,373,864 22,411 SH   SOLE   900 0 21,511
PALO ALTO NETWORKS INC COM 697435105   247,569 1,056 SH   SOLE   0 0 1,056
PARKER-HANNIFIN CORP COM 701094104   322,912 829 SH   SOLE   0 0 829
PAYCHEX INC COM 704326107   1,401,605 12,153 SH   SOLE   0 0 12,153
PEPSICO INC COM 713448108   3,355,590 19,804 SH   SOLE   2,909 0 16,895
PFIZER INC COM 717081103   1,452,836 43,799 SH   SOLE   0 0 43,799
PHILIP MORRIS INTL INC COM 718172109   380,782 4,113 SH   SOLE   0 0 4,113
PROCTER AND GAMBLE CO COM 742718109   4,455,152 30,544 SH   SOLE   293 0 30,251
PROSHARES TR SHORT S&P 500 NE 74347B425   434,100 30,000 SH   SOLE   0 0 30,000
PROSHARES TR S&P 500 DV ARIST 74348A467   501,901 5,668 SH   SOLE   0 0 5,668
PROSHARES TR ULTRAPRO SHORT S 74347B110   122,488 10,250 SH   SOLE   0 0 10,250
QUALCOMM INC COM 747525103   1,556,838 14,017 SH   SOLE   2,222 0 11,795
REALTY INCOME CORP COM 756109104   308,280 6,173 SH   SOLE   89 0 6,084
REGENERON PHARMACEUTICALS COM 75886F107   281,452 342 SH   SOLE   0 0 342
RESMED INC COM 761152107   210,123 1,421 SH   SOLE   0 0 1,421
RESTAURANT BRANDS INTL INC COM 76131D103   870,857 13,072 SH   SOLE   0 0 13,072
RLJ LODGING TR CUM CONV PFD A 74965L200   336,219 13,980 SH   SOLE   13,980 0 0
ROYAL BK CDA COM 780087102   2,825,624 32,315 SH   SOLE   0 0 32,315
RTX CORPORATION COM 75513E101   1,017,296 14,135 SH   SOLE   175 0 13,960
SALESFORCE INC COM 79466L302   1,878,554 9,264 SH   SOLE   5,847 0 3,417
SCHWAB CHARLES CORP COM 808513105   1,427,675 26,005 SH   SOLE   1,354 0 24,651
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   5,823,236 183,872 SH   SOLE   0 0 183,872
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   27,910,997 1,064,491 SH   SOLE   27,028 0 1,037,463
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,343,312 85,835 SH   SOLE   20,344 0 65,491
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,116,310 17,317 SH   SOLE   0 0 17,317
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   229,919 5,550 SH   SOLE   2,442 0 3,108
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   582,650 13,173 SH   SOLE   3,574 0 9,599
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,107,719 16,367 SH   SOLE   1,941 0 14,426
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,235,482 24,784 SH   SOLE   0 0 24,784
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,111,144 15,703 SH   SOLE   0 0 15,703
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   438,841 2,677 SH   SOLE   0 0 2,677
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   12,167,088 366,810 SH   SOLE   0 0 366,810
SILGAN HLDGS INC COM 827048109   997,048 23,128 SH   SOLE   0 0 23,128
SNOWFLAKE INC CL A 833445109   634,148 4,151 SH   SOLE   2,988 0 1,163
SOFI TECHNOLOGIES INC COM 83406F102   124,908 15,633 SH   SOLE   0 0 15,633
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   253,892 758 SH   SOLE   0 0 758
SPDR GOLD TR GOLD SHS 78463V107   546,068 3,185 SH   SOLE   131 0 3,054
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   377,334 12,949 SH   SOLE   2,325 0 10,624
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   718,006 13,292 SH   SOLE   0 0 13,292
SPDR S&P 500 ETF TR TR UNIT 78462F103   213,740 500 SH Put SOLE   0 0 500
SPDR S&P 500 ETF TR TR UNIT 78462F103   26,398,976 61,753 SH   SOLE   3,315 0 58,438
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,402,593 3,071 SH   SOLE   0 0 3,071
SPDR SER TR S&P DIVID ETF 78464A763   1,312,195 11,409 SH   SOLE   1,157 0 10,252
SPDR SER TR DJ REIT ETF 78464A607   251,723 3,035 SH   SOLE   0 0 3,035
STARBUCKS CORP COM 855244109   491,088 5,380 SH   SOLE   418 0 4,962
STRYKER CORPORATION COM 863667101   256,165 937 SH   SOLE   0 0 937
TARGET CORP COM 87612E106   226,337 2,047 SH   SOLE   750 0 1,297
TESLA INC COM 88160R101   250,220 1,000 SH Call SOLE   0 0 1,000
TESLA INC COM 88160R101   2,107,103 8,421 SH   SOLE   0 0 8,421
THE CIGNA GROUP COM 125523100   423,868 1,481 SH   SOLE   0 0 1,481
THERMO FISHER SCIENTIFIC INC COM 883556102   1,019,933 2,015 SH   SOLE   0 0 2,015
TJX COS INC NEW COM 872540109   2,423,935 27,272 SH   SOLE   5,264 0 22,008
T-MOBILE US INC COM 872590104   245,788 1,755 SH   SOLE   0 0 1,755
TOTALENERGIES SE SPONSORED ADS 89151E109   300,655 4,572 SH   SOLE   0 0 4,572
TRUIST FINL CORP COM 89832Q109   403,401 14,100 SH   SOLE   246 0 13,854
UNION PAC CORP COM 907818108   2,079,470 10,212 SH   SOLE   1,510 0 8,702
UNITED PARCEL SERVICE INC CL B 911312106   297,244 1,907 SH   SOLE   0 0 1,907
UNITEDHEALTH GROUP INC COM 91324P102   2,579,258 5,115 SH   SOLE   500 0 4,615
US BANCORP DEL COM NEW 902973304   1,165,034 35,240 SH   SOLE   260 0 34,980
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   654,499 8,630 SH   SOLE   0 0 8,630
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692   453,605 5,680 SH   SOLE   0 0 5,680
VANECK ETF TRUST BIOTECH ETF 92189F726   1,152,869 7,403 SH   SOLE   1,292 0 6,111
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   5,032,136 65,310 SH   SOLE   1,042 0 64,268
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   26,287,693 376,710 SH   SOLE   29,408 0 347,302
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,027,524 26,972 SH   SOLE   0 0 26,972
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,823,548 37,071 SH   SOLE   0 0 37,071
VANGUARD INDEX FDS VALUE ETF 922908744   13,987,619 101,411 SH   SOLE   518 0 100,893
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,786,175 25,311 SH   SOLE   54 0 25,257
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,451,910 7,418 SH   SOLE   0 0 7,418
VANGUARD INDEX FDS GROWTH ETF 922908736   2,993,504 10,993 SH   SOLE   0 0 10,993
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,051,869 42,610 SH   SOLE   26,016 0 16,594
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,486,596 32,863 SH   SOLE   9,128 0 23,735
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   224,989 1,718 SH   SOLE   0 0 1,718
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   528,888 3,690 SH   SOLE   0 0 3,690
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   57,984,056 147,609 SH   SOLE   11,180 0 136,429
VANGUARD INDEX FDS MID CAP ETF 922908629   1,147,402 5,510 SH   SOLE   0 0 5,510
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,148,647 5,363 SH   SOLE   0 0 5,363
VANGUARD INDEX FDS SM CP VAL ETF 922908611   115,606,358 724,836 SH   SOLE   51,323 0 673,513
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   11,306,992 106,467 SH   SOLE   2,301 0 104,166
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   16,511,114 318,317 SH   SOLE   17,364 0 300,953
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,466,204 37,662 SH   SOLE   13,655 0 24,007
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   449,128 4,820 SH   SOLE   0 0 4,820
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,219,557 107,612 SH   SOLE   9,517 0 98,095
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   205,162,019 4,265,321 SH   SOLE   224,739 0 4,040,582
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   597,217 7,947 SH   SOLE   2,793 0 5,154
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   2,769,056 41,540 SH   SOLE   0 0 41,540
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   902,246 15,664 SH   SOLE   0 0 15,664
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   147,626,396 950,052 SH   SOLE   41,033 0 909,019
VANGUARD STAR FDS VG TL INTL STK F 921909768   248,796 4,648 SH   SOLE   0 0 4,648
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,444,963 147,413 SH   SOLE   10,990 0 136,423
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,020,492 9,877 SH   SOLE   0 0 9,877
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   539,120 2,765 SH   SOLE   0 0 2,765
VANGUARD WORLD FDS INF TECH ETF 92204A702   9,097,927 21,928 SH   SOLE   1,862 0 20,066
VANGUARD WORLD FDS MATERIALS ETF 92204A801   525,668 3,047 SH   SOLE   229 0 2,818
VERIZON COMMUNICATIONS INC COM 92343V104   469,933 14,499 SH   SOLE   275 0 14,224
VISA INC COM CL A 92826C839   1,499,313 6,518 SH   SOLE   0 0 6,518
WALMART INC COM 931142103   838,467 5,242 SH   SOLE   0 0 5,242
WASTE MGMT INC DEL COM 94106L109   280,642 1,841 SH   SOLE   0 0 1,841
WELLS FARGO CO NEW COM 949746101   1,109,594 27,156 SH   SOLE   0 0 27,156
WISDOMTREE TR EMER MKT HIGH FD 97717W315   22,479,280 599,766 SH   SOLE   83,866 0 515,900
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,039,451 49,430 SH   SOLE   2,193 0 47,237