Chief Compliance Officer

0001172661-23-003425.txt : 20231018 0001172661-23-003425.hdr.sgml : 20231018 20231017173749 ACCESSION NUMBER: 0001172661-23-003425 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20230930 FILED AS OF DATE: 20231018 DATE AS OF CHANGE: 20231017 EFFECTIVENESS DATE: 20231018 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ASPIRIANT, LLC CENTRAL INDEX KEY: 0001433541 IRS NUMBER: 261518255 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13064 FILM NUMBER: 231330482 BUSINESS ADDRESS: STREET 1: 11100 SANTA MONICA BLVD STREET 2: SUITE 600 CITY: LOS ANGELES STATE: CA ZIP: 90025 BUSINESS PHONE: 4153717800 MAIL ADDRESS: STREET 1: 50 CALIFORNIA STREET STREET 2: SUITE 2600 CITY: SAN FRANCISCO STATE: CA ZIP: 94111 FORMER COMPANY: FORMER CONFORMED NAME: Kochis Fitz/Quintile LLC DATE OF NAME CHANGE: 20080425 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false true false 0001433541 XXXXXXXX 09-30-2023 09-30-2023 false ASPIRIANT, LLC

50 California Street Suite 2600 San Francisco CA 94111

13F HOLDINGS REPORT 028-13064 000146720 801-68987 N Shanda Gentry Chief Compliance Officer 513-824-3100 /s/ Shanda Gentry San Francisco CA 10-17-2023 0 282 1954318424 INFORMATION TABLE 2 infotable.xml 3M CO COM 88579Y101 1021231 10906 SH SOLE 2163 0 8743 ABBOTT LABS COM 002824100 2090082 21580 SH SOLE 3269 0 18311 ABBVIE INC COM 00287Y109 1374482 9221 SH SOLE 36 0 9185 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1008856 3285 SH SOLE 0 0 3285 ADOBE INC COM 00724F101 1258433 2468 SH SOLE 0 0 2468 ALIGN TECHNOLOGY INC COM 016255101 297687 975 SH SOLE 0 0 975 ALLBIRDS INC COM CL A 01675A109 34991 31523 SH SOLE 0 0 31523 ALPHABET INC CAP STK CL A 02079K305 11101639 84836 SH SOLE 21909 0 62927 ALPHABET INC CAP STK CL C 02079K107 5911049 44831 SH SOLE 7896 0 36935 ALTRIA GROUP INC COM 02209S103 205910 4895 SH SOLE 850 0 4045 AMAZON COM INC COM 023135106 3785586 29779 SH SOLE 0 0 29779 AMERICAN EXPRESS CO COM 025816109 764151 5122 SH SOLE 0 0 5122 AMERICAN INTL GROUP INC COM NEW 026874784 317483 5239 SH SOLE 0 0 5239 AMGEN INC COM 031162100 1343800 5000 SH SOLE 0 0 5000 APPLE INC COM 037833100 55058327 321577 SH SOLE 41969 0 279608 APPLIED MATLS INC COM 038222105 932632 6736 SH SOLE 0 0 6736 AT&T INC COM 00206R102 271999 18108 SH SOLE 0 0 18108 AUTOMATIC DATA PROCESSING IN COM 053015103 337293 1402 SH SOLE 0 0 1402 BANK AMERICA CORP COM 060505104 1256988 45909 SH SOLE 0 0 45909 BECTON DICKINSON & CO COM 075887109 309977 1199 SH SOLE 55 0 1144 BERKSHIRE HATHAWAY INC DEL CL A 084670108 4783293 9 SH SOLE 3 0 6 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 24081724 68746 SH SOLE 7375 0 61371 BILL HOLDINGS INC COM 090043100 28456740 262105 SH SOLE 160 0 261945 BLACKROCK INC COM 09247X101 304497 471 SH SOLE 0 0 471 BOEING CO COM 097023105 286239 1493 SH SOLE 0 0 1493 BOX INC CL A 10316T104 219512 9067 SH SOLE 0 0 9067 BRISTOL-MYERS SQUIBB CO COM 110122108 439227 7567 SH SOLE 0 0 7567 BROADCOM INC COM 11135F101 862142 1038 SH SOLE 0 0 1038 CANADIAN PACIFIC KANSAS CITY COM 13646K108 900807 12106 SH SOLE 0 0 12106 CANGO INC ADS 137586103 24906 21000 SH SOLE 0 0 21000 CAPITAL ONE FINL CORP COM 14040H105 282998 2916 SH SOLE 0 0 2916 CATERPILLAR INC COM 149123101 797878 2922 SH SOLE 249 0 2673 CHARGEPOINT HOLDINGS INC COM CL A 15961R105 2485000 500000 SH SOLE 0 0 500000 CHARTER COMMUNICATIONS INC N CL A 16119P108 658952 1498 SH SOLE 73 0 1425 CHEVRON CORP NEW COM 166764100 3258064 19321 SH SOLE 1388 0 17933 CINCINNATI FINL CORP COM 172062101 3509947 34313 SH SOLE 0 0 34313 CISCO SYS INC COM 17275R102 1441301 26809 SH SOLE 404 0 26405 CLOUDFLARE INC CL A COM 18915M107 797645 12653 SH SOLE 2997 0 9656 COCA COLA CO COM 191216100 866869 15485 SH SOLE 1290 0 14195 COMCAST CORP NEW CL A 20030N101 1667095 37598 SH SOLE 2692 0 34906 CONOCOPHILLIPS COM 20825C104 494654 4129 SH SOLE 0 0 4129 CONSTELLATION BRANDS INC CL A 21036P108 259121 1031 SH SOLE 0 0 1031 COSTCO WHSL CORP NEW COM 22160K105 1227658 2173 SH SOLE 450 0 1723 COURSERA INC COM 22266M104 220168 11780 SH SOLE 11780 0 0 CSX CORP COM 126408103 285268 9277 SH SOLE 0 0 9277 CVS HEALTH CORP COM 126650100 306859 4395 SH SOLE 0 0 4395 DANAHER CORPORATION COM 235851102 1627784 6561 SH SOLE 1566 0 4995 DANIMER SCIENTIFIC INC COM CL A 236272100 24530 11850 SH SOLE 0 0 11850 DEERE & CO COM 244199105 494163 1309 SH SOLE 0 0 1309 DIAGEO PLC SPON ADR NEW 25243Q205 346098 2320 SH SOLE 0 0 2320 DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 444411 17299 SH SOLE 0 0 17299 DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 925304 39901 SH SOLE 0 0 39901 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6326454 280926 SH SOLE 0 0 280926 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6416430 122241 SH SOLE 9801 0 112440 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8263448 180859 SH SOLE 51118 0 129741 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 7923104 242891 SH SOLE 37964 0 204927 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7388059 281986 SH SOLE 0 0 281986 DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 24628473 723941 SH SOLE 169824 0 554117 DISNEY WALT CO COM 254687106 1648878 20343 SH SOLE 3650 0 16693 DOCUSIGN INC COM 256163106 442974 10547 SH SOLE 0 0 10547 DOMINION ENERGY INC COM 25746U109 281644 6305 SH SOLE 0 0 6305 DUKE ENERGY CORP NEW COM NEW 26441C204 396684 4494 SH SOLE 0 0 4494 EATON CORP PLC SHS G29183103 224157 1051 SH SOLE 0 0 1051 ECOLAB INC COM 278865100 268160 1583 SH SOLE 0 0 1583 ELASTIC N V ORD SHS N14506104 850177 10465 SH SOLE 0 0 10465 ELEVANCE HEALTH INC COM 036752103 478527 1099 SH SOLE 100 0 999 ELI LILLY & CO COM 532457108 344230 640 SH SOLE 0 0 640 ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 963482 19316 SH SOLE 0 0 19316 ESAB CORPORATION COM 29605J106 305949 4357 SH SOLE 0 0 4357 EXXON MOBIL CORP COM 30231G102 2946790 25062 SH SOLE 613 0 24449 FEDEX CORP COM 31428X106 810246 3058 SH SOLE 310 0 2748 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 6855568 157380 SH SOLE 49624 0 107756 FLEXSHARES TR US QUALITY CAP 33939L746 216038 4531 SH SOLE 0 0 4531 FTC SOLAR INC COM 30320C103 15360 12000 SH SOLE 0 0 12000 GALLAGHER ARTHUR J & CO COM 363576109 220636 968 SH SOLE 0 0 968 GENERAL DYNAMICS CORP COM 369550108 1032814 4674 SH SOLE 0 0 4674 GENERAL ELECTRIC CO COM NEW 369604301 522286 4724 SH SOLE 176 0 4548 GENUINE PARTS CO COM 372460105 252665 1750 SH SOLE 0 0 1750 GOLDMAN SACHS GROUP INC COM 38141G104 463676 1433 SH SOLE 75 0 1358 HANESBRANDS INC COM 410345102 40915 10332 SH SOLE 0 0 10332 HOME DEPOT INC COM 437076102 1934730 6403 SH SOLE 0 0 6403 HONEYWELL INTL INC COM 438516106 458709 2483 SH SOLE 300 0 2183 HUNTINGTON BANCSHARES INC COM 446150104 403395 38788 SH SOLE 0 0 38788 ILLINOIS TOOL WKS INC COM 452308109 306312 1330 SH SOLE 31 0 1299 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 6198179 196207 SH SOLE 23318 0 172889 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 9761687 325064 SH SOLE 22734 0 302330 INTEL CORP COM 458140100 966335 27182 SH SOLE 1809 0 25373 INTERCONTINENTAL EXCHANGE IN COM 45866F104 219380 1994 SH SOLE 0 0 1994 INTERNATIONAL BUSINESS MACHS COM 459200101 815050 5809 SH SOLE 0 0 5809 INTERNATIONAL TOWER HILL MIN COM 46050R102 4048 11500 SH SOLE 0 0 11500 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 203649 3464 SH SOLE 0 0 3464 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 289032 13770 SH SOLE 0 0 13770 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5733911 40468 SH SOLE 1245 0 39223 INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 408416 5118 SH SOLE 0 0 5118 INVESCO QQQ TR UNIT SER 1 46090E103 2002729 5590 SH SOLE 0 0 5590 ISHARES GOLD TR ISHARES NEW 464285204 251683 7193 SH SOLE 0 0 7193 ISHARES INC MSCI EMRG CHN 46434G764 210482 4224 SH SOLE 0 0 4224 ISHARES INC MSCI EURZONE ETF 464286608 602765 14270 SH SOLE 0 0 14270 ISHARES INC MSCI EQUAL WEITE 464286681 297004 3949 SH SOLE 0 0 3949 ISHARES INC MSCI GBL MIN VOL 464286525 263780071 2764393 SH SOLE 309323 0 2455070 ISHARES INC MSCI EMERG MRKT 464286533 2275719 42656 SH SOLE 8381 0 34275 ISHARES INC CORE MSCI EMKT 46434G103 53499210 1124165 SH SOLE 38605 0 1085560 ISHARES INC MSCI JPN ETF NEW 46434G822 200886 3332 SH SOLE 0 0 3332 ISHARES TR HDG MSCI EAFE 46434V803 362193 12033 SH SOLE 0 0 12033 ISHARES TR U.S. MED DVC ETF 464288810 394305 8130 SH SOLE 0 0 8130 ISHARES TR S&P SML 600 GWT 464287887 537542 4901 SH SOLE 0 0 4901 ISHARES TR DOW JONES US ETF 464287846 3107653 29744 SH SOLE 0 0 29744 ISHARES TR ISHS 1-5YR INVS 464288646 298183 5984 SH SOLE 0 0 5984 ISHARES TR RUSSELL 3000 ETF 464287689 6699101 27336 SH SOLE 704 0 26632 ISHARES TR SHORT TREAS BD 464288679 2253257 20397 SH SOLE 0 0 20397 ISHARES TR CORE MSCI EAFE 46432F842 20194404 313819 SH SOLE 2775 0 311044 ISHARES TR INTL SEL DIV ETF 464288448 358750 14124 SH SOLE 0 0 14124 ISHARES TR EAFE SML CP ETF 464288273 3275026 57995 SH SOLE 6228 0 51767 ISHARES TR AGGRES ALLOC ETF 464289859 679492 10702 SH SOLE 0 0 10702 ISHARES TR MSCI USA QLT FCT 46432F339 216663 1644 SH SOLE 0 0 1644 ISHARES TR MSCI LW CRB TG 46434V464 12730062 84727 SH SOLE 6866 0 77861 ISHARES TR RUS MID CAP ETF 464287499 2657469 38375 SH SOLE 8311 0 30064 ISHARES TR MSCI EMG MKT ETF 464287234 3796312 100033 SH SOLE 1875 0 98158 ISHARES TR RUS MD CP GR ETF 464287481 1124793 12313 SH SOLE 0 0 12313 ISHARES TR GRWT ALLOCAT ETF 464289867 25727913 520702 SH SOLE 43744 0 476958 ISHARES TR RUS 1000 ETF 464287622 16239334 69129 SH SOLE 4681 0 64448 ISHARES TR RUS 2000 GRW ETF 464287648 666622 2974 SH SOLE 0 0 2974 ISHARES TR CORE S&P500 ETF 464287200 58110688 135315 SH SOLE 5070 0 130245 ISHARES TR S&P 500 GRWT ETF 464287309 518350 7576 SH SOLE 0 0 7576 ISHARES TR RUS 1000 GRW ETF 464287614 2245858 8443 SH SOLE 0 0 8443 ISHARES TR CORE S&P US VLU 464287663 173265576 2321951 SH SOLE 123811 0 2198140 ISHARES TR NATIONAL MUN ETF 464288414 15058717 146857 SH SOLE 35911 0 110946 ISHARES TR CORE S&P SCP ETF 464287804 2095057 22209 SH SOLE 0 0 22209 ISHARES TR S&P 500 VAL ETF 464287408 665406 4324 SH SOLE 0 0 4324 ISHARES TR EAFE VALUE ETF 464288877 60180872 1229937 SH SOLE 183458 0 1046479 ISHARES TR CORE 1 5 YR USD 46432F859 834283 17988 SH SOLE 0 0 17988 ISHARES TR MSCI ACWI EX US 464288240 219584 4671 SH SOLE 0 0 4671 ISHARES TR MODERT ALLOC ETF 464289875 2403266 61733 SH SOLE 0 0 61733 ISHARES TR CORE US AGGBD ET 464287226 7183316 76383 SH SOLE 14802 0 61581 ISHARES TR MSCI ACWI ETF 464288257 5779069 62564 SH SOLE 4907 0 57657 ISHARES TR RUSSELL 2000 ETF 464287655 8425798 47670 SH SOLE 443 0 47227 ISHARES TR MSCI EAFE MIN VL 46429B689 10490115 160842 SH SOLE 288 0 160554 ISHARES TR MSCI EAFE ETF 464287465 2480313 35987 SH SOLE 0 0 35987 ISHARES TR RUS 1000 VAL ETF 464287598 5167446 34034 SH SOLE 0 0 34034 ISHARES TR CORE S&P US GWT 464287671 2672309 28180 SH SOLE 0 0 28180 ISHARES TR GLOBAL REIT ETF 46434V647 1746080 82479 SH SOLE 4667 0 77812 ISHARES TR CORE HIGH DV ETF 46429B663 228831 2314 SH SOLE 0 0 2314 ISHARES TR SELECT DIVID ETF 464287168 726355 6748 SH SOLE 1155 0 5593 ISHARES TR CORE DIV GRWTH 46434V621 1244293 25122 SH SOLE 0 0 25122 ISHARES TR CORE S&P MCP ETF 464287507 4796938 19236 SH SOLE 584 0 18652 ISHARES TR RUS 2000 VAL ETF 464287630 12937406 95443 SH SOLE 2754 0 92689 ISHARES TR MSCI USA MIN VOL 46429B697 8456590 116836 SH SOLE 691 0 116145 ISHARES TR CORE S&P TTL STK 464287150 2174188 23083 SH SOLE 0 0 23083 ISHARES TR S&P MC 400VL ETF 464287705 521303 5165 SH SOLE 0 0 5165 JEFFERIES FINL GROUP INC COM 47233W109 228681 6243 SH SOLE 0 0 6243 JFROG LTD ORD SHS M6191J100 838097 33048 SH SOLE 0 0 33048 JOHNSON & JOHNSON COM 478160104 3551665 22801 SH SOLE 2135 0 20666 JPMORGAN CHASE & CO COM 46625H100 4150522 28619 SH SOLE 2339 0 26280 KINDER MORGAN INC DEL COM 49456B101 486474 29341 SH SOLE 0 0 29341 KRAFT HEINZ CO COM 500754106 219568 6527 SH SOLE 0 0 6527 LAM RESEARCH CORP COM 512807108 238799 381 SH SOLE 0 0 381 LINDE PLC SHS G54950103 382031 1026 SH SOLE 0 0 1026 LOCKHEED MARTIN CORP COM 539830109 333711 816 SH SOLE 310 0 506 LOEWS CORP COM 540424108 361057 5703 SH SOLE 0 0 5703 LOWES COS INC COM 548661107 1616995 7780 SH SOLE 0 0 7780 MARATHON OIL CORP COM 565849106 299065 11180 SH SOLE 10150 0 1030 MARATHON PETE CORP COM 56585A102 1287601 8508 SH SOLE 4218 0 4290 MASTERCARD INCORPORATED CL A 57636Q104 1396855 3527 SH SOLE 0 0 3527 MCDONALDS CORP COM 580135101 882169 3347 SH SOLE 366 0 2981 MEDTRONIC PLC SHS G5960L103 276689 3531 SH SOLE 0 0 3531 MERCK & CO INC COM 58933Y105 1880501 18265 SH SOLE 458 0 17807 META PLATFORMS INC CL A 30303M102 3637945 12118 SH SOLE 1351 0 10767 METLIFE INC COM 59156R108 258749 4113 SH SOLE 0 0 4113 MICROSOFT CORP COM 594918104 15703539 49732 SH SOLE 1944 0 47788 MONROE CAP CORP COM 610335101 81950 11000 SH SOLE 0 0 11000 MORGAN STANLEY COM NEW 617446448 336863 4124 SH SOLE 0 0 4124 NETFLIX INC COM 64110L106 552429 1463 SH SOLE 45 0 1418 NEXTERA ENERGY INC COM 65339F101 509595 8895 SH SOLE 0 0 8895 NIKE INC CL B 654106103 655666 6857 SH SOLE 1397 0 5460 NOKIA CORP SPONSORED ADR 654902204 86020 23000 SH SOLE 0 0 23000 NORTHROP GRUMMAN CORP COM 666807102 280841 638 SH SOLE 150 0 488 NOVARTIS AG SPONSORED ADR 66987V109 387170 3801 SH SOLE 0 0 3801 NOVO-NORDISK A S ADR 670100205 475071 5224 SH SOLE 0 0 5224 NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 226539 6506 SH SOLE 0 0 6506 NVIDIA CORPORATION COM 67066G104 879084 2020 SH SOLE 0 0 2020 OCCIDENTAL PETE CORP COM 674599105 292739 4512 SH SOLE 3716 0 796 ORACLE CORP COM 68389X105 2373864 22411 SH SOLE 900 0 21511 PALO ALTO NETWORKS INC COM 697435105 247569 1056 SH SOLE 0 0 1056 PARKER-HANNIFIN CORP COM 701094104 322912 829 SH SOLE 0 0 829 PAYCHEX INC COM 704326107 1401605 12153 SH SOLE 0 0 12153 PEPSICO INC COM 713448108 3355590 19804 SH SOLE 2909 0 16895 PFIZER INC COM 717081103 1452836 43799 SH SOLE 0 0 43799 PHILIP MORRIS INTL INC COM 718172109 380782 4113 SH SOLE 0 0 4113 PROCTER AND GAMBLE CO COM 742718109 4455152 30544 SH SOLE 293 0 30251 PROSHARES TR SHORT S&P 500 NE 74347B425 434100 30000 SH SOLE 0 0 30000 PROSHARES TR S&P 500 DV ARIST 74348A467 501901 5668 SH SOLE 0 0 5668 PROSHARES TR ULTRAPRO SHORT S 74347B110 122488 10250 SH SOLE 0 0 10250 QUALCOMM INC COM 747525103 1556838 14017 SH SOLE 2222 0 11795 REALTY INCOME CORP COM 756109104 308280 6173 SH SOLE 89 0 6084 REGENERON PHARMACEUTICALS COM 75886F107 281452 342 SH SOLE 0 0 342 RESMED INC COM 761152107 210123 1421 SH SOLE 0 0 1421 RESTAURANT BRANDS INTL INC COM 76131D103 870857 13072 SH SOLE 0 0 13072 RLJ LODGING TR CUM CONV PFD A 74965L200 336219 13980 SH SOLE 13980 0 0 ROYAL BK CDA COM 780087102 2825624 32315 SH SOLE 0 0 32315 RTX CORPORATION COM 75513E101 1017296 14135 SH SOLE 175 0 13960 SALESFORCE INC COM 79466L302 1878554 9264 SH SOLE 5847 0 3417 SCHWAB CHARLES CORP COM 808513105 1427675 26005 SH SOLE 1354 0 24651 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 5823236 183872 SH SOLE 0 0 183872 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 27910997 1064491 SH SOLE 27028 0 1037463 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4343312 85835 SH SOLE 20344 0 65491 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1116310 17317 SH SOLE 0 0 17317 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 229919 5550 SH SOLE 2442 0 3108 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 582650 13173 SH SOLE 3574 0 9599 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1107719 16367 SH SOLE 1941 0 14426 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1235482 24784 SH SOLE 0 0 24784 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1111144 15703 SH SOLE 0 0 15703 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 438841 2677 SH SOLE 0 0 2677 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 12167088 366810 SH SOLE 0 0 366810 SILGAN HLDGS INC COM 827048109 997048 23128 SH SOLE 0 0 23128 SNOWFLAKE INC CL A 833445109 634148 4151 SH SOLE 2988 0 1163 SOFI TECHNOLOGIES INC COM 83406F102 124908 15633 SH SOLE 0 0 15633 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 253892 758 SH SOLE 0 0 758 SPDR GOLD TR GOLD SHS 78463V107 546068 3185 SH SOLE 131 0 3054 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 377334 12949 SH SOLE 2325 0 10624 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 718006 13292 SH SOLE 0 0 13292 SPDR S&P 500 ETF TR TR UNIT 78462F103 213740 500 SH Put SOLE 0 0 500 SPDR S&P 500 ETF TR TR UNIT 78462F103 26398976 61753 SH SOLE 3315 0 58438 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1402593 3071 SH SOLE 0 0 3071 SPDR SER TR S&P DIVID ETF 78464A763 1312195 11409 SH SOLE 1157 0 10252 SPDR SER TR DJ REIT ETF 78464A607 251723 3035 SH SOLE 0 0 3035 STARBUCKS CORP COM 855244109 491088 5380 SH SOLE 418 0 4962 STRYKER CORPORATION COM 863667101 256165 937 SH SOLE 0 0 937 TARGET CORP COM 87612E106 226337 2047 SH SOLE 750 0 1297 TESLA INC COM 88160R101 250220 1000 SH Call SOLE 0 0 1000 TESLA INC COM 88160R101 2107103 8421 SH SOLE 0 0 8421 THE CIGNA GROUP COM 125523100 423868 1481 SH SOLE 0 0 1481 THERMO FISHER SCIENTIFIC INC COM 883556102 1019933 2015 SH SOLE 0 0 2015 TJX COS INC NEW COM 872540109 2423935 27272 SH SOLE 5264 0 22008 T-MOBILE US INC COM 872590104 245788 1755 SH SOLE 0 0 1755 TOTALENERGIES SE SPONSORED ADS 89151E109 300655 4572 SH SOLE 0 0 4572 TRUIST FINL CORP COM 89832Q109 403401 14100 SH SOLE 246 0 13854 UNION PAC CORP COM 907818108 2079470 10212 SH SOLE 1510 0 8702 UNITED PARCEL SERVICE INC CL B 911312106 297244 1907 SH SOLE 0 0 1907 UNITEDHEALTH GROUP INC COM 91324P102 2579258 5115 SH SOLE 500 0 4615 US BANCORP DEL COM NEW 902973304 1165034 35240 SH SOLE 260 0 34980 VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 654499 8630 SH SOLE 0 0 8630 VANECK ETF TRUST PHARMACEUTCL ETF 92189F692 453605 5680 SH SOLE 0 0 5680 VANECK ETF TRUST BIOTECH ETF 92189F726 1152869 7403 SH SOLE 1292 0 6111 VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 5032136 65310 SH SOLE 1042 0 64268 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 26287693 376710 SH SOLE 29408 0 347302 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2027524 26972 SH SOLE 0 0 26972 VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1823548 37071 SH SOLE 0 0 37071 VANGUARD INDEX FDS VALUE ETF 922908744 13987619 101411 SH SOLE 518 0 100893 VANGUARD INDEX FDS SMALL CP ETF 922908751 4786175 25311 SH SOLE 54 0 25257 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1451910 7418 SH SOLE 0 0 7418 VANGUARD INDEX FDS GROWTH ETF 922908736 2993504 10993 SH SOLE 0 0 10993 VANGUARD INDEX FDS TOTAL STK MKT 922908769 9051869 42610 SH SOLE 26016 0 16594 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2486596 32863 SH SOLE 9128 0 23735 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 224989 1718 SH SOLE 0 0 1718 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 528888 3690 SH SOLE 0 0 3690 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 57984056 147609 SH SOLE 11180 0 136429 VANGUARD INDEX FDS MID CAP ETF 922908629 1147402 5510 SH SOLE 0 0 5510 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1148647 5363 SH SOLE 0 0 5363 VANGUARD INDEX FDS SM CP VAL ETF 922908611 115606358 724836 SH SOLE 51323 0 673513 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 11306992 106467 SH SOLE 2301 0 104166 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16511114 318317 SH SOLE 17364 0 300953 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1466204 37662 SH SOLE 13655 0 24007 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 449128 4820 SH SOLE 0 0 4820 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4219557 107612 SH SOLE 9517 0 98095 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 205162019 4265321 SH SOLE 224739 0 4040582 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 597217 7947 SH SOLE 2793 0 5154 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2769056 41540 SH SOLE 0 0 41540 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 902246 15664 SH SOLE 0 0 15664 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 147626396 950052 SH SOLE 41033 0 909019 VANGUARD STAR FDS VG TL INTL STK F 921909768 248796 4648 SH SOLE 0 0 4648 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6444963 147413 SH SOLE 10990 0 136423 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1020492 9877 SH SOLE 0 0 9877 VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 539120 2765 SH SOLE 0 0 2765 VANGUARD WORLD FDS INF TECH ETF 92204A702 9097927 21928 SH SOLE 1862 0 20066 VANGUARD WORLD FDS MATERIALS ETF 92204A801 525668 3047 SH SOLE 229 0 2818 VERIZON COMMUNICATIONS INC COM 92343V104 469933 14499 SH SOLE 275 0 14224 VISA INC COM CL A 92826C839 1499313 6518 SH SOLE 0 0 6518 WALMART INC COM 931142103 838467 5242 SH SOLE 0 0 5242 WASTE MGMT INC DEL COM 94106L109 280642 1841 SH SOLE 0 0 1841 WELLS FARGO CO NEW COM 949746101 1109594 27156 SH SOLE 0 0 27156 WISDOMTREE TR EMER MKT HIGH FD 97717W315 22479280 599766 SH SOLE 83866 0 515900 WISDOMTREE TR US LARGECAP DIVD 97717W307 3039451 49430 SH SOLE 2193 0 47237