The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   773,216 7,356 SH   SOLE   2,163 0 5,193
ABBOTT LABS COM 002824100   1,935,686 19,116 SH   SOLE   3,422 0 15,694
ABBVIE INC COM 00287Y109   1,413,293 8,868 SH   SOLE   36 0 8,832
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   851,142 2,978 SH   SOLE   0 0 2,978
ADOBE SYSTEMS INCORPORATED COM 00724F101   907,546 2,355 SH   SOLE   0 0 2,355
ALIGN TECHNOLOGY INC COM 016255101   556,009 1,664 SH   SOLE   0 0 1,664
ALPHABET INC CAP STK CL C 02079K107   4,915,728 47,266 SH   SOLE   8,816 0 38,450
ALPHABET INC CAP STK CL A 02079K305   8,680,126 83,680 SH   SOLE   21,950 0 61,730
AMAZON COM INC COM 023135106   2,879,209 27,875 SH   SOLE   0 0 27,875
AMERICAN EXPRESS CO COM 025816109   855,431 5,186 SH   SOLE   0 0 5,186
AMERIPRISE FINL INC COM 03076C106   246,733 805 SH   SOLE   0 0 805
AMGEN INC COM 031162100   947,177 3,918 SH   SOLE   0 0 3,918
ANALOG DEVICES INC COM 032654105   237,650 1,205 SH   SOLE   0 0 1,205
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   378,359 5,670 SH   SOLE   1,670 0 4,000
APPLE INC COM 037833100   47,116,655 285,728 SH   SOLE   42,350 0 243,378
APPLIED MATLS INC COM 038222105   698,532 5,687 SH   SOLE   0 0 5,687
AT&T INC COM 00206R102   321,181 16,685 SH   SOLE   0 0 16,685
AUTOMATIC DATA PROCESSING IN COM 053015103   317,248 1,425 SH   SOLE   0 0 1,425
BANK AMERICA CORP COM 060505104   1,198,712 41,913 SH   SOLE   0 0 41,913
BECTON DICKINSON & CO COM 075887109   294,078 1,188 SH   SOLE   55 0 1,133
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   21,534,237 69,742 SH   SOLE   7,703 0 62,039
BERKSHIRE HATHAWAY INC DEL CL A 084670108   4,190,400 9 SH   SOLE   3 0 6
BILL HOLDINGS INC COM 090043100   21,506,887 265,059 SH   SOLE   364 0 264,695
BOEING CO COM 097023105   298,744 1,406 SH   SOLE   0 0 1,406
BOX INC CL A 10316T104   235,752 8,800 SH   SOLE   0 0 8,800
BRISTOL-MYERS SQUIBB CO COM 110122108   995,060 14,357 SH   SOLE   0 0 14,357
BROADCOM INC COM 11135F101   485,004 756 SH   SOLE   0 0 756
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108   209,100 6,636 SH   SOLE   0 0 6,636
CANGO INC ADS 137586103   22,800 20,000 SH   SOLE   0 0 20,000
CAPITAL ONE FINL CORP COM 14040H105   259,920 2,703 SH   SOLE   0 0 2,703
CATERPILLAR INC COM 149123101   638,519 2,790 SH   SOLE   248 0 2,542
CHARTER COMMUNICATIONS INC N CL A 16119P108   483,572 1,352 SH   SOLE   73 0 1,279
CHEVRON CORP NEW COM 166764100   3,038,126 18,621 SH   SOLE   1,388 0 17,233
CINCINNATI FINL CORP COM 172062101   3,830,075 34,173 SH   SOLE   0 0 34,173
CISCO SYS INC COM 17275R102   1,201,996 22,994 SH   SOLE   404 0 22,590
CLOROX CO DEL COM 189054109   206,431 1,305 SH   SOLE   71 0 1,234
CLOUDFLARE INC CL A COM 18915M107   1,289,496 20,913 SH   SOLE   3,779 0 17,134
COCA COLA CO COM 191216100   832,339 13,418 SH   SOLE   1,290 0 12,128
COMCAST CORP NEW CL A 20030N101   1,214,788 32,044 SH   SOLE   2,692 0 29,352
CONOCOPHILLIPS COM 20825C104   450,909 4,545 SH   SOLE   0 0 4,545
COSTCO WHSL CORP NEW COM 22160K105   1,039,999 2,093 SH   SOLE   450 0 1,643
COURSERA INC COM 22266M104   237,335 20,602 SH   SOLE   20,602 0 0
CSX CORP COM 126408103   212,334 7,092 SH   SOLE   0 0 7,092
CVS HEALTH CORP COM 126650100   264,767 3,563 SH   SOLE   0 0 3,563
DANAHER CORPORATION COM 235851102   1,739,392 6,901 SH   SOLE   1,566 0 5,335
DANIMER SCIENTIFIC INC COM CL A 236272100   40,883 11,850 SH   SOLE   0 0 11,850
DEERE & CO COM 244199105   481,892 1,167 SH   SOLE   0 0 1,167
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   964,806 39,901 SH   SOLE   0 0 39,901
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   434,897 17,299 SH   SOLE   0 0 17,299
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   23,408,915 699,191 SH   SOLE   126,497 0 572,694
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,185,019 183,933 SH   SOLE   51,011 0 132,922
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   7,842,139 243,318 SH   SOLE   40,113 0 203,205
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   6,528,171 283,095 SH   SOLE   0 0 283,095
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   6,753,347 128,147 SH   SOLE   9,801 0 118,346
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   7,184,410 281,963 SH   SOLE   0 0 281,963
DISNEY WALT CO COM 254687106   1,901,664 18,992 SH   SOLE   3,651 0 15,341
DOCUSIGN INC COM 256163106   614,890 10,547 SH   SOLE   0 0 10,547
DOMINION ENERGY INC COM 25746U109   339,597 6,074 SH   SOLE   0 0 6,074
DUKE ENERGY CORP NEW COM NEW 26441C204   327,467 3,394 SH   SOLE   0 0 3,394
ECOLAB INC COM 278865100   256,903 1,552 SH   SOLE   0 0 1,552
EDWARDS LIFESCIENCES CORP COM 28176E108   226,846 2,742 SH   SOLE   0 0 2,742
ELASTIC N V ORD SHS N14506104   605,924 10,465 SH   SOLE   0 0 10,465
ELEVANCE HEALTH INC COM 036752103   485,559 1,056 SH   SOLE   100 0 956
ENBRIDGE INC COM 29250N105   207,422 5,437 SH   SOLE   0 0 5,437
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   919,248 19,316 SH   SOLE   0 0 19,316
ESAB CORPORATION COM 29605J106   258,077 4,369 SH   SOLE   0 0 4,369
EXXON MOBIL CORP COM 30231G102   2,912,131 26,556 SH   SOLE   613 0 25,943
FEDEX CORP COM 31428X106   450,354 1,971 SH   SOLE   310 0 1,661
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,916,888 128,628 SH   SOLE   47,018 0 81,610
FLEXSHARES TR US QUALITY CAP 33939L746   233,367 5,137 SH   SOLE   0 0 5,137
FTC SOLAR INC COM 30320C103   22,500 10,000 SH   SOLE   0 0 10,000
GENERAL DYNAMICS CORP COM 369550108   1,080,803 4,736 SH   SOLE   0 0 4,736
GENERAL ELECTRIC CO COM NEW 369604301   472,376 4,941 SH   SOLE   176 0 4,765
GENUINE PARTS CO COM 372460105   241,930 1,446 SH   SOLE   0 0 1,446
GOLDMAN SACHS GROUP INC COM 38141G104   332,017 1,015 SH   SOLE   75 0 940
HANESBRANDS INC COM 410345102   54,357 10,334 SH   SOLE   0 0 10,334
HOME DEPOT INC COM 437076102   1,678,052 5,686 SH   SOLE   0 0 5,686
HONEYWELL INTL INC COM 438516106   366,759 1,919 SH   SOLE   300 0 1,619
HUNTINGTON BANCSHARES INC COM 446150104   408,397 36,464 SH   SOLE   0 0 36,464
ILLINOIS TOOL WKS INC COM 452308109   228,843 940 SH   SOLE   31 0 909
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800   5,235,714 165,530 SH   SOLE   23,304 0 142,226
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107   8,671,719 296,875 SH   SOLE   23,432 0 273,443
INTEL CORP COM 458140100   820,815 25,124 SH   SOLE   1,809 0 23,315
INTERNATIONAL BUSINESS MACHS COM 459200101   736,245 5,616 SH   SOLE   0 0 5,616
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   216,154 3,464 SH   SOLE   0 0 3,464
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   286,416 13,770 SH   SOLE   0 0 13,770
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   402,347 4,995 SH   SOLE   0 0 4,995
INVESCO EXCHANGE TRADED FD T S&P MDCP400 VL 46137V191   534,096 5,665 SH   SOLE   0 0 5,665
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   6,991,220 48,342 SH   SOLE   1,154 0 47,188
INVESCO QQQ TR UNIT SER 1 46090E103   1,701,740 5,303 SH   SOLE   0 0 5,303
ISHARES GOLD TR ISHARES NEW 464285204   271,493 7,265 SH   SOLE   0 0 7,265
ISHARES INC MSCI EMRG CHN 46434G764   208,370 4,224 SH   SOLE   0 0 4,224
ISHARES INC MSCI EURZONE ETF 464286608   346,214 7,680 SH   SOLE   0 0 7,680
ISHARES INC CORE MSCI EMKT 46434G103   54,216,524 1,111,221 SH   SOLE   45,317 0 1,065,904
ISHARES INC ESG AWR MSCI EM 46434G863   268,871 8,541 SH   SOLE   1,253 0 7,288
ISHARES INC MSCI EMERG MRKT 464286533   2,403,285 44,040 SH   SOLE   8,381 0 35,659
ISHARES INC MSCI GBL MIN VOL 464286525   274,676,258 2,839,032 SH   SOLE   329,838 0 2,509,194
ISHARES INC MSCI EQUAL WEITE 464286681   298,347 3,949 SH   SOLE   0 0 3,949
ISHARES TR HDG MSCI EAFE 46434V803   354,613 12,033 SH   SOLE   0 0 12,033
ISHARES TR DOW JONES US ETF 464287846   2,976,482 29,744 SH   SOLE   0 0 29,744
ISHARES TR S&P SML 600 GWT 464287887   538,816 4,901 SH   SOLE   0 0 4,901
ISHARES TR SP SMCP600VL ETF 464287879   338,796 3,620 SH   SOLE   0 0 3,620
ISHARES TR U.S. ENERGY ETF 464287796   234,325 5,356 SH   SOLE   0 0 5,356
ISHARES TR U.S. MED DVC ETF 464288810   438,857 8,130 SH   SOLE   0 0 8,130
ISHARES TR MSCI USA QLT FCT 46432F339   425,419 3,429 SH   SOLE   0 0 3,429
ISHARES TR EAFE VALUE ETF 464288877   62,730,652 1,292,616 SH   SOLE   210,395 0 1,082,221
ISHARES TR SHORT TREAS BD 464288679   2,026,239 18,337 SH   SOLE   0 0 18,337
ISHARES TR S&P 500 VAL ETF 464287408   657,016 4,329 SH   SOLE   0 0 4,329
ISHARES TR MSCI LW CRB TG 46434V464   11,744,513 79,387 SH   SOLE   5,969 0 73,418
ISHARES TR RUS MD CP GR ETF 464287481   1,130,477 12,416 SH   SOLE   0 0 12,416
ISHARES TR RUS 2000 VAL ETF 464287630   13,183,382 96,215 SH   SOLE   3,014 0 93,201
ISHARES TR CORE S&P US GWT 464287671   2,557,552 28,811 SH   SOLE   0 0 28,811
ISHARES TR CORE HIGH DV ETF 46429B663   693,220 6,819 SH   SOLE   0 0 6,819
ISHARES TR RUSSELL 3000 ETF 464287689   6,772,317 28,768 SH   SOLE   704 0 28,064
ISHARES TR CORE 1 5 YR USD 46432F859   887,174 18,814 SH   SOLE   0 0 18,814
ISHARES TR RUS MID CAP ETF 464287499   2,702,548 38,652 SH   SOLE   8,400 0 30,252
ISHARES TR NATIONAL MUN ETF 464288414   15,806,428 146,709 SH   SOLE   29,041 0 117,668
ISHARES TR EAFE SML CP ETF 464288273   3,615,285 60,751 SH   SOLE   6,259 0 54,492
ISHARES TR MSCI EAFE ETF 464287465   2,595,553 36,291 SH   SOLE   0 0 36,291
ISHARES TR GRWT ALLOCAT ETF 464289867   23,587,454 471,466 SH   SOLE   44,228 0 427,238
ISHARES TR RUS 1000 VAL ETF 464287598   5,248,268 34,468 SH   SOLE   0 0 34,468
ISHARES TR CORE S&P US VLU 464287663   170,048,302 2,304,801 SH   SOLE   122,384 0 2,182,417
ISHARES TR MSCI ACWI EX US 464288240   227,805 4,671 SH   SOLE   0 0 4,671
ISHARES TR CORE S&P MCP ETF 464287507   5,623,539 22,479 SH   SOLE   579 0 21,900
ISHARES TR MSCI EAFE MIN VL 46429B689   11,991,233 177,254 SH   SOLE   2,038 0 175,216
ISHARES TR SELECT DIVID ETF 464287168   1,381,318 11,788 SH   SOLE   1,155 0 10,633
ISHARES TR RUSSELL 2000 ETF 464287655   8,815,219 49,412 SH   SOLE   530 0 48,882
ISHARES TR MSCI EMG MKT ETF 464287234   4,194,225 106,291 SH   SOLE   1,875 0 104,416
ISHARES TR S&P MC 400VL ETF 464287705   511,384 4,976 SH   SOLE   0 0 4,976
ISHARES TR INTL SEL DIV ETF 464288448   1,088,247 39,587 SH   SOLE   0 0 39,587
ISHARES TR CORE S&P500 ETF 464287200   43,798,526 106,545 SH   SOLE   4,941 0 101,604
ISHARES TR CORE US AGGBD ET 464287226   5,463,389 54,831 SH   SOLE   13,825 0 41,006
ISHARES TR RUS 2000 GRW ETF 464287648   662,541 2,921 SH   SOLE   0 0 2,921
ISHARES TR MSCI USA MIN VOL 46429B697   8,822,416 121,287 SH   SOLE   691 0 120,596
ISHARES TR ISHS 1-5YR INVS 464288646   281,103 5,562 SH   SOLE   0 0 5,562
ISHARES TR MODERT ALLOC ETF 464289875   2,480,966 62,242 SH   SOLE   0 0 62,242
ISHARES TR RUS 1000 GRW ETF 464287614   2,095,928 8,578 SH   SOLE   0 0 8,578
ISHARES TR CORE DIV GRWTH 46434V621   1,267,696 25,359 SH   SOLE   0 0 25,359
ISHARES TR CORE S&P TTL STK 464287150   2,242,471 24,765 SH   SOLE   0 0 24,765
ISHARES TR GLOBAL REIT ETF 46434V647   2,350,142 102,492 SH   SOLE   3,352 0 99,140
ISHARES TR RUS 1000 ETF 464287622   16,230,980 72,063 SH   SOLE   4,681 0 67,382
ISHARES TR CORE MSCI EAFE 46432F842   13,488,911 201,779 SH   SOLE   2,775 0 199,004
ISHARES TR MSCI ACWI ETF 464288257   3,544,462 38,881 SH   SOLE   4,918 0 33,963
ISHARES TR CORE S&P SCP ETF 464287804   2,134,227 22,071 SH   SOLE   0 0 22,071
ISHARES TR AGGRES ALLOC ETF 464289859   675,517 10,623 SH   SOLE   0 0 10,623
JFROG LTD ORD SHS M6191J100   651,046 33,048 SH   SOLE   0 0 33,048
JOHNSON & JOHNSON COM 478160104   3,613,653 23,314 SH   SOLE   2,135 0 21,179
JPMORGAN CHASE & CO COM 46625H100   3,422,652 26,266 SH   SOLE   2,339 0 23,927
KINDER MORGAN INC DEL COM 49456B101   479,827 27,403 SH   SOLE   0 0 27,403
KRAFT HEINZ CO COM 500754106   249,770 6,459 SH   SOLE   0 0 6,459
LILLY ELI & CO COM 532457108   233,526 680 SH   SOLE   0 0 680
LINDE PLC SHS G54950103   495,128 1,393 SH   SOLE   0 0 1,393
LOCKHEED MARTIN CORP COM 539830109   249,129 527 SH   SOLE   310 0 217
LOEWS CORP COM 540424108   330,366 5,694 SH   SOLE   0 0 5,694
LOWES COS INC COM 548661107   1,369,994 6,851 SH   SOLE   0 0 6,851
MARATHON OIL CORP COM 565849106   261,643 10,920 SH   SOLE   10,150 0 770
MARATHON PETE CORP COM 56585A102   1,055,180 7,826 SH   SOLE   4,218 0 3,608
MASTERCARD INCORPORATED CL A 57636Q104   1,264,885 3,481 SH   SOLE   0 0 3,481
MCDONALDS CORP COM 580135101   924,573 3,307 SH   SOLE   366 0 2,941
MEDTRONIC PLC SHS G5960L103   210,176 2,607 SH   SOLE   0 0 2,607
MERCK & CO INC COM 58933Y105   1,806,625 16,980 SH   SOLE   458 0 16,522
META PLATFORMS INC CL A 30303M102   9,598,339 45,288 SH   SOLE   1,351 0 43,937
METLIFE INC COM 59156R108   222,605 3,842 SH   SOLE   0 0 3,842
MICROSOFT CORP COM 594918104   13,389,298 46,442 SH   SOLE   2,192 0 44,250
MONDELEZ INTL INC CL A 609207105   234,608 3,365 SH   SOLE   0 0 3,365
MONROE CAP CORP COM 610335101   84,150 11,000 SH   SOLE   0 0 11,000
MORGAN STANLEY COM NEW 617446448   290,502 3,309 SH   SOLE   0 0 3,309
NETFLIX INC COM 64110L106   257,383 745 SH   SOLE   45 0 700
NEXTERA ENERGY INC COM 65339F101   635,062 8,239 SH   SOLE   0 0 8,239
NIKE INC CL B 654106103   694,878 5,666 SH   SOLE   1,418 0 4,248
NOKIA CORP SPONSORED ADR 654902204   112,930 23,000 SH   SOLE   0 0 23,000
NOVARTIS AG SPONSORED ADR 66987V109   251,712 2,736 SH   SOLE   0 0 2,736
NOVO-NORDISK A S ADR 670100205   415,674 2,612 SH   SOLE   0 0 2,612
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   230,377 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104   546,285 1,967 SH   SOLE   0 0 1,967
OCCIDENTAL PETE CORP COM 674599105   299,664 4,800 SH   SOLE   3,716 0 1,084
ORACLE CORP COM 68389X105   1,916,648 20,627 SH   SOLE   900 0 19,727
PALO ALTO NETWORKS INC COM 697435105   257,265 1,288 SH   SOLE   406 0 882
PAYCHEX INC COM 704326107   1,388,143 12,114 SH   SOLE   0 0 12,114
PAYPAL HLDGS INC COM 70450Y103   227,668 2,998 SH   SOLE   348 0 2,650
PEPSICO INC COM 713448108   3,682,278 20,199 SH   SOLE   2,996 0 17,203
PFIZER INC COM 717081103   1,643,901 40,292 SH   SOLE   0 0 40,292
PHILLIPS 66 COM 718546104   210,566 2,077 SH   SOLE   0 0 2,077
PROCTER AND GAMBLE CO COM 742718109   4,482,264 30,145 SH   SOLE   293 0 29,852
PROSHARES TR S&P 500 DV ARIST 74348A467   552,823 6,059 SH   SOLE   0 0 6,059
PROSHARES TR II ULTRA VIX SHORT 74347Y839   60,450 13,000 SH   SOLE   0 0 13,000
QUALCOMM INC COM 747525103   1,703,703 13,354 SH   SOLE   2,222 0 11,132
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,213,157 12,388 SH   SOLE   175 0 12,213
REALTY INCOME CORP COM 756109104   393,281 6,211 SH   SOLE   89 0 6,122
RESMED INC COM 761152107   296,950 1,356 SH   SOLE   0 0 1,356
RESTAURANT BRANDS INTL INC COM 76131D103   877,654 13,072 SH   SOLE   0 0 13,072
RLJ LODGING TR CUM CONV PFD A 74965L200   350,339 13,980 SH   SOLE   13,980 0 0
ROYAL BK CDA SUSTAINABL COM 780087102   3,088,668 32,315 SH   SOLE   0 0 32,315
SALESFORCE INC COM 79466L302   2,565,575 12,842 SH   SOLE   9,540 0 3,302
SCHWAB CHARLES CORP COM 808513105   1,361,932 26,001 SH   SOLE   1,354 0 24,647
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,185,726 17,476 SH   SOLE   1,941 0 15,535
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   5,311,853 169,871 SH   SOLE   0 0 169,871
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,160,650 24,256 SH   SOLE   0 0 24,256
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   239,458 5,711 SH   SOLE   2,442 0 3,269
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,256,411 87,997 SH   SOLE   20,549 0 67,448
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,147,421 17,496 SH   SOLE   0 0 17,496
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   27,036,703 1,037,877 SH   SOLE   28,036 0 1,009,841
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   884,943 12,096 SH   SOLE   0 0 12,096
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   639,243 13,627 SH   SOLE   3,781 0 9,846
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   364,538 2,414 SH   SOLE   0 0 2,414
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   11,812,264 367,411 SH   SOLE   0 0 367,411
SEMPRA COM 816851109   452,670 2,995 SH   SOLE   0 0 2,995
SERA PROGNOSTICS INC CLASS A COM 81749D107   63,088 16,472 SH   SOLE   0 0 16,472
SILGAN HLDGS INC COM 827048109   1,241,280 23,128 SH   SOLE   0 0 23,128
SNOWFLAKE INC CL A 833445109   640,458 4,151 SH   SOLE   2,988 0 1,163
SOFI TECHNOLOGIES INC COM 83406F102   94,892 15,633 SH   SOLE   0 0 15,633
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   252,126 758 SH   SOLE   0 0 758
SPDR GOLD TR GOLD SHS 78463V107   717,673 3,917 SH   SOLE   131 0 3,786
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   401,031 12,949 SH   SOLE   2,325 0 10,624
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   799,329 14,379 SH   SOLE   0 0 14,379
SPDR S&P 500 ETF TR TR UNIT 78462F103   25,448,562 62,162 SH   SOLE   3,503 0 58,659
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,410,322 3,076 SH   SOLE   0 0 3,076
SPDR SER TR S&P METALS MNG 78464A755   288,393 5,425 SH   SOLE   0 0 5,425
SPDR SER TR OILGAS EQUIP 78468R549   443,363 5,895 SH   SOLE   0 0 5,895
SPDR SER TR S&P DIVID ETF 78464A763   1,396,117 11,285 SH   SOLE   1,157 0 10,128
SPDR SER TR DJ REIT ETF 78464A607   269,447 3,035 SH   SOLE   0 0 3,035
STARBUCKS CORP COM 855244109   492,388 4,729 SH   SOLE   414 0 4,315
STRYKER CORPORATION COM 863667101   249,331 873 SH   SOLE   0 0 873
TARGET CORP COM 87612E106   282,730 1,707 SH   SOLE   750 0 957
TESLA INC COM 88160R101   1,517,362 7,314 SH   SOLE   0 0 7,314
THE CIGNA GROUP COM 125523100   311,412 1,219 SH   SOLE   0 0 1,219
THERMO FISHER SCIENTIFIC INC COM 883556102   1,057,639 1,835 SH   SOLE   0 0 1,835
TJX COS INC NEW COM 872540109   2,183,972 27,871 SH   SOLE   5,367 0 22,504
TOTALENERGIES SE SPONSORED ADS 89151E109   303,694 5,143 SH   SOLE   0 0 5,143
TRUIST FINL CORP COM 89832Q109   360,403 10,569 SH   SOLE   246 0 10,323
UNION PAC CORP COM 907818108   1,889,630 9,389 SH   SOLE   1,510 0 7,879
UNITED PARCEL SERVICE INC CL B 911312106   321,247 1,656 SH   SOLE   0 0 1,656
UNITEDHEALTH GROUP INC COM 91324P102   2,096,521 4,436 SH   SOLE   500 0 3,936
US BANCORP DEL COM NEW 902973304   1,769,190 49,076 SH   SOLE   740 0 48,336
VANECK ETF TRUST BIOTECH ETF 92189F726   1,229,128 7,583 SH   SOLE   1,292 0 6,291
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   5,662,407 70,114 SH   SOLE   1,042 0 69,072
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,957,122 38,661 SH   SOLE   0 0 38,661
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   26,426,394 357,933 SH   SOLE   30,987 0 326,946
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   1,974,101 40,091 SH   SOLE   0 0 40,091
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   515,936 3,680 SH   SOLE   0 0 3,680
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,033,733 36,533 SH   SOLE   5,947 0 30,586
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,166,657 16,706 SH   SOLE   0 0 16,706
VANGUARD INDEX FDS TOTAL STK MKT 922908769   8,244,278 40,393 SH   SOLE   23,452 0 16,941
VANGUARD INDEX FDS SM CP VAL ETF 922908611   114,871,906 723,560 SH   SOLE   52,327 0 671,233
VANGUARD INDEX FDS VALUE ETF 922908744   14,626,954 105,908 SH   SOLE   518 0 105,390
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   56,949,450 151,437 SH   SOLE   11,303 0 140,134
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,157,361 5,348 SH   SOLE   0 0 5,348
VANGUARD INDEX FDS GROWTH ETF 922908736   2,874,048 11,522 SH   SOLE   0 0 11,522
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   472,998 2,427 SH   SOLE   0 0 2,427
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,380,696 7,391 SH   SOLE   0 0 7,391
VANGUARD INDEX FDS MID CAP ETF 922908629   1,256,029 5,955 SH   SOLE   0 0 5,955
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   335,175 2,500 SH   SOLE   0 0 2,500
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,321,348 32,570 SH   SOLE   6,465 0 26,105
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   17,017,374 318,260 SH   SOLE   17,364 0 300,896
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   11,276,589 103,227 SH   SOLE   3,559 0 99,668
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,691,924 116,138 SH   SOLE   9,516 0 106,622
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   443,874 4,820 SH   SOLE   0 0 4,820
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   203,499,200 4,016,961 SH   SOLE   223,793 0 3,793,168
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   2,926,011 43,796 SH   SOLE   0 0 43,796
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   880,617 15,043 SH   SOLE   0 0 15,043
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   676,770 8,878 SH   SOLE   2,793 0 6,085
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   147,215,036 955,883 SH   SOLE   42,871 0 913,012
VANGUARD STAR FDS VG TL INTL STK F 921909768   326,824 5,920 SH   SOLE   0 0 5,920
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,808,227 150,725 SH   SOLE   11,425 0 139,300
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,042,024 9,877 SH   SOLE   0 0 9,877
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   507,709 2,665 SH   SOLE   0 0 2,665
VANGUARD WORLD FDS MATERIALS ETF 92204A801   656,689 3,693 SH   SOLE   229 0 3,464
VANGUARD WORLD FDS INF TECH ETF 92204A702   8,534,306 22,140 SH   SOLE   1,862 0 20,278
VERIZON COMMUNICATIONS INC COM 92343V104   498,332 12,814 SH   SOLE   685 0 12,129
VISA INC COM CL A 92826C839   1,228,412 5,448 SH   SOLE   0 0 5,448
WALMART INC COM 931142103   701,057 4,755 SH   SOLE   0 0 4,755
WASTE MGMT INC DEL COM 94106L109   287,016 1,759 SH   SOLE   0 0 1,759
WELLS FARGO CO NEW COM 949746101   975,132 26,087 SH   SOLE   0 0 26,087
WISDOMTREE TR EMER MKT HIGH FD 97717W315   23,918,914 631,773 SH   SOLE   93,703 0 538,070
WISDOMTREE TR US LARGECAP DIVD 97717W307   3,146,200 50,860 SH   SOLE   2,193 0 48,667
ZIMMER BIOMET HOLDINGS INC COM 98956P102   236,048 1,827 SH   SOLE   0 0 1,827