The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,215 8,160 SH   SOLE   2,313 0 5,847
ABBOTT LABS COM 002824100 2,256 19,068 SH   SOLE   5,154 0 13,914
ABBVIE INC COM 00287Y109 2,683 16,559 SH   SOLE   756 0 15,803
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 996 2,956 SH   SOLE   0 0 2,956
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,123 2,461 SH   SOLE   0 0 2,461
ADVANCED MICRO DEVICES INC COM 007903107 315 2,875 SH   SOLE   0 0 2,875
ALIGN TECHNOLOGY INC COM 016255101 700 1,606 SH   SOLE   45 0 1,561
ALPHABET INC CAP STK CL C 02079K107 5,889 2,108 SH   SOLE   180 0 1,928
ALPHABET INC CAP STK CL A 02079K305 11,551 4,151 SH   SOLE   1,022 0 3,129
ALTRIA GROUP INC COM 02209S103 620 11,877 SH   SOLE   850 0 11,027
AMAZON COM INC COM 023135106 3,362 1,031 SH   SOLE   0 0 1,031
AMERICAN EXPRESS CO COM 025816109 911 4,866 SH   SOLE   0 0 4,866
AMGEN INC COM 031162100 797 3,285 SH   SOLE   0 0 3,285
ANALOG DEVICES INC COM 032654105 221 1,346 SH   SOLE   0 0 1,346
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 340 5,670 SH   SOLE   1,670 0 4,000
ANTHEM INC COM 036752103 243 494 SH   SOLE   100 0 394
APPLE INC COM 037833100 55,009 315,026 SH   SOLE   47,172 0 267,854
APPLIED MATLS INC COM 038222105 402 3,055 SH   SOLE   0 0 3,055
AT&T INC COM 00206R102 303 12,807 SH   SOLE   0 0 12,807
AUTOMATIC DATA PROCESSING IN COM 053015103 314 1,383 SH   SOLE   0 0 1,383
BECTON DICKINSON & CO COM 075887109 302 1,132 SH   SOLE   55 0 1,077
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 24,080 68,234 SH   SOLE   9,037 0 59,197
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,703 7 SH   SOLE   3 0 4
BILL COM HLDGS INC COM 090043100 57,901 255,306 SH   SOLE   111 0 255,195
BK OF AMERICA CORP COM 060505104 1,559 37,863 SH   SOLE   0 0 37,863
BLACKROCK ENHANCED EQUITY DI COM 09251A104 128 12,900 SH   SOLE   0 0 12,900
BOX INC CL A 10316T104 250 8,586 SH   SOLE   0 0 8,586
BRISTOL-MYERS SQUIBB CO COM 110122108 745 10,201 SH   SOLE   0 0 10,201
BROADCOM INC COM 11135F101 444 707 SH   SOLE   0 0 707
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 273 6,636 SH   SOLE   0 0 6,636
CANGO INC ADS 137586103 43 16,500 SH   SOLE   0 0 16,500
CAPITAL ONE FINL CORP COM 14040H105 354 2,691 SH   SOLE   0 0 2,691
CATERPILLAR INC COM 149123101 619 2,773 SH   SOLE   246 0 2,527
CBRE GBL REAL ESTATE INC FD COM 12504G100 143 15,775 SH   SOLE   0 0 15,775
CHARTER COMMUNICATIONS INC N CL A 16119P108 616 1,129 SH   SOLE   73 0 1,056
CHEVRON CORP NEW COM 166764100 2,721 16,717 SH   SOLE   1,388 0 15,329
CIGNA CORP NEW COM 125523100 208 865 SH   SOLE   13 0 852
CISCO SYS INC COM 17275R102 1,340 23,991 SH   SOLE   404 0 23,587
CLOUDFLARE INC CL A COM 18915M107 2,503 20,913 SH   SOLE   3,779 0 17,134
COCA COLA CO COM 191216100 835 13,510 SH   SOLE   2,730 0 10,780
COMCAST CORP NEW CL A 20030N101 1,299 27,798 SH   SOLE   5,026 0 22,772
CONOCOPHILLIPS COM 20825C104 431 4,308 SH   SOLE   0 0 4,308
COSTCO WHSL CORP NEW COM 22160K105 956 1,659 SH   SOLE   450 0 1,209
COURSERA INC COM 22266M104 601 26,099 SH   SOLE   25,899 0 200
CVS HEALTH CORP COM 126650100 286 2,817 SH   SOLE   0 0 2,817
DANAHER CORPORATION COM 235851102 2,014 6,871 SH   SOLE   2,011 0 4,860
DANIMER SCIENTIFIC INC COM CL A 236272100 59 10,000 SH   SOLE   0 0 10,000
DEERE & CO COM 244199105 475 1,142 SH   SOLE   0 0 1,142
DEXCOM INC COM 252131107 913 1,786 SH   SOLE   0 0 1,786
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,779 120,926 SH   SOLE   12,537 0 108,389
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8,681 259,368 SH   SOLE   40,113 0 219,255
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 304 6,224 SH   SOLE   0 0 6,224
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,902 286,504 SH   SOLE   0 0 286,504
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,277 291,624 SH   SOLE   46,798 0 244,826
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8,795 188,767 SH   SOLE   53,023 0 135,744
DISNEY WALT CO COM 254687106 2,465 17,984 SH   SOLE   4,868 0 13,116
DOCUSIGN INC COM 256163106 1,130 10,547 SH   SOLE   0 0 10,547
DOMINION ENERGY INC COM 25746U109 450 5,305 SH   SOLE   0 0 5,305
DUKE ENERGY CORP NEW COM NEW 26441C204 410 3,672 SH   SOLE   0 0 3,672
ECOLAB INC COM 278865100 269 1,522 SH   SOLE   0 0 1,522
ELASTIC N V ORD SHS N14506104 986 11,082 SH   SOLE   617 0 10,465
ENBRIDGE INC COM 29250N105 335 7,266 SH   SOLE   0 0 7,266
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 1,022 19,316 SH   SOLE   0 0 19,316
EXXON MOBIL CORP COM 30231G102 2,145 25,957 SH   SOLE   613 0 25,344
FEDEX CORP COM 31428X106 412 1,780 SH   SOLE   310 0 1,470
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,616 52,532 SH   SOLE   33,913 0 18,619
FIRST TR EXCHANGE-TRADED FD NAT GAS ETF 33733E807 997 40,860 SH   SOLE   0 0 40,860
FLEXSHARES TR MORNSTAR UPSTR 33939L407 219 4,670 SH   SOLE   0 0 4,670
FLEXSHARES TR US QUALITY CAP 33939L746 392 7,832 SH   SOLE   0 0 7,832
GENERAL DYNAMICS CORP COM 369550108 1,371 5,683 SH   SOLE   0 0 5,683
GENERAL ELECTRIC CO COM NEW 369604301 537 5,869 SH   SOLE   176 0 5,693
GOLDMAN SACHS GROUP INC COM 38141G104 257 777 SH   SOLE   75 0 702
HOME DEPOT INC COM 437076102 1,617 5,404 SH   SOLE   110 0 5,294
HONEYWELL INTL INC COM 438516106 280 1,436 SH   SOLE   300 0 1,136
HUNTINGTON BANCSHARES INC COM 446150104 526 36,013 SH   SOLE   0 0 36,013
ILLINOIS TOOL WKS INC COM 452308109 222 1,063 SH   SOLE   31 0 1,032
ILLUMINA INC COM 452327109 392 1,123 SH   SOLE   0 0 1,123
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 10,258 332,571 SH   SOLE   28,900 0 303,671
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 1,962 61,445 SH   SOLE   16,899 0 44,546
INTEL CORP COM 458140100 1,272 25,671 SH   SOLE   4,569 0 21,102
INTERNATIONAL BUSINESS MACHS COM 459200101 882 6,785 SH   SOLE   120 0 6,665
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 244 17,991 SH   SOLE   0 0 17,991
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 203 6,805 SH   SOLE   0 0 6,805
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 232 3,464 SH   SOLE   0 0 3,464
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 349 16,020 SH   SOLE   0 0 16,020
INVESCO EXCHANGE TRADED FD T DYNMC ENRG EXP 46137V761 607 21,860 SH   SOLE   0 0 21,860
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8,998 57,028 SH   SOLE   0 0 57,028
INVESCO QQQ TR UNIT SER 1 46090E103 1,344 3,713 SH   SOLE   0 0 3,713
ISHARES GOLD TR ISHARES NEW 464285204 246 6,683 SH   SOLE   0 0 6,683
ISHARES INC CORE MSCI EMKT 46434G103 61,179 1,101,390 SH   SOLE   52,490 0 1,048,900
ISHARES INC MSCI GBL MIN VOL 464286525 289,822 2,764,902 SH   SOLE   383,990 0 2,380,912
ISHARES INC MSCI EMERG MRKT 464286533 3,436 56,293 SH   SOLE   12,595 0 43,698
ISHARES INC EM MKTS DIV ETF 464286319 522 15,958 SH   SOLE   2,483 0 13,475
ISHARES TR CORE DIV GRWTH 46434V621 365 6,840 SH   SOLE   0 0 6,840
ISHARES TR HDG MSCI EAFE 46434V803 409 12,065 SH   SOLE   0 0 12,065
ISHARES TR DOW JONES US ETF 464287846 3,312 29,744 SH   SOLE   0 0 29,744
ISHARES TR U.S. MED DVC ETF 464288810 496 8,130 SH   SOLE   0 0 8,130
ISHARES TR U.S. ENERGY ETF 464287796 219 5,356 SH   SOLE   0 0 5,356
ISHARES TR EAFE GRWTH ETF 464288885 209 2,169 SH   SOLE   1,944 0 225
ISHARES TR MSCI ACWI EX US 464288240 331 6,334 SH   SOLE   0 0 6,334
ISHARES TR MSCI USA QLT FCT 46432F339 462 3,429 SH   SOLE   0 0 3,429
ISHARES TR EAFE SML CP ETF 464288273 4,728 71,275 SH   SOLE   11,165 0 60,110
ISHARES TR INTL SEL DIV ETF 464288448 1,084 34,165 SH   SOLE   0 0 34,165
ISHARES TR RUS 2000 GRW ETF 464287648 687 2,686 SH   SOLE   0 0 2,686
ISHARES TR CORE MSCI EAFE 46432F842 8,576 123,435 SH   SOLE   2,895 0 120,540
ISHARES TR SHORT TREAS BD 464288679 1,671 15,158 SH   SOLE   0 0 15,158
ISHARES TR NATIONAL MUN ETF 464288414 48,289 440,452 SH   SOLE   41,439 0 399,013
ISHARES TR CORE S&P MCP ETF 464287507 7,044 26,238 SH   SOLE   112 0 26,126
ISHARES TR CORE S&P500 ETF 464287200 47,072 103,768 SH   SOLE   4,941 0 98,827
ISHARES TR MODERT ALLOC ETF 464289875 7,807 181,713 SH   SOLE   0 0 181,713
ISHARES TR IBOXX HI YD ETF 464288513 670 8,141 SH   SOLE   5,272 0 2,869
ISHARES TR MSCI LW CRB TG 46434V464 8,016 49,093 SH   SOLE   5,100 0 43,993
ISHARES TR S&P 500 GRWT ETF 464287309 277 3,620 SH   SOLE   0 0 3,620
ISHARES TR CORE S&P US GWT 464287671 872 8,252 SH   SOLE   0 0 8,252
ISHARES TR EAFE VALUE ETF 464288877 52,906 1,052,597 SH   SOLE   214,589 0 838,008
ISHARES TR RUSSELL 2000 ETF 464287655 11,139 54,250 SH   SOLE   1,884 0 52,366
ISHARES TR RUS MID CAP ETF 464287499 3,135 40,159 SH   SOLE   11,227 0 28,932
ISHARES TR MSCI EMG MKT ETF 464287234 4,754 105,337 SH   SOLE   1,875 0 103,462
ISHARES TR MSCI EAFE MIN VL 46429B689 2,517 34,900 SH   SOLE   288 0 34,612
ISHARES TR RUS 1000 VAL ETF 464287598 6,042 36,392 SH   SOLE   0 0 36,392
ISHARES TR RUS 2000 VAL ETF 464287630 17,540 108,671 SH   SOLE   3,402 0 105,269
ISHARES TR CORE US AGGBD ET 464287226 4,963 46,347 SH   SOLE   10,461 0 35,886
ISHARES TR SELECT DIVID ETF 464287168 1,600 12,491 SH   SOLE   0 0 12,491
ISHARES TR RUSSELL 3000 ETF 464287689 5,926 22,587 SH   SOLE   1,531 0 21,056
ISHARES TR RUS MD CP GR ETF 464287481 888 8,838 SH   SOLE   0 0 8,838
ISHARES TR MSCI EAFE ETF 464287465 3,753 50,997 SH   SOLE   0 0 50,997
ISHARES TR S&P 500 VAL ETF 464287408 319 2,044 SH   SOLE   0 0 2,044
ISHARES TR CORE S&P TTL STK 464287150 2,572 25,496 SH   SOLE   0 0 25,496
ISHARES TR COHEN STEER REIT 464287564 352 4,960 SH   SOLE   0 0 4,960
ISHARES TR S&P MC 400VL ETF 464287705 551 5,022 SH   SOLE   0 0 5,022
ISHARES TR MSCI ACWI ETF 464288257 6,586 66,024 SH   SOLE   4,551 0 61,473
ISHARES TR S&P MC 400GR ETF 464287606 206 2,670 SH   SOLE   0 0 2,670
ISHARES TR CORE S&P SCP ETF 464287804 2,327 21,598 SH   SOLE   0 0 21,598
ISHARES TR CORE S&P US VLU 464287663 189,318 2,495,486 SH   SOLE   162,054 0 2,333,432
ISHARES TR RUS 1000 GRW ETF 464287614 2,323 8,370 SH   SOLE   0 0 8,370
ISHARES TR GRWT ALLOCAT ETF 464289867 9,351 173,358 SH   SOLE   32,604 0 140,754
ISHARES TR RUS 1000 ETF 464287622 19,322 77,256 SH   SOLE   4,681 0 72,575
ISHARES TR CORE HIGH DV ETF 46429B663 244 2,284 SH   SOLE   0 0 2,284
ISHARES TR MSCI USA MIN VOL 46429B697 8,457 109,025 SH   SOLE   691 0 108,334
JEFFERIES FINL GROUP INC COM 47233W109 201 6,131 SH   SOLE   0 0 6,131
JFROG LTD ORD SHS M6191J100 1,013 37,598 SH   SOLE   0 0 37,598
JOHNSON & JOHNSON COM 478160104 4,378 24,707 SH   SOLE   3,255 0 21,452
JPMORGAN CHASE & CO COM 46625H100 3,158 23,161 SH   SOLE   3,824 0 19,337
KINDER MORGAN INC DEL COM 49456B101 467 24,661 SH   SOLE   0 0 24,661
KRAFT HEINZ CO COM 500754106 246 6,237 SH   SOLE   0 0 6,237
LEIDOS HOLDINGS INC COM 525327102 14,624 135,380 SH   SOLE   0 0 135,380
LINDE PLC SHS G5494J103 360 1,125 SH   SOLE   0 0 1,125
LOCKHEED MARTIN CORP COM 539830109 929 2,105 SH   SOLE   310 0 1,795
LOEWS CORP COM 540424108 359 5,528 SH   SOLE   0 0 5,528
LOWES COS INC COM 548661107 1,299 6,424 SH   SOLE   0 0 6,424
MARATHON OIL CORP COM 565849106 279 11,106 SH   SOLE   10,531 0 575
MARATHON PETE CORP COM 56585A102 550 6,418 SH   SOLE   4,394 0 2,024
MASTERCARD INCORPORATED CL A 57636Q104 1,210 3,387 SH   SOLE   0 0 3,387
MCDONALDS CORP COM 580135101 617 2,497 SH   SOLE   366 0 2,131
MEDTRONIC PLC SHS G5960L103 231 2,080 SH   SOLE   0 0 2,080
MERCK & CO INC COM 58933Y105 1,373 16,749 SH   SOLE   1,668 0 15,081
META PLATFORMS INC CL A 30303M102 10,351 46,547 SH   SOLE   1,552 0 44,995
METLIFE INC COM 59156R108 235 3,346 SH   SOLE   0 0 3,346
MICROSOFT CORP COM 594918104 14,187 46,012 SH   SOLE   3,910 0 42,102
MORGAN STANLEY COM NEW 617446448 250 2,861 SH   SOLE   0 0 2,861
NEXTERA ENERGY INC COM 65339F101 672 7,926 SH   SOLE   0 0 7,926
NIKE INC CL B 654106103 755 5,603 SH   SOLE   1,736 0 3,867
NOKIA CORP SPONSORED ADR 654902204 131 23,830 SH   SOLE   0 0 23,830
NOVARTIS AG SPONSORED ADR 66987V109 402 4,581 SH   SOLE   0 0 4,581
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 259 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104 486 1,775 SH   SOLE   0 0 1,775
OCCIDENTAL PETE CORP COM 674599105 249 4,391 SH   SOLE   3,716 0 675
ORACLE CORP COM 68389X105 1,626 19,654 SH   SOLE   900 0 18,754
PALO ALTO NETWORKS INC COM 697435105 370 594 SH   SOLE   0 0 594
PAYCHEX INC COM 704326107 1,651 12,096 SH   SOLE   0 0 12,096
PAYPAL HLDGS INC COM 70450Y103 416 3,594 SH   SOLE   814 0 2,780
PEPSICO INC COM 713448108 3,535 21,105 SH   SOLE   4,441 0 16,664
PFIZER INC COM 717081103 1,366 26,383 SH   SOLE   0 0 26,383
PHILIP MORRIS INTL INC COM 718172109 224 2,378 SH   SOLE   0 0 2,378
PIMCO ETF TR ACTIVE BD ETF 72201R775 289 2,846 SH   SOLE   0 0 2,846
PROCTER AND GAMBLE CO COM 742718109 4,740 30,994 SH   SOLE   533 0 30,461
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 244 3,481 SH   SOLE   0 0 3,481
QUALCOMM INC COM 747525103 2,010 13,165 SH   SOLE   2,984 0 10,181
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,191 12,007 SH   SOLE   1,536 0 10,471
REALTY INCOME CORP COM 756109104 429 6,198 SH   SOLE   0 0 6,198
RESTAURANT BRANDS INTL INC COM 76131D103 763 13,072 SH   SOLE   0 0 13,072
RLJ LODGING TR CUM CONV PFD A 74965L200 385 13,980 SH   SOLE   13,980 0 0
ROYAL BK CDA COM 780087102 3,563 32,315 SH   SOLE   0 0 32,315
SALESFORCE COM INC COM 79466L302 2,623 12,358 SH   SOLE   8,058 0 4,300
SCHWAB CHARLES CORP COM 808513105 2,180 25,863 SH   SOLE   2,943 0 22,920
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,119 95,021 SH   SOLE   29,617 0 65,404
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,068 71,357 SH   SOLE   6,833 0 64,524
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,202 16,844 SH   SOLE   9,360 0 7,484
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 408 5,165 SH   SOLE   0 0 5,165
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,347 17,751 SH   SOLE   2,851 0 14,900
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,285 132,851 SH   SOLE   177 0 132,674
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 458 9,037 SH   SOLE   5,644 0 3,393
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 259 5,460 SH   SOLE   2,442 0 3,018
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,325 24,798 SH   SOLE   0 0 24,798
SCIENCE APPLICATIONS INTL CO COM 808625107 7,130 77,360 SH   SOLE   0 0 77,360
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14,982 390,995 SH   SOLE   0 0 390,995
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 239 3,210 SH   SOLE   0 0 3,210
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 234 3,091 SH   SOLE   0 0 3,091
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 615 3,877 SH   SOLE   0 0 3,877
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 431 3,148 SH   SOLE   0 0 3,148
SEMPRA COM 816851109 427 2,541 SH   SOLE   0 0 2,541
SERA PROGNOSTICS INC CLASS A COM 81749D107 62 16,472 SH   SOLE   0 0 16,472
SILGAN HOLDINGS INC COM 827048109 1,069 23,128 SH   SOLE   0 0 23,128
SNOWFLAKE INC CL A 833445109 583 2,542 SH   SOLE   2,067 0 475
SOFI TECHNOLOGIES INC COM 83406F102 148 15,633 SH   SOLE   0 0 15,633
SOLENO THERAPEUTICS INC COM NEW 834203200 4 17,295 SH   SOLE   0 0 17,295
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 340 981 SH   SOLE   0 0 981
SPDR GOLD TR GOLD SHS 78463V107 605 3,347 SH   SOLE   220 0 3,127
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 438 8,133 SH   SOLE   0 0 8,133
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 921 14,379 SH   SOLE   0 0 14,379
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 458 12,993 SH   SOLE   2,325 0 10,668
SPDR S&P 500 ETF TR TR UNIT 78462F103 29,566 65,469 SH   SOLE   3,903 0 61,566
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,482 3,021 SH   SOLE   27 0 2,994
SPDR SER TR S&P SEMICNDCTR 78464A862 540 2,605 SH   SOLE   0 0 2,605
SPDR SER TR S&P REGL BKG 78464A698 251 3,650 SH   SOLE   0 0 3,650
SPDR SER TR S&P DIVID ETF 78464A763 1,559 12,191 SH   SOLE   0 0 12,191
SPDR SER TR NUVEEN BLOOMBERG 78464A284 2,234 40,500 SH   SOLE   6,693 0 33,807
SPDR SER TR DJ REIT ETF 78464A607 356 3,035 SH   SOLE   0 0 3,035
SPROUT SOCIAL INC COM CL A 85209W109 324 4,029 SH   SOLE   2,241 0 1,788
STARBUCKS CORP COM 855244109 489 5,380 SH   SOLE   485 0 4,895
TARGET CORP COM 87612E106 327 1,543 SH   SOLE   750 0 793
TESLA INC COM 88160R101 960 891 SH   SOLE   0 0 891
THERMO FISHER SCIENTIFIC INC COM 883556102 866 1,467 SH   SOLE   0 0 1,467
TJX COS INC NEW COM 872540109 1,699 28,037 SH   SOLE   6,897 0 21,140
TOTALENERGIES SE SPONSORED ADS 89151E109 231 4,572 SH   SOLE   0 0 4,572
TRUIST FINL CORP COM 89832Q109 487 8,589 SH   SOLE   246 0 8,343
UNION PAC CORP COM 907818108 2,380 8,699 SH   SOLE   2,000 0 6,699
UNITED PARCEL SERVICE INC CL B 911312106 335 1,567 SH   SOLE   0 0 1,567
UNITEDHEALTH GROUP INC COM 91324P102 1,920 3,765 SH   SOLE   500 0 3,265
US BANCORP DEL COM NEW 902973304 2,594 48,822 SH   SOLE   885 0 47,937
VANECK ETF TRUST BIOTECH ETF 92189F726 765 4,722 SH   SOLE   1,568 0 3,154
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,263 21,996 SH   SOLE   0 0 21,996
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36,140 454,207 SH   SOLE   37,352 0 416,855
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,872 24,013 SH   SOLE   0 0 24,013
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 610 3,680 SH   SOLE   0 0 3,680
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,595 7,646 SH   SOLE   0 0 7,646
VANGUARD INDEX FDS MID CAP ETF 922908629 1,369 5,766 SH   SOLE   0 0 5,766
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63,133 152,064 SH   SOLE   14,531 0 137,533
VANGUARD INDEX FDS VALUE ETF 922908744 5,420 36,689 SH   SOLE   0 0 36,689
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,933 39,233 SH   SOLE   22,935 0 16,298
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,752 12,950 SH   SOLE   0 0 12,950
VANGUARD INDEX FDS GROWTH ETF 922908736 3,354 11,665 SH   SOLE   0 0 11,665
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,783 34,923 SH   SOLE   7,166 0 27,757
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,399 5,628 SH   SOLE   0 0 5,628
VANGUARD INDEX FDS SM CP VAL ETF 922908611 145,500 826,968 SH   SOLE   60,274 0 766,694
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18,702 324,734 SH   SOLE   17,554 0 307,180
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,305 115,036 SH   SOLE   9,510 0 105,526
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 485 4,781 SH   SOLE   0 0 4,781
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,135 17,218 SH   SOLE   2,104 0 15,114
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,565 30,137 SH   SOLE   6,191 0 23,946
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,982 174,238 SH   SOLE   3,795 0 170,443
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,663 19,335 SH   SOLE   874 0 18,461
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 696 11,737 SH   SOLE   0 0 11,737
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,640 33,796 SH   SOLE   3,193 0 30,603
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 119,833 739,014 SH   SOLE   50,560 0 688,454
VANGUARD STAR FDS VG TL INTL STK F 921909768 363 6,072 SH   SOLE   0 0 6,072
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,635 117,269 SH   SOLE   14,998 0 102,271
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 289 4,145 SH   SOLE   0 0 4,145
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 346 5,108 SH   SOLE   0 0 5,108
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,666 14,844 SH   SOLE   0 0 14,844
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 359 3,847 SH   SOLE   0 0 3,847
VANGUARD WORLD FDS MATERIALS ETF 92204A801 705 3,639 SH   SOLE   227 0 3,412
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,761 13,830 SH   SOLE   2,321 0 11,509
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 220 866 SH   SOLE   111 0 755
VERIZON COMMUNICATIONS INC COM 92343V104 964 18,900 SH   SOLE   1,500 0 17,400
VISA INC COM CL A 92826C839 1,220 5,510 SH   SOLE   0 0 5,510
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 349 21,000 SH   SOLE   0 0 21,000
WALMART INC COM 931142103 612 4,100 SH   SOLE   0 0 4,100
WASTE MGMT INC DEL COM 94106L109 299 1,875 SH   SOLE   0 0 1,875
WELLS FARGO CO NEW COM 949746101 1,471 30,326 SH   SOLE   0 0 30,326
WISDOMTREE TR EMER MKT HIGH FD 97717W315 42,114 962,282 SH   SOLE   100,784 0 861,498
WOLFSPEED INC COM 977852102 283 2,478 SH   SOLE   0 0 2,478
WORKDAY INC CL A 98138H101 301 1,257 SH   SOLE   0 0 1,257
WPP PLC NEW ADR 92937A102 262 3,998 SH   SOLE   1,750 0 2,248