Chief Operating Officer

0001172661-22-001180.txt : 20220506 0001172661-22-001180.hdr.sgml : 20220506 20220506092409 ACCESSION NUMBER: 0001172661-22-001180 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220331 FILED AS OF DATE: 20220506 DATE AS OF CHANGE: 20220506 EFFECTIVENESS DATE: 20220506 FILER: COMPANY DATA: COMPANY CONFORMED NAME: ASPIRIANT, LLC CENTRAL INDEX KEY: 0001433541 IRS NUMBER: 261518255 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13064 FILM NUMBER: 22899108 BUSINESS ADDRESS: STREET 1: 11100 SANTA MONICA BLVD STREET 2: SUITE 600 CITY: LOS ANGELES STATE: CA ZIP: 90025 BUSINESS PHONE: 4153717800 MAIL ADDRESS: STREET 1: 50 CALIFORNIA STREET STREET 2: SUITE 2600 CITY: SAN FRANCISCO STATE: CA ZIP: 94111 FORMER COMPANY: FORMER CONFORMED NAME: Kochis Fitz/Quintile LLC DATE OF NAME CHANGE: 20080425 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001433541 XXXXXXXX 03-31-2022 03-31-2022 false ASPIRIANT, LLC

50 California Street Suite 2600 San Francisco CA 94111

13F HOLDINGS REPORT 028-13064 N Michael H. Kossman Chief Operating Officer 415-371-7800 /s/ Michael H. Kossman San Francisco CA 05-06-2022 0 274 1818828 INFORMATION TABLE 2 infotable.xml 3M CO COM 88579Y101 1215 8160 SH SOLE 2313 0 5847 ABBOTT LABS COM 002824100 2256 19068 SH SOLE 5154 0 13914 ABBVIE INC COM 00287Y109 2683 16559 SH SOLE 756 0 15803 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 996 2956 SH SOLE 0 0 2956 ADOBE SYSTEMS INCORPORATED COM 00724F101 1123 2461 SH SOLE 0 0 2461 ADVANCED MICRO DEVICES INC COM 007903107 315 2875 SH SOLE 0 0 2875 ALIGN TECHNOLOGY INC COM 016255101 700 1606 SH SOLE 45 0 1561 ALPHABET INC CAP STK CL C 02079K107 5889 2108 SH SOLE 180 0 1928 ALPHABET INC CAP STK CL A 02079K305 11551 4151 SH SOLE 1022 0 3129 ALTRIA GROUP INC COM 02209S103 620 11877 SH SOLE 850 0 11027 AMAZON COM INC COM 023135106 3362 1031 SH SOLE 0 0 1031 AMERICAN EXPRESS CO COM 025816109 911 4866 SH SOLE 0 0 4866 AMGEN INC COM 031162100 797 3285 SH SOLE 0 0 3285 ANALOG DEVICES INC COM 032654105 221 1346 SH SOLE 0 0 1346 ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 340 5670 SH SOLE 1670 0 4000 ANTHEM INC COM 036752103 243 494 SH SOLE 100 0 394 APPLE INC COM 037833100 55009 315026 SH SOLE 47172 0 267854 APPLIED MATLS INC COM 038222105 402 3055 SH SOLE 0 0 3055 AT&T INC COM 00206R102 303 12807 SH SOLE 0 0 12807 AUTOMATIC DATA PROCESSING IN COM 053015103 314 1383 SH SOLE 0 0 1383 BECTON DICKINSON & CO COM 075887109 302 1132 SH SOLE 55 0 1077 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 24080 68234 SH SOLE 9037 0 59197 BERKSHIRE HATHAWAY INC DEL CL A 084670108 3703 7 SH SOLE 3 0 4 BILL COM HLDGS INC COM 090043100 57901 255306 SH SOLE 111 0 255195 BK OF AMERICA CORP COM 060505104 1559 37863 SH SOLE 0 0 37863 BLACKROCK ENHANCED EQUITY DI COM 09251A104 128 12900 SH SOLE 0 0 12900 BOX INC CL A 10316T104 250 8586 SH SOLE 0 0 8586 BRISTOL-MYERS SQUIBB CO COM 110122108 745 10201 SH SOLE 0 0 10201 BROADCOM INC COM 11135F101 444 707 SH SOLE 0 0 707 BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 273 6636 SH SOLE 0 0 6636 CANGO INC ADS 137586103 43 16500 SH SOLE 0 0 16500 CAPITAL ONE FINL CORP COM 14040H105 354 2691 SH SOLE 0 0 2691 CATERPILLAR INC COM 149123101 619 2773 SH SOLE 246 0 2527 CBRE GBL REAL ESTATE INC FD COM 12504G100 143 15775 SH SOLE 0 0 15775 CHARTER COMMUNICATIONS INC N CL A 16119P108 616 1129 SH SOLE 73 0 1056 CHEVRON CORP NEW COM 166764100 2721 16717 SH SOLE 1388 0 15329 CIGNA CORP NEW COM 125523100 208 865 SH SOLE 13 0 852 CISCO SYS INC COM 17275R102 1340 23991 SH SOLE 404 0 23587 CLOUDFLARE INC CL A COM 18915M107 2503 20913 SH SOLE 3779 0 17134 COCA COLA CO COM 191216100 835 13510 SH SOLE 2730 0 10780 COMCAST CORP NEW CL A 20030N101 1299 27798 SH SOLE 5026 0 22772 CONOCOPHILLIPS COM 20825C104 431 4308 SH SOLE 0 0 4308 COSTCO WHSL CORP NEW COM 22160K105 956 1659 SH SOLE 450 0 1209 COURSERA INC COM 22266M104 601 26099 SH SOLE 25899 0 200 CVS HEALTH CORP COM 126650100 286 2817 SH SOLE 0 0 2817 DANAHER CORPORATION COM 235851102 2014 6871 SH SOLE 2011 0 4860 DANIMER SCIENTIFIC INC COM CL A 236272100 59 10000 SH SOLE 0 0 10000 DEERE & CO COM 244199105 475 1142 SH SOLE 0 0 1142 DEXCOM INC COM 252131107 913 1786 SH SOLE 0 0 1786 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6779 120926 SH SOLE 12537 0 108389 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 8681 259368 SH SOLE 40113 0 219255 DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 304 6224 SH SOLE 0 0 6224 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7902 286504 SH SOLE 0 0 286504 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7277 291624 SH SOLE 46798 0 244826 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 8795 188767 SH SOLE 53023 0 135744 DISNEY WALT CO COM 254687106 2465 17984 SH SOLE 4868 0 13116 DOCUSIGN INC COM 256163106 1130 10547 SH SOLE 0 0 10547 DOMINION ENERGY INC COM 25746U109 450 5305 SH SOLE 0 0 5305 DUKE ENERGY CORP NEW COM NEW 26441C204 410 3672 SH SOLE 0 0 3672 ECOLAB INC COM 278865100 269 1522 SH SOLE 0 0 1522 ELASTIC N V ORD SHS N14506104 986 11082 SH SOLE 617 0 10465 ENBRIDGE INC COM 29250N105 335 7266 SH SOLE 0 0 7266 ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106 1022 19316 SH SOLE 0 0 19316 EXXON MOBIL CORP COM 30231G102 2145 25957 SH SOLE 613 0 25344 FEDEX CORP COM 31428X106 412 1780 SH SOLE 310 0 1470 FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2616 52532 SH SOLE 33913 0 18619 FIRST TR EXCHANGE-TRADED FD NAT GAS ETF 33733E807 997 40860 SH SOLE 0 0 40860 FLEXSHARES TR MORNSTAR UPSTR 33939L407 219 4670 SH SOLE 0 0 4670 FLEXSHARES TR US QUALITY CAP 33939L746 392 7832 SH SOLE 0 0 7832 GENERAL DYNAMICS CORP COM 369550108 1371 5683 SH SOLE 0 0 5683 GENERAL ELECTRIC CO COM NEW 369604301 537 5869 SH SOLE 176 0 5693 GOLDMAN SACHS GROUP INC COM 38141G104 257 777 SH SOLE 75 0 702 HOME DEPOT INC COM 437076102 1617 5404 SH SOLE 110 0 5294 HONEYWELL INTL INC COM 438516106 280 1436 SH SOLE 300 0 1136 HUNTINGTON BANCSHARES INC COM 446150104 526 36013 SH SOLE 0 0 36013 ILLINOIS TOOL WKS INC COM 452308109 222 1063 SH SOLE 31 0 1032 ILLUMINA INC COM 452327109 392 1123 SH SOLE 0 0 1123 INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 10258 332571 SH SOLE 28900 0 303671 INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 1962 61445 SH SOLE 16899 0 44546 INTEL CORP COM 458140100 1272 25671 SH SOLE 4569 0 21102 INTERNATIONAL BUSINESS MACHS COM 459200101 882 6785 SH SOLE 120 0 6665 INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 244 17991 SH SOLE 0 0 17991 INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 203 6805 SH SOLE 0 0 6805 INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 232 3464 SH SOLE 0 0 3464 INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 349 16020 SH SOLE 0 0 16020 INVESCO EXCHANGE TRADED FD T DYNMC ENRG EXP 46137V761 607 21860 SH SOLE 0 0 21860 INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8998 57028 SH SOLE 0 0 57028 INVESCO QQQ TR UNIT SER 1 46090E103 1344 3713 SH SOLE 0 0 3713 ISHARES GOLD TR ISHARES NEW 464285204 246 6683 SH SOLE 0 0 6683 ISHARES INC CORE MSCI EMKT 46434G103 61179 1101390 SH SOLE 52490 0 1048900 ISHARES INC MSCI GBL MIN VOL 464286525 289822 2764902 SH SOLE 383990 0 2380912 ISHARES INC MSCI EMERG MRKT 464286533 3436 56293 SH SOLE 12595 0 43698 ISHARES INC EM MKTS DIV ETF 464286319 522 15958 SH SOLE 2483 0 13475 ISHARES TR CORE DIV GRWTH 46434V621 365 6840 SH SOLE 0 0 6840 ISHARES TR HDG MSCI EAFE 46434V803 409 12065 SH SOLE 0 0 12065 ISHARES TR DOW JONES US ETF 464287846 3312 29744 SH SOLE 0 0 29744 ISHARES TR U.S. MED DVC ETF 464288810 496 8130 SH SOLE 0 0 8130 ISHARES TR U.S. ENERGY ETF 464287796 219 5356 SH SOLE 0 0 5356 ISHARES TR EAFE GRWTH ETF 464288885 209 2169 SH SOLE 1944 0 225 ISHARES TR MSCI ACWI EX US 464288240 331 6334 SH SOLE 0 0 6334 ISHARES TR MSCI USA QLT FCT 46432F339 462 3429 SH SOLE 0 0 3429 ISHARES TR EAFE SML CP ETF 464288273 4728 71275 SH SOLE 11165 0 60110 ISHARES TR INTL SEL DIV ETF 464288448 1084 34165 SH SOLE 0 0 34165 ISHARES TR RUS 2000 GRW ETF 464287648 687 2686 SH SOLE 0 0 2686 ISHARES TR CORE MSCI EAFE 46432F842 8576 123435 SH SOLE 2895 0 120540 ISHARES TR SHORT TREAS BD 464288679 1671 15158 SH SOLE 0 0 15158 ISHARES TR NATIONAL MUN ETF 464288414 48289 440452 SH SOLE 41439 0 399013 ISHARES TR CORE S&P MCP ETF 464287507 7044 26238 SH SOLE 112 0 26126 ISHARES TR CORE S&P500 ETF 464287200 47072 103768 SH SOLE 4941 0 98827 ISHARES TR MODERT ALLOC ETF 464289875 7807 181713 SH SOLE 0 0 181713 ISHARES TR IBOXX HI YD ETF 464288513 670 8141 SH SOLE 5272 0 2869 ISHARES TR MSCI LW CRB TG 46434V464 8016 49093 SH SOLE 5100 0 43993 ISHARES TR S&P 500 GRWT ETF 464287309 277 3620 SH SOLE 0 0 3620 ISHARES TR CORE S&P US GWT 464287671 872 8252 SH SOLE 0 0 8252 ISHARES TR EAFE VALUE ETF 464288877 52906 1052597 SH SOLE 214589 0 838008 ISHARES TR RUSSELL 2000 ETF 464287655 11139 54250 SH SOLE 1884 0 52366 ISHARES TR RUS MID CAP ETF 464287499 3135 40159 SH SOLE 11227 0 28932 ISHARES TR MSCI EMG MKT ETF 464287234 4754 105337 SH SOLE 1875 0 103462 ISHARES TR MSCI EAFE MIN VL 46429B689 2517 34900 SH SOLE 288 0 34612 ISHARES TR RUS 1000 VAL ETF 464287598 6042 36392 SH SOLE 0 0 36392 ISHARES TR RUS 2000 VAL ETF 464287630 17540 108671 SH SOLE 3402 0 105269 ISHARES TR CORE US AGGBD ET 464287226 4963 46347 SH SOLE 10461 0 35886 ISHARES TR SELECT DIVID ETF 464287168 1600 12491 SH SOLE 0 0 12491 ISHARES TR RUSSELL 3000 ETF 464287689 5926 22587 SH SOLE 1531 0 21056 ISHARES TR RUS MD CP GR ETF 464287481 888 8838 SH SOLE 0 0 8838 ISHARES TR MSCI EAFE ETF 464287465 3753 50997 SH SOLE 0 0 50997 ISHARES TR S&P 500 VAL ETF 464287408 319 2044 SH SOLE 0 0 2044 ISHARES TR CORE S&P TTL STK 464287150 2572 25496 SH SOLE 0 0 25496 ISHARES TR COHEN STEER REIT 464287564 352 4960 SH SOLE 0 0 4960 ISHARES TR S&P MC 400VL ETF 464287705 551 5022 SH SOLE 0 0 5022 ISHARES TR MSCI ACWI ETF 464288257 6586 66024 SH SOLE 4551 0 61473 ISHARES TR S&P MC 400GR ETF 464287606 206 2670 SH SOLE 0 0 2670 ISHARES TR CORE S&P SCP ETF 464287804 2327 21598 SH SOLE 0 0 21598 ISHARES TR CORE S&P US VLU 464287663 189318 2495486 SH SOLE 162054 0 2333432 ISHARES TR RUS 1000 GRW ETF 464287614 2323 8370 SH SOLE 0 0 8370 ISHARES TR GRWT ALLOCAT ETF 464289867 9351 173358 SH SOLE 32604 0 140754 ISHARES TR RUS 1000 ETF 464287622 19322 77256 SH SOLE 4681 0 72575 ISHARES TR CORE HIGH DV ETF 46429B663 244 2284 SH SOLE 0 0 2284 ISHARES TR MSCI USA MIN VOL 46429B697 8457 109025 SH SOLE 691 0 108334 JEFFERIES FINL GROUP INC COM 47233W109 201 6131 SH SOLE 0 0 6131 JFROG LTD ORD SHS M6191J100 1013 37598 SH SOLE 0 0 37598 JOHNSON & JOHNSON COM 478160104 4378 24707 SH SOLE 3255 0 21452 JPMORGAN CHASE & CO COM 46625H100 3158 23161 SH SOLE 3824 0 19337 KINDER MORGAN INC DEL COM 49456B101 467 24661 SH SOLE 0 0 24661 KRAFT HEINZ CO COM 500754106 246 6237 SH SOLE 0 0 6237 LEIDOS HOLDINGS INC COM 525327102 14624 135380 SH SOLE 0 0 135380 LINDE PLC SHS G5494J103 360 1125 SH SOLE 0 0 1125 LOCKHEED MARTIN CORP COM 539830109 929 2105 SH SOLE 310 0 1795 LOEWS CORP COM 540424108 359 5528 SH SOLE 0 0 5528 LOWES COS INC COM 548661107 1299 6424 SH SOLE 0 0 6424 MARATHON OIL CORP COM 565849106 279 11106 SH SOLE 10531 0 575 MARATHON PETE CORP COM 56585A102 550 6418 SH SOLE 4394 0 2024 MASTERCARD INCORPORATED CL A 57636Q104 1210 3387 SH SOLE 0 0 3387 MCDONALDS CORP COM 580135101 617 2497 SH SOLE 366 0 2131 MEDTRONIC PLC SHS G5960L103 231 2080 SH SOLE 0 0 2080 MERCK & CO INC COM 58933Y105 1373 16749 SH SOLE 1668 0 15081 META PLATFORMS INC CL A 30303M102 10351 46547 SH SOLE 1552 0 44995 METLIFE INC COM 59156R108 235 3346 SH SOLE 0 0 3346 MICROSOFT CORP COM 594918104 14187 46012 SH SOLE 3910 0 42102 MORGAN STANLEY COM NEW 617446448 250 2861 SH SOLE 0 0 2861 NEXTERA ENERGY INC COM 65339F101 672 7926 SH SOLE 0 0 7926 NIKE INC CL B 654106103 755 5603 SH SOLE 1736 0 3867 NOKIA CORP SPONSORED ADR 654902204 131 23830 SH SOLE 0 0 23830 NOVARTIS AG SPONSORED ADR 66987V109 402 4581 SH SOLE 0 0 4581 NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 259 6506 SH SOLE 0 0 6506 NVIDIA CORPORATION COM 67066G104 486 1775 SH SOLE 0 0 1775 OCCIDENTAL PETE CORP COM 674599105 249 4391 SH SOLE 3716 0 675 ORACLE CORP COM 68389X105 1626 19654 SH SOLE 900 0 18754 PALO ALTO NETWORKS INC COM 697435105 370 594 SH SOLE 0 0 594 PAYCHEX INC COM 704326107 1651 12096 SH SOLE 0 0 12096 PAYPAL HLDGS INC COM 70450Y103 416 3594 SH SOLE 814 0 2780 PEPSICO INC COM 713448108 3535 21105 SH SOLE 4441 0 16664 PFIZER INC COM 717081103 1366 26383 SH SOLE 0 0 26383 PHILIP MORRIS INTL INC COM 718172109 224 2378 SH SOLE 0 0 2378 PIMCO ETF TR ACTIVE BD ETF 72201R775 289 2846 SH SOLE 0 0 2846 PROCTER AND GAMBLE CO COM 742718109 4740 30994 SH SOLE 533 0 30461 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 244 3481 SH SOLE 0 0 3481 QUALCOMM INC COM 747525103 2010 13165 SH SOLE 2984 0 10181 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1191 12007 SH SOLE 1536 0 10471 REALTY INCOME CORP COM 756109104 429 6198 SH SOLE 0 0 6198 RESTAURANT BRANDS INTL INC COM 76131D103 763 13072 SH SOLE 0 0 13072 RLJ LODGING TR CUM CONV PFD A 74965L200 385 13980 SH SOLE 13980 0 0 ROYAL BK CDA COM 780087102 3563 32315 SH SOLE 0 0 32315 SALESFORCE COM INC COM 79466L302 2623 12358 SH SOLE 8058 0 4300 SCHWAB CHARLES CORP COM 808513105 2180 25863 SH SOLE 2943 0 22920 SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5119 95021 SH SOLE 29617 0 65404 SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2068 71357 SH SOLE 6833 0 64524 SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1202 16844 SH SOLE 9360 0 7484 SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 408 5165 SH SOLE 0 0 5165 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1347 17751 SH SOLE 2851 0 14900 SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4285 132851 SH SOLE 177 0 132674 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 458 9037 SH SOLE 5644 0 3393 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 259 5460 SH SOLE 2442 0 3018 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1325 24798 SH SOLE 0 0 24798 SCIENCE APPLICATIONS INTL CO COM 808625107 7130 77360 SH SOLE 0 0 77360 SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14982 390995 SH SOLE 0 0 390995 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 239 3210 SH SOLE 0 0 3210 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 234 3091 SH SOLE 0 0 3091 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 615 3877 SH SOLE 0 0 3877 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 431 3148 SH SOLE 0 0 3148 SEMPRA COM 816851109 427 2541 SH SOLE 0 0 2541 SERA PROGNOSTICS INC CLASS A COM 81749D107 62 16472 SH SOLE 0 0 16472 SILGAN HOLDINGS INC COM 827048109 1069 23128 SH SOLE 0 0 23128 SNOWFLAKE INC CL A 833445109 583 2542 SH SOLE 2067 0 475 SOFI TECHNOLOGIES INC COM 83406F102 148 15633 SH SOLE 0 0 15633 SOLENO THERAPEUTICS INC COM NEW 834203200 4 17295 SH SOLE 0 0 17295 SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 340 981 SH SOLE 0 0 981 SPDR GOLD TR GOLD SHS 78463V107 605 3347 SH SOLE 220 0 3127 SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 438 8133 SH SOLE 0 0 8133 SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 921 14379 SH SOLE 0 0 14379 SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 458 12993 SH SOLE 2325 0 10668 SPDR S&P 500 ETF TR TR UNIT 78462F103 29566 65469 SH SOLE 3903 0 61566 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1482 3021 SH SOLE 27 0 2994 SPDR SER TR S&P SEMICNDCTR 78464A862 540 2605 SH SOLE 0 0 2605 SPDR SER TR S&P REGL BKG 78464A698 251 3650 SH SOLE 0 0 3650 SPDR SER TR S&P DIVID ETF 78464A763 1559 12191 SH SOLE 0 0 12191 SPDR SER TR NUVEEN BLOOMBERG 78464A284 2234 40500 SH SOLE 6693 0 33807 SPDR SER TR DJ REIT ETF 78464A607 356 3035 SH SOLE 0 0 3035 SPROUT SOCIAL INC COM CL A 85209W109 324 4029 SH SOLE 2241 0 1788 STARBUCKS CORP COM 855244109 489 5380 SH SOLE 485 0 4895 TARGET CORP COM 87612E106 327 1543 SH SOLE 750 0 793 TESLA INC COM 88160R101 960 891 SH SOLE 0 0 891 THERMO FISHER SCIENTIFIC INC COM 883556102 866 1467 SH SOLE 0 0 1467 TJX COS INC NEW COM 872540109 1699 28037 SH SOLE 6897 0 21140 TOTALENERGIES SE SPONSORED ADS 89151E109 231 4572 SH SOLE 0 0 4572 TRUIST FINL CORP COM 89832Q109 487 8589 SH SOLE 246 0 8343 UNION PAC CORP COM 907818108 2380 8699 SH SOLE 2000 0 6699 UNITED PARCEL SERVICE INC CL B 911312106 335 1567 SH SOLE 0 0 1567 UNITEDHEALTH GROUP INC COM 91324P102 1920 3765 SH SOLE 500 0 3265 US BANCORP DEL COM NEW 902973304 2594 48822 SH SOLE 885 0 47937 VANECK ETF TRUST BIOTECH ETF 92189F726 765 4722 SH SOLE 1568 0 3154 VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1263 21996 SH SOLE 0 0 21996 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 36140 454207 SH SOLE 37352 0 416855 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1872 24013 SH SOLE 0 0 24013 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 610 3680 SH SOLE 0 0 3680 VANGUARD INDEX FDS LARGE CAP ETF 922908637 1595 7646 SH SOLE 0 0 7646 VANGUARD INDEX FDS MID CAP ETF 922908629 1369 5766 SH SOLE 0 0 5766 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 63133 152064 SH SOLE 14531 0 137533 VANGUARD INDEX FDS VALUE ETF 922908744 5420 36689 SH SOLE 0 0 36689 VANGUARD INDEX FDS TOTAL STK MKT 922908769 8933 39233 SH SOLE 22935 0 16298 VANGUARD INDEX FDS SMALL CP ETF 922908751 2752 12950 SH SOLE 0 0 12950 VANGUARD INDEX FDS GROWTH ETF 922908736 3354 11665 SH SOLE 0 0 11665 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3783 34923 SH SOLE 7166 0 27757 VANGUARD INDEX FDS SML CP GRW ETF 922908595 1399 5628 SH SOLE 0 0 5628 VANGUARD INDEX FDS SM CP VAL ETF 922908611 145500 826968 SH SOLE 60274 0 766694 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18702 324734 SH SOLE 17554 0 307180 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5305 115036 SH SOLE 9510 0 105526 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 485 4781 SH SOLE 0 0 4781 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2135 17218 SH SOLE 2104 0 15114 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1565 30137 SH SOLE 6191 0 23946 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8982 174238 SH SOLE 3795 0 170443 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1663 19335 SH SOLE 874 0 18461 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 696 11737 SH SOLE 0 0 11737 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2640 33796 SH SOLE 3193 0 30603 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 119833 739014 SH SOLE 50560 0 688454 VANGUARD STAR FDS VG TL INTL STK F 921909768 363 6072 SH SOLE 0 0 6072 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 5635 117269 SH SOLE 14998 0 102271 VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 289 4145 SH SOLE 0 0 4145 VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 346 5108 SH SOLE 0 0 5108 VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1666 14844 SH SOLE 0 0 14844 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 359 3847 SH SOLE 0 0 3847 VANGUARD WORLD FDS MATERIALS ETF 92204A801 705 3639 SH SOLE 227 0 3412 VANGUARD WORLD FDS INF TECH ETF 92204A702 5761 13830 SH SOLE 2321 0 11509 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 220 866 SH SOLE 111 0 755 VERIZON COMMUNICATIONS INC COM 92343V104 964 18900 SH SOLE 1500 0 17400 VISA INC COM CL A 92826C839 1220 5510 SH SOLE 0 0 5510 VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 349 21000 SH SOLE 0 0 21000 WALMART INC COM 931142103 612 4100 SH SOLE 0 0 4100 WASTE MGMT INC DEL COM 94106L109 299 1875 SH SOLE 0 0 1875 WELLS FARGO CO NEW COM 949746101 1471 30326 SH SOLE 0 0 30326 WISDOMTREE TR EMER MKT HIGH FD 97717W315 42114 962282 SH SOLE 100784 0 861498 WOLFSPEED INC COM 977852102 283 2478 SH SOLE 0 0 2478 WORKDAY INC CL A 98138H101 301 1257 SH SOLE 0 0 1257 WPP PLC NEW ADR 92937A102 262 3998 SH SOLE 1750 0 2248