The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,431 7,199 SH   SOLE   2,869 0 4,330
ABBOTT LABS COM 002824100 2,174 18,758 SH   SOLE   5,600 0 13,158
ABBVIE INC COM 00287Y109 827 7,339 SH   SOLE   756 0 6,583
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 637 2,156 SH   SOLE   0 0 2,156
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,369 2,337 SH   SOLE   0 0 2,337
ALIGN TECHNOLOGY INC COM 016255101 1,587 2,600 SH   SOLE   45 0 2,555
ALPHABET INC CAP STK CL A 02079K305 10,205 4,179 SH   SOLE   1,085 0 3,094
ALPHABET INC CAP STK CL C 02079K107 5,005 1,996 SH   SOLE   186 0 1,810
AMAZON COM INC COM 023135106 3,448 1,002 SH   SOLE   0 0 1,002
AMERICAN EXPRESS CO COM 025816109 761 4,616 SH   SOLE   0 0 4,616
AMERICAN TOWER CORP NEW COM 03027X100 287 1,062 SH   SOLE   0 0 1,062
AMGEN INC COM 031162100 757 3,101 SH   SOLE   0 0 3,101
ANALOG DEVICES INC COM 032654105 318 1,847 SH   SOLE   532 0 1,315
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 336 4,670 SH   SOLE   1,670 0 3,000
APPLE INC COM 037833100 68 500 SH Call SOLE   0 0 500
APPLE INC COM 037833100 43,936 320,754 SH   SOLE   48,946 0 271,808
APPLIED MATLS INC COM 038222105 459 3,224 SH   SOLE   0 0 3,224
AT&T INC COM 00206R102 375 13,070 SH   SOLE   0 0 13,070
BECTON DICKINSON & CO COM 075887109 238 985 SH   SOLE   55 0 930
BERKSHIRE HATHAWAY INC DEL CL A 084670108 3,768 9 SH   SOLE   3 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 18,789 67,602 SH   SOLE   9,854 0 57,748
BILL COM HLDGS INC COM 090043100 74,180 404,947 SH   SOLE   0 0 404,947
BK OF AMERICA CORP COM 060505104 1,500 36,360 SH   SOLE   0 0 36,360
BLACKROCK INC COM 09247X101 243 277 SH   SOLE   0 0 277
BOEING CO COM 097023105 407 1,695 SH   SOLE   874 0 821
BOX INC CL A 10316T104 219 8,586 SH   SOLE   0 0 8,586
BRISTOL-MYERS SQUIBB CO COM 110122108 519 7,783 SH   SOLE   1,987 0 5,796
BROADCOM INC COM 11135F101 338 707 SH   SOLE   0 0 707
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 256 6,636 SH   SOLE   0 0 6,636
BROWN FORMAN CORP CL B 115637209 2,549 34,011 SH   SOLE   0 0 34,011
CAPITAL ONE FINL CORP COM 14040H105 401 2,586 SH   SOLE   0 0 2,586
CATERPILLAR INC COM 149123101 528 2,422 SH   SOLE   245 0 2,177
CHARTER COMMUNICATIONS INC N CL A 16119P108 801 1,110 SH   SOLE   73 0 1,037
CHEVRON CORP NEW COM 166764100 1,522 14,529 SH   SOLE   1,388 0 13,141
CISCO SYS INC COM 17275R102 1,119 21,187 SH   SOLE   460 0 20,727
CLOROX CO DEL COM 189054109 221 1,227 SH   SOLE   71 0 1,156
CLOUDFLARE INC CL A COM 18915M107 3,897 36,828 SH   SOLE   6,004 0 30,824
COCA COLA CO COM 191216100 615 11,328 SH   SOLE   2,730 0 8,598
COMCAST CORP NEW CL A 20030N101 1,478 25,903 SH   SOLE   5,314 0 20,589
COSTCO WHSL CORP NEW COM 22160K105 408 1,027 SH   SOLE   450 0 577
CREE INC COM 225447101 241 2,464 SH   SOLE   0 0 2,464
DANAHER CORPORATION COM 235851102 1,924 7,164 SH   SOLE   2,126 0 5,038
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,741 286,890 SH   SOLE   0 0 286,890
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,261 107,210 SH   SOLE   12,537 0 94,673
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9,194 205,243 SH   SOLE   58,844 0 146,399
DISNEY WALT CO COM 254687106 3,235 18,408 SH   SOLE   5,268 0 13,140
DOCUSIGN INC COM 256163106 2,949 10,547 SH   SOLE   0 0 10,547
DOMINION ENERGY INC COM 25746U109 349 4,753 SH   SOLE   0 0 4,753
DUKE ENERGY CORP NEW COM NEW 26441C204 374 3,782 SH   SOLE   0 0 3,782
ECOLAB INC COM 278865100 310 1,505 SH   SOLE   0 0 1,505
ELASTIC N V ORD SHS N14506104 1,615 11,082 SH   SOLE   617 0 10,465
EXXON MOBIL CORP COM 30231G102 707 11,208 SH   SOLE   613 0 10,595
FACEBOOK INC CL A 30303M102 16,389 47,134 SH   SOLE   1,702 0 45,432
FEDEX CORP COM 31428X106 528 1,767 SH   SOLE   310 0 1,457
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,523 47,316 SH   SOLE   32,261 0 15,055
FLEXSHARES TR US QUALITY CAP 33939L746 380 8,023 SH   SOLE   0 0 8,023
GENERAL ELECTRIC CO COM 369604103 335 25,000 SH   SOLE   1,513 0 23,487
GOLDMAN SACHS GROUP INC COM 38141G104 274 721 SH   SOLE   75 0 646
GUARDANT HEALTH INC COM 40131M109 284 2,285 SH   SOLE   0 0 2,285
HOME DEPOT INC COM 437076102 1,197 3,753 SH   SOLE   110 0 3,643
HONEYWELL INTL INC COM 438516106 422 1,923 SH   SOLE   400 0 1,523
HUNTINGTON BANCSHARES INC COM 446150104 510 35,715 SH   SOLE   0 0 35,715
ILLUMINA INC COM 452327109 532 1,126 SH   SOLE   0 0 1,126
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 13,687 424,246 SH   SOLE   29,633 0 394,613
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 983 29,351 SH   SOLE   16,507 0 12,844
INTEL CORP COM 458140100 1,038 18,495 SH   SOLE   4,846 0 13,649
INTERNATIONAL BUSINESS MACHS COM 459200101 816 5,548 SH   SOLE   120 0 5,428
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 366 5,997 SH   SOLE   0 0 5,997
INVESCO EXCHANGE TRADED FD T DYNMC SOFTWARE 46137V639 407 2,473 SH   SOLE   0 0 2,473
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 274 1,819 SH   SOLE   0 0 1,819
INVESCO QQQ TR UNIT SER 1 46090E103 544 1,537 SH   SOLE   0 0 1,537
ISHARES GOLD TR ISHARES NEW 464285204 439 13,010 SH   SOLE   0 0 13,010
ISHARES INC CORE MSCI EMKT 46434G103 72,596 1,083,628 SH   SOLE   52,875 0 1,030,753
ISHARES INC EM MKTS DIV ETF 464286319 326 8,391 SH   SOLE   2,483 0 5,908
ISHARES INC MSCI EMERG MRKT 464286533 3,697 57,649 SH   SOLE   14,976 0 42,673
ISHARES INC MSCI GBL MIN VOL 464286525 277,606 2,698,956 SH   SOLE   451,142 0 2,247,814
ISHARES TR COHEN STEER REIT 464287564 324 4,960 SH   SOLE   0 0 4,960
ISHARES TR CORE HIGH DV ETF 46429B663 220 2,275 SH   SOLE   0 0 2,275
ISHARES TR CORE MSCI EAFE 46432F842 4,426 59,099 SH   SOLE   2,895 0 56,204
ISHARES TR CORE S&P MCP ETF 464287507 273 1,017 SH   SOLE   112 0 905
ISHARES TR CORE S&P SCP ETF 464287804 1,736 15,361 SH   SOLE   0 0 15,361
ISHARES TR CORE S&P TTL STK 464287150 2,208 22,359 SH   SOLE   0 0 22,359
ISHARES TR CORE S&P US GWT 464287671 833 8,252 SH   SOLE   0 0 8,252
ISHARES TR CORE S&P US VLU 464287663 180,167 2,503,863 SH   SOLE   214,122 0 2,289,741
ISHARES TR CORE S&P500 ETF 464287200 48,156 112,011 SH   SOLE   4,941 0 107,070
ISHARES TR CORE US AGGBD ET 464287226 4,496 38,968 SH   SOLE   10,211 0 28,757
ISHARES TR DOW JONES US ETF 464287846 3,211 29,744 SH   SOLE   0 0 29,744
ISHARES TR EAFE GRWTH ETF 464288885 233 2,169 SH   SOLE   1,944 0 225
ISHARES TR EAFE SML CP ETF 464288273 4,785 64,514 SH   SOLE   12,392 0 52,122
ISHARES TR EAFE VALUE ETF 464288877 56,403 1,089,703 SH   SOLE   222,032 0 867,671
ISHARES TR GRWT ALLOCAT ETF 464289867 4,591 82,041 SH   SOLE   30,881 0 51,160
ISHARES TR HDG MSCI EAFE 46434V803 418 12,065 SH   SOLE   0 0 12,065
ISHARES TR IBOXX HI YD ETF 464288513 696 7,908 SH   SOLE   5,347 0 2,561
ISHARES TR INTL SEL DIV ETF 464288448 740 22,823 SH   SOLE   0 0 22,823
ISHARES TR MICRO-CAP ETF 464288869 417 2,733 SH   SOLE   0 0 2,733
ISHARES TR MODERT ALLOC ETF 464289875 8,224 182,524 SH   SOLE   0 0 182,524
ISHARES TR MSCI ACWI ETF 464288257 6,276 62,019 SH   SOLE   4,435 0 57,584
ISHARES TR MSCI ACWI EX US 464288240 365 6,334 SH   SOLE   0 0 6,334
ISHARES TR MSCI EAFE ETF 464287465 4,026 51,023 SH   SOLE   0 0 51,023
ISHARES TR MSCI EAFE MIN VL 46429B689 2,973 39,357 SH   SOLE   288 0 39,069
ISHARES TR MSCI EMG MKT ETF 464287234 6,227 112,954 SH   SOLE   2,464 0 110,490
ISHARES TR MSCI LW CRB TG 46434V464 3,688 22,233 SH   SOLE   3,163 0 19,070
ISHARES TR MSCI USA MIN VOL 46429B697 8,048 109,357 SH   SOLE   1,000 0 108,357
ISHARES TR MSCI USA MMENTM 46432F396 219 1,265 SH   SOLE   0 0 1,265
ISHARES TR MSCI USA QLT FCT 46432F339 390 2,937 SH   SOLE   0 0 2,937
ISHARES TR NATIONAL MUN ETF 464288414 43,493 371,110 SH   SOLE   41,775 0 329,335
ISHARES TR RUS 1000 ETF 464287622 19,144 79,080 SH   SOLE   4,681 0 74,399
ISHARES TR RUS 1000 GRW ETF 464287614 2,350 8,659 SH   SOLE   0 0 8,659
ISHARES TR RUS 1000 VAL ETF 464287598 7,048 44,419 SH   SOLE   0 0 44,419
ISHARES TR RUS 2000 GRW ETF 464287648 770 2,470 SH   SOLE   0 0 2,470
ISHARES TR RUS 2000 VAL ETF 464287630 21,786 131,404 SH   SOLE   3,945 0 127,459
ISHARES TR RUS MD CP GR ETF 464287481 1,084 9,575 SH   SOLE   400 0 9,175
ISHARES TR RUS MID CAP ETF 464287499 3,043 38,409 SH   SOLE   12,588 0 25,821
ISHARES TR RUSSELL 2000 ETF 464287655 12,752 55,594 SH   SOLE   2,378 0 53,216
ISHARES TR RUSSELL 3000 ETF 464287689 5,719 22,337 SH   SOLE   3,022 0 19,315
ISHARES TR S&P 500 GRWT ETF 464287309 263 3,620 SH   SOLE   0 0 3,620
ISHARES TR SELECT DIVID ETF 464287168 1,217 10,435 SH   SOLE   0 0 10,435
ISHARES TR SHORT TREAS BD 464288679 1,675 15,158 SH   SOLE   0 0 15,158
ISHARES TR SP SMCP600VL ETF 464287879 423 4,010 SH   SOLE   0 0 4,010
ISHARES TR U.S. MED DVC ETF 464288810 489 1,355 SH   SOLE   0 0 1,355
JFROG LTD ORD SHS M6191J100 1,075 23,615 SH   SOLE   0 0 23,615
JOHNSON & JOHNSON COM 478160104 3,915 23,769 SH   SOLE   3,459 0 20,310
JPMORGAN CHASE & CO COM 46625H100 3,763 24,201 SH   SOLE   4,368 0 19,833
KINDER MORGAN INC DEL COM 49456B101 525 28,763 SH   SOLE   0 0 28,763
KRAFT HEINZ CO COM 500754106 249 6,093 SH   SOLE   0 0 6,093
LILLY ELI & CO COM 532457108 232 1,009 SH   SOLE   0 0 1,009
LOWES COS INC COM 548661107 1,177 6,067 SH   SOLE   0 0 6,067
MARATHON OIL CORP COM 565849106 166 12,197 SH   SOLE   11,170 0 1,027
MARATHON PETE CORP COM 56585A102 313 5,183 SH   SOLE   4,394 0 789
MASTERCARD INCORPORATED CL A 57636Q104 686 1,879 SH   SOLE   0 0 1,879
MCDONALDS CORP COM 580135101 652 2,821 SH   SOLE   366 0 2,455
MERCK & CO INC COM 58933Y105 1,151 14,809 SH   SOLE   1,668 0 13,141
MICROSOFT CORP COM 594918104 11,902 43,936 SH   SOLE   3,884 0 40,052
MODERNA INC COM 60770K107 789 3,359 SH   SOLE   0 0 3,359
NEXTERA ENERGY INC COM 65339F101 560 7,662 SH   SOLE   0 0 7,662
NIKE INC CL B 654106103 853 5,503 SH   SOLE   1,936 0 3,567
NOKIA CORP SPONSORED ADR 654902204 111 20,830 SH   SOLE   0 0 20,830
NOVARTIS AG SPONSORED ADR 66987V109 359 3,931 SH   SOLE   0 0 3,931
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 294 6,506 SH   SOLE   0 0 6,506
NVIDIA CORPORATION COM 67066G104 216 270 SH   SOLE   0 0 270
ORACLE CORP COM 68389X105 1,182 15,204 SH   SOLE   900 0 14,304
PAYCHEX INC COM 704326107 1,269 11,822 SH   SOLE   0 0 11,822
PAYPAL HLDGS INC COM 70450Y103 1,183 4,057 SH   SOLE   879 0 3,178
PEPSICO INC COM 713448108 2,948 19,898 SH   SOLE   4,689 0 15,209
PFIZER INC COM 717081103 1,038 26,469 SH   SOLE   240 0 26,229
PROCTER AND GAMBLE CO COM 742718109 3,244 24,033 SH   SOLE   633 0 23,400
QUALCOMM INC COM 747525103 1,712 11,994 SH   SOLE   2,751 0 9,243
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,025 11,985 SH   SOLE   1,594 0 10,391
REALTY INCOME CORP COM 756109104 390 5,848 SH   SOLE   0 0 5,848
RESTAURANT BRANDS INTL INC COM 76131D103 842 13,072 SH   SOLE   0 0 13,072
ROYAL BK CDA COM 780087102 3,427 33,826 SH   SOLE   0 0 33,826
SALESFORCE COM INC COM 79466L302 2,278 9,325 SH   SOLE   4,927 0 4,398
SCHWAB CHARLES CORP COM 808513105 1,795 24,642 SH   SOLE   2,943 0 21,699
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 201 6,133 SH   SOLE   3,576 0 2,557
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 235 5,943 SH   SOLE   3,793 0 2,150
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,602 49,754 SH   SOLE   6,833 0 42,921
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,329 39,942 SH   SOLE   177 0 39,765
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 521 9,569 SH   SOLE   5,244 0 4,325
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 514 6,805 SH   SOLE   0 0 6,805
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,085 15,868 SH   SOLE   9,360 0 6,508
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,682 45,027 SH   SOLE   19,397 0 25,630
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,494 19,082 SH   SOLE   3,647 0 15,435
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 309 2,964 SH   SOLE   1,221 0 1,743
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 14,500 395,196 SH   SOLE   0 0 395,196
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 479 3,250 SH   SOLE   0 0 3,250
SEMPRA ENERGY COM 816851109 272 2,053 SH   SOLE   0 0 2,053
SILGAN HOLDINGS INC COM 827048109 960 23,128 SH   SOLE   0 0 23,128
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 361 1,048 SH   SOLE   0 0 1,048
SPDR GOLD TR GOLD SHS 78463V107 554 3,347 SH   SOLE   220 0 3,127
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 961 26,189 SH   SOLE   1,041 0 25,148
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 1,009 14,379 SH   SOLE   0 0 14,379
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 448 11,593 SH   SOLE   2,325 0 9,268
SPDR S&P 500 ETF TR TR UNIT 78462F103 28,740 67,142 SH   SOLE   5,845 0 61,297
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,479 3,012 SH   SOLE   27 0 2,985
SPDR SER TR BLMBRG BRC CNVRT 78464A359 791 9,121 SH   SOLE   0 0 9,121
SPDR SER TR DJ REIT ETF 78464A607 206 1,960 SH   SOLE   0 0 1,960
SPDR SER TR NUVEEN BBG BRCLY 78464A284 2,888 47,496 SH   SOLE   6,727 0 40,769
SPDR SER TR PORTFLI TIPS ETF 78464A656 296 9,495 SH   SOLE   0 0 9,495
SPDR SER TR PORTFOLIO INTRMD 78464A375 281 7,657 SH   SOLE   0 0 7,657
SPDR SER TR S&P DIVID ETF 78464A763 893 7,312 SH   SOLE   0 0 7,312
SPDR SER TR S&P METALS MNG 78464A755 433 10,063 SH   SOLE   0 0 10,063
SPDR SER TR S&P RETAIL ETF 78464A714 406 4,180 SH   SOLE   0 0 4,180
SPROUT SOCIAL INC COM CL A 85209W109 727 8,132 SH   SOLE   0 0 8,132
STARBUCKS CORP COM 855244109 316 2,813 SH   SOLE   479 0 2,334
TARGET CORP COM 87612E106 380 1,578 SH   SOLE   788 0 790
TESLA INC COM 88160R101 526 775 SH   SOLE   0 0 775
TEXAS INSTRS INC COM 882508104 245 1,272 SH   SOLE   0 0 1,272
THERMO FISHER SCIENTIFIC INC COM 883556102 786 1,559 SH   SOLE   0 0 1,559
TJX COS INC NEW COM 872540109 1,888 28,037 SH   SOLE   7,967 0 20,070
TOTALENERGIES SE SPONSORED ADS 89151E109 204 4,500 SH   SOLE   0 0 4,500
TRUIST FINL CORP COM 89832Q109 629 11,367 SH   SOLE   246 0 11,121
UNION PAC CORP COM 907818108 1,982 9,009 SH   SOLE   2,250 0 6,759
UNITED PARCEL SERVICE INC CL B 911312106 359 1,729 SH   SOLE   0 0 1,729
UNITEDHEALTH GROUP INC COM 91324P102 1,194 2,976 SH   SOLE   500 0 2,476
US BANCORP DEL COM NEW 902973304 1,484 26,045 SH   SOLE   1,095 0 24,950
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 859 4,270 SH   SOLE   1,888 0 2,382
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 1,451 22,812 SH   SOLE   0 0 22,812
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,735 21,134 SH   SOLE   3,043 0 18,091
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 42,610 496,160 SH   SOLE   50,101 0 446,059
VANGUARD INDEX FDS GROWTH ETF 922908736 2,929 10,210 SH   SOLE   0 0 10,210
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,888 9,401 SH   SOLE   0 0 9,401
VANGUARD INDEX FDS MID CAP ETF 922908629 758 3,198 SH   SOLE   0 0 3,198
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,544 34,836 SH   SOLE   8,241 0 26,595
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 59,371 150,886 SH   SOLE   17,007 0 133,879
VANGUARD INDEX FDS SM CP VAL ETF 922908611 207,013 1,192,007 SH   SOLE   115,226 0 1,076,781
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,213 14,271 SH   SOLE   0 0 14,271
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,248 4,302 SH   SOLE   0 0 4,302
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,735 43,686 SH   SOLE   27,634 0 16,052
VANGUARD INDEX FDS VALUE ETF 922908744 4,811 34,982 SH   SOLE   0 0 34,982
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 20,904 329,764 SH   SOLE   17,554 0 312,210
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,550 120,614 SH   SOLE   9,507 0 111,107
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 210 3,121 SH   SOLE   0 0 3,121
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 937 6,872 SH   SOLE   1,782 0 5,090
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,076 35,500 SH   SOLE   7,784 0 27,716
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 495 4,781 SH   SOLE   0 0 4,781
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 4,581 82,870 SH   SOLE   4,156 0 78,714
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,869 19,666 SH   SOLE   1,205 0 18,461
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 604 9,829 SH   SOLE   0 0 9,829
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,815 34,019 SH   SOLE   3,371 0 30,648
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 99,424 642,317 SH   SOLE   64,214 0 578,103
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,954 96,096 SH   SOLE   15,327 0 80,769
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 228 2,177 SH   SOLE   0 0 2,177
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 425 4,702 SH   SOLE   0 0 4,702
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,522 13,839 SH   SOLE   2,573 0 11,266
VANGUARD WORLD FDS MATERIALS ETF 92204A801 713 3,960 SH   SOLE   227 0 3,733
VERIZON COMMUNICATIONS INC COM 92343V104 881 15,715 SH   SOLE   3,313 0 12,402
VISA INC COM CL A 92826C839 1,241 5,316 SH   SOLE   0 0 5,316
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 188 11,000 SH   SOLE   0 0 11,000
WALMART INC COM 931142103 614 4,345 SH   SOLE   0 0 4,345
WELLS FARGO CO NEW COM 949746101 1,125 24,841 SH   SOLE   0 0 24,841
WISDOMTREE TR EMER MKT HIGH FD 97717W315 45,605 998,347 SH   SOLE   100,360 0 897,987
WORKDAY INC CL A 98138H101 299 1,251 SH   SOLE   0 0 1,251
WPP PLC NEW ADR 92937A102 271 3,998 SH   SOLE   1,750 0 2,248