The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 5,372 32,244 SH   SOLE   32,244 0 0
AARONS INC COM PAR $0.50 002535300 512 20,393 SH   SOLE   20,393 0 0
ABBOTT LABS COM 002824100 2,264 54,127 SH   SOLE   52,580 0 1,547
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 234 2,029 SH   SOLE   2,029 0 0
AMAZON COM INC COM 023135106 244 411 SH   SOLE   411 0 0
AMERICAN ELEC PWR INC COM 025537101 874 13,153 SH   SOLE   13,153 0 0
AMERICAN TOWER CORP NEW COM 03027x100 315 3,076 SH   SOLE   2,766 0 310
AMGEN INC COM 031162100 534 3,564 SH   SOLE   3,564 0 0
APPLE INC COM 037833100 6,971 63,961 SH   SOLE   63,961 0 0
AT&T INC COM 00206R102 2,079 53,064 SH   SOLE   53,064 0 0
BANCO SANTANDER SA ADR 05964h105 60 13,785 SH   SOLE   0 0 13,785
BANK NEW YORK MELLON CORP COM 064058100 327 8,883 SH   SOLE   8,883 0 0
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 1,245 98,796 SH   SOLE   98,796 0 0
BED BATH & BEYOND INC COM 075896100 906 18,250 SH   SOLE   18,250 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,708 8 SH   SOLE   8 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 27,571 194,327 SH   SOLE   194,327 0 0
BLACKROCK INC COM 09247x101 959 2,817 SH   SOLE   2,807 0 10
CABOT OIL & GAS CORP COM 127097103 1,655 72,894 SH   SOLE   70,964 0 1,930
CARDINAL HEALTH INC COM 14149Y108 434 5,298 SH   SOLE   5,298 0 0
CHEVRON CORP NEW COM 166764100 3,636 38,116 SH   SOLE   36,895 0 1,221
CINCINNATI FINL CORP COM 172062101 450 6,885 SH   SOLE   6,865 0 20
CISCO SYS INC COM 17275R102 617 21,680 SH   SOLE   21,680 0 0
CLOROX CO DEL COM 189054109 389 3,088 SH   SOLE   3,058 0 30
COCA COLA CO COM 191216100 1,705 36,752 SH   SOLE   36,662 0 90
COMCAST CORP NEW CL A 20030N101 3,480 56,966 SH   SOLE   56,966 0 0
CONOCOPHILLIPS COM 20825C104 770 19,119 SH   SOLE   19,059 0 60
COSTCO WHSL CORP NEW COM 22160K105 1,383 8,775 SH   SOLE   8,775 0 0
CVS HEALTH CORP COM 126650100 3,800 36,629 SH   SOLE   35,644 0 985
DANAHER CORP DEL COM 235851102 3,376 35,587 SH   SOLE   34,030 0 1,557
DBX ETF TR XTRAK MSCI EAFE 233051200 2,790 109,257 SH   SOLE   108,597 0 660
DBX ETF TR EX US HDG EQTY 233051820 1,415 64,265 SH   SOLE   64,095 0 170
DBX ETF TR DB XTR MSCI EUR 233051853 10,760 436,164 SH   SOLE   432,364 0 3,800
DISNEY WALT CO COM DISNEY 254687106 5,030 50,647 SH   SOLE   49,336 0 1,311
DOW CHEM CO COM 260543103 235 4,639 SH   SOLE   4,639 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 337 5,327 SH   SOLE   5,327 0 0
DUKE ENERGY CORP NEW COM NEW 26441c204 1,182 14,656 SH   SOLE   14,621 0 35
EMERSON ELEC CO COM 291011104 1,126 20,702 SH   SOLE   20,647 0 55
EOG RES INC COM 26875P101 1,496 20,618 SH   SOLE   20,618 0 0
EXPRESS SCRIPTS HLDG CO COM 30219g108 1,458 21,227 SH   SOLE   20,597 0 630
EXXON MOBIL CORP COM 30231G102 2,602 31,118 SH   SOLE   31,118 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 612 45,356 SH   SOLE   45,216 0 140
FORWARD AIR CORP COM 349853101 515 11,373 SH   SOLE   11,373 0 0
FULL HOUSE RESORTS INC COM 359678109 112 77,600 SH   SOLE   77,600 0 0
GENERAL ELECTRIC CO COM 369604103 1,016 31,980 SH   SOLE   29,730 0 2,250
GENUINE PARTS CO COM 372460105 721 7,252 SH   SOLE   7,227 0 25
GOLDMAN SACHS GROUP INC SP ENHCMD37ETN 38144L852 1,971 99,606 SH   SOLE   99,606 0 0
HD SUPPLY HLDGS INC COM 40416m105 728 22,000 SH   SOLE   22,000 0 0
HOME DEPOT INC COM 437076102 2,382 17,852 SH   SOLE   17,852 0 0
INTEL CORP COM 458140100 3,754 116,037 SH   SOLE   113,706 0 2,331
INTERNATIONAL BUSINESS MACHS COM 459200101 1,288 8,505 SH   SOLE   8,490 0 15
ISHARES CNTRY MIN VL ETF 464286525 79,203 1,077,735 SH   SOLE   1,077,735 0 0
ISHARES EM MK MINVOL ETF 464286533 68,658 1,336,542 SH   SOLE   1,335,542 0 1,000
ISHARES MSCI JAPAN ETF 464286848 6,800 595,980 SH   SOLE   590,630 0 5,350
ISHARES INC CORE MSCI EMKT 46434G103 29,566 710,387 SH   SOLE   710,387 0 0
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 141 10,240 SH   SOLE   10,240 0 0
ISHARES TR CORE S&P500 ETF 464287200 61,710 298,623 SH   SOLE   298,623 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 9,554 278,946 SH   SOLE   278,946 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,162 12,920 SH   SOLE   12,920 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,717 117,518 SH   SOLE   117,518 0 0
ISHARES TR RUS MD CP GR ETF 464287481 423 4,594 SH   SOLE   2,174 0 2,420
ISHARES TR RUS MID-CAP ETF 464287499 4,308 26,439 SH   SOLE   26,349 0 90
ISHARES TR COHEN&STEER REIT 464287564 395 3,831 SH   SOLE   3,831 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 7,178 72,646 SH   SOLE   72,646 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,810 48,206 SH   SOLE   48,206 0 0
ISHARES TR RUS 1000 ETF 464287622 18,218 159,708 SH   SOLE   159,708 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,619 28,106 SH   SOLE   28,106 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,211 19,988 SH   SOLE   19,988 0 0
ISHARES TR CORE US VAL ETF 464287663 93,696 727,792 SH   SOLE   727,792 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 6,781 56,108 SH   SOLE   56,108 0 0
ISHARES TR U.S. REAL ES ETF 464287739 0 474,685 SH   SOLE   474,685 0 0
ISHARES TR CORE S&P SCP ETF 464287804 484 4,302 SH   SOLE   4,302 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 1,729 16,286 SH   SOLE   16,286 0 0
ISHARES TR MSCI ACWI ETF 464288257 579 10,331 SH   SOLE   10,331 0 0
ISHARES TR EAFE SML CP ETF 464288273 287 5,765 SH   SOLE   5,765 0 0
ISHARES TR CALIF MUN BD ETF 464288356 586 4,908 SH   SOLE   4,908 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,191 10,665 SH   SOLE   10,665 0 0
ISHARES TR INTL DEV RE ETF 464288489 9,685 331,435 SH   SOLE   331,435 0 0
ISHARES TR IBOXX HI YD ETF 464288513 324 3,970 SH   SOLE   3,970 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 1,133 10,746 SH   SOLE   10,746 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,681 59,760 SH   SOLE   59,760 0 0
ISHARES TR EAFE GRWTH ETF 464288885 2,224 33,801 SH   SOLE   33,801 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 427 5,478 SH   SOLE   5,478 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 3,557 53,537 SH   SOLE   53,537 0 0
ISHARES TR USA MIN VOL ETF 46429B697 2,466 56,144 SH   SOLE   56,144 0 0
ISHARES TR CORE MSCITOTAL 46432F834 277 5,599 SH   SOLE   5,599 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,380 63,614 SH   SOLE   63,614 0 0
JOHNSON & JOHNSON COM 478160104 5,302 49,000 SH   SOLE   47,850 0 1,150
JPMORGAN CHASE & CO COM 46625H100 4,123 69,614 SH   SOLE   67,835 0 1,779
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 2,440 90,083 SH   SOLE   90,083 0 0
MARKET VECTORS ETF TR BIOTECH ETF 57060u183 2,643 25,491 SH   SOLE   24,563 0 928
MARKET VECTORS ETF TR PHARMACEUTICAL 57060u217 3,482 60,552 SH   SOLE   59,042 0 1,510
MERCK & CO INC NEW COM 58933Y105 1,231 23,270 SH   SOLE   23,200 0 70
MICROSOFT CORP COM 594918104 1,832 33,173 SH   SOLE   31,103 0 2,070
MONSANTO CO NEW COM 61166W101 1,127 12,850 SH   SOLE   12,465 0 385
NEXTERA ENERGY INC COM 65339F101 3,310 27,964 SH   SOLE   27,964 0 0
NOVARTIS A G SPONSORED ADR 66987V109 1,014 14,002 SH   SOLE   13,977 0 25
OCCIDENTAL PETE CORP DEL COM 674599105 393 5,750 SH   SOLE   5,750 0 0
PAYCHEX INC COM 704326107 558 10,338 SH   SOLE   10,318 0 20
PAYPAL HLDGS INC COM 70450y103 1,094 28,334 SH   SOLE   27,154 0 1,180
PEPSICO INC COM 713448108 4,334 42,294 SH   SOLE   41,139 0 1,155
PHILIP MORRIS INTL INC COM 718172109 1,288 13,121 SH   SOLE   12,216 0 905
PLAINS GP HLDGS L P SHS A REP LTPN 72651A108 112 12,851 SH   SOLE   12,851 0 0
POLARIS INDS INC COM 731068102 567 5,760 SH   SOLE   5,760 0 0
POTASH CORP SASK INC COM 73755L107 620 36,400 SH   SOLE   36,310 0 90
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 629 27,686 SH   SOLE   27,686 0 0
PRAXAIR INC COM 74005p104 758 6,627 SH   SOLE   6,612 0 15
PROCTER & GAMBLE CO COM 742718109 5,454 66,259 SH   SOLE   65,559 0 700
PROSHARES TR II ULT BLMBG CD OIL 74347W320 95 10,609 SH   SOLE   10,609 0 0
QUALCOMM INC COM 747525103 3,040 59,455 SH   SOLE   58,424 0 1,031
RAYTHEON CO COM NEW 755111507 4,605 37,549 SH   SOLE   36,744 0 805
REALTY INCOME CORP COM 756109104 6,124 97,969 SH   SOLE   96,583 0 1,386
RYDEX ETF TRUST GUG S&P500 EQ WT 78355w833 4,331 49,380 SH   SOLE   48,780 0 600
RYDEX ETF TRUST GUG S&P500EQWTHC 78355w841 216 1,499 SH   SOLE   1,499 0 0
SCANA CORP NEW COM 80589M102 1,083 15,434 SH   SOLE   13,984 0 1,450
SCHLUMBERGER LTD COM 806857108 1,815 24,615 SH   SOLE   24,410 0 205
SCHWAB CHARLES CORP NEW COM 808513105 2,313 82,555 SH   SOLE   79,490 0 3,065
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,253 250,879 SH   SOLE   241,264 0 9,615
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 365 8,447 SH   SOLE   8,447 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 8,514 209,742 SH   SOLE   207,447 0 2,295
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,549 74,560 SH   SOLE   74,030 0 530
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,489 51,417 SH   SOLE   51,097 0 320
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 218 4,105 SH   SOLE   4,105 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1,581 25,544 SH   SOLE   22,129 0 3,415
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 19,549 868,841 SH   SOLE   868,841 0 0
SOUTHERN CO COM 842587107 852 16,469 SH   SOLE   16,419 0 50
SPDR GOLD TRUST GOLD SHS 78463V107 537 4,568 SH   SOLE   4,568 0 0
SPDR INDEX SHS FDS EM QUAL MIX 78463X426 10,183 206,719 SH   SOLE   206,719 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 98,308 2,371,149 SH   SOLE   2,371,149 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 2,001 70,039 SH   SOLE   70,039 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 45,430 221,052 SH   SOLE   221,052 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 700 12,131 SH   SOLE   12,131 0 0
SPECTRA ENERGY CORP COM 847560109 1,642 53,650 SH   SOLE   53,560 0 90
STARBUCKS CORP COM 855244109 375 6,280 SH   SOLE   6,280 0 0
TARGET CORP COM 87612E106 620 7,537 SH   SOLE   7,537 0 0
TJX COS INC NEW COM 872540109 4,117 52,541 SH   SOLE   50,573 0 1,968
TORONTO DOMINION BK ONT COM NEW 891160509 1,186 27,490 SH   SOLE   27,430 0 60
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 246 2,311 SH   SOLE   2,311 0 0
UBS AG JERSEY BRH ALERIAN INFRST 902641646 109,749 4,563,384 SH   SOLE   4,563,384 0 0
UBS AG LONDON BRH ETRAC ALER MLP 90267B682 5,638 331,865 SH   SOLE   331,865 0 0
UNION PAC CORP COM 907818108 2,431 30,563 SH   SOLE   29,180 0 1,383
UNITED PARCEL SERVICE INC CL B 911312106 1,740 16,492 SH   SOLE   15,472 0 1,020
UNITEDHEALTH GROUP INC COM 91324P102 353 2,735 SH   SOLE   2,735 0 0
US BANCORP DEL COM NEW 902973304 3,401 83,775 SH   SOLE   81,428 0 2,347
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,366 16,495 SH   SOLE   16,495 0 0
VANGUARD INDEX FDS REIT ETF 922908553 6,437 76,809 SH   SOLE   76,759 0 50
VANGUARD INDEX FDS SML CP GRW ETF 922908595 836 7,024 SH   SOLE   7,024 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 632 6,725 SH   SOLE   6,725 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 247 2,321 SH   SOLE   2,321 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 659 8,000 SH   SOLE   8,000 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 454 4,068 SH   SOLE   4,068 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,010 19,167 SH   SOLE   19,077 0 90
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 716 13,385 SH   SOLE   13,275 0 110
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 29,448 682,454 SH   SOLE   682,244 0 210
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,863 198,467 SH   SOLE   198,467 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 464 9,453 SH   SOLE   9,453 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 682 8,385 SH   SOLE   8,385 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 23,507 655,135 SH   SOLE   649,360 0 5,775
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 564 8,175 SH   SOLE   8,175 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204a108 2,832 22,827 SH   SOLE   22,597 0 230
VANGUARD WORLD FDS INDUSTRIAL ETF 92204a603 290 2,753 SH   SOLE   2,753 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 5,460 49,844 SH   SOLE   49,844 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204a801 3,127 31,854 SH   SOLE   30,403 0 1,451
VERIZON COMMUNICATIONS INC COM 92343V104 4,954 91,605 SH   SOLE   91,605 0 0
WELLS FARGO & CO NEW COM 949746101 2,755 56,961 SH   SOLE   56,886 0 75
WELLS FARGO & CO NEW PERP PFD CNV A 949746804 572 475 SH   SOLE   475 0 0
WENDYS CO COM 95058W100 699 64,196 SH   SOLE   64,196 0 0
YUM BRANDS INC COM 988498101 860 10,511 SH   SOLE   10,481 0 30