0001432539-21-000006.txt : 20211115 0001432539-21-000006.hdr.sgml : 20211115 20211115162409 ACCESSION NUMBER: 0001432539-21-000006 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210930 FILED AS OF DATE: 20211115 DATE AS OF CHANGE: 20211115 EFFECTIVENESS DATE: 20211115 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Strategic Financial Services, Inc, CENTRAL INDEX KEY: 0001432539 IRS NUMBER: 161334685 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13318 FILM NUMBER: 211411083 BUSINESS ADDRESS: STREET 1: 114 BUSINESS PARK DRIVE CITY: UTICA STATE: NY ZIP: 13502 BUSINESS PHONE: 3157241776 MAIL ADDRESS: STREET 1: 114 BUSINESS PARK DRIVE CITY: UTICA STATE: NY ZIP: 13502 FORMER COMPANY: FORMER CONFORMED NAME: Strategic Investment Advisors, Inc DATE OF NAME CHANGE: 20080416 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001432539 XXXXXXXX 09-30-2021 09-30-2021 Strategic Financial Services, Inc,
114 BUSINESS PARK DRIVE UTICA NY 13502
13F HOLDINGS REPORT 028-13318 N
Kasey Williams CCO 3157241776 Kasey Williams Utica NY 11-15-2021 0 128 1266493 false
INFORMATION TABLE 2 SFS2021093013F.xml DISNEY WALT CO COM 254687106 3762 22239 SH SOLE 0 22024 0 215 PFIZER INC COM 717081103 2536 58958 SH SOLE 0 58958 0 0 SPDR SER TR BLOMBERG BRC INV 78468R200 1214 39611 SH SOLE 0 39611 0 0 DEERE & CO COM 244199105 1821 5434 SH SOLE 0 5434 0 0 BECTON DICKINSON & CO COM 075887109 320 1300 SH SOLE 0 1300 0 0 SCHWAB STRATEGIC TR US REIT ETF 808524847 224 4900 SH SOLE 0 4900 0 0 ISHARES TR MSCI USA MULTIFT 46434V282 187422 4447593 SH SOLE 0 4200434 0 247159 DISCOVER FINL SVCS COM 254709108 221 1799 SH SOLE 0 1799 0 0 ISHARES TR EXPND TEC SC ETF 464287549 1987 4923 SH SOLE 0 4803 0 120 DANAHER CORPORATION COM 235851102 205 674 SH SOLE 0 674 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 604 1407 SH SOLE 0 1407 0 0 ABBOTT LABS COM 002824100 385 3260 SH SOLE 0 3260 0 0 PEPSICO INC COM 713448108 3517 23381 SH SOLE 0 23381 0 0 ISHARES TR TIPS BD ETF 464287176 35587 278697 SH SOLE 0 271557 0 7140 AMPIO PHARMACEUTICALS INC COM 03209T109 17 10000 SH SOLE 0 10000 0 0 VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 593 11744 SH SOLE 0 11744 0 0 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2508 33791 SH SOLE 0 33591 0 200 COSTCO WHSL CORP NEW COM 22160K105 2714 6039 SH SOLE 0 5999 0 40 CVS HEALTH CORP COM 126650100 2049 24148 SH SOLE 0 24148 0 0 NEXTERA ENERGY INC COM 65339F101 4370 55649 SH SOLE 0 55649 0 0 UNION PAC CORP COM 907818108 2708 13816 SH SOLE 0 13741 0 75 PRUDENTIAL FINL INC COM 744320102 1415 13449 SH SOLE 0 13349 0 100 CATERPILLAR INC COM 149123101 1437 7483 SH SOLE 0 7438 0 45 APPLE INC COM 037833100 13541 95694 SH SOLE 0 95569 0 125 AT&T INC COM 00206R102 533 19744 SH SOLE 0 19744 0 0 AMAZON COM INC COM 023135106 923 281 SH SOLE 0 278 0 3 QUALCOMM INC COM 747525103 3325 25779 SH SOLE 0 25732 0 47 ISHARES INC MSCI EMERG MKT 46434G889 68854 1334373 SH SOLE 0 1276823 0 57550 NBT BANCORP INC COM 628778102 245 6774 SH SOLE 0 6774 0 0 PHILIP MORRIS INTL INC COM 718172109 708 7466 SH SOLE 0 7466 0 0 TOMPKINS FINL CORP COM 890110109 412 5095 SH SOLE 0 5095 0 0 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 397 4840 SH SOLE 0 4840 0 0 COLGATE PALMOLIVE CO COM 194162103 287 3795 SH SOLE 0 3795 0 0 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 202 2019 SH SOLE 0 2019 0 0 ORACLE CORP COM 68389X105 4173 47893 SH SOLE 0 47668 0 225 PROCTER AND GAMBLE CO COM 742718109 763 5455 SH SOLE 0 5455 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 201 1773 SH SOLE 0 1773 0 0 WORLD GOLD TR SPDR GLD MINIS 98149E204 34662 1985244 SH SOLE 0 1905268 0 79976 ISHARES TR MSCI INTL MULTFT 46434V274 156529 5393841 SH SOLE 0 5132102 0 261739 VANGUARD INDEX FDS GROWTH ETF 922908736 403 1388 SH SOLE 0 1388 0 0 NIKE INC CL B 654106103 735 5058 SH SOLE 0 5058 0 0 COMMUNITY BK SYS INC COM 203607106 741 10829 SH SOLE 0 10829 0 0 ISHARES TR JPMORGAN USD EMG 464288281 6466 58750 SH SOLE 0 58010 0 740 ISHARES TR MSCI USA VALUE 46432F388 12449 123621 SH SOLE 0 116343 0 7278 ULTA BEAUTY INC COM 90384S303 3776 10461 SH SOLE 0 10406 0 55 INTEL CORP COM 458140100 2970 55746 SH SOLE 0 55746 0 0 US BANCORP DEL COM NEW 902973304 2801 47122 SH SOLE 0 47122 0 0 ISHARES TR INTRM GOV CR ETF 464288612 110026 955671 SH SOLE 0 930889 0 24782 COMCAST CORP NEW CL A 20030N101 374 6690 SH SOLE 0 6690 0 0 GENERAL ELECTRIC CO COM NEW 369604301 382 3706 SH SOLE 0 3706 0 0 JPMORGAN CHASE & CO COM 46625H100 6083 37162 SH SOLE 0 37162 0 0 CISCO SYS INC COM 17275R102 2621 48147 SH SOLE 0 48147 0 0 EXXON MOBIL CORP COM 30231G102 1578 26832 SH SOLE 0 26832 0 0 HERSHEY CO COM 427866108 211 1244 SH SOLE 0 1244 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 392 6429 SH SOLE 0 6429 0 0 ABBVIE INC COM 00287Y109 450 4170 SH SOLE 0 4170 0 0 CHEVRON CORP NEW COM 166764100 1148 11313 SH SOLE 0 11313 0 0 GENERAC HLDGS INC COM 368736104 409 1000 SH SOLE 0 1000 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 968 3547 SH SOLE 0 3547 0 0 ISHARES INC CORE MSCI EMKT 46434G103 561 9080 SH SOLE 0 9080 0 0 VANGUARD STAR FDS VG TL INTL STK F 921909768 1034 16350 SH SOLE 0 16350 0 0 VISA INC COM CL A 92826C839 4913 22055 SH SOLE 0 21925 0 130 VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3042 19806 SH SOLE 0 19806 0 0 VANGUARD INDEX FDS SML CP GRW ETF 922908595 347 1238 SH SOLE 0 1238 0 0 NORWOOD FINL CORP COM 669549107 962 37432 SH SOLE 0 37432 0 0 NXP SEMICONDUCTORS N V COM N6596X109 4075 20807 SH SOLE 0 20717 0 90 MONDELEZ INTL INC CL A 609207105 2714 46646 SH SOLE 0 46396 0 250 VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 707 8000 SH SOLE 0 8000 0 0 KLA CORP COM NEW 482480100 3761 11243 SH SOLE 0 11188 0 55 SPDR SER TR S&P BIOTECH 78464A870 17479 139043 SH SOLE 0 132931 0 6112 AUTOMATIC DATA PROCESSING IN COM 053015103 693 3465 SH SOLE 0 3390 0 75 TJX COS INC NEW COM 872540109 2445 37055 SH SOLE 0 37055 0 0 FACEBOOK INC CL A 30303M102 4844 14274 SH SOLE 0 14214 0 60 VANGUARD INDEX FDS SMALL CP ETF 922908751 503 2302 SH SOLE 0 2302 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 1808 8144 SH SOLE 0 8144 0 0 ALTRIA GROUP INC COM 02209S103 325 7130 SH SOLE 0 7130 0 0 HOME DEPOT INC COM 437076102 314 957 SH SOLE 0 957 0 0 PUBLIC STORAGE COM 74460D109 548 1845 SH SOLE 0 1845 0 0 SKYWORKS SOLUTIONS INC COM 83088M102 3699 22447 SH SOLE 0 22347 0 100 MCKESSON CORP COM 58155Q103 3150 15798 SH SOLE 0 15708 0 90 COCA COLA CO COM 191216100 262 4995 SH SOLE 0 4995 0 0 NETFLIX INC COM 64110L106 209 342 SH SOLE 0 342 0 0 VANGUARD WELLINGTON FD US MINIMUM 921935409 515 5271 SH SOLE 0 5271 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 1910 35359 SH SOLE 0 35359 0 0 UNITEDHEALTH GROUP INC COM 91324P102 4264 10913 SH SOLE 0 10873 0 40 DOLLAR TREE INC COM 256746108 2418 25261 SH SOLE 0 25111 0 150 NVIDIA CORPORATION COM 67066G104 201 968 SH SOLE 0 968 0 0 TESLA INC COM 88160R101 1688 2177 SH SOLE 0 2177 0 0 WASTE MGMT INC DEL COM 94106L109 204 1363 SH SOLE 0 1363 0 0 CSX CORP COM 126408103 350 11784 SH SOLE 0 11784 0 0 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 476 10714 SH SOLE 0 10714 0 0 INTERNATIONAL BUSINESS MACHS COM 459200101 738 5309 SH SOLE 0 5309 0 0 VENTAS INC COM 92276F100 2214 40098 SH SOLE 0 40098 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 128819 1563143 SH SOLE 0 1524432 0 38711 GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 22232 650632 SH SOLE 0 637986 0 12646 RAYTHEON TECHNOLOGIES CORP COM 75513E101 2869 33381 SH SOLE 0 33190 0 191 BERKSHIRE HILLS BANCORP INC COM 084680107 220 8146 SH SOLE 0 8146 0 0 CONMED CORP COM 207410101 1737 13277 SH SOLE 0 13277 0 0 VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 15218 194350 SH SOLE 0 189108 0 5242 MERCK & CO INC COM 58933Y105 2643 35188 SH SOLE 0 35188 0 0 ISHARES TR MSCI USA SML CP 46434V290 182539 3396070 SH SOLE 0 3244580 0 151490 MICROSOFT CORP COM 594918104 6463 22926 SH SOLE 0 22876 0 50 ISHARES TR RUSSELL 2000 ETF 464287655 668 3052 SH SOLE 0 3052 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 5340 19485 SH SOLE 0 19485 0 0 SPDR GOLD TR GOLD SHS 78463V107 11747 71534 SH SOLE 0 70947 0 587 ANTHEM INC COM 036752103 2277 6109 SH SOLE 0 6109 0 0 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 264 2500 SH SOLE 0 2500 0 0 BOOKING HOLDINGS INC COM 09857L108 3979 1676 SH SOLE 0 1669 0 7 GOLDMAN SACHS GROUP INC COM 38141G104 282 745 SH SOLE 0 745 0 0 ALPHABET INC CAP STK CL A 02079K305 818 306 SH SOLE 0 306 0 0 PHILLIPS 66 COM 718546104 1671 23862 SH SOLE 0 23862 0 0 SPDR SER TR NUVEEN BLMBRG SR 78468R739 1335 27030 SH SOLE 0 27030 0 0 ALPHABET INC CAP STK CL C 02079K107 5728 2149 SH SOLE 0 2136 0 13 VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 12713 207023 SH SOLE 0 199761 0 7262 HONEYWELL INTL INC COM 438516106 3554 16741 SH SOLE 0 16741 0 0 VANGUARD WELLINGTON FD US MOMENTUM 921935508 25347 197071 SH SOLE 0 183265 0 13806 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 557 8250 SH SOLE 0 8250 0 0 MORGAN STANLEY COM NEW 617446448 495 5082 SH SOLE 0 5082 0 0 MEDTRONIC PLC SHS G5960L103 2790 22256 SH SOLE 0 22256 0 0 IMMUCELL CORP COM PAR 452525306 277 30028 SH SOLE 0 30028 0 0 BLACKROCK INC COM 09247X101 4463 5321 SH SOLE 0 5321 0 0 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 22961 419226 SH SOLE 0 411676 0 7550 LAM RESEARCH CORP COM 512807108 3714 6526 SH SOLE 0 6496 0 30 ISHARES TR MSCI USA MMENTM 46432F396 13041 74268 SH SOLE 0 70201 0 4067 M & T BK CORP COM 55261F104 3738 25033 SH SOLE 0 25033 0 0 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 534 2261 SH SOLE 0 2261 0 0 JOHNSON & JOHNSON COM 478160104 3480 21549 SH SOLE 0 21469 0 80 PPG INDS INC COM 693506107 253 1767 SH SOLE 0 1767 0 0