The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc. COM 00206R102 611 18,749 SH   SOLE   18,749 0 0
Alphabet, Inc. - Class A COM 02079K305 702 1,100 SH   SOLE   1,100 0 0
Alphabet, Inc. - Class C Non-V COM 02079K107 3,701 6,083 SH   SOLE   6,083 0 0
Anthem, Inc. COM 036752103 3,516 25,115 SH   SOLE   25,115 0 0
Apple Inc. COM 037833100 8,583 77,813 SH   SOLE   77,813 0 0
BHP Billiton Ltd. COM 088606108 1,898 60,025 SH   SOLE   60,025 0 0
Baxalta Inc. COM 07177M103 1,565 49,673 SH   SOLE   49,673 0 0
Baxter International Inc. COM 071813109 1,632 49,688 SH   SOLE   49,688 0 0
BlackRock, Inc. COM 09247X101 3,331 11,198 SH   SOLE   11,198 0 0
Boeing Co. COM 097023105 2,515 19,205 SH   SOLE   19,205 0 0
Care Capital Properties Inc. COM 141624106 365 11,078 SH   SOLE   11,078 0 0
Carters Inc. COM 146229109 2,612 28,815 SH   SOLE   28,815 0 0
Caterpillar Inc. COM 149123101 2,841 43,465 SH   SOLE   43,465 0 0
Chevron Corp. COM 166764100 2,824 35,797 SH   SOLE   35,797 0 0
Church & Dwight Co. Inc. COM 171340102 1,449 17,265 SH   SOLE   17,265 0 0
Coca Cola Co. COM 191216100 2,916 72,685 SH   SOLE   72,685 0 0
Cognizant Technology Solutions COM 192446102 4,089 65,316 SH   SOLE   65,316 0 0
Colgate Palmolive Co. COM 194162103 3,463 54,565 SH   SOLE   54,565 0 0
Costco Wholesale Corp. COM 22160K105 1,543 10,670 SH   SOLE   10,670 0 0
Deere & Co. COM 244199105 2,774 37,490 SH   SOLE   37,490 0 0
Dollar Tree, Inc. COM 256746108 3,008 45,121 SH   SOLE   45,121 0 0
DuPont de Nemours COM 263534109 1,709 35,464 SH   SOLE   35,464 0 0
EMC Corp. COM 268648102 2,785 115,276 SH   SOLE   115,276 0 0
EOG Resources, Inc. COM 26875P101 2,950 40,525 SH   SOLE   40,525 0 0
Expedia, Inc. COM 30212P303 3,838 32,610 SH   SOLE   32,610 0 0
Exxon Mobil Corp. COM 30231G102 6,887 92,623 SH   SOLE   92,623 0 0
Fastenal Co. COM 311900104 1,700 46,445 SH   SOLE   46,445 0 0
General Electric Co. COM 369604103 4,251 168,552 SH   SOLE   168,552 0 0
HSBC Holdings PLC ADR COM 404280406 2,744 72,450 SH   SOLE   72,450 0 0
Halliburton Co. COM 406216101 3,213 90,895 SH   SOLE   90,895 0 0
Hexcel Corp. COM 428291108 2,771 61,775 SH   SOLE   61,775 0 0
Honeywell International Inc. COM 438516106 3,526 37,238 SH   SOLE   37,238 0 0
Intel Corp. COM 458140100 1,337 44,364 SH   SOLE   44,364 0 0
International Business Machine COM 459200101 2,911 20,078 SH   SOLE   20,078 0 0
JP Morgan Chase & Co. COM 46625H100 4,414 72,402 SH   SOLE   72,402 0 0
Johnson & Johnson COM 478160104 2,490 26,672 SH   SOLE   26,672 0 0
Johnson Controls Inc. COM 478366107 2,475 59,851 SH   SOLE   59,851 0 0
M&T Bank Corp. COM 55261F104 5,311 43,554 SH   SOLE   43,554 0 0
Market Vectors Biotech ETF COM 57060U183 2,467 21,580 SH   SOLE   21,580 0 0
Materials Select Sector SPDR COM 81369Y100 2,772 69,430 SH   SOLE   69,430 0 0
McCormick & Co. Inc. COM 579780206 3,128 38,065 SH   SOLE   38,065 0 0
McDonalds Corp. COM 580135101 2,589 26,273 SH   SOLE   26,273 0 0
McKesson Corp. COM 58155Q103 3,437 18,575 SH   SOLE   18,575 0 0
Medtronic, Plc. COM G5960L103 3,556 53,119 SH   SOLE   53,119 0 0
Merck & Co. COM 58933Y105 2,150 43,530 SH   SOLE   43,530 0 0
Microsoft Corp. COM 594918104 4,051 91,527 SH   SOLE   91,527 0 0
Mondelez International, Inc. COM 609207105 2,900 69,267 SH   SOLE   69,267 0 0
Mylan NV COM N59465109 1,923 47,767 SH   SOLE   47,767 0 0
NXP Semiconductors COM N6596X109 2,967 34,074 SH   SOLE   34,074 0 0
NextEra Energy, Inc. COM 65339f101 3,346 34,296 SH   SOLE   34,296 0 0
Nike Inc. COM 654106103 3,016 24,524 SH   SOLE   24,524 0 0
Nordstrom, Inc. COM 655664100 2,156 30,060 SH   SOLE   30,060 0 0
Occidental Petroleum Corp. COM 674599105 2,304 34,823 SH   SOLE   34,823 0 0
Oracle Corp. COM 68389X105 2,871 79,490 SH   SOLE   79,490 0 0
PPG Industries Inc. COM 693506107 218 2,488 SH   SOLE   2,488 0 0
Pepsico Inc. COM 713448108 3,788 40,170 SH   SOLE   40,170 0 0
Pfizer Inc. COM 717081103 4,301 136,930 SH   SOLE   136,930 0 0
Phillips 66 COM 718546104 1,453 18,903 SH   SOLE   18,903 0 0
Priceline Group Inc. COM 741503403 3,060 2,474 SH   SOLE   2,474 0 0
Procter & Gamble Co. COM 742718109 2,745 38,161 SH   SOLE   38,161 0 0
Prudential Financial COM 744320102 2,408 31,603 SH   SOLE   31,603 0 0
QUALCOMM, Inc. COM 747525103 2,901 53,990 SH   SOLE   53,990 0 0
Schlumberger Ltd. COM 806857108 3,206 46,488 SH   SOLE   46,488 0 0
Sirona Dental Systems Inc. COM 82966C103 3,773 40,425 SH   SOLE   40,425 0 0
Skyworks Solutions Inc. COM 83088M102 3,161 37,542 SH   SOLE   37,542 0 0
Spectra Energy COM 847560109 1,678 63,891 SH   SOLE   63,891 0 0
T. Rowe Price Group Inc. COM 74144T108 2,216 31,884 SH   SOLE   31,884 0 0
The Bank of New York Mellon Co COM 064058100 3,859 98,577 SH   SOLE   98,577 0 0
The Travelers Companies, Inc. COM 89417E109 2,898 29,114 SH   SOLE   29,114 0 0
Time Warner Inc. COM 887317303 3,225 46,915 SH   SOLE   46,915 0 0
Ulta Salon, Cosmetics & Fragra COM 90384S303 3,859 23,622 SH   SOLE   23,622 0 0
Union Pacific Corporation COM 907818108 2,517 28,465 SH   SOLE   28,465 0 0
United Technologies Corp. COM 913017109 2,167 24,347 SH   SOLE   24,347 0 0
UnitedHealth Group Inc. COM 91324P102 4,114 35,460 SH   SOLE   35,460 0 0
Ventas Inc. COM 92276F100 2,461 43,900 SH   SOLE   43,900 0 0
Verizon Communications Inc. COM 92343V104 4,433 101,895 SH   SOLE   101,895 0 0
Visa Inc. COM 92826C839 4,359 62,582 SH   SOLE   62,582 0 0
WEC Energy Group COM 92939U106 3,048 58,363 SH   SOLE   58,363 0 0
Wal-Mart Stores COM 931142103 2,564 39,548 SH   SOLE   39,548 0 0
Walt Disney Co. COM 254687106 2,664 26,065 SH   SOLE   26,065 0 0
Williams-Sonoma, Inc. COM 969904101 3,261 42,715 SH   SOLE   42,715 0 0
Xylem Inc. COM 98419M100 1,759 53,549 SH   SOLE   53,549 0 0
Yum Brands Inc. COM 988498101 1,492 18,667 SH   SOLE   18,667 0 0
PowerShares DB Commodity Index ETF 73935S105 9,791 646,276 SH   SOLE   646,276 0 0
S&P 500 Depository Receipt ETF 78462F103 245 1,278 SH   SOLE   1,278 0 0
SPDR Gold Trust ETF 78463V107 8,014 74,996 SH   SOLE   74,996 0 0
Vanguard Small-Cap Value Inde ETF 922908611 215 2,217 SH   SOLE   2,217 0 0
Vanguard Dividend Appreciation ETF 921908844 6,848 92,871 SH   SOLE   92,871 0 0
Vanguard FTSE All-World ex-US ETF 922042775 4,663 109,393 SH   SOLE   109,393 0 0
Vanguard Index Fund Small Cap ETF 922908751 240 2,227 SH   SOLE   2,227 0 0
Vanguard REIT Index ETF 922908553 8,640 114,379 SH   SOLE   114,379 0 0
Vanguard Total Stock Market ET ETF 922908769 1,770 17,932 SH   SOLE   17,932 0 0
iShares Core MSCI Emerging Mar ETF 46434G103 12,519 313,845 SH   SOLE   313,845 0 0
iShares MSCI EAFE Index Fund ETF 464287465 34,662 604,717 SH   SOLE   604,717 0 0
iShares MSCI Emerging Markets ETF 464287234 9,862 300,840 SH   SOLE   300,840 0 0
iShares Russell 1000 Growth In ETF 464287614 8,593 92,395 SH   SOLE   92,395 0 0
iShares Russell 2000 Index ETF 464287655 14,101 129,134 SH   SOLE   129,134 0 0