EX-99.1 2 cwalt082r_april08pds.txt EXHIBIT 99.1 CWALT, INC. ALTERNATIVE LOAN TRUST Resecuritization Pass-Through Certificates Series 2008-2R Distribution Date: 4/25/2008 THE BANK OF NEW YORK MELLON 101 Barclay Street 4W New York, NY 10286 Officer: Paul Catania 212-815-3864 Associate: Leslie Morales 212-815-8126 Certificateholder Monthly Distribution Summary Class Certificate Beginning Pass Through Principal Class Cusip Description Rate Type Balance Rate (%) Distribution 1A1 021482AA2 Senior Fix-30/360 25,282,000.00 6.000000 320,994.25 1A2 021482AB0 Senior Fix-30/360 2,197,900.00 6.000000 27,905.75 2A1 021482AC8 Senior Fix-30/360 110,143,000.00 6.000000 1,610,281.74 2A2 021482AD6 Senior Fix-30/360 9,577,507.00 6.000000 140,022.38 3A1 021482AE4 Senior Fix-30/360 117,089,000.00 6.000000 997,515.74 3A2 021482AF1 Senior Fix-30/360 10,181,494.00 6.000000 86,739.15 4A1 021482AG9 Senior Fix-30/360 47,126,000.00 6.250000 583,750.86 4A2 021482AH7 Senior Fix-30/360 4,098,444.00 6.250000 50,767.52 5A1 021482AJ3 Senior Fix-30/360 27,059,000.00 6.000000 401,223.26 5A2 021482AK0 Senior Fix-30/360 2,352,911.00 6.000000 34,888.30 AR 021482AL8 Senior Fix-30/360 100.00 6.000000 100.00 Totals 355,107,356.00 4,254,188.95 Interest Total Current Cumulative Class Distribution Distribution Realized Losses Ending Balance Realized Losses 1A1 126,410.00 447,404.25 0.00 24,961,005.75 0.00 1A2 10,989.50 38,895.25 0.00 2,169,994.25 0.00 2A1 550,715.00 2,160,996.74 0.00 108,532,718.26 0.00 2A2 47,887.53 187,909.91 0.00 9,437,484.62 0.00 3A1 585,445.00 1,582,960.74 0.00 116,091,484.26 0.00 3A2 50,907.47 137,646.62 0.00 10,094,754.85 0.00 4A1 245,447.92 829,198.78 0.00 46,542,249.14 0.00 4A2 21,346.06 72,113.58 0.00 4,047,676.48 0.00 5A1 135,282.71 536,505.97 0.00 26,657,776.74 0.00 5A2 11,763.49 46,651.79 0.00 2,318,022.70 0.00 AR 0.50 100.50 0.00 0.00 0.00 Totals 1,786,195.18 6,040,384.13 0.00 350,853,167.05 0.00 Principal Distribution Detail Original Beginning Ending Certificate Certificate Net Principal Current Certificate Class Cusip Balance Balance Distribution Realized Losses Balance 1A1 021482AA2 25,282,000.00 25,282,000.00 320,994.25 0.00 24,961,005.75 1A2 021482AB0 2,197,900.00 2,197,900.00 27,905.75 0.00 2,169,994.25 2A1 021482AC8 110,143,000.00 110,143,000.00 1,610,281.74 0.00 108,532,718.26 2A2 021482AD6 9,577,507.00 9,577,507.00 140,022.38 0.00 9,437,484.62 3A1 021482AE4 117,089,000.00 117,089,000.00 997,515.74 0.00 116,091,484.26 3A2 021482AF1 10,181,494.00 10,181,494.00 86,739.15 0.00 10,094,754.85 4A1 021482AG9 47,126,000.00 47,126,000.00 583,750.86 0.00 46,542,249.14 4A2 021482AH7 4,098,444.00 4,098,444.00 50,767.52 0.00 4,047,676.48 5A1 021482AJ3 27,059,000.00 27,059,000.00 401,223.26 0.00 26,657,776.74 5A2 021482AK0 2,352,911.00 2,352,911.00 34,888.30 0.00 2,318,022.70 AR 021482AL8 100.00 100.00 100.00 0.00 0.00 Totals 355,107,356.00 355,107,356.00 4,254,188.95 0.00 350,853,167.05 Ending Certificate Class Factor 1A1 0.987303447 1A2 0.987303447 2A1 0.985380081 2A2 0.985380081 3A1 0.991480705 3A2 0.991480705 4A1 0.987612977 4A2 0.987612977 5A1 0.985172281 5A2 0.985172281 AR 0.000000000 Totals Interest Distribution Detail Beginning Interest Certificate Pass Through Effective Current Carryforward Total Class Balance Rate (%) Coupon (%) Interest Amount Interest Due 1A1 25,282,000.00 6.000000 6.000000 126,410.00 0.00 126,410.00 1A2 2,197,900.00 6.000000 6.000000 10,989.50 0.00 10,989.50 2A1 110,143,000.00 6.000000 6.000000 550,715.00 0.00 550,715.00 2A2 9,577,507.00 6.000000 6.000000 47,887.54 0.00 47,887.54 3A1 117,089,000.00 6.000000 6.000000 585,445.00 0.00 585,445.00 3A2 10,181,494.00 6.000000 6.000000 50,907.47 0.00 50,907.47 4A1 47,126,000.00 6.250000 6.250000 245,447.92 0.00 245,447.92 4A2 4,098,444.00 6.250000 6.250000 21,346.06 0.00 21,346.06 5A1 27,059,000.00 6.000000 5.999455 135,295.00 0.00 135,295.00 5A2 2,352,911.00 6.000000 5.999455 11,764.56 0.00 11,764.56 AR 100.00 6.000000 6.000000 0.50 0.00 0.50 Totals 355,107,356.00 1,786,208.55 0.00 1,786,208.55 Interest Net Carryforward Rate Carryover Class Interest Paid After Dist. After Dist. 1A1 126,410.00 0.00 0.00 1A2 10,989.50 0.00 0.00 2A1 550,715.00 0.00 0.00 2A2 47,887.53 0.00 0.00 3A1 585,445.00 0.00 0.00 3A2 50,907.47 0.00 0.00 4A1 245,447.92 0.00 0.00 4A2 21,346.06 0.00 0.00 5A1 135,282.71 12.29 0.00 5A2 11,763.49 1.07 0.00 AR 0.50 0.00 0.00 Totals 1,786,195.18 13.36 0.00 Current Payment Information Factors per $1,000 Original Beginning Ending Certificate Certificate Principal Interest Certificate Class Cusip Balance Balance Distribution Distribution Balance 1A1 021482AA2 25,282,000.00 1000.000000000 12.696552753 5.000000000 987.303447247 1A2 021482AB0 2,197,900.00 1000.000000000 12.696552753 5.000000000 987.303447247 2A1 021482AC8 110,143,000.00 1000.000000000 14.619919022 4.999999986 985.380080978 2A2 021482AD6 9,577,507.00 1000.000000000 14.619919022 4.999999986 985.380080978 3A1 021482AE4 117,089,000.00 1000.000000000 8.519295074 5.000000000 991.480704926 3A2 021482AF1 10,181,494.00 1000.000000000 8.519295074 5.000000000 991.480704926 4A1 021482AG9 47,126,000.00 1000.000000000 12.387023325 5.208333333 987.612976675 4A2 021482AH7 4,098,444.00 1000.000000000 12.387023325 5.208333333 987.612976675 5A1 021482AJ3 27,059,000.00 1000.000000000 14.827719377 4.999545858 985.172280623 5A2 021482AK0 2,352,911.00 1000.000000000 14.827719377 4.999545858 985.172280623 AR 021482AL8 100.00 1000.000000000 1000.000000000 5.000000000 0.000000000 Totals 355,107,356.00 1000.000000000 11.980007956 5.030014585 988.019992044 Pass Through Class Rate (%) 1A1 6.000000 1A2 6.000000 2A1 6.000000 2A2 6.000000 3A1 6.000000 3A2 6.000000 4A1 6.250000 4A2 6.250000 5A1 6.000000 5A2 6.000000 AR 6.000000 Totals Pool Level Data Distribution Date 4/25/2008 Cut-off Date 3/1/2008 Determination Date 4/1/2008 Accrual Period 30/360 BEGIN 3/1/2008 END 4/1/2008 Number of Days in 30/360 Accrual Period 30 Collateral Information Group 1 Cut-Off Date Balance 27,480,000.00 Beginning Aggregate Pool Stated Principal Balance 27,480,000.00 Ending Aggregate Pool Stated Principal Balance 27,131,000.00 Beginning Aggregate Certificate Stated Principal Balance 355,107,356.00 Ending Aggregate Certificate Stated Principal Balance 350,853,167.04 Beginning Aggregate Loan Count 2514 Loans Paid Off or Otherwise Removed Pursuant to Pooling 47 Ending Aggregate Loan Count 2467 Group 2 Cut-Off Date Balance 119,720,507.10 Beginning Aggregate Pool Stated Principal Balance 119,720,507.10 Ending Aggregate Pool Stated Principal Balance 117,970,202.98 Beginning Aggregate Certificate Stated Principal Balance 355,107,356.00 Ending Aggregate Certificate Stated Principal Balance 350,853,167.04 Beginning Aggregate Loan Count 1021 Loans Paid Off or Otherwise Removed Pursuant to Pooling 5 Ending Aggregate Loan Count 1016 Group 3 Cut-Off Date Balance 127,270,494.07 Beginning Aggregate Pool Stated Principal Balance 127,270,494.07 Ending Aggregate Pool Stated Principal Balance 126,186,239.18 Beginning Aggregate Certificate Stated Principal Balance 355,107,356.00 Ending Aggregate Certificate Stated Principal Balance 350,853,167.04 Beginning Aggregate Loan Count 1476 Loans Paid Off or Otherwise Removed Pursuant to Pooling 4 Ending Aggregate Loan Count 1472 Group 4 Cut-Off Date Balance 51,224,444.85 Beginning Aggregate Pool Stated Principal Balance 51,224,444.85 Ending Aggregate Pool Stated Principal Balance 50,589,926.47 Beginning Aggregate Certificate Stated Principal Balance 355,107,356.00 Ending Aggregate Certificate Stated Principal Balance 350,853,167.04 Beginning Aggregate Loan Count 672 Loans Paid Off or Otherwise Removed Pursuant to Pooling 10 Ending Aggregate Loan Count 662 Group 5 Cut-Off Date Balance 29,411,911.06 Beginning Aggregate Pool Stated Principal Balance 29,411,911.06 Ending Aggregate Pool Stated Principal Balance 28,975,799.49 Beginning Aggregate Certificate Stated Principal Balance 355,107,356.00 Ending Aggregate Certificate Stated Principal Balance 350,853,167.04 Beginning Aggregate Loan Count 1442 Loans Paid Off or Otherwise Removed Pursuant to Pooling 13 Ending Aggregate Loan Count 1429 Master Servicing Fees Paid 0.00 Sub Servicing Fees Paid 0.00 Insurance Premium(s) Paid 0.00 Personal Mortgage Insurance Fees Paid 0.00 Other Fees Paid 0.00 Total Fees 0.00 Group 1 Delinquency Information Delinquency 30-59 Days 60-89 Days 90+ Days Totals Scheduled Principal Balance 12,609,659.53 5,360,617.51 7,329,702.14 25,299,979.18 Percentage of Total Pool Balance 46.476943% 19.758275% 27.015967% 93.251186% Number of Loans 58 25 32 115 Percentage of Total Loans 2.351034% 1.013377% 1.297122% 4.661532% Foreclosure Scheduled Principal Balance 0.00 0.00 5,655,726.25 5,655,726.25 Percentage of Total Pool Balance 0.000000% 0.000000% 20.845993% 20.845993% Number of Loans 0 0 21 21 Percentage of Total Loans 0.000000% 0.000000% 0.851236% 0.851236% Bankruptcy Scheduled Principal Balance 0.00 303,200.00 829,186.58 1,132,386.58 Percentage of Total Pool Balance 0.000000% 1.117541% 3.056233% 4.173774% Number of Loans 0 1 4 5 Percentage of Total Loans 0.000000% 0.040535% 0.162140% 0.202675% REO Scheduled Principal Balance 0.00 0.00 2,369,111.85 2,369,111.85 Percentage of Total Pool Balance 0.000000% 0.000000% 8.732121% 8.732121% Number of Loans 0 0 11 11 Percentage of Total Loans 0.000000% 0.000000% 0.445886% 0.445886% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00 Group 2 Delinquency 30-59 Days 60-89 Days 90+ Days Totals Scheduled Principal Balance 23,270,325.67 8,246,879.34 17,778,858.12 49,296,063.13 Percentage of Total Pool Balance 19.725596% 6.990646% 15.070635% 41.786877% Number of Loans 37 12 29 78 Percentage of Total Loans 3.641732% 1.181102% 2.854331% 7.677165% Foreclosure Scheduled Principal Balance 0.00 0.00 18,088,097.81 18,088,097.81 Percentage of Total Pool Balance 0.000000% 0.000000% 15.332768% 15.332768% Number of Loans 0 0 30 30 Percentage of Total Loans 0.000000% 0.000000% 2.952756% 2.952756% Bankruptcy Scheduled Principal Balance 0.00 0.00 2,330,506.82 2,330,506.82 Percentage of Total Pool Balance 0.000000% 0.000000% 1.975505% 1.975505% Number of Loans 0 0 4 4 Percentage of Total Loans 0.000000% 0.000000% 0.393701% 0.393701% REO Scheduled Principal Balance 0.00 0.00 9,003,087.83 9,003,087.83 Percentage of Total Pool Balance 0.000000% 0.000000% 7.631663% 7.631663% Number of Loans 0 0 14 14 Percentage of Total Loans 0.000000% 0.000000% 1.377953% 1.377953% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00 Group 3 Delinquency 30-59 Days 60-89 Days 90+ Days Totals Scheduled Principal Balance 32,493,562.46 10,742,363.95 13,650,421.50 56,886,347.91 Percentage of Total Pool Balance 25.750480% 8.513103% 10.817678% 45.081261% Number of Loans 52 20 23 95 Percentage of Total Loans 3.532609% 1.358696% 1.562500% 6.453804% Foreclosure Scheduled Principal Balance 0.00 0.00 10,235,503.68 10,235,503.68 Percentage of Total Pool Balance 0.000000% 0.000000% 8.111426% 8.111426% Number of Loans 0 0 18 18 Percentage of Total Loans 0.000000% 0.000000% 1.222826% 1.222826% Bankruptcy Scheduled Principal Balance 0.00 0.00 2,763,158.74 2,763,158.74 Percentage of Total Pool Balance 0.000000% 0.000000% 2.189746% 2.189746% Number of Loans 0 0 5 5 Percentage of Total Loans 0.000000% 0.000000% 0.339674% 0.339674% REO Scheduled Principal Balance 0.00 0.00 2,338,785.92 2,338,785.92 Percentage of Total Pool Balance 0.000000% 0.000000% 1.853440% 1.853440% Number of Loans 0 0 4 4 Percentage of Total Loans 0.000000% 0.000000% 0.271739% 0.271739% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00 Group 4 Delinquency 30-59 Days 60-89 Days 90+ Days Totals Scheduled Principal Balance 3,815,887.21 2,270,156.51 1,914,828.33 8,000,872.05 Percentage of Total Pool Balance 7.542781% 4.487369% 3.784999% 15.815149% Number of Loans 15 9 9 33 Percentage of Total Loans 2.265861% 1.359517% 1.359517% 4.984894% Foreclosure Scheduled Principal Balance 0.00 0.00 553,858.00 553,858.00 Percentage of Total Pool Balance 0.000000% 0.000000% 1.094799% 1.094799% Number of Loans 0 0 3 3 Percentage of Total Loans 0.000000% 0.000000% 0.453172% 0.453172% Bankruptcy Scheduled Principal Balance 0.00 0.00 53,588.85 53,588.85 Percentage of Total Pool Balance 0.000000% 0.000000% 0.105928% 0.105928% Number of Loans 0 0 1 1 Percentage of Total Loans 0.000000% 0.000000% 0.151057% 0.151057% REO Scheduled Principal Balance 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.000000% 0.000000% 0.000000% 0.000000% Number of Loans 0 0 0 0 Percentage of Total Loans 0.000000% 0.000000% 0.000000% 0.000000% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00 Group 5 Delinquency 30-59 Days 60-89 Days 90+ Days Totals Scheduled Principal Balance 12,914,352.42 8,118,674.96 10,497,059.34 31,530,086.72 Percentage of Total Pool Balance 44.569443% 28.018813% 36.226988% 108.815243% Number of Loans 58 32 41 131 Percentage of Total Loans 4.058782% 2.239328% 2.869139% 9.167250% Foreclosure Scheduled Principal Balance 0.00 0.00 10,338,339.18 10,338,339.18 Percentage of Total Pool Balance 0.000000% 0.000000% 35.679220% 35.679220% Number of Loans 0 0 42 42 Percentage of Total Loans 0.000000% 0.000000% 2.939118% 2.939118% Bankruptcy Scheduled Principal Balance 0.00 0.00 2,137,013.56 2,137,013.56 Percentage of Total Pool Balance 0.000000% 0.000000% 7.375167% 7.375167% Number of Loans 0 0 10 10 Percentage of Total Loans 0.000000% 0.000000% 0.699790% 0.699790% REO Scheduled Principal Balance 0.00 0.00 3,410,737.12 3,410,737.12 Percentage of Total Pool Balance 0.000000% 0.000000% 11.770985% 11.770985% Number of Loans 0 0 14 14 Percentage of Total Loans 0.000000% 0.000000% 0.979706% 0.979706% Current Realized Losses 0.00 Additional Gains (Recoveries)/Losses 0.00 Total Realized Losses 0.00 Aggregate Book Value /Loss Info ---------------------------------------------- Group 1 Group 2 Group 3 Group 4 Group 5 Book Value of all REO Loans 0.00 0.00 0.00 0.00 0.00 Percentage of Total Pool Balance 0.00000% 0.00000% 0.00000% 0.00000% 0.00000% Current Realized Losses 0.00 0.00 0.00 0.00 0.00 Additional (Gains)/Losses 0.00 0.00 0.00 0.00 0.00 Cumulative Losses 0.00 0.00 0.00 0.00 0.00 Loan Level Loss Detail ------------------------------- Group Loan ID Liquidation Balance Liquidation Proceeds Realized Loss Group 1 N/A Group 2 N/A Group 3 N/A Group 4 N/A Group 5 N/A