Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 12,489,000	$ 11,537,000
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	545,000	555,000
Decrease in deferred fees/costs, net	(205,000)	(393,000)
Depreciation	1,091,000	1,187,000
Amortization of investment securities, net	899,000	1,121,000
Stock based compensation	549,000	431,000
Gain on sale of premises and equipment	0	(2,000)
Gain on sale of OREO property	0	(193,000)
Gain on sales and calls of available for sale securities	(138,000)	(81,000)
Earnings on cash surrender value of life insurance	(602,000)	(511,000)
Increase in deferred tax asset	(229,000)	(828,000)
Increase in interest payable and other liabilities	6,527,000	558,000
Decrease (increase) in interest receivable	298,000	(584,000)
(Increase) decrease in other assets	(4,016,000)	1,643,000
Net cash from operating activities	17,209,000	14,440,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(26,181,000)	(51,700,000)
Purchases of equity securities	(90,000)	(85,000)
Proceeds from maturities, calls, and principal paydowns of securities available for sale	45,965,000	21,033,000
Investment in LIHTC	(595,000)	(1,407,000)
Net increase in loans	(39,168,000)	(49,393,000)
Purchase of FHLB Stock	(404,000)	(222,000)
Purchase of BOLI policies	(5,000,000)	0
Proceeds from sale of OREO	0	447,000
Proceeds from sales of premises and equipment	0	2,000
Purchases of premises and equipment	(1,383,000)	(1,646,000)
Net cash used in investing activities	(26,856,000)	(82,971,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Shareholder cash dividends paid	(2,214,000)	(2,117,000)
Net increase in demand deposits and savings accounts	36,819,000	54,828,000
Net decrease in time deposits	(3,385,000)	(7,215,000)
Proceeds from exercise of stock options	6,000	7,000
Tax withholding payments on vested restricted shares surrendered	(130,000)	0
Net cash from financing activities	31,096,000	45,503,000
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	21,449,000	(23,028,000)
CASH AND CASH EQUIVALENTS, beginning of period	126,145,000	149,173,000
CASH AND CASH EQUIVALENTS, end of period	147,594,000	126,145,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	1,558,000	1,611,000
Income taxes	3,870,000	4,145,000
NON-CASH INVESTING ACTIVITIES:
Change in unrealized gain (loss) on securities	4,021,000	(2,254,000)
Change in contributions payable to LIHTC limited partner investment	0	3,593,000
Lease right-of-use assets	4,312,000	0
NON-CASH FINANCING ACTIVITIES:
Present value of lease obligations	$ 4,698,000	$ 0