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Note 10 - Income Taxes - Effective Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Federal statutory income tax rate 21.00% 21.00%
State taxes, net of federal tax benefit 8.60% 8.60%
Tax exempt interest on municipal securities and loans (3.20%) (3.50%)
Other (1.20%) (1.30%)
Effective tax rate 25.20% 24.80%