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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
INTEREST INCOME    
Interest and fees on loans $ 34,813 $ 31,700
Interest on securities 5,872 5,637
Interest on federal funds sold 242 191
Interest on deposits with banks 1,675 2,646
Total interest income 42,602 40,174
INTEREST EXPENSE    
Deposits 1,568 1,606
Total interest expense 1,568 1,606
Net interest income 41,034 38,568
Provision for loan losses 545 555
Net interest income after provision for loan losses 40,489 38,013
NON-INTEREST INCOME    
Earnings on cash surrender value of life insurance 602 511
Gains on sales and calls of securities 138 81
Gain on sale of other real estate owned 0 193
Other 1,303 1,083
Total non-interest income 5,047 4,712
NON-INTEREST EXPENSE    
Salaries and employee benefits 17,400 16,287
Occupancy expenses 3,493 3,631
Data processing fees 1,907 1,707
Regulatory assessments (FDIC & DBO) 270 440
Other operating expenses 5,777 5,313
Total non-interest expense 28,847 27,378
Net income before provision for income taxes 16,689 15,347
Total provision for income taxes 4,200 3,810
Net Income $ 12,489 $ 11,537
Net income per share (in dollars per share) $ 1.54 $ 1.43
Net income per diluted share (in dollars per share) $ 1.54 $ 1.42
Deposit Account [Member]    
NON-INTEREST INCOME    
Other income $ 1,619 $ 1,549
Debit Card [Member]    
NON-INTEREST INCOME    
Other income 1,297 1,185
Mortgage Banking [Member]    
NON-INTEREST INCOME    
Other income $ 88 $ 110