Consolidated Balance Sheets - USD ($)	Dec. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 133,809,000	$ 116,425,000
Federal funds sold	13,785,000	9,720,000
Cash and cash equivalents	147,594,000	126,145,000
Securities - available for sale	190,088,000	206,712,000
Securities - equity investments	3,297,000	3,106,000
Loans, net of allowance for loan loss of $9,146 and $8,685 at December 31, 2019 and 2018, respectively	741,047,000	702,220,000
Cash surrender value of life insurance	24,631,000	19,028,000
Bank premises and equipment, net	15,229,000	14,937,000
Goodwill and other intangible assets, net	3,837,000	3,942,000
Interest receivable and other assets	22,062,000	18,797,000
	1,147,785,000	1,094,887,000
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits	1,019,929,000	986,495,000
Interest payable and other liabilities	15,286,000	9,354,000
Total liabilities	1,035,215,000	995,849,000
Shareholders’ equity
Common stock, no par value; 50,000,000 shares authorized, 8,210,147 and 8,194,805 shares issued and outstanding at December 31, 2019 and 2018, respectively	25,435,000	25,429,000
Additional paid-in capital	3,777,000	3,358,000
Retained earnings	80,961,000	70,686,000
Accumulated other comprehensive income (loss), net of tax	2,397,000	(435,000)
Total shareholders’ equity	112,570,000	99,038,000
	$ 1,147,785,000	$ 1,094,887,000