Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2018	Dec. 31, 2017
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 11,537,000	$ 9,094,000
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	555,000	350,000
Decrease in deferred fees/costs, net	(393,000)	(4,000)
Depreciation	1,187,000	1,124,000
Amortization of investment securities, net	1,121,000	841,000
Stock based compensation	431,000	103,000
Gain on sale of premises and equipment	(2,000)	(109,000)
Gain on sale of OREO property	(193,000)	(211,000)
Gain on sale of available for sale security	(70,000)	0
Gain on calls of available for sale securities	(11,000)	(395,000)
Earnings on cash surrender value of life insurance	(511,000)	(514,000)
(Increase) decrease in deferred tax asset	(828,000)	1,515,000
Increase (decrease) in interest payable and other liabilities	4,151,000	(364,000)
Increase in interest receivable	(584,000)	(340,000)
Increase in other assets	(3,357,000)	(1,691,000)
Net cash from operating activities	13,033,000	9,399,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available for sale securities	(51,700,000)	(50,801,000)
Purchases of equity securities	(85,000)	(81,000)
Proceeds from maturities, calls, and principal paydowns of securities available for sale	21,033,000	30,196,000
Net increase in loans	(49,393,000)	(52,231,000)
Purchase of FHLB Stock	(222,000)	(340,000)
Proceeds from sale of OREO	447,000	1,168,000
Proceeds from sales of premises and equipment	2,000	388,000
Purchases of premises and equipment	(1,646,000)	(2,193,000)
Net cash used in investing activities	(81,564,000)	(73,894,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Shareholder cash dividends paid	(2,117,000)	(2,022,000)
Net increase in demand deposits and savings accounts	54,828,000	29,660,000
Net decrease in time deposits	(7,215,000)	(4,871,000)
Proceeds from sale of common stock and exercise of stock options	7,000	91,000
Net cash from financing activities	45,503,000	22,858,000
NET DECREASE IN CASH AND CASH EQUIVALENTS	(23,028,000)	(41,637,000)
CASH AND CASH EQUIVALENTS, beginning of period	149,173,000	190,810,000
CASH AND CASH EQUIVALENTS, end of period	126,145,000	149,173,000
SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Interest	1,611,000	1,065,000
Income taxes	4,145,000	5,922,000
NON-CASH INVESTING ACTIVITIES:
Change in unrealized (loss) gain on securities	(2,254,000)	1,787,000
Change in contributions payable to LIHTC limited partner investment	$ 3,593,000	$ 0