Note 4 - Loans (Tables)

12 Months Ended

Dec. 31, 2018

Notes Tables

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	December 31, 2018			December 31, 2017
Commercial real estate:
Commercial real estate- construction	$	20,263		$	31,265
Commercial real estate- mortgages		460,701			417,138
Land		10,951			10,072
Farmland		62,604			58,675
Commercial and industrial		82,252			69,610
Consumer		1,314			689
Consumer residential		35,741			37,161
Agriculture		38,076			37,934
		711,902			662,544
Deferred loan fees and costs, net		(997	)		(1,389	)
Allowance for loan losses		(8,685	)		(8,166	)
	$	702,220		$	652,989

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(in thousands)	December 31, 2018		December 31, 2017
Commercial real estate:
Land	$	906	$	993
Commercial and industrial		0		302
Consumer residential		14		16
Total non-accrual loans	$	920	$	1,311

Past Due Financing Receivables [Table Text Block]

December 31, 2018	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current		Total		Greater Than 90 Days Past Due and Still Accruing
Commercial real estate:
Commercial R.E. - construction	$	0	$	0	$	0	$	0	$	20,263	$	20,263	$	0
Commercial R.E. - mortgages		0		0		0		0		460,701		460,701		0
Land		0		0		906		906		10,045		10,951		0
Farmland		0		0		0		0		62,604		62,604		0
Commercial and industrial		0		2,100		0		2,100		80,152		82,252		0
Consumer		0		0		0		0		1,314		1,314		0
Consumer residential		0		62		0		62		35,679		35,741		0
Agriculture		0		0		0		0		38,076		38,076		0
Total	$	0	$	2,162	$	906	$	3,068	$	708,834	$	711,902	$	0

December 31, 2017	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days Past Due		Total Past Due		Current		Total		Greater Than 90 Days Past Due and Still Accruing
Commercial real estate:
Commercial R.E. - construction	$	0	$	0	$	0	$	0	$	31,265	$	31,265	$	0
Commercial R.E. - mortgages		0		0		0		0		417,138		417,138		0
Land		0		0		993		993		9,079		10,072		0
Farmland		0		0		0		0		58,675		58,675		0
Commercial and industrial		19		0		302		321		69,289		69,610		0
Consumer		0		0		0		0		689		689		0
Consumer residential		0		0		0		0		37,161		37,161		0
Agriculture		0		0		0		0		37,934		37,934		0
Total	$	19	$	0	$	1,295	$	1,314	$	661,230	$	662,544	$	0

Impaired Financing Receivables [Table Text Block]

(in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Average Recorded Investment
December 31, 2018
Commercial real estate:
Commercial R.E. - construction	$	0	$	0	$	0	$	0	$	0	$	0
Commercial R.E. - mortgages		0		0		0		0		0		0
Land		1,222		0		906		906		680		958
Farmland		0		0		0		0		0		0
Commercial and Industrial		32		0		0		0		0		176
Consumer		0		0		0		0		0		0
Consumer residential		15		14		0		14		0		14
Agriculture		0		0		0		0		0		0
Total	$	1,269	$	14	$	906	$	920	$	680	$	1,148

(in thousands)	Unpaid Contractual Principal Balance		Recorded Investment With No Allowance		Recorded Investment With Allowance		Total Recorded Investment		Related Allowance		Average Recorded Investment
December 31, 2017
Commercial real estate:
Commercial R.E. - construction	$	0	$	0	$	0	$	0	$	0	$	0
Commercial R.E. - mortgages		0		0		0		0		0		0
Land		1,309		0		993		993		680		1,760
Farmland		0		0		0		0		0		0
Commercial and Industrial		334		302		0		302		0		303
Consumer		0		0		0		0		0		0
Consumer residential		16		16		0		16		0		76
Agriculture		0		0		0		0		0		0
Total	$	1,659	$	318	$	993	$	1,311	$	680	$	2,139

Financing Receivable Credit Quality Indicators [Table Text Block]

(in thousands)	Commercial R.E. Construction		Commercial R.E. Mortgages		Land		Farmland		Commercial and Industrial		Consumer		Consumer Residential		Agriculture		Total
December 31, 2018
Pass	$	20,263	$	457,150	$	10,045	$	62,604	$	77,254	$	1,273	$	35,698	$	35,813	$	700,100
Special mention		-		2,868		-		-		2,898		-		-		2,263		8,029
Substandard		-		683		906		-		2,100		41		43		-		3,773
Doubtful		-		-		-		-		-		-		-		-		-
Total loans	$	20,263	$	460,701	$	10,951	$	62,604	$	82,252	$	1,314	$	35,741	$	38,076	$	711,902
December 31, 2017
Pass	$	30,008	$	416,437	$	8,901	$	58,675	$	65,313	$	662	$	37,100	$	37,934	$	655,030
Special mention		1,257		-		-		-		3,762		-		-		-		5,019
Substandard		-		701		1,171		-		535		27		61		-		2,495
Doubtful		-		-		-		-		-		-		-		-		-
Total loans	$	31,265	$	417,138	$	10,072	$	58,675	$	69,610	$	689	$	37,161	$	37,934	$	662,544

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(in thousands)	Commercial		Commercial					Consumer
Year Ended December 31, 2018	Real Estate		and Industrial		Consumer			Residential			Agriculture		Unallocated		Total
Beginning balance	$	6,331	$	813	$	27		$	300		$	693	$	2	$	8,166
Charge-offs		0		0		(29	)		(17	)		0		0		(46	)
Recoveries		0		0		8			2			0		0		10
Provision for loan losses		249		252		33			19			0		2		555
Ending balance	$	6,580	$	1,065	$	39		$	304		$	693	$	4	$	8,685

(in thousands)	Commercial		Commercial					Consumer
Year Ended December 31, 2017	Real Estate		and Industrial		Consumer			Residential			Agriculture		Unallocated			Total
Beginning balance	$	6,185	$	697	$	51		$	325		$	504	$	70		$	7,832
Charge-offs		-		-		(30	)		-			-		-			(30	)
Recoveries		-		-		13			1			-		-			14
Provision for (reversal of) loan losses		146		116		(7	)		(26	)		189		(68	)		350
Ending balance	$	6,331	$	813	$	27		$	300		$	693	$	2		$	8,166

(in thousands)	Commercial		Commercial				Consumer
December 31, 2018	Real Estate		and Industrial		Consumer		Residential		Agriculture		Unallocated		Total
Allowance for loan losses for loans:
Individually evaluated for impairment	$	680	$	0	$	0	$	0	$	0	$	0	$	680
Collectively evaluated for impairment		5,900		1,065		39		304		693		4		8,005
	$	6,580	$	1,065	$	39	$	304	$	693	$	4	$	8,685
Ending gross loan balances:
Individually evaluated for impairment	$	906	$	0	$	0	$	14	$	0	$	0	$	920
Collectively evaluated for impairment		553,613		82,252		1,314		35,727		38,076		0		710,982
	$	554,519	$	82,252	$	1,314	$	35,741	$	38,076	$	0	$	711,902
December 31, 2017
Allowance for loan losses for loans:
Individually evaluated for impairment	$	680	$	0	$	0	$	0	$	0			$	680
Collectively evaluated for impairment		5,651		813		27		300		693		2		7,486
	$	6,331	$	813	$	27	$	300	$	693	$	2	$	8,166
Ending gross loans balances:
Individually evaluated for impairment	$	993	$	303	$	0	$	15	$	0	$	0	$	1,311
Collectively evaluated for impairment		516,157		69,307		689		37,146		37,934		0		661,233
	$	517,150	$	69,610	$	689	$	37,161	$	37,934	$	0	$	662,544

Change in Allowance for Loan Losses [Table Text Block]

(in thousands)	YEARS ENDED DECEMBER 31,
	201 8		201 7
Balance, beginning of year	$	305	$	284
Provision charged to operations for off balance sheet		91		21
Balance, end of year	$	396	$	305

Weighted Average [Member]

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

	December 31, 2018		December 31, 2017
	Weighted Average Risk Grade		Weighted Average Risk Grade
Commercial real estate:
Commercial real estate - construction		3.00		3.08
Commercial real estate - mortgages		3.02		3.01
Land		3.58		3.71
Farmland		3.00		3.14
Commercial and industrial		3.08		3.09
Consumer		2.31		2.34
Consumer residential		3.01		3.01
Agriculture		3.12		3.19
Total gross loans		3.04		3.05