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INCOME TAXES (The Federal Income Tax Statutory Rates To Income Before Income Taxes) (Detail) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Income tax at statutory federal rate, amount $ 21,691 $ 18,047 $ 12,540
Income tax at statutory federal rate, Pre-tax Earnings 35.00% 35.00% 35.00%
State income tax, net of federal tax effect, amount 558 709 967
State income tax, net of federal tax effect, Pre-tax Earnings 0.90% 1.37% 2.70%
Tax-exempt income, net of expenses, amount (1,200) (1,007) (875)
Tax-exempt income, net of expenses, Pre-tax Earnings (1.94%) (1.95%) (2.44%)
Bank owned life insurance contracts, amount (698) (568) (137)
Bank owned life insurance contracts, Pre-tax Earnings (1.13%) (1.10%) (0.38%)
Incentive stock option expense, amount 66 121 128
Incentive stock option expense, Pre-tax Earnings 0.11% 0.23% 0.36%
Other, amount (59) (182) (234)
Other, Pre-tax Earnings (0.09%) (0.35%) (0.65%)
Effective income tax and rate, Amount $ 20,358 $ 17,120 $ 12,389
Effective income tax rate, Pre-tax Earnings 32.85% 33.20% 34.59%