EMPLOYEE AND DIRECTOR BENEFITS (Tables)

12 Months Ended

Dec. 31, 2013

Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]

Assumptions Used To Estimates Fair Value Of Stock Option Award Using Black Scholes Merton Valuation Model

	2013		2012		2011
Expected volatility	18.65	%	19.80	%	26.50	%
Expected dividends	-	%	-	%	0.37	%
Expected term (in years)	7		6		7
Risk-free rate	1.72	%	1.05	%	2.21	%

Summary Of Stock Option Activity

The following tables summarize stock option activity:

	Shares	Weighted Average Exercise Price		Weighted Average Remaining Contractual Term (years)	Aggregate Intrinsic Value
					(In Thousands)
Year Ended December 31, 2013:
Outstanding at beginning of year	816,500	$	20.87	5.8	$	9,905
Granted	60,000		37.96	9.7		213
Exercised	(94,200)		13.44	2.8		2,532
Forfeited	(6,000)		22.50	5.6		-
Outstanding at end of year	776,300	$	23.08	5.5	$	14,300
Exercisable at December 31, 2013:	387,244	$	16.20	3.2	$	9,797
Year Ended December 31, 2012:
Outstanding at beginning of year	1,073,800	$	18.33	6.0	$	12,508
Granted	45,500		30.00	9.3		130
Exercised	(288,130)		12.71	2.4		5,846
Forfeited	(14,670)		24.54	-		-
Outstanding at end of year	816,500	$	20.87	5.8	$	9,905
Exercisable at December 31, 2012	412,825	$	14.03	3.6	$	7,831
Year Ended December 31, 2011:
Outstanding at beginning of year	881,000	$	15.65	6.9	$	8,238
Granted	233,500		27.16	9.3		-
Exercised	(40,700)		10.53	3.8		792
Forfeited	-		15.00	-		-
Outstanding at end of year	1,073,800	$	18.33	6.0	$	12,508
Exercisable at December 31, 2011	442,940	$	13.19	4.4	$	7,447

Summary Of Stock Option Exercisable

Exercisable options at December 31, 2013 were as follows:

Range of Exercise Price		Shares	Weighted Average Exercise Price		Weighted Average Remaining Contractual Term (years)	Aggregate Intrinsic Value
						(In Thousands)
$	10.00	33,000	$	10.00	1.4	$	1,040
	11.00	108,000		11.00	2.3		3,294
	15.00	113,500		15.00	3.0		3,008
	20.00	52,994		20.00	4.1		1,139
	25.00	79,750		25.00	4.7		1,316
		387,244	$	16.20	3.2	$	9,797