CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
OPERATING ACTIVITIES
Net income	$ 16,851	$ 12,833
Adjustments to reconcile net income to net cash provided by operating activities:
Deferred tax benefit	(1,476)	(292)
Provision for loan losses	6,465	7,612
Depreciation and amortization	844	800
Net amortization of investments	648	565
Market value adjustment of interest rate cap	98	40
Increase in accrued interest and dividends receivable	(539)	(634)
Stock-based compensation expense	719	509
Increase (decrease) in accrued interest payable	145	(112)
Proceeds from sale of mortgage loans held for sale	115,329	113,404
Originations of mortgage loans held for sale	(115,344)	(115,361)
Gain on sale of securities available for sale	(666)	(53)
Gain on sale of mortgage loans held for sale	(1,641)	(1,336)
Net (gain) loss on sale of other real estate owned	(87)	180
Write down of other real estate owned	181	853
Decrease in special prepaid FDIC insurance assessments	1,126	1,963
Loss on prepayment of other borrowings	738
Net change in other assets, liabilities, and other operating activities	966	(773)
Net cash provided by operating activities	24,357	20,198
INVESTMENT ACTIVITIES
Purchase of securities available for sale	(95,311)	(40,817)
Proceeds from maturities, calls and paydowns of securities available for sale	19,679	23,517
Purchase of securities held to maturity	(11,188)	(1,986)
Proceeds from maturities, calls and paydowns of securities held to maturity	1,067
Increase in loans	(309,529)	(147,150)
Purchase of premises and equipment	(893)	(196)
Purchase of restricted equity securities	(543)	(269)
Purchase of interest rate cap		(160)
Purchase of bank-owned life insurance contracts	(40,000)
Proceeds from sale of securities available for sale	63,270	31,014
Proceeds from sale of restricted equity securities	345
Proceeds from sale of other real estate owned and repossessions	2,950	7,470
Additions to other real estate owned		(75)
Net cash used in investing activities	(370,153)	(128,652)
FINANCING ACTIVITIES
Net increase in noninterest-bearing deposits	131,605	13,230
Net decrease in interest-bearing deposits	120,960	155,972
Net increase in federal funds purchased	16,400
Proceeds from issuance of trust preferred securities		15,050
Proceeds from sale of common stock, net	10,411	50
Proceeds from sale of preferred stock, net	39,958
Repayment of other borrowings	(20,738)
Dividends on preferred stock	(100)
Net cash provided by financing activities	298,496	184,302
Net (decrease) increase in cash and cash equivalents	(47,300)	75,848
Cash and cash equivalents at beginning of year	231,978	76,206
Cash and cash equivalents at end of year	184,678	152,054
Cash paid for:
Interest	11,965	11,368
Income taxes	10,136	6,958
NONCASH TRANSACTIONS
Transfers of loans from held for sale to held for investment	417	787
Other real estate acquired in settlement of loans	6,263	5,156
Internally financed sales of other real estate owned	$ 141	$ 1,083