The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGILENT TECHNOLOGIES INC COM 00846U101 348 6,573 SH   SOLE   0 0 6,573
ALPS ETF TR ALERIAN MLP 00162Q866 40,997 3,225,589 SH   SOLE   0 0 3,225,589
AT&T INC COM 00206R102 2,801 67,408 SH   SOLE   0 0 67,408
COSTCO WHSL CORP NEW COM 22160K105 322 1,919 SH   SOLE   0 0 1,919
DBX ETF TR DB XTR MSCI EUR 233051853 426 15,747 SH   SOLE   0 0 15,747
EDISON INTL COM 281020107 250 3,146 SH   SOLE   0 0 3,146
FIDELITY MSCI FINLS IDX 316092501 20,033 569,918 SH   SOLE   0 0 569,918
FIRST COMWLTH FINL CORP PA COM 319829107 782 58,981 SH   SOLE   0 0 58,981
HOME DEPOT INC COM 437076102 217 1,480 SH   SOLE   0 0 1,480
ISHARES INC CORE MSCI EMKT 46434G103 5,346 111,869 SH   SOLE   0 0 111,869
ISHARES TR 1-3 YR CR BD ETF 464288646 71,803 682,340 SH   SOLE   0 0 682,340
ISHARES TR CORE MSCI EAFE 46432F842 8,477 146,274 SH   SOLE   0 0 146,274
ISHARES TR CORE S&P MCP ETF 464287507 48,115 281,010 SH   SOLE   0 0 281,010
ISHARES TR CORE S&P SCP ETF 464287804 30,500 441,011 SH   SOLE   0 0 441,011
ISHARES TR CORE S&P500 ETF 464287200 11,951 50,371 SH   SOLE   0 0 50,371
ISHARES TR CORE US AGGBD ET 464287226 27,756 255,838 SH   SOLE   0 0 255,838
ISHARES TR FLTG RATE BD ETF 46429B655 73,038 1,435,787 SH   SOLE   0 0 1,435,787
ISHARES TR IBOXX HI YD ETF 464288513 1,023 11,658 SH   SOLE   0 0 11,658
ISHARES TR INTL DEV RE ETF 464288489 51,577 1,878,251 SH   SOLE   0 0 1,878,251
ISHARES TR MSCI EAFE ETF 464287465 1,187 19,054 SH   SOLE   0 0 19,054
ISHARES TR RUSSELL 2000 ETF 464287655 1,901 13,829 SH   SOLE   0 0 13,829
ISHARES TR U.S. PFD STK ETF 464288687 4,726 122,124 SH   SOLE   0 0 122,124
MCDONALDS CORP COM 580135101 1,154 8,901 SH   SOLE   0 0 8,901
NETAPP INC COM 64110D104 293 7,000 SH   SOLE   0 0 7,000
NUVEEN CALIF MUN VALUE FD COM 67062C107 113 11,250 SH   SOLE   0 0 11,250
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 2,475 24,492 SH   SOLE   0 0 24,492
POWERSHARES ETF TR II VAR RATE PFD POR 73937B597 38,179 1,500,159 SH   SOLE   0 0 1,500,159
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 28,633 1,230,988 SH   SOLE   0 0 1,230,988
PROSHARES TR INFLATN EXPECTNS 74348A814 29,626 1,027,952 SH   SOLE   0 0 1,027,952
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,703 30,271 SH   SOLE   0 0 30,271
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,288 27,211 SH   SOLE   0 0 27,211
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 666 10,573 SH   SOLE   0 0 10,573
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,162 13,413 SH   SOLE   0 0 13,413
SPDR SER TR BLOOMBERG SRT TR 78468R408 29,076 1,039,918 SH   SOLE   0 0 1,039,918
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 3,173 66,746 SH   SOLE   0 0 66,746
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 1,068 42,364 SH   SOLE   0 0 42,364
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,628 32,411 SH   SOLE   0 0 32,411
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,900 17,575 SH   SOLE   0 0 17,575
VANGUARD INDEX FDS MID CAP ETF 922908629 1,134 8,144 SH   SOLE   0 0 8,144
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 64,364 297,497 SH   SOLE   0 0 297,497
VANGUARD INDEX FDS SMALL CP ETF 922908751 431 3,231 SH   SOLE   0 0 3,231
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,348 19,351 SH   SOLE   0 0 19,351
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,276 68,485 SH   SOLE   0 0 68,485
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 31,543 794,125 SH   SOLE   0 0 794,125
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,914 36,542 SH   SOLE   0 0 36,542
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 566 6,290 SH   SOLE   0 0 6,290
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 70,883 1,803,627 SH   SOLE   0 0 1,803,627
VEREIT INC COM 92339V100 97 11,370 SH   SOLE   0 0 11,370
VERIZON COMMUNICATIONS INC COM 92343V104 461 9,449 SH   SOLE   0 0 9,449