The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,712 47,741 SH   SOLE   0 0 47,741
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 58,227 2,163,773 SH   SOLE   0 0 2,163,773
PFIZER INC COM 717081103 2,297 64,333 SH   SOLE   0 0 64,333
GENERAL ELECTRIC CO COM 369604103 2,154 89,066 SH   SOLE   0 0 89,066
DISNEY WALT CO COM DISNEY 254687106 4,160 42,205 SH   SOLE   0 0 42,205
STRYKER CORP COM 863667101 10,684 75,232 SH   SOLE   0 0 75,232
SPDR S&P 500 ETF TR TR UNIT 78462F103 984 3,917 SH   SOLE   0 0 3,917
FAIRMOUNT SANTROL HLDGS INC COM 30555Q108 211 44,072 SH   SOLE   0 0 44,072
AMERICAN EXPRESS CO COM 025816109 339 3,745 SH   SOLE   0 0 3,745
ABBOTT LABS COM 002824100 5,270 98,755 SH   SOLE   0 0 98,755
PEPSICO INC COM 713448108 2,436 21,857 SH   SOLE   0 0 21,857
POLYONE CORP COM 73179P106 1,955 48,827 SH   SOLE   0 0 48,827
CVS HEALTH CORP COM 126650100 460 5,652 SH   SOLE   0 0 5,652
SELECT SECTOR SPDR TR ENERGY 81369Y506 5,391 78,730 SH   SOLE   0 0 78,730
SNAP ON INC COM 833034101 4,833 32,433 SH   SOLE   0 0 32,433
LINCOLN NATL CORP IND COM 534187109 4,905 66,759 SH   SOLE   0 0 66,759
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 70,066 1,201,201 SH   SOLE   0 0 1,201,201
DANAHER CORP DEL COM 235851102 5,304 61,829 SH   SOLE   0 0 61,829
COSTCO WHSL CORP NEW COM 22160K105 4,784 29,120 SH   SOLE   0 0 29,120
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 6,140 199,291 SH   SOLE   0 0 199,291
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 6,997 129,624 SH   SOLE   0 0 129,624
EQUIFAX INC COM 294429105 3,381 31,897 SH   SOLE   0 0 31,897
TARGET CORP COM 87612E106 359 6,076 SH   SOLE   0 0 6,076
PARKER HANNIFIN CORP COM 701094104 3,305 18,883 SH   SOLE   0 0 18,883
HUNTINGTON BANCSHARES INC COM 446150104 272 19,491 SH   SOLE   0 0 19,491
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 4,807 50,317 SH   SOLE   0 0 50,317
AMAZON COM INC COM 023135106 6,248 6,499 SH   SOLE   0 0 6,499
EXPRESS SCRIPTS HLDG CO COM 30219G108 593 9,372 SH   SOLE   0 0 9,372
AT&T INC COM 00206R102 4,833 123,389 SH   SOLE   0 0 123,389
APPLE INC COM 037833100 10,580 68,646 SH   SOLE   0 0 68,646
COLGATE PALMOLIVE CO COM 194162103 621 8,528 SH   SOLE   0 0 8,528
CEDAR FAIR L P DEPOSITRY UNIT 150185106 422 6,581 SH   SOLE   0 0 6,581
JOHNSON CTLS INTL PLC SHS G51502105 3,757 93,247 SH   SOLE   0 0 93,247
GOODYEAR TIRE & RUBR CO COM 382550101 535 16,079 SH   SOLE   0 0 16,079
ENPRO INDS INC COM 29355X107 1,759 21,845 SH   SOLE   0 0 21,845
PROGRESSIVE CORP OHIO COM 743315103 17 110,000 SH Put SOLE   0 0 110,000
BOEING CO COM 097023105 1,968 7,742 SH   SOLE   0 0 7,742
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 356 5,288 SH   SOLE   0 0 5,288
PROCTER AND GAMBLE CO COM 742718109 8,404 92,375 SH   SOLE   0 0 92,375
ISHARES TR RUS 2000 VAL ETF 464287630 245 1,971 SH   SOLE   0 0 1,971
PHILIP MORRIS INTL INC COM 718172109 4,345 39,141 SH   SOLE   0 0 39,141
INTEL CORP COM 458140100 1,235 32,432 SH   SOLE   0 0 32,432
ISHARES TR MSCI KLD400 SOC 464288570 332 3,571 SH   SOLE   0 0 3,571
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 425 8,121 SH   SOLE   0 0 8,121
NIKE INC CL B 654106103 2,350 45,317 SH   SOLE   0 0 45,317
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,071 82,634 SH   SOLE   0 0 82,634
SCHLUMBERGER LTD COM 806857108 4,108 58,887 SH   SOLE   0 0 58,887
SHERWIN WILLIAMS CO COM 824348106 6,225 17,386 SH   SOLE   0 0 17,386
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 11,156 157,125 SH   SOLE   0 0 157,125
FORTIVE CORP COM 34959J108 3,149 44,487 SH   SOLE   0 0 44,487
ISHARES TR CORE S&P SCP ETF 464287804 35,406 477,037 SH   SOLE   0 0 477,037
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 3,791 67,232 SH   SOLE   0 0 67,232
EXXON MOBIL CORP COM 30231G102 8,600 104,900 SH   SOLE   0 0 104,900
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,416 23,251 SH   SOLE   0 0 23,251
JPMORGAN CHASE & CO COM 46625H100 10,785 112,918 SH   SOLE   0 0 112,918
SPDR SER TR BLOOMBERG SRT TR 78468R408 3,637 130,035 SH   SOLE   0 0 130,035
ISHARES TR FLTG RATE NT ETF 46429B655 8,835 173,446 SH   SOLE   0 0 173,446
VANGUARD INDEX FDS REIT ETF 922908553 1,150 13,835 SH   SOLE   0 0 13,835
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 951 5,186 SH   SOLE   0 0 5,186
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 487 18,016 SH   SOLE   0 0 18,016
ABBVIE INC COM 00287Y109 10,160 114,340 SH   SOLE   0 0 114,340
DIREXION SHS ETF TR DLY TECH BULL 3X 25459W102 303 3,388 SH   SOLE   0 0 3,388
EATON CORP PLC SHS G29183103 201 2,621 SH   SOLE   0 0 2,621
WOLVERINE WORLD WIDE INC COM 978097103 945 32,742 SH   SOLE   0 0 32,742
CHEVRON CORP NEW COM 166764100 1,072 9,120 SH   SOLE   0 0 9,120
FIRST TR EXCH TRD ALPHA FD I GERMANY ALPHA 33737J190 300 6,285 SH   SOLE   0 0 6,285
ISHARES TR 3 7 YR TREAS BD 464288661 15,546 125,865 SH   SOLE   0 0 125,865
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 3,585 35,022 SH   SOLE   0 0 35,022
KIMBERLY CLARK CORP COM 494368103 3,463 29,426 SH   SOLE   0 0 29,426
MONDELEZ INTL INC CL A 609207105 1,237 30,425 SH   SOLE   0 0 30,425
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 1,678 27,965 SH   SOLE   0 0 27,965
VISA INC COM CL A 92826C839 1,910 18,149 SH   SOLE   0 0 18,149
ISHARES TR NASDAQ BIOTECH 464287556 1,287 3,858 SH   SOLE   0 0 3,858
AMERICAN ELEC PWR INC COM 025537101 258 3,678 SH   SOLE   0 0 3,678
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 36,976 1,104,758 SH   SOLE   0 0 1,104,758
ISHARES RUS TP200 GR ETF 464289438 282 4,165 SH   SOLE   0 0 4,165
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 6,766 128,186 SH   SOLE   0 0 128,186
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 407 7,000 SH   SOLE   0 0 7,000
TJX COS INC NEW COM 872540109 3,587 48,649 SH   SOLE   0 0 48,649
PROGRESSIVE CORP OHIO COM 743315103 10,951 226,162 SH   SOLE   0 0 226,162
ISHARES INC MSCI EURZONE ETF 464286608 663 15,316 SH   SOLE   0 0 15,316
AUTOMATIC DATA PROCESSING IN COM 053015103 5,554 50,806 SH   SOLE   0 0 50,806
FIRST TR NASDAQ100 TECH INDE SHS 337345102 669 9,820 SH   SOLE   0 0 9,820
WALGREENS BOOTS ALLIANCE INC COM 931427108 978 12,666 SH   SOLE   0 0 12,666
POLYMET MINING CORP COM 731916102 6 10,000 SH   SOLE   0 0 10,000
ISHARES TR CORE US AGGBD ET 464287226 6,743 61,533 SH   SOLE   0 0 61,533
DOWDUPONT INC COM 26078J100 378 5,458 SH   SOLE   0 0 5,458
ALTRIA GROUP INC COM 02209S103 2,734 43,109 SH   SOLE   0 0 43,109
SPDR SERIES TRUST S&P DIVID ETF 78464A763 256 2,799 SH   SOLE   0 0 2,799
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 699 5,700 SH   SOLE   0 0 5,700
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 49,333 151,176 SH   SOLE   0 0 151,176
HOME DEPOT INC COM 437076102 9,831 60,108 SH   SOLE   0 0 60,108
ANDERSONS INC COM 034164103 560 16,360 SH   SOLE   0 0 16,360
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 52,121 1,744,352 SH   SOLE   0 0 1,744,352
CSX CORP COM 126408103 266 4,898 SH   SOLE   0 0 4,898
DDR CORP COM 23317H102 591 64,573 SH   SOLE   0 0 64,573
COCA COLA CO COM 191216100 3,790 84,205 SH   SOLE   0 0 84,205
WELLS FARGO CO NEW COM 949746101 6,319 114,587 SH   SOLE   0 0 114,587
VANGUARD WORLD FDS TELCOMM ETF 92204A884 1,828 19,817 SH   SOLE   0 0 19,817
ISHARES TR S&P MC 400GR ETF 464287606 25,294 124,994 SH   SOLE   0 0 124,994
FIDELITY NATL INFORMATION SV COM 31620M106 6,407 68,610 SH   SOLE   0 0 68,610
UNITEDHEALTH GROUP INC COM 91324P102 212 1,082 SH   SOLE   0 0 1,082
ISHARES TR S&P 500 GRWT ETF 464287309 12,622 88,006 SH   SOLE   0 0 88,006
3M CO COM 88579Y101 9,016 42,955 SH   SOLE   0 0 42,955
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 12,716 308,036 SH   SOLE   0 0 308,036
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 6,671 206,905 SH   SOLE   0 0 206,905
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 57,302 840,205 SH   SOLE   0 0 840,205
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,899 23,693 SH   SOLE   0 0 23,693
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 4,216 84,092 SH   SOLE   0 0 84,092
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,351 25,474 SH   SOLE   0 0 25,474
WAL-MART STORES INC COM 931142103 479 6,125 SH   SOLE   0 0 6,125
BRISTOL MYERS SQUIBB CO COM 110122108 406 6,377 SH   SOLE   0 0 6,377
ISHARES TR CORE S&P MCP ETF 464287507 2,448 13,684 SH   SOLE   0 0 13,684
MERCK & CO INC COM 58933Y105 1,654 25,831 SH   SOLE   0 0 25,831
VARIAN MED SYS INC COM 92220P105 340 3,400 SH   SOLE   0 0 3,400
ADIENT PLC ORD SHS G0084W101 270 3,209 SH   SOLE   0 0 3,209
VANGUARD WORLD FDS INF TECH ETF 92204A702 18,643 122,659 SH   SOLE   0 0 122,659
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 642 16,970 SH   SOLE   0 0 16,970
ISHARES TR MSCI ACWI ETF 464288257 279 4,060 SH   SOLE   0 0 4,060
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,790 29,814 SH   SOLE   0 0 29,814
MICROSOFT CORP COM 594918104 9,554 128,259 SH   SOLE   0 0 128,259
QUANEX BUILDING PRODUCTS COR COM 747619104 1,124 48,967 SH   SOLE   0 0 48,967
ISHARES TR S&P 500 VAL ETF 464287408 14,498 134,348 SH   SOLE   0 0 134,348
TFS FINL CORP COM 87240R107 526 32,635 SH   SOLE   0 0 32,635
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 1,102 21,912 SH   SOLE   0 0 21,912
ALPHABET INC CAP STK CL A 02079K305 8,529 8,759 SH   SOLE   0 0 8,759
GENERAL DYNAMICS CORP COM 369550108 8,202 39,897 SH   SOLE   0 0 39,897
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 11,333 138,660 SH   SOLE   0 0 138,660
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 395 9,088 SH   SOLE   0 0 9,088
ISHARES TR US OIL GS EX ETF 464288851 3,257 55,430 SH   SOLE   0 0 55,430
AGILENT TECHNOLOGIES INC COM 00846U101 6,925 107,867 SH   SOLE   0 0 107,867
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 306 2,102 SH   SOLE   0 0 2,102
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 946 21,722 SH   SOLE   0 0 21,722
ALPHABET INC CAP STK CL C 02079K107 2,574 2,684 SH   SOLE   0 0 2,684
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 380 3,550 SH   SOLE   0 0 3,550
PROGRESSIVE CORP OHIO COM 743315103 13 100,000 SH Put SOLE   0 0 100,000
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 7,750 76,128 SH   SOLE   0 0 76,128
BLACKROCK INC COM 09247X101 8,810 19,705 SH   SOLE   0 0 19,705
OMNICOM GROUP INC COM 681919106 3,957 53,428 SH   SOLE   0 0 53,428
GRAPHIC PACKAGING HLDG CO COM 388689101 211 15,093 SH   SOLE   0 0 15,093
KRAFT HEINZ CO COM 500754106 836 10,786 SH   SOLE   0 0 10,786
ISHARES TR S&P SML 600 GWT 464287887 11,731 71,315 SH   SOLE   0 0 71,315
EBAY INC COM 278642103 5,503 143,077 SH   SOLE   0 0 143,077
PAYPAL HLDGS INC COM 70450Y103 6,636 103,632 SH   SOLE   0 0 103,632
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 10,451 116,024 SH   SOLE   0 0 116,024
FIRST TR BICK INDEX FD COM SHS 33733H107 298 10,261 SH   SOLE   0 0 10,261
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,593 74,910 SH   SOLE   0 0 74,910
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 522 10,418 SH   SOLE   0 0 10,418
ATHERSYS INC COM 04744L106 40 19,252 SH   SOLE   0 0 19,252
AIR PRODS & CHEMS INC COM 009158106 5,532 36,584 SH   SOLE   0 0 36,584
RPM INTL INC COM 749685103 304 5,931 SH   SOLE   0 0 5,931
S&P GLOBAL INC COM 78409V104 419 2,680 SH   SOLE   0 0 2,680
ISHARES INC MSCI CDA ETF 464286509 22,852 789,642 SH   SOLE   0 0 789,642
FIRST TR EXCHANGE TRADED FD CHINDIA ETF 33733A102 296 7,733 SH   SOLE   0 0 7,733
NASDAQ INC COM 631103108 7,977 102,841 SH   SOLE   0 0 102,841
FIRST TR EXCH TRD ALPHA FD I SWITZLND ALPHA 33737J232 269 5,245 SH   SOLE   0 0 5,245
JOHNSON & JOHNSON COM 478160104 2,721 20,926 SH   SOLE   0 0 20,926
FIRST TR EXCH TRD ALPHA FD I DEV MRK EX US 33737J174 283 4,783 SH   SOLE   0 0 4,783