The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EURZONE ETF 464286608 540 15,621 SH   SOLE   0 0 15,621
ISHARES TR S&P MC 400GR ETF 464287606 25,657 140,820 SH   SOLE   0 0 140,820
ISHARES TR CORE S&P SCP ETF 464287804 39,073 284,126 SH   SOLE   0 0 284,126
ISHARES TR SP SMCP600GR ETF 464287887 12,075 80,500 SH   SOLE   0 0 80,500
ISHARES TR S&P 500 VAL ETF 464287408 10,730 105,836 SH   SOLE   0 0 105,836
ISHARES TR S&P 500 GRWT ETF 464287309 10,931 89,756 SH   SOLE   0 0 89,756
ISHARES TR RUS 1000 GRW ETF 464287614 441 4,200 SH   SOLE   0 0 4,200
ISHARES TR RUS 2000 VAL ETF 464287630 368 3,094 SH   SOLE   0 0 3,094
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 54,798 181,612 SH   SOLE   0 0 181,612
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,026 4,588 SH   SOLE   0 0 4,588
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,288 26,517 SH   SOLE   0 0 26,517
AGILENT TECHNOLOGIES INC COM 00846U101 5,013 110,034 SH   SOLE   0 0 110,034
AMAZON COM INC COM 023135106 3,776 5,036 SH   SOLE   0 0 5,036
BRISTOL MYERS SQUIBB CO COM 110122108 249 4,257 SH   SOLE   0 0 4,257
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 837 5,136 SH   SOLE   0 0 5,136
BOEING CO COM 097023105 1,229 7,893 SH   SOLE   0 0 7,893
REALTY INCOME CORP COM 756109104 387 6,734 SH   SOLE   0 0 6,734
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 247 2,086 SH   SOLE   0 0 2,086
ABBOTT LABS COM 002824100 3,849 100,216 SH   SOLE   0 0 100,216
EBAY INC COM 278642103 4,039 136,029 SH   SOLE   0 0 136,029
ALTRIA GROUP INC COM 02209S103 2,909 43,013 SH   SOLE   0 0 43,013
INTEL CORP COM 458140100 1,178 32,467 SH   SOLE   0 0 32,467
DU PONT E I DE NEMOURS & CO COM 263534109 244 3,330 SH   SOLE   0 0 3,330
DISNEY WALT CO COM DISNEY 254687106 3,941 37,810 SH   SOLE   0 0 37,810
SHERWIN WILLIAMS CO COM 824348106 4,893 18,207 SH   SOLE   0 0 18,207
US BANCORP DEL COM NEW 902973304 207 4,024 SH   SOLE   0 0 4,024
JOHNSON & JOHNSON COM 478160104 2,348 20,381 SH   SOLE   0 0 20,381
PFIZER INC COM 717081103 1,975 60,815 SH   SOLE   0 0 60,815
CHEVRON CORP NEW COM 166764100 1,052 8,941 SH   SOLE   0 0 8,941
MICROSOFT CORP COM 594918104 8,151 131,173 SH   SOLE   0 0 131,173
AT&T INC COM 00206R102 5,480 128,844 SH   SOLE   0 0 128,844
GRAPHIC PACKAGING HLDG CO COM 388689101 251 20,128 SH   SOLE   0 0 20,128
COCA COLA CO COM 191216100 7,723 186,282 SH   SOLE   0 0 186,282
PEPSICO INC COM 713448108 2,309 22,066 SH   SOLE   0 0 22,066
STRYKER CORP COM 863667101 9,105 75,999 SH   SOLE   0 0 75,999
JOHNSON CTLS INTL PLC SHS G51502105 3,930 95,402 SH   SOLE   0 0 95,402
VERIZON COMMUNICATIONS INC COM 92343V104 236 4,424 SH   SOLE   0 0 4,424
ISHARES MSCI CDA ETF 464286509 19,613 750,002 SH   SOLE   0 0 750,002
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,304 46,362 SH   SOLE   0 0 46,362
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 5,677 75,367 SH   SOLE   0 0 75,367
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 328 14,100 SH   SOLE   0 0 14,100
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 10,133 162,862 SH   SOLE   0 0 162,862
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 9,888 143,429 SH   SOLE   0 0 143,429
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 9,255 113,701 SH   SOLE   0 0 113,701
SCHWAB CHARLES CORP NEW COM 808513105 329 8,342 SH   SOLE   0 0 8,342
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,048 12,666 SH   SOLE   0 0 12,666
BANK AMER CORP COM 060505104 239 10,823 SH   SOLE   0 0 10,823
AUTOMATIC DATA PROCESSING IN COM 053015103 7,934 77,193 SH   SOLE   0 0 77,193
EXXON MOBIL CORP COM 30231G102 9,817 108,764 SH   SOLE   0 0 108,764
WAL-MART STORES INC COM 931142103 437 6,316 SH   SOLE   0 0 6,316
TARGET CORP COM 87612E106 426 5,903 SH   SOLE   0 0 5,903
COSTCO WHSL CORP NEW COM 22160K105 4,265 26,639 SH   SOLE   0 0 26,639
CVS HEALTH CORP COM 126650100 447 5,661 SH   SOLE   0 0 5,661
SCHLUMBERGER LTD COM 806857108 5,069 60,377 SH   SOLE   0 0 60,377
DANAHER CORP DEL COM 235851102 5,007 64,318 SH   SOLE   0 0 64,318
MERCK & CO INC COM 58933Y105 1,615 27,433 SH   SOLE   0 0 27,433
PROCTER AND GAMBLE CO COM 742718109 8,204 97,573 SH   SOLE   0 0 97,573
GENERAL ELECTRIC CO COM 369604103 2,753 87,128 SH   SOLE   0 0 87,128
KIMBERLY CLARK CORP COM 494368103 3,533 30,956 SH   SOLE   0 0 30,956
HOME DEPOT INC COM 437076102 8,179 61,001 SH   SOLE   0 0 61,001
NIKE INC CL B 654106103 2,460 48,398 SH   SOLE   0 0 48,398
JPMORGAN CHASE & CO COM 46625H100 9,987 115,734 SH   SOLE   0 0 115,734
TJX COS INC NEW COM 872540109 3,771 50,195 SH   SOLE   0 0 50,195
MONDELEZ INTL INC CL A 609207105 1,419 32,001 SH   SOLE   0 0 32,001
WELLS FARGO & CO NEW COM 949746101 6,387 115,899 SH   SOLE   0 0 115,899
PROGRESSIVE CORP OHIO COM 743315103 421 11,860 SH   SOLE   0 0 11,860
GOODYEAR TIRE & RUBR CO COM 382550101 967 31,341 SH   SOLE   0 0 31,341
3M CO COM 88579Y101 7,874 44,096 SH   SOLE   0 0 44,096
OMNICOM GROUP INC COM 681919106 6,800 79,900 SH   SOLE   0 0 79,900
HUNTINGTON BANCSHARES INC COM 446150104 363 27,484 SH   SOLE   0 0 27,484
APPLE INC COM 037833100 8,154 70,398 SH   SOLE   0 0 70,398
RPM INTL INC COM 749685103 235 4,364 SH   SOLE   0 0 4,364
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 4,014 46,334 SH   SOLE   0 0 46,334
EQUIFAX INC COM 294429105 7,205 60,937 SH   SOLE   0 0 60,937
CEDAR FAIR L P DEPOSITRY UNIT 150185106 420 6,534 SH   SOLE   0 0 6,534
AMERICAN EXPRESS CO COM 025816109 314 4,240 SH   SOLE   0 0 4,240
SIMON PPTY GROUP INC NEW COM 828806109 214 1,205 SH   SOLE   0 0 1,205
DDR CORP COM 23317H102 986 64,573 SH   SOLE   0 0 64,573
S&P GLOBAL INC COM 78409V104 288 2,680 SH   SOLE   0 0 2,680
EXPRESS SCRIPTS HLDG CO COM 30219G108 4,423 64,299 SH   SOLE   0 0 64,299
GENERAL DYNAMICS CORP COM 369550108 7,481 43,330 SH   SOLE   0 0 43,330
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 873 24,401 SH   SOLE   0 0 24,401
ROCKWELL AUTOMATION INC COM 773903109 223 1,661 SH   SOLE   0 0 1,661
ENPRO INDS INC COM 29355X107 206 3,060 SH   SOLE   0 0 3,060
ISHARES TR CORE US AGGBD ET 464287226 6,090 56,360 SH   SOLE   0 0 56,360
SCHEIN HENRY INC COM 806407102 231 1,525 SH   SOLE   0 0 1,525
AIR PRODS & CHEMS INC COM 009158106 6,405 44,532 SH   SOLE   0 0 44,532
VARIAN MED SYS INC COM 92220P105 305 3,400 SH   SOLE   0 0 3,400
AMERICAN ELEC PWR INC COM 025537101 349 5,551 SH   SOLE   0 0 5,551
SNAP ON INC COM 833034101 7,223 42,175 SH   SOLE   0 0 42,175
QUANEX BUILDING PRODUCTS COR COM 747619104 994 48,967 SH   SOLE   0 0 48,967
ALPHABET INC CAP STK CL A 02079K305 7,006 8,841 SH   SOLE   0 0 8,841
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 46,422 798,730 SH   SOLE   0 0 798,730
VANGUARD INDEX FDS REIT ETF 922908553 14,219 172,284 SH   SOLE   0 0 172,284
BLACKROCK INC COM 09247X101 7,576 19,909 SH   SOLE   0 0 19,909
POLYMET MINING CORP COM 731916102 7 10,000 SH   SOLE   0 0 10,000
WOLVERINE WORLD WIDE INC COM 978097103 938 42,742 SH   SOLE   0 0 42,742
NASDAQ INC COM 631103108 7,795 116,132 SH   SOLE   0 0 116,132
PARKER HANNIFIN CORP COM 701094104 2,349 16,777 SH   SOLE   0 0 16,777
ACUITY BRANDS INC COM 00508Y102 231 1,000 SH   SOLE   0 0 1,000
SPDR SERIES TRUST S&P DIVID ETF 78464A763 257 3,009 SH   SOLE   0 0 3,009
FIDELITY NATL INFORMATION SV COM 31620M106 3,925 51,892 SH   SOLE   0 0 51,892
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 418 4,200 SH   SOLE   0 0 4,200
MANNKIND CORP COM 56400P201 11 16,978 SH   SOLE   0 0 16,978
VANGUARD WORLD FDS TELCOMM ETF 92204A884 1,938 19,348 SH   SOLE   0 0 19,348
VANGUARD WORLD FDS INF TECH ETF 92204A702 14,484 119,211 SH   SOLE   0 0 119,211
SPDR SER TR NUVEEN BLMBRG SR 78468R739 296 6,167 SH   SOLE   0 0 6,167
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 49,121 1,024,627 SH   SOLE   0 0 1,024,627
INDEPENDENCE HLDG CO NEW COM NEW 453440307 198 10,149 SH   SOLE   0 0 10,149
ISHARES TR US OIL&GS EX ETF 464288851 1,782 27,224 SH   SOLE   0 0 27,224
POLYONE CORP COM 73179P106 1,571 49,037 SH   SOLE   0 0 49,037
PROSPECT CAPITAL CORPORATION COM 74348T102 120 14,347 SH   SOLE   0 0 14,347
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 2,969 37,188 SH   SOLE   0 0 37,188
TFS FINL CORP COM 87240R107 621 32,632 SH   SOLE   0 0 32,632
ISHARES TR MSCI KLD400 SOC 464288570 305 3,701 SH   SOLE   0 0 3,701
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,918 92,660 SH   SOLE   0 0 92,660
ISHARES TR 3-7 YR TR BD ETF 464288661 14,744 120,348 SH   SOLE   0 0 120,348
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 299 8,177 SH   SOLE   0 0 8,177
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 538 32,560 SH   SOLE   0 0 32,560
FIRST TR EXCHANGE TRADED FD UTILITIES ALPH 33734X184 502 18,775 SH   SOLE   0 0 18,775
POWERSHARES ETF TRUST II DWA EMKT MOM PTF 73936Q207 750 50,857 SH   SOLE   0 0 50,857
VISA INC COM CL A 92826C839 1,398 17,924 SH   SOLE   0 0 17,924
PHILIP MORRIS INTL INC COM 718172109 3,654 39,942 SH   SOLE   0 0 39,942
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 7,654 64,096 SH   SOLE   0 0 64,096
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 10,990 298,408 SH   SOLE   0 0 298,408
ATHERSYS INC COM 04744L106 29 19,252 SH   SOLE   0 0 19,252
ISHARES TR MSCI ACWI ETF 464288257 212 3,585 SH   SOLE   0 0 3,585
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 49,356 1,721,522 SH   SOLE   0 0 1,721,522
ISHARES TR SHRT NAT MUN ETF 464288158 298 2,835 SH   SOLE   0 0 2,835
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,235 72,754 SH   SOLE   0 0 72,754
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 9,003 88,847 SH   SOLE   0 0 88,847
ISHARES RUS TP200 GR ETF 464289438 235 4,165 SH   SOLE   0 0 4,165
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,105 20,392 SH   SOLE   0 0 20,392
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 32,182 1,162,641 SH   SOLE   0 0 1,162,641
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,157 21,727 SH   SOLE   0 0 21,727
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,773 22,344 SH   SOLE   0 0 22,344
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 310 5,048 SH   SOLE   0 0 5,048
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 7,586 145,070 SH   SOLE   0 0 145,070
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 40,958 1,899,727 SH   SOLE   0 0 1,899,727
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 407 9,019 SH   SOLE   0 0 9,019
FIRST TR EXCH TRD ALPHA FD I BRAZIL ALPHADEX 33737J133 170 12,415 SH   SOLE   0 0 12,415
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 369 7,160 SH   SOLE   0 0 7,160
SPDR SER TR BLOOMBERG SRT TR 78468R408 3,186 115,114 SH   SOLE   0 0 115,114
ABBVIE INC COM 00287Y109 7,286 116,345 SH   SOLE   0 0 116,345
ISHARES TR USA MOMENTUM FCT 46432F396 205 2,701 SH   SOLE   0 0 2,701
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 2,338 46,585 SH   SOLE   0 0 46,585
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 482 20,830 SH   SOLE   0 0 20,830
ALPHABET INC CAP STK CL C 02079K107 2,254 2,920 SH   SOLE   0 0 2,920
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 750 12,520 SH   SOLE   0 0 12,520
FAIRMOUNT SANTROL HLDGS INC COM 30555Q108 307 26,054 SH   SOLE   0 0 26,054
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,290 67,982 SH   SOLE   0 0 67,982
ISHARES U S ETF TR SHT MAT MUN ETF 46431W838 4,196 84,315 SH   SOLE   0 0 84,315
KRAFT HEINZ CO COM 500754106 930 10,651 SH   SOLE   0 0 10,651
PAYPAL HLDGS INC COM 70450Y103 4,172 105,698 SH   SOLE   0 0 105,698
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 243 7,000 SH   SOLE   0 0 7,000
FORTIVE CORP COM 34959J108 1,971 36,757 SH   SOLE   0 0 36,757
VERSUM MATLS INC COM 92532W103 547 19,498 SH   SOLE   0 0 19,498