The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EURZONE ETF 464286608 356 10,372 SH   SOLE   0 0 10,372
ISHARES TR S&P MC 400GR ETF 464287606 21,688 138,061 SH   SOLE   0 0 138,061
ISHARES TR CORE S&P SCP ETF 464287804 28,886 271,048 SH   SOLE   0 0 271,048
ISHARES TR SP SMCP600GR ETF 464287887 5,107 42,511 SH   SOLE   0 0 42,511
ISHARES TR S&P 500 VAL ETF 464287408 7,085 84,311 SH   SOLE   0 0 84,311
ISHARES TR S&P 500 GRWT ETF 464287309 8,989 83,386 SH   SOLE   0 0 83,386
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 40,815 163,988 SH   SOLE   0 0 163,988
SPDR S&P 500 ETF TR TR UNIT 78462F103 657 3,427 SH   SOLE   0 0 3,427
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 847 19,570 SH   SOLE   0 0 19,570
AGILENT TECHNOLOGIES INC COM 00846U101 3,020 87,956 SH   SOLE   0 0 87,956
AMAZON COM INC COM 23135106 270 527 SH   SOLE   0 0 527
BRISTOL MYERS SQUIBB CO COM 110122108 569 9,606 SH   SOLE   0 0 9,606
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 560 4,298 SH   SOLE   0 0 4,298
E M C CORP MASS COM 268648102 3,695 152,953 SH   SOLE   0 0 152,953
BOEING CO COM 97023105 1,058 8,082 SH   SOLE   0 0 8,082
REALTY INCOME CORP COM 756109104 240 5,064 SH   SOLE   0 0 5,064
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 347 3,411 SH   SOLE   0 0 3,411
ABBOTT LABS COM 2824100 4,336 107,803 SH   SOLE   0 0 107,803
EBAY INC COM 278642103 1,637 66,975 SH   SOLE   0 0 66,975
ALTRIA GROUP INC COM 02209S103 2,342 43,052 SH   SOLE   0 0 43,052
INTEL CORP COM 458140100 653 21,664 SH   SOLE   0 0 21,664
DISNEY WALT CO COM DISNEY 254687106 2,023 19,796 SH   SOLE   0 0 19,796
SHERWIN WILLIAMS CO COM 824348106 5,358 24,052 SH   SOLE   0 0 24,052
US BANCORP DEL COM NEW 902973304 308 7,509 SH   SOLE   0 0 7,509
JOHNSON & JOHNSON COM 478160104 1,861 19,934 SH   SOLE   0 0 19,934
PFIZER INC COM 717081103 1,839 58,544 SH   SOLE   0 0 58,544
CHEVRON CORP NEW COM 166764100 788 9,988 SH   SOLE   0 0 9,988
MICROSOFT CORP COM 594918104 4,842 109,397 SH   SOLE   0 0 109,397
AT&T INC COM 00206R102 2,019 61,986 SH   SOLE   0 0 61,986
GRAPHIC PACKAGING HLDG CO COM 388689101 296 23,128 SH   SOLE   0 0 23,128
INTERNATIONAL BUSINESS MACHS COM 459200101 1,897 13,084 SH   SOLE   0 0 13,084
COCA COLA CO COM 191216100 7,357 183,377 SH   SOLE   0 0 183,377
PEPSICO INC COM 713448108 1,974 20,937 SH   SOLE   0 0 20,937
STRYKER CORP COM 863667101 6,905 73,384 SH   SOLE   0 0 73,384
ISHARES MSCI CDA ETF 464286509 9,706 422,003 SH   SOLE   0 0 422,003
ISHARES TR U.S. TECH ETF 464287721 11,260 113,857 SH   SOLE   0 0 113,857
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,267 31,728 SH   SOLE   0 0 31,728
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 3,014 49,244 SH   SOLE   0 0 49,244
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,664 113,536 SH   SOLE   0 0 113,536
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 8,856 133,711 SH   SOLE   0 0 133,711
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 11,232 151,259 SH   SOLE   0 0 151,259
ISHARES TR NASDQ BIOTEC ETF 464287556 1,094 3,608 SH   SOLE   0 0 3,608
ISHARES TR N AMER TECH ETF 464287549 223 2,221 SH   SOLE   0 0 2,221
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,273 15,322 SH   SOLE   0 0 15,322
AUTOMATIC DATA PROCESSING IN COM 53015103 6,101 75,925 SH   SOLE   0 0 75,925
EXXON MOBIL CORP COM 30231G102 6,524 87,741 SH   SOLE   0 0 87,741
WAL-MART STORES INC COM 931142103 602 9,278 SH   SOLE   0 0 9,278
TARGET CORP COM 87612E106 467 5,941 SH   SOLE   0 0 5,941
CVS HEALTH CORP COM 126650100 555 5,752 SH   SOLE   0 0 5,752
SCHLUMBERGER LTD COM 806857108 2,975 43,135 SH   SOLE   0 0 43,135
DANAHER CORP DEL COM 235851102 5,293 62,122 SH   SOLE   0 0 62,122
MERCK & CO INC NEW COM 58933Y105 1,238 25,066 SH   SOLE   0 0 25,066
PROCTER & GAMBLE CO COM 742718109 6,493 90,252 SH   SOLE   0 0 90,252
GENERAL ELECTRIC CO COM 369604103 2,164 85,816 SH   SOLE   0 0 85,816
KIMBERLY CLARK CORP COM 494368103 4,365 40,030 SH   SOLE   0 0 40,030
GILEAD SCIENCES INC COM 375558103 3,132 31,901 SH   SOLE   0 0 31,901
HOME DEPOT INC COM 437076102 6,629 57,398 SH   SOLE   0 0 57,398
NIKE INC CL B 654106103 7,335 59,645 SH   SOLE   0 0 59,645
JPMORGAN CHASE & CO COM 46625H100 6,581 107,943 SH   SOLE   0 0 107,943
MONDELEZ INTL INC CL A 609207105 1,277 30,501 SH   SOLE   0 0 30,501
WELLS FARGO & CO NEW COM 949746101 7,518 146,407 SH   SOLE   0 0 146,407
PROGRESSIVE CORP OHIO COM 743315103 382 12,480 SH   SOLE   0 0 12,480
FORD MTR CO DEL COM PAR $0.01 345370860 703 51,806 SH   SOLE   0 0 51,806
3M CO COM 88579Y101 6,063 42,767 SH   SOLE   0 0 42,767
OMNICOM GROUP INC COM 681919106 3,632 55,117 SH   SOLE   0 0 55,117
HUNTINGTON BANCSHARES INC COM 446150104 147 13,915 SH   SOLE   0 0 13,915
CSX CORP COM 126408103 215 7,988 SH   SOLE   0 0 7,988
APPLE INC COM 37833100 11,266 102,141 SH   SOLE   0 0 102,141
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 4,745 70,000 SH   SOLE   0 0 70,000
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 5,988 81,400 SH   SOLE   0 0 81,400
EQUIFAX INC COM 294429105 7,332 75,447 SH   SOLE   0 0 75,447
CEDAR FAIR L P DEPOSITRY UNIT 150185106 398 7,559 SH   SOLE   0 0 7,559
AMERICAN EXPRESS CO COM 25816109 3,010 40,607 SH   SOLE   0 0 40,607
DDR CORP COM 23317H102 1,032 67,103 SH   SOLE   0 0 67,103
MCGRAW HILL FINL INC COM 580645109 232 2,680 SH   SOLE   0 0 2,680
EXPRESS SCRIPTS HLDG CO COM 30219G108 6,658 82,234 SH   SOLE   0 0 82,234
GENERAL DYNAMICS CORP COM 369550108 5,069 36,742 SH   SOLE   0 0 36,742
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 20,782 628,042 SH   SOLE   0 0 628,042
ROCKWELL AUTOMATION INC COM 773903109 285 2,806 SH   SOLE   0 0 2,806
ISHARES TR CORE US AGGBD ET 464287226 4,627 42,223 SH   SOLE   0 0 42,223
SCHEIN HENRY INC COM 806407102 202 1,525 SH   SOLE   0 0 1,525
AIR PRODS & CHEMS INC COM 9158106 3,928 30,788 SH   SOLE   0 0 30,788
SNAP ON INC COM 833034101 5,488 36,361 SH   SOLE   0 0 36,361
QUANEX BUILDING PRODUCTS COR COM 747619104 890 48,967 SH   SOLE   0 0 48,967
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 20,741 386,304 SH   SOLE   0 0 386,304
VANGUARD INDEX FDS REIT ETF 922908553 22,954 303,869 SH   SOLE   0 0 303,869
BLACKROCK INC COM 09247X101 5,552 18,665 SH   SOLE   0 0 18,665
CARMAX INC COM 143130102 3,169 53,429 SH   SOLE   0 0 53,429
POLYMET MINING CORP COM 731916102 7 10,000 SH   SOLE   0 0 10,000
NASDAQ INC COM 631103108 7,296 136,813 SH   SOLE   0 0 136,813
PARKER HANNIFIN CORP COM 701094104 1,636 16,809 SH   SOLE   0 0 16,809
SPDR SERIES TRUST S&P DIVID ETF 78464A763 212 2,945 SH   SOLE   0 0 2,945
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 402 4,850 SH   SOLE   0 0 4,850
MANNKIND CORP COM 56400P201 236 73,540 SH   SOLE   0 0 73,540
VANGUARD WORLD FDS TELCOMM ETF 92204A884 1,231 15,615 SH   SOLE   0 0 15,615
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 78,097 1,587,973 SH   SOLE   0 0 1,587,973
WYNDHAM WORLDWIDE CORP COM 98310W108 3,026 42,091 SH   SOLE   0 0 42,091
POLYONE CORP COM 73179P106 4,075 138,892 SH   SOLE   0 0 138,892
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 223 2,205 SH   SOLE   0 0 2,205
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 771 11,670 SH   SOLE   0 0 11,670
TFS FINL CORP COM 87240R107 269 15,604 SH   SOLE   0 0 15,604
ISHARES TR MSCI KLD400 SOC 464288570 310 4,366 SH   SOLE   0 0 4,366
ISHARES TR 3-7 YR TR BD ETF 464288661 14,864 119,245 SH   SOLE   0 0 119,245
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 291 8,177 SH   SOLE   0 0 8,177
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 6,043 66,621 SH   SOLE   0 0 66,621
POWERSHARES ETF TRUST II DWA EMKT MOM PTF 73936Q207 10,452 680,451 SH   SOLE   0 0 680,451
VISA INC COM CL A 92826C839 1,249 17,924 SH   SOLE   0 0 17,924
PHILIP MORRIS INTL INC COM 718172109 3,292 41,496 SH   SOLE   0 0 41,496
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 5,460 51,382 SH   SOLE   0 0 51,382
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 10,239 248,391 SH   SOLE   0 0 248,391
ATHERSYS INC COM 04744L106 21 19,252 SH   SOLE   0 0 19,252
ISHARES TR MSCI ACWI ETF 464288257 2,967 55,012 SH   SOLE   0 0 55,012
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 42,032 1,459,460 SH   SOLE   0 0 1,459,460
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,926 69,366 SH   SOLE   0 0 69,366
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,238 42,062 SH   SOLE   0 0 42,062
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 600 12,939 SH   SOLE   0 0 12,939
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 348 12,700 SH   SOLE   0 0 12,700
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 533 11,657 SH   SOLE   0 0 11,657
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 7,418 139,022 SH   SOLE   0 0 139,022
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 249 6,407 SH   SOLE   0 0 6,407
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 202 3,869 SH   SOLE   0 0 3,869
SPDR SER TR SHT TRM HGH YLD 78468R408 2,740 101,713 SH   SOLE   0 0 101,713
POWERSHARES ETF TRUST II DWA SC MOMNT PTF 73936Q744 4,594 123,403 SH   SOLE   0 0 123,403
ABBVIE INC COM 00287Y109 6,681 122,789 SH   SOLE   0 0 122,789
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 1,883 37,585 SH   SOLE   0 0 37,585
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 826 37,685 SH   SOLE   0 0 37,685
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 1,396 23,320 SH   SOLE   0 0 23,320
FAIRMOUNT SANTROL HLDGS INC COM 30555Q108 70 26,054 SH   SOLE   0 0 26,054
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 2,873 58,022 SH   SOLE   0 0 58,022
KRAFT HEINZ CO COM 500754106 742 10,508 SH   SOLE   0 0 10,508
PAYPAL HLDGS INC COM 70450Y103 1,127 36,300 SH   SOLE   0 0 36,300