The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES EMU ETF 464286608 545 14,127 SH   SOLE   14,127 0 0
ISHARES TR S&P MC 400GR ETF 464287606 24,071 140,349 SH   SOLE   140,349 0 0
ISHARES TR CORE S&P SCP ETF 464287804 32,206 272,865 SH   SOLE   272,865 0 0
ISHARES TR SP SMCP600GR ETF 464287887 5,534 42,516 SH   SOLE   42,516 0 0
ISHARES TR S&P 500 VAL ETF 464287408 8,604 92,957 SH   SOLE   92,957 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 8,546 74,995 SH   SOLE   74,995 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 247 2,390 SH   SOLE   2,390 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 43,497 156,894 SH   SOLE   156,894 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 849 4,112 SH   SOLE   4,112 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 739 16,626 SH   SOLE   16,626 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 3,586 86,306 SH   SOLE   86,306 0 0
AMAZON COM INC COM 23135106 201 539 SH   SOLE   539 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 735 11,390 SH   SOLE   11,390 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 84670702 634 4,393 SH   SOLE   4,393 0 0
E M C CORP MASS COM 268648102 4,867 190,428 SH   SOLE   190,428 0 0
BOEING CO COM 97023105 1,212 8,078 SH   SOLE   8,078 0 0
REALTY INCOME CORP COM 756109104 368 7,140 SH   SOLE   7,140 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 383 3,625 SH   SOLE   3,625 0 0
ABBOTT LABS COM 2824100 4,935 106,529 SH   SOLE   106,529 0 0
EBAY INC COM 278642103 363 6,300 SH   SOLE   6,300 0 0
ALTRIA GROUP INC COM 02209S103 2,217 44,330 SH   SOLE   44,330 0 0
INTEL CORP COM 458140100 731 23,366 SH   SOLE   23,366 0 0
SHERWIN WILLIAMS CO COM 824348106 5,310 18,663 SH   SOLE   18,663 0 0
US BANCORP DEL COM NEW 902973304 328 7,501 SH   SOLE   7,501 0 0
JOHNSON & JOHNSON COM 478160104 1,989 19,774 SH   SOLE   19,774 0 0
PFIZER INC COM 717081103 2,049 58,899 SH   SOLE   58,899 0 0
CHEVRON CORP NEW COM 166764100 1,020 9,720 SH   SOLE   9,720 0 0
MICROSOFT CORP COM 594918104 4,378 107,689 SH   SOLE   107,689 0 0
ISHARES MSCI PAC JP ETF 464286665 14,450 318,565 SH   SOLE   318,565 0 0
UNITED PARCEL SERVICE INC CL B 911312106 3,337 34,419 SH   SOLE   34,419 0 0
AT&T INC COM 00206R102 3,151 96,513 SH   SOLE   96,513 0 0
GRAPHIC PACKAGING HLDG CO COM 388689101 336 23,128 SH   SOLE   23,128 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,139 13,330 SH   SOLE   13,330 0 0
COCA COLA CO COM 191216100 8,423 207,714 SH   SOLE   207,714 0 0
PEPSICO INC COM 713448108 2,015 21,078 SH   SOLE   21,078 0 0
STRYKER CORP COM 863667101 6,383 69,191 SH   SOLE   69,191 0 0
ISHARES MSCI CDA ETF 464286509 7,537 277,286 SH   SOLE   277,286 0 0
ISHARES TR U.S. TECH ETF 464287721 10,469 99,739 SH   SOLE   99,739 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,409 28,882 SH   SOLE   28,882 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 3,534 45,557 SH   SOLE   45,557 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5,507 98,743 SH   SOLE   98,743 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 5,371 110,204 SH   SOLE   110,204 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 9,363 129,144 SH   SOLE   129,144 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 11,302 149,996 SH   SOLE   149,996 0 0
ISHARES TR N AMER TECH ETF 464287549 229 2,221 SH   SOLE   2,221 0 0
ISHARES TR MSCI UTD KNGDM 46434V548 307 17,031 SH   SOLE   17,031 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,297 15,322 SH   SOLE   15,322 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 6,309 73,668 SH   SOLE   73,668 0 0
EXXON MOBIL CORP COM 30231G102 7,125 83,822 SH   SOLE   83,822 0 0
WAL-MART STORES INC COM 931142103 3,092 37,590 SH   SOLE   37,590 0 0
APPLIED MATLS INC COM 38222105 4,547 201,540 SH   SOLE   201,540 0 0
TARGET CORP COM 87612E106 483 5,886 SH   SOLE   5,886 0 0
CVS HEALTH CORP COM 126650100 602 5,835 SH   SOLE   5,835 0 0
SCHLUMBERGER LTD COM 806857108 4,176 50,051 SH   SOLE   50,051 0 0
DANAHER CORP DEL COM 235851102 5,144 60,593 SH   SOLE   60,593 0 0
MERCK & CO INC NEW COM 58933Y105 1,596 27,767 SH   SOLE   27,767 0 0
PROCTER & GAMBLE CO COM 742718109 7,489 91,398 SH   SOLE   91,398 0 0
GENERAL ELECTRIC CO COM 369604103 2,187 88,150 SH   SOLE   88,150 0 0
KIMBERLY CLARK CORP COM 494368103 4,513 42,133 SH   SOLE   42,133 0 0
HOME DEPOT INC COM 437076102 6,372 56,089 SH   SOLE   56,089 0 0
NIKE INC CL B 654106103 6,370 63,488 SH   SOLE   63,488 0 0
JPMORGAN CHASE & CO COM 46625H100 6,288 103,794 SH   SOLE   103,794 0 0
MONDELEZ INTL INC CL A 609207105 1,105 30,604 SH   SOLE   30,604 0 0
WELLS FARGO & CO NEW COM 949746101 7,753 142,514 SH   SOLE   142,514 0 0
PROGRESSIVE CORP OHIO COM 743315103 354 13,030 SH   SOLE   13,030 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 854 52,881 SH   SOLE   52,881 0 0
3M CO COM 88579Y101 7,007 42,482 SH   SOLE   42,482 0 0
OMNICOM GROUP INC COM 681919106 5,494 70,457 SH   SOLE   70,457 0 0
NORFOLK SOUTHERN CORP COM 655844108 4,505 43,771 SH   SOLE   43,771 0 0
HUNTINGTON BANCSHARES INC COM 446150104 183 16,556 SH   SOLE   16,556 0 0
CSX CORP COM 126408103 287 8,671 SH   SOLE   8,671 0 0
APPLE INC COM 37833100 12,575 101,064 SH   SOLE   101,064 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 5,125 70,000 SH   SOLE   70,000 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 14,950 184,453 SH   SOLE   184,453 0 0
EQUIFAX INC COM 294429105 7,004 75,311 SH   SOLE   75,311 0 0
CEDAR FAIR L P DEPOSITRY UNIT 150185106 431 7,514 SH   SOLE   7,514 0 0
ISHARES TR PHLX SEMICND ETF 464287523 1,498 15,937 SH   SOLE   15,937 0 0
AMERICAN EXPRESS CO COM 25816109 5,443 69,676 SH   SOLE   69,676 0 0
GABELLI EQUITY TR INC COM 362397101 72 11,063 SH   SOLE   11,063 0 0
DDR CORP COM 23317H102 1,249 67,103 SH   SOLE   67,103 0 0
KELLOGG CO COM 487836108 887 13,449 SH   SOLE   13,449 0 0
MCGRAW HILL FINL INC COM 580645109 277 2,680 SH   SOLE   2,680 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 7,709 88,849 SH   SOLE   88,849 0 0
GENERAL DYNAMICS CORP COM 369550108 4,843 35,682 SH   SOLE   35,682 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23,590 577,192 SH   SOLE   577,192 0 0
ROCKWELL AUTOMATION INC COM 773903109 322 2,774 SH   SOLE   2,774 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,045 27,323 SH   SOLE   27,323 0 0
SCHEIN HENRY INC COM 806407102 213 1,525 SH   SOLE   1,525 0 0
AIR PRODS & CHEMS INC COM 9158106 6,260 41,380 SH   SOLE   41,380 0 0
AMERICAN ELEC PWR INC COM 25537101 301 5,345 SH   SOLE   5,345 0 0
SNAP ON INC COM 833034101 5,335 36,275 SH   SOLE   36,275 0 0
ISHARES TR TRANS AVG ETF 464287192 511 3,262 SH   SOLE   3,262 0 0
QUANEX BUILDING PRODUCTS COR COM 747619104 967 48,967 SH   SOLE   48,967 0 0
GOOGLE INC CL A 38259P508 4,400 7,932 SH   SOLE   7,932 0 0
VANGUARD INDEX FDS REIT ETF 922908553 24,026 284,977 SH   SOLE   284,977 0 0
BLACKROCK INC COM 09247X101 6,649 18,175 SH   SOLE   18,175 0 0
POLYMET MINING CORP COM 731916102 13 10,000 SH   SOLE   10,000 0 0
NASDAQ OMX GROUP INC COM 631103108 6,912 135,686 SH   SOLE   135,686 0 0
PARKER HANNIFIN CORP COM 701094104 1,997 16,809 SH   SOLE   16,809 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 546 5,980 SH   SOLE   5,980 0 0
MANNKIND CORP COM 56400P201 245 47,160 SH   SOLE   47,160 0 0
VANGUARD WORLD FDS TELCOMM ETF 92204A884 1,226 14,183 SH   SOLE   14,183 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 70,077 1,292,449 SH   SOLE   1,292,449 0 0
ISHARES U.S. AER&DEF ETF 464288760 2,142 17,303 SH   SOLE   17,303 0 0
WYNDHAM WORLDWIDE CORP COM 98310W108 3,681 40,686 SH   SOLE   40,686 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307 298 4,061 SH   SOLE   4,061 0 0
POLYONE CORP COM 73179P106 2,699 72,268 SH   SOLE   72,268 0 0
CENTRAL GOLDTRUST TR UNIT 153546106 296 7,345 SH   SOLE   7,345 0 0
TFS FINL CORP COM 87240R107 229 15,603 SH   SOLE   15,603 0 0
ISHARES MSCI KLD400 SOC 464288570 235 3,046 SH   SOLE   3,046 0 0
ISHARES 3-7 YR TR BD ETF 464288661 14,423 116,158 SH   SOLE   116,158 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 326 8,177 SH   SOLE   8,177 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 20,224 203,751 SH   SOLE   203,751 0 0
ISHARES INTERM CR BD ETF 464288638 5,856 52,915 SH   SOLE   52,915 0 0
POWERSHARES ETF TRUST II DWA EMKT MOM PTF 73936Q207 10,176 550,781 SH   SOLE   550,781 0 0
VISA INC COM CL A 92826C839 1,172 17,924 SH   SOLE   17,924 0 0
PHILIP MORRIS INTL INC COM 718172109 3,191 42,366 SH   SOLE   42,366 0 0
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 8,931 200,433 SH   SOLE   200,433 0 0
PREFORMED LINE PRODS CO COM 740444104 664 15,759 SH   SOLE   15,759 0 0
ATHERSYS INC COM 04744L106 55 19,252 SH   SOLE   19,252 0 0
ISHARES MSCI ACWI ETF 464288257 4,441 73,985 SH   SOLE   73,985 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 42,326 1,413,684 SH   SOLE   1,413,684 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,157 41,100 SH   SOLE   41,100 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 619 12,271 SH   SOLE   12,271 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 323 10,670 SH   SOLE   10,670 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 446 9,000 SH   SOLE   9,000 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,496 31,121 SH   SOLE   31,121 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,078 169,896 SH   SOLE   169,896 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 252 5,833 SH   SOLE   5,833 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 200 3,785 SH   SOLE   3,785 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 3,282 112,422 SH   SOLE   112,422 0 0
POWERSHARES ETF TRUST II DWA SC MOMNT PTF 73936Q744 5,597 134,542 SH   SOLE   134,542 0 0
KRAFT FOODS GROUP INC COM 50076Q106 895 10,271 SH   SOLE   10,271 0 0
ABBVIE INC COM 00287Y109 7,612 130,024 SH   SOLE   130,024 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 904 18,020 SH   SOLE   18,020 0 0
GOOGLE INC CL C 38259P706 2,336 4,263 SH   SOLE   4,263 0 0
FMSA HLDGS INC COM 30255X106 137 18,985 SH   SOLE   18,985 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 1,039 27,980 SH   SOLE   27,980 0 0