The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR TRANSPORT SERVICES GRP I COM 00922R105 88 13,300 SH   SOLE   0 0 13,300
EXXON MOBIL CORP COM 30231G102 997 11,033 SH   SOLE   0 0 11,033
GENERAL ELECTRIC CO COM 369604103 1,064 45,901 SH   SOLE   0 0 45,901
ISHARES TR RUSL 2000 VALU 464287630 1,655 19,382 SH   SOLE   19,382 0 0
ISHARES TR RUSSELL 3000 464287689 1,234 12,860 SH   SOLE   12,860 0 0
PROCTER & GAMBLE CO COM 742718109 21,637 283,138 SH   SOLE   0 0 283,138
SIGNET JEWELERS LIMITED SHS G81276100 1,014 15,034 SH   SOLE   0 0 15,034
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 744 8,934 SH   SOLE   8,934 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7 740,466 SH   SOLE   740,466 0 0
VANGUARD INDEX FDS REIT ETF 922908553 44,634 649,500 SH   SOLE   649,500 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 33,905 433,850 SH   SOLE   433,850 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 167,170 2,022,136 SH   SOLE   2,022,136 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,160 21,731 SH   SOLE   21,731 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 96,580 2,712,908 SH   SOLE   2,712,908 0 0