The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Advanced Micro Devic COM 007903107 2 25 SH   SOLE   0 0 0
Brookfield Asset Mgmt COM 112585104 75 1,677 SH   SOLE   0 0 0
Brown & Brown Inc COM 115236101 372 6,375 SH   SOLE   0 0 0
CSX Corp. COM 126408103 828 28,500 SH   SOLE   0 0 0
CVS Corp. COM 126650100 15 160 SH   SOLE   0 0 0
Cdn Imperial Bk Comm COM 136069101 8 170 SH   SOLE   0 0 0
Caterpillar Tractor Co. S COM 149123101 166 928 SH   SOLE   0 0 0
Chevron Corp COM 166764100 49 340 SH   SOLE   0 0 0
Church & Dwight Co Inc COM 171340102 71 765 SH   SOLE   0 0 0
Citigroup Inc. COM 172967101 17 370 SH   SOLE   0 0 0
Coca-Cola Co. COM 191216100 1,195 19,003 SH   SOLE   0 0 0
Copart Inc COM 217204106 78 722 SH   SOLE   0 0 0
Corning Inc COM 219350105 19 600 SH   SOLE   0 0 0
Cousins Properties Inc. COM 222795106 157 5,373 SH   SOLE   0 0 0
Walt Disney Co. COM 254687106 157 1,664 SH   SOLE   0 0 0
Discover Finl Svcs COM 254709108 51 540 SH   SOLE   0 0 0
Dollar General Corp COM 256677105 27 109 SH   SOLE   0 0 0
DOVER CORPORATION COM 260003108 13 110 SH   SOLE   0 0 0
Duke Energy Corp. COM 264399106 15 144 SH   SOLE   0 0 0
Equifax Incorporated COM 294429105 5 28 SH   SOLE   0 0 0
Factset Research Systems COM 303075105 19 50 SH   SOLE   0 0 0
Fid Ndq Comp Ec Etf Dv COM 315912808 38 880 SH   SOLE   0 0 0
Garrett Motion Inc COM 366505105 0 9 SH   SOLE   0 0 0
General Electric Co. COM 369604103 4 70 SH   SOLE   0 0 0
Genuine Parts Co COM 372460105 13 100 SH   SOLE   0 0 0
Gilead Sciences Inc COM 375558103 14 220 SH   SOLE   0 0 0
iShares Russell 1000 Index COM 434287622 17 81 SH   SOLE   0 0 0
Home Depot COM 437076102 747 2,723 SH   SOLE   0 0 0
Honeywell Intl. Inc. COM 438516106 54 313 SH   SOLE   0 0 0
Huntington Bancshs Inc COM 446150104 4 354 SH   SOLE   0 0 0
iShares Cohen & Steers REIT COM 449243104 29 470 SH   SOLE   0 0 0
ILLINOIS TOOL WORKS INC COM 452308109 9 50 SH   SOLE   0 0 0
Intel Corp. COM 458140100 331 8,854 SH   SOLE   0 0 0
International Business Machines COM 459200101 25 180 SH   SOLE   0 0 0
iShares Dow Jones Total Market Index COM 464207846 162 1,756 SH   SOLE   0 0 0
iShares Core S&P Total U.S. ETF COM 464287150 361 4,311 SH   SOLE   0 0 0
Ishares Tr Lehman Tips COM 464287176 108 948 SH   SOLE   0 0 0
ISHARES TRANS AVG ETF COM 464287192 17 80 SH   SOLE   0 0 0
iShares S&P 500 Index COM 464287200 2,532 6,678 SH   SOLE   0 0 0
iShares Tr Lehman Bd Fd COM 464287226 516 5,071 SH   SOLE   0 0 0
iShares MSCI Emerging Markets Index COM 464287234 2,840 70,827 SH   SOLE   0 0 0
iShares S&P 500 Growth COM 464287309 81 1,336 SH   SOLE   0 0 0
iShares Tr S&P 500 Value COM 464287408 895 6,513 SH   SOLE   0 0 0
iShares Barcalys 1 - 3 Yr Bd Fd COM 464287457 59 709 SH   SOLE   0 0 0
iShares MSCI EAFE Index COM 464287465 14,059 224,986 SH   SOLE   0 0 0
iShares Russell Midcap Value COM 464287473 609 5,999 SH   SOLE   0 0 0
iShares Russell Mid Cap Growth COM 464287481 1,857 23,435 SH   SOLE   0 0 0
iShares Russell Midcap COM 464287499 118 1,822 SH   SOLE   0 0 0
iShares S&P MidCap 400 Index COM 464287507 251 1,109 SH   SOLE   0 0 0
iShares Russell 1000 Value COM 464287598 5,864 40,451 SH   SOLE   0 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 20,281 318,227 SH   SOLE   0 0 0
iShares Russell 1000 Growth COM 464287614 5,730 26,202 SH   SOLE   0 0 0
iShares Russell 2000 Value COM 464287630 11,474 84,271 SH   SOLE   0 0 0
iShares Russell 2000 Growth COM 464287648 4,420 21,425 SH   SOLE   0 0 0
iShares Russell 2000 COM 464287655 24,650 145,546 SH   SOLE   0 0 0
iShares Russell 3000 Index COM 464287689 14,048 64,623 SH   SOLE   0 0 0
iShares S&P Midcap Value COM 464287705 7 70 SH   SOLE   0 0 0
iShares US Technology Index COM 464287721 117 1,464 SH   SOLE   0 0 0
iShares Core S&P Small Cap ETF COM 464287804 45 487 SH   SOLE   0 0 0
iShares S&P Small Cap 600 Value COM 464287879 71 800 SH   SOLE   0 0 0
iShares S&P Small Cap 600 Growth COM 464287887 57 540 SH   SOLE   0 0 0
iShares S&P Short Term Muni Fund COM 464288158 286 2,732 SH   SOLE   0 0 0
Ishares Global Timber COM 464288174 15 200 SH   SOLE   0 0 0
iShares MSCI ACWI Index COM 464288257 305 3,636 SH   SOLE   0 0 0
iShares MSCI EAFE Small Cap COM 464288273 5,161 94,540 SH   SOLE   0 0 0
iShares S&P National Muni Bond COM 464288414 39,138 367,980 SH   SOLE   0 0 0
Ishares Barclays 3-7 Yr Treas Bd Fd COM 464288661 5 43 SH   SOLE   0 0 0
Ishares Barclays 3-7 Yr Treas Bd Fd COM 464288661 921 5,189 SH   SOLE   0 0 0
K L A Tencor Corp COM 482480100 48 150 SH   SOLE   0 0 0
Lilly Eli & Co. COM 532457108 217 670 SH   SOLE   0 0 0
Lincoln National Corp COM 534187109 28 600 SH   SOLE   0 0 0
Lockheed Martin Corp COM 539830109 21 50 SH   SOLE   0 0 0
Lowes Companies Inc. COM 548661107 50 289 SH   SOLE   0 0 0
Manitowoc Company COM 563571108 1 100 SH   SOLE   0 0 0
Marathon Oil Corp. COM 565849106 2 109 SH   SOLE   0 0 0
McDonalds Corp. COM 580135101 75 302 SH   SOLE   0 0 0
Medtronic Inc. COM 585055106 39 440 SH   SOLE   0 0 0
Microsoft Corp. COM 594918104 1,667 6,490 SH   SOLE   0 0 0
Mondelez Intl Inc Cl A COM 609207105 25 400 SH   SOLE   0 0 0
Morgan Stanley COM 617446448 64 845 SH   SOLE   0 0 0
National Grid Group Adrf COM 636274409 14 210 SH   SOLE   0 0 0
Nike Inc Class B COM 654106103 42 415 SH   SOLE   0 0 0
Northrop Grumman Corp COM 666807102 26 55 SH   SOLE   0 0 0
Omnicom Group Inc COM 681919106 19 305 SH   SOLE   0 0 0
Omnicom Group Inc COM 681919106 24 150 SH   SOLE   0 0 0
Parker-Hannifin Corp COM 701094104 20 83 SH   SOLE   0 0 0
Pepsico Inc. COM 713448108 30 181 SH   SOLE   0 0 0
Perkinelmer Inc COM 714046109 8 57 SH   SOLE   0 0 0
Pfizer Inc. COM 717081103 1 20 SH   SOLE   0 0 0
Altria Group COM 718154107 67 1,595 SH   SOLE   0 0 0
Philip Morris Intl Inc COM 718172109 597 6,043 SH   SOLE   0 0 0
Phillips COM 718546104 18 225 SH   SOLE   0 0 0
Progressive Corp Ohio COM 743315103 25 211 SH   SOLE   0 0 0
Pub Svc Ent Group Inc COM 744573106 5 83 SH   SOLE   0 0 0
Qualcomm Inc COM 747525103 13 103 SH   SOLE   0 0 0
ROK COM 773903109 14 70 SH   SOLE   0 0 0
Ross Stores Inc COM 778296103 18 261 SH   SOLE   0 0 0
Schwab US Broad Equity Market ETF COM 808524102 26 578 SH   SOLE   0 0 0
Schwab US Large Cap ETF COM 808524201 202 4,528 SH   SOLE   0 0 0
Schwab US Large Cap Growth ETF COM 808524300 331 5,702 SH   SOLE   0 0 0
Schwab US Large Cap Value ETF COM 808524409 318 5,088 SH   SOLE   0 0 0
Schwab US Mid-Cap ETF COM 808524508 111 1,768 SH   SOLE   0 0 0
Schwab US Small Cap ETF COM 808524607 95 2,446 SH   SOLE   0 0 0
Schwab Emerging Markets Equity ETF COM 808524706 2 86 SH   SOLE   0 0 0
Schwab FTSE Dev International COM 808524805 91 2,882 SH   SOLE   0 0 0
Schwab US REIT ETF COM 808524847 33 1,582 SH   SOLE   0 0 0
Schwab Intm US Trsr ETF COM 808524854 22 430 SH   SOLE   0 0 0
Schwab US TIPS ETF COM 808524870 23 407 SH   SOLE   0 0 0
Schwab Intl Small Cap ETF COM 808524888 468 14,982 SH   SOLE   0 0 0
Sherwin Williams Co COM 824348106 32 144 SH   SOLE   0 0 0
Southern Co. COM 842587107 18 257 SH   SOLE   0 0 0
Starbucks Corp COM 855244109 31 410 SH   SOLE   0 0 0
Steris Corp COM 859152100 19 90 SH   SOLE   0 0 0
Stryker Corp COM 863667101 17 85 SH   SOLE   0 0 0
Taiwan Semiconductr Adrf COM 874039100 96 1,180 SH   SOLE   0 0 0
Teledyne Technologies COM 879360105 59 157 SH   SOLE   0 0 0
Texas Instruments Inc. COM 882508104 33 216 SH   SOLE   0 0 0
Thermo Electron Corp COM 883556102 183 336 SH   SOLE   0 0 0
Transdigm Group Inc Com COM 893641100 57 107 SH   SOLE   0 0 0
Tyson Foods Inc Cl A COM 902494103 67 780 SH   SOLE   0 0 0
Union Pacific Corp COM 907818108 7 31 SH   SOLE   0 0 0
United Parcel Service B COM 911312106 62 338 SH   SOLE   0 0 0
VF Corp. COM 918204108 120 2,716 SH   SOLE   0 0 0
Vanguard Div Apprciation COM 921908844 193 1,342 SH   SOLE   0 0 0
Vanguard S&P Mid Cap COM 921932885 75 490 SH   SOLE   0 0 0
Vanguard Bond Index Fund COM 921937819 17 225 SH   SOLE   0 0 0
Vanguard Bond Index Fund COM 921937827 45 590 SH   SOLE   0 0 0
Vanguard Total Bond Index Fund COM 921937835 126 1,675 SH   SOLE   0 0 0
Vanguard MSCI EAFE ETF COM 921943858 315 7,711 SH   SOLE   0 0 0
Vanguard Whitehall Funds COM 921946406 10 101 SH   SOLE   0 0 0
Vanguard Shrt Inf Prot COM 922020805 115 2,302 SH   SOLE   0 0 0
Vanguard Global Ex US Real Estate COM 922042676 3,624 81,852 SH   SOLE   0 0 0
Vanguard Intl Eqty Index COM 922042775 6,385 127,795 SH   SOLE   0 0 0
Vanguard FTSE Emerging Markets COM 922042858 89 2,135 SH   SOLE   0 0 0
Vanguard Muni Bnd Tax COM 922907746 907 18,177 SH   SOLE   0 0 0
Vanguard S&P 500 Etf COM 922908413 169 486 SH   SOLE   0 0 0
Vanguard Mid-Cap Growth ETF COM 922908538 328 1,870 SH   SOLE   0 0 0
Vanguard Real Estate ETF COM 922908553 793 8,706 SH   SOLE   0 0 0
Vanguard Small Cap Growth COM 922908595 87 444 SH   SOLE   0 0 0
Vanguard Small Cap Value COM 922908611 16 105 SH   SOLE   0 0 0
Vanguard Mid Cap COM 922908629 1,079 5,480 SH   SOLE   0 0 0
Vanguard Extended Mkt COM 922908652 1 10 SH   SOLE   0 0 0
Vanguard Large Cap Growth ETF COM 922908736 257 1,154 SH   SOLE   0 0 0
Vanguard Large Cap Value ETF COM 922908744 1,296 9,829 SH   SOLE   0 0 0
Vanguard Small Cap Blend ETF COM 922908751 399 2,264 SH   SOLE   0 0 0
Vanguard Total Stock Mkt COM 922908769 7,433 39,405 SH   SOLE   0 0 0
Wabtec COM 929740108 0 1 SH   SOLE   0 0 0
Wal-Mart Stores Inc. COM 931142103 10 84 SH   SOLE   0 0 0
Verisign Inc COM 92343E102 22 134 SH   SOLE   0 0 0
Travelers Companies Inc COM 89417E109 39 230 SH   SOLE   0 0 0
AT & T COM 00206R102 45 2,130 SH   SOLE   0 0 0
AT & T COM 00206R102 329 2,146 SH   SOLE   0 0 0
Alibaba Group Hldg COM 01609W102 11 100 SH   SOLE   0 0 0
Google Inc Class C COM 02079K107 348 159 SH   SOLE   0 0 0
American Tower Corp COM 03027X100 19 75 SH   SOLE   0 0 0
Ansys Inc COM 03662Q105 19 80 SH   SOLE   0 0 0
Black Stone Minerals Lp COM 09225M101 82 5,984 SH   SOLE   0 0 0
Blackrock Inc COM 09247X101 24 40 SH   SOLE   0 0 0
Cisco Systems Inc COM 17275R102 82 1,920 SH   SOLE   0 0 0
Comcast Corp New Cl A COM 20030N101 47 1,205 SH   SOLE   0 0 0
ConocoPhillips COM 20825C104 60 670 SH   SOLE   0 0 0
Constellation Brand COM 21036P108 19 80 SH   SOLE   0 0 0
Costco Whsl Corp New COM 22160K105 12 25 SH   SOLE   0 0 0
Enbridge Inc COM 29250N105 27 640 SH   SOLE   0 0 0
Encompass Health Cor COM 29261A100 5 84 SH   SOLE   0 0 0
EVERGREEN INFO TECHN COM 30034W106 10 150 SH   SOLE   0 0 0
Exxon Mobil Corp. COM 30231G102 313 3,652 SH   SOLE   0 0 0
Flexshares Qual Div ETF COM 33939L860 22 429 SH   SOLE   0 0 0
Global Payments Inc COM 37940X102 4 40 SH   SOLE   0 0 0
Google Inc Class A COM 38259P508 257 118 SH   SOLE   0 0 0
Hca The Healthcare Co COM 40412C101 34 200 SH   SOLE   0 0 0
Ingevity Corporation COM 45688C107 16 248 SH   SOLE   0 0 0
Intuitive Surgical New COM 46120E602 28 141 SH   SOLE   0 0 0
Invesco Treasury COM 46138G888 183 1,737 SH   SOLE   0 0 0
Invesco BulletShares 2026 Corp Bond COM 46138J791 298 15,475 SH   SOLE   0 0 0
Ishares Core US Treasury COM 46429B267 17 695 SH   SOLE   0 0 0
Ishare Edge Msci Min Vol COM 46429B689 6 95 SH   SOLE   0 0 0
Ishares Msci Usa Min COM 46429B697 37 522 SH   SOLE   0 0 0
iShares Core MSCI EAFE COM 46432F842 3,903 66,318 SH   SOLE   0 0 0
iShares Core MSCI Emerging Markets COM 46434G103 4,682 95,437 SH   SOLE   0 0 0
iShares iBonds Dec 2023 Term Muni Bond COM 46435G318 731 28,681 SH   SOLE   0 0 0
iShares iBonds Dec 2022 Term Muni Bond COM 46435G755 728 28,098 SH   SOLE   0 0 0
iShares iBonds Dec 2025 Term Muni Bond COM 46435U432 715 26,855 SH   SOLE   0 0 0
iShares iBonds Dec 2024 Term Muni Bond COM 46435U697 735 28,286 SH   SOLE   0 0 0
J.P.Morgan Chase & Co. COM 46625H100 59 522 SH   SOLE   0 0 0
Kyndryl Hldgs Inc COM 50155Q100 0 7 SH   SOLE   0 0 0
Marathon Pete Corp COM 56585A102 52 628 SH   SOLE   0 0 0
Mastercard Inc Cl A Com COM 57636Q104 10 32 SH   SOLE   0 0 0
NIO Inc. COM 62914V106 4 200 SH   SOLE   0 0 0
Nisource Inc Holding Co COM 65473P105 88 3,000 SH   SOLE   0 0 0
Nvidia Corp COM 67066G104 20 129 SH   SOLE   0 0 0
Oracle Corp. COM 06839X105 5 70 SH   SOLE   0 0 0
Encana Corp Iam Commerci COM 69047Q102 44 1,000 SH   SOLE   0 0 0
Paypal Holdings Inco COM 70450Y103 14 205 SH   SOLE   0 0 0
Invesco BulletShares 2025 Corp Bond COM 73939W821 303 14,842 SH   SOLE   0 0 0
Invesco BulletShares 2024 Corp Bond COM 73939W847 394 18,995 SH   SOLE   0 0 0
Invesco BulletShares 2023 Corp Bond COM 73939W862 365 17,437 SH   SOLE   0 0 0
Invesco BulletShares 2022 Corp Bond COM 73939W888 218 10,281 SH   SOLE   0 0 0
Rowe T Price Group Inc COM 74144T108 19 170 SH   SOLE   0 0 0
Principal Financial Grp COM 74251V102 63 947 SH   SOLE   0 0 0
Proshares Ultra S&P COM 74347R107 4 100 SH   SOLE   0 0 0
Regions Financial Corp COM 7591EP100 8 448 SH   SOLE   0 0 0
Resideo Technologies Inc COM 76118Y104 0 15 SH   SOLE   0 0 0
Invesco S&P 500 Top 50 COM 78355W205 148 517 SH   SOLE   0 0 0
S & P Global Inc COM 78409V104 39 115 SH   SOLE   0 0 0
S B A Communications COM 78410G104 76 236 SH   SOLE   0 0 0
SPDR Trust - S&P 500 Index COM 78462F103 1,616 4,283 SH   SOLE   0 0 0
SPDR SPDR S&P CHINA ETF COM 78463X400 11 117 SH   SOLE   0 0 0
SPDR GLOBAL NATURAL RESOURCES ETF COM 78463X541 81 1,554 SH   SOLE   0 0 0
SPDR DJ Intl Real Estate ETF COM 78463X863 161 5,708 SH   SOLE   0 0 0
iShares International Small COM 78463X871 78 2,683 SH   SOLE   0 0 0
SPDR DJ Small Cap Growth COM 78464A201 22,415 317,950 SH   SOLE   0 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 15 213 SH   SOLE   0 0 0
SPDR S&P 500 Growth ETF COM 78464A409 65,175 1,246,645 SH   SOLE   0 0 0
SPDR Barclay Muni ETF COM 78464A458 167 3,634 SH   SOLE   0 0 0
SPDR S&P 500 Value ETF COM 78464A508 27 720 SH   SOLE   0 0 0
DJ Wilshire REIT ETF COM 78464A607 784 8,248 SH   SOLE   0 0 0
Spdr S&P Dividend Etf COM 78464A763 637 5,370 SH   SOLE   0 0 0
Spdr S&P 600 Small Cap COM 78464A813 38 472 SH   SOLE   0 0 0
SPDR Blackstone Senior Loan ETF COM 78467V608 112 2,693 SH   SOLE   0 0 0
Diamonds TRUST Series I COM 78467X109 53 171 SH   SOLE   0 0 0
S&P Mid Cap 400 COM 78467Y107 48 117 SH   SOLE   0 0 0
SPDR Nuveen Short Term Muni COM 78468R739 34 718 SH   SOLE   0 0 0
Salesforce Com COM 79466L302 67 403 SH   SOLE   0 0 0
Financial Select Sector SPDR COM 81369Y605 8 262 SH   SOLE   0 0 0
Sector Spdr Indl Select COM 81369Y704 69 795 SH   SOLE   0 0 0
Tech Sector Select SPDR COM 81369Y803 4 35 SH   SOLE   0 0 0
Sector Spdr Util Select COM 81369Y886 17 240 SH   SOLE   0 0 0
Sprott Physical Gold Trf COM 85207H104 5 340 SH   SOLE   0 0 0
Sprott Phys Silver Tr COM 85207K107 4 612 SH   SOLE   0 0 0
Targa Resources Corp COM 87612G101 15 247 SH   SOLE   0 0 0
Twitter Inc COM 90184L102 3 75 SH   SOLE   0 0 0
Unitedhealth Group Inc COM 91324P102 266 518 SH   SOLE   0 0 0
VANECK VECTORS AGRIBUSINESS ET F COM 92189F700 30 350 SH   SOLE   0 0 0
Vanguard Total COM 92203J407 36 729 SH   SOLE   0 0 0
Vanguard Energy ETF COM 92204A306 5 50 SH   SOLE   0 0 0
Vanguard Health Care COM 92204A504 56 239 SH   SOLE   0 0 0
Vanguard ST Corp Bond Index - ETF COM 92206C409 265 3,473 SH   SOLE   0 0 0
Vanguard Mortgage Backed COM 92206C771 17 366 SH   SOLE   0 0 0
Vanguard Corp Bond Etf COM 92206C870 8 100 SH   SOLE   0 0 0
Verizon Communications COM 92343V104 16 320 SH   SOLE   0 0 0
Verisk Analytics Inc COM 92345Y106 29 170 SH   SOLE   0 0 0
Visa Inc Cl A COM 92826C839 715 3,631 SH   SOLE   0 0 0
Waste Management, Inc COM 94106L109 8 53 SH   SOLE   0 0 0
Westrock Company COM 96145D105 59 1,484 SH   SOLE   0 0 0
WISDOMTREE HIGH DIVIDEND FUND COM 97717W208 329 4,000 SH   SOLE   0 0 0
WisdomTree LargeCap Dividend ETF COM 97717W307 21 350 SH   SOLE   0 0 0
Wisdomtree Midcap Divdnd COM 97717W505 351 9,000 SH   SOLE   0 0 0
Wisdomtree Smallcap Div COM 97717W604 77 2,746 SH   SOLE   0 0 0
Zoetis Inc COM 98978V103 55 320 SH   SOLE   0 0 0
Adobe Systems Inc COM 98979H103 38 103 SH   SOLE   0 0 0
Accenture Ltd Cl A COM G1151C101 8 30 SH   SOLE   0 0 0
Eaton Corporation COM G29183103 25 200 SH   SOLE   0 0 0
Avago Technologies COM Y0486S104 135 278 SH   SOLE   0 0 0