The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbvie Inc COM 00287Y109 68 601 SH   SOLE   601 0 0
iShares MSCI ACWI Index COM 464288257 368 3,636 SH   SOLE   3,636 0 0
Adobe Systems Inc COM 98979H103 13 23 SH   SOLE   23 0 0
iShares Tr Lehman Bd Fd COM 464287226 261 2,265 SH   SOLE   2,265 0 0
Advanced Micro Devic COM 007903107 1 15 SH   SOLE   15 0 0
Ansys Inc COM 03662Q105 28 80 SH   SOLE   80 0 0
Avago Technologies COM Y0486S104 133 278 SH   SOLE   278 0 0
Alibaba Group Hldg COM 01609W102 31 135 SH   SOLE   135 0 0
Brookfield Asset Mgmt COM 112585104 85 1,677 SH   SOLE   1,677 0 0
Vanguard Bond Index Fund COM 921937819 16 183 SH   SOLE   183 0 0
Blackrock Inc COM 09247X101 20 23 SH   SOLE   23 0 0
Vanguard Long Term Bond COM 921937793 17 171 SH   SOLE   171 0 0
Vanguard Total Bond Index Fund COM 921937835 243 2,832 SH   SOLE   2,832 0 0
Vanguard Total COM 92203J407 4 68 SH   SOLE   68 0 0
Brown & Brown Inc COM 115236101 335 6,302 SH   SOLE   6,302 0 0
Invesco BulletShares 2021 Corp Bond COM 73939W706 830 39,331 SH   SOLE   39,331 0 0
Invesco BulletShares 2022 Corp Bond COM 73939W888 866 40,131 SH   SOLE   40,131 0 0
Invesco BulletShares 2023 Corp Bond COM 73939W862 1,188 54,675 SH   SOLE   54,675 0 0
Invesco BulletShares 2024 Corp Bond COM 73939W847 1,102 49,666 SH   SOLE   49,666 0 0
Invesco BulletShares 2025 Corp Bond COM 73939W821 605 27,134 SH   SOLE   27,134 0 0
Invesco BulletShares 2026 Corp Bond COM 46138J791 472 21,936 SH   SOLE   21,936 0 0
Black Stone Minerals Lp COM 09225M101 724 67,304 SH   SOLE   67,304 0 0
Citigroup Inc. COM 172967101 28 397 SH   SOLE   397 0 0
Caterpillar Tractor Co. S COM 149123101 202 928 SH   SOLE   928 0 0
Chubb Corp. COM 171232101 36 227 SH   SOLE   227 0 0
CDW Corp COM 12514G108 31 175 SH   SOLE   175 0 0
Church & Dwight Co Inc COM 171340102 62 725 SH   SOLE   725 0 0
Chegg Inc COM 163092109 9 108 SH   SOLE   108 0 0
Invesco Treasury COM 46138G888 256 2,424 SH   SOLE   2,424 0 0
Comcast Corp New Cl A COM 20030N101 72 1,254 SH   SOLE   1,254 0 0
Chicago Mercantile Exch COM 12572Q105 24 115 SH   SOLE   115 0 0
ConocoPhillips COM 20825C104 41 670 SH   SOLE   670 0 0
CAMPBELL SOUP COMPANY COM 134429109 7 150 SH   SOLE   150 0 0
Copart Inc COM 217204106 95 722 SH   SOLE   722 0 0
Salesforce Com COM 79466L302 98 403 SH   SOLE   403 0 0
Cisco Systems Inc COM 17275R102 28 535 SH   SOLE   535 0 0
CVS Corp. COM 126650100 56 675 SH   SOLE   675 0 0
Chevron Corp COM 166764100 39 375 SH   SOLE   375 0 0
Wisdomtree Smallcap Div COM 97717W604 85 2,671 SH   SOLE   2,671 0 0
Discover Finl Svcs COM 254709108 64 540 SH   SOLE   540 0 0
Dollar General Corp COM 256677105 24 109 SH   SOLE   109 0 0
Diamonds TRUST Series I COM 78467X109 59 171 SH   SOLE   171 0 0
Walt Disney Co. COM 254687106 407 2,316 SH   SOLE   2,316 0 0
Dorchester Minerals LP COM 25820R105 79 4,693 SH   SOLE   4,693 0 0
DOVER CORPORATION COM 260003108 17 110 SH   SOLE   110 0 0
Dusa Pharmaceuticals Inc COM 266898105 10 277 SH   SOLE   277 0 0
Consolidated Edison Inc COM 209115104 14 200 SH   SOLE   200 0 0
iShares MSCI Emerging Markets Index COM 464287234 3,971 72,003 SH   SOLE   72,003 0 0
iShares MSCI EAFE Index COM 464287465 18,094 229,389 SH   SOLE   229,389 0 0
Ishares Msci Val Idx Fd COM 464288877 1 20 SH   SOLE   20 0 0
Encompass Health Cor COM 29261A100 7 84 SH   SOLE   84 0 0
Emerson Electric Co COM 291011104 12 120 SH   SOLE   120 0 0
Enbridge Inc COM 29250N105 12 300 SH   SOLE   300 0 0
Eaton Corporation COM G29183103 30 200 SH   SOLE   200 0 0
EVERGREEN INFO TECHN COM 30034W106 16 260 SH   SOLE   260 0 0
Ford Motor Company COM 345370860 22 1,492 SH   SOLE   1,492 0 0
Facebook COM 30303M102 31 88 SH   SOLE   88 0 0
Fidelity Natl Info Svcs COM 31620M106 95 673 SH   SOLE   673 0 0
Gabelli Equity TRUST Inc COM 362397101 58 8,342 SH   SOLE   8,342 0 0
General Electric Co. COM 369604103 51 3,800 SH   SOLE   3,800 0 0
Gilead Sciences Inc COM 375558103 84 1,220 SH   SOLE   1,220 0 0
Corning Inc COM 219350105 25 600 SH   SOLE   600 0 0
SPDR GLOBAL NATURAL RESOURCES ETF COM 78463X541 94 1,772 SH   SOLE   1,772 0 0
Google Inc Class C COM 02079K107 414 165 SH   SOLE   165 0 0
Google Inc Class A COM 38259P508 378 155 SH   SOLE   155 0 0
Ishares Core US Treasury COM 46429B267 18 695 SH   SOLE   695 0 0
Genuine Parts Co COM 372460105 13 100 SH   SOLE   100 0 0
iShares International Small COM 78463X871 64 1,668 SH   SOLE   1,668 0 0
SPDR SPDR S&P CHINA ETF COM 78463X400 16 117 SH   SOLE   117 0 0
Huntington Bancshs Inc COM 446150104 1 62 SH   SOLE   62 0 0
Hca The Healthcare Co COM 40412C101 41 200 SH   SOLE   200 0 0
Home Depot COM 437076102 728 2,283 SH   SOLE   2,283 0 0
Honeywell Intl. Inc. COM 438516106 20 90 SH   SOLE   90 0 0
International Business Machines COM 459200101 4 30 SH   SOLE   30 0 0
Ishar Ibnd Dec 2021 Trm COM 46435G789 1,043 40,670 SH   SOLE   40,670 0 0
iShares iBonds Dec 2022 Term Muni Bond COM 46435G755 892 33,962 SH   SOLE   33,962 0 0
iShares iBonds Dec 2023 Term Muni Bond COM 46435G318 904 34,632 SH   SOLE   34,632 0 0
iShares iBonds Dec 2024 Term Muni Bond COM 46435U697 921 34,128 SH   SOLE   34,128 0 0
iShares iBonds Dec 2025 Term Muni Bond COM 46435U432 502 17,920 SH   SOLE   17,920 0 0
iShares Cohen & Steers REIT COM 449243104 21 326 SH   SOLE   326 0 0
iShares Core MSCI EAFE COM 46432F842 2,272 30,346 SH   SOLE   30,346 0 0
iShares Core MSCI Emerging Markets COM 46434G103 4,736 70,690 SH   SOLE   70,690 0 0
iShares S&P MidCap 400 Index COM 464287507 289 1,076 SH   SOLE   1,076 0 0
iShares S&P Midcap Value COM 464287705 97 920 SH   SOLE   920 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 26,016 321,469 SH   SOLE   321,469 0 0
iShares Core S&P Small Cap ETF COM 464287804 47 416 SH   SOLE   416 0 0
iShares S&P Small Cap 600 Value COM 464287879 79 748 SH   SOLE   748 0 0
iShares S&P Small Cap 600 Growth COM 464287887 67 502 SH   SOLE   502 0 0
Intel Corp. COM 458140100 604 10,752 SH   SOLE   10,752 0 0
Intuit Inc COM 461202103 61 125 SH   SOLE   125 0 0
Intuitive Surgical New COM 46120E602 43 47 SH   SOLE   47 0 0
iShares Core S&P Total U.S. ETF COM 464287150 361 3,654 SH   SOLE   3,654 0 0
iShares Tr S&P 500 Value COM 464287408 977 6,618 SH   SOLE   6,618 0 0
Vanguard S&P Mid Cap COM 921932885 89 488 SH   SOLE   488 0 0
iShares S&P 500 Index COM 464287200 2,117 4,924 SH   SOLE   4,924 0 0
iShares S&P 500 Growth COM 464287309 108 1,491 SH   SOLE   1,491 0 0
iShares Russell 1000 Index COM 434287622 20 81 SH   SOLE   81 0 0
iShares Russell 1000 Value COM 464287598 5,962 37,589 SH   SOLE   37,589 0 0
iShares Russell 1000 Growth COM 464287614 6,413 23,623 SH   SOLE   23,623 0 0
iShares Russell 2000 COM 464287655 34,149 148,881 SH   SOLE   148,881 0 0
iShares Russell 2000 Value COM 464287630 15,393 92,857 SH   SOLE   92,857 0 0
iShares Russell 2000 Growth COM 464287648 6,866 22,028 SH   SOLE   22,028 0 0
iShares Russell Mid Cap Growth COM 464287481 2,594 22,911 SH   SOLE   22,911 0 0
iShares Russell Midcap COM 464287499 85 1,075 SH   SOLE   1,075 0 0
iShares Russell Midcap Value COM 464287473 676 5,878 SH   SOLE   5,878 0 0
iShares Russell 3000 Index COM 464287689 16,650 65,060 SH   SOLE   65,060 0 0
ISHARES TRANS AVG ETF COM 464287192 21 80 SH   SOLE   80 0 0
iShares US Technology Index COM 464287721 344 3,464 SH   SOLE   3,464 0 0
iShares Dow Jones Total Market Index COM 464207846 190 1,756 SH   SOLE   1,756 0 0
Johnson & Johnson COM 478160104 996 6,047 SH   SOLE   6,047 0 0
J.P.Morgan Chase & Co. COM 46625H100 61 392 SH   SOLE   392 0 0
K L A Tencor Corp COM 482480100 49 150 SH   SOLE   150 0 0
Kroger Company COM 501044101 8 203 SH   SOLE   203 0 0
Kansas City Southern COM 485170302 0 1 SH   SOLE   1 0 0
Lilly Eli & Co. COM 532457108 108 470 SH   SOLE   470 0 0
Lockheed Martin Corp COM 539830109 19 50 SH   SOLE   50 0 0
Lincoln National Corp COM 534187109 19 300 SH   SOLE   300 0 0
Lowes Companies Inc. COM 548661107 29 150 SH   SOLE   150 0 0
Ishares Tr Gs Investop COM 464287242 13 100 SH   SOLE   100 0 0
Mastercard Inc Cl A Com COM 57636Q104 39 107 SH   SOLE   107 0 0
McDonalds Corp. COM 580135101 82 357 SH   SOLE   357 0 0
Medtronic Inc. COM 585055106 20 165 SH   SOLE   165 0 0
S&P Mid Cap 400 COM 78467Y107 61 124 SH   SOLE   124 0 0
Metlife Inc COM 59156R504 13 225 SH   SOLE   225 0 0
Minnesota Mining & Mfg. COM 88579Y101 16 80 SH   SOLE   80 0 0
Altria Group COM 718154107 72 1,520 SH   SOLE   1,520 0 0
VANECK VECTORS AGRIBUSINESS ET F COM 92189F700 32 350 SH   SOLE   350 0 0
Morgan Stanley COM 617446448 142 1,545 SH   SOLE   1,545 0 0
Microsoft Corp. COM 594918104 1,719 6,344 SH   SOLE   6,344 0 0
iShares S&P National Muni Bond COM 464288414 10,140 86,523 SH   SOLE   86,523 0 0
Nike Inc Class B COM 654106103 64 415 SH   SOLE   415 0 0
Omnicom Group Inc COM 681919106 24 305 SH   SOLE   305 0 0
Fid Ndq Comp Ec Etf Dv COM 315912808 55 980 SH   SOLE   980 0 0
Encana Corp Iam Commerci COM 69047Q102 31 1,000 SH   SOLE   1,000 0 0
Paychex Inc COM 704326107 10 95 SH   SOLE   95 0 0
Pepsico Inc. COM 713448108 148 997 SH   SOLE   997 0 0
Pfizer Inc. COM 717081103 12 295 SH   SOLE   295 0 0
Progressive Corp Ohio COM 743315103 21 211 SH   SOLE   211 0 0
Parker-Hannifin Corp COM 701094104 111 363 SH   SOLE   363 0 0
Perkinelmer Inc COM 714046109 9 57 SH   SOLE   57 0 0
Philip Morris Intl Inc COM 718172109 12 125 SH   SOLE   125 0 0
Phillips COM 718546104 18 210 SH   SOLE   210 0 0
Paypal Holdings Inco COM 70450Y103 103 355 SH   SOLE   355 0 0
Qualcomm Inc COM 747525103 14 101 SH   SOLE   101 0 0
Flexshares Qual Div ETF COM 33939L860 26 471 SH   SOLE   471 0 0
Rite Aid Corp. COM 767754872 1 75 SH   SOLE   75 0 0
Ross Stores Inc COM 778296103 32 261 SH   SOLE   261 0 0
Republic Services Inc COM 760759100 19 175 SH   SOLE   175 0 0
DJ Wilshire REIT ETF COM 78464A607 895 8,533 SH   SOLE   8,533 0 0
SPDR DJ Intl Real Estate ETF COM 78463X863 833 22,696 SH   SOLE   22,696 0 0
S B A Communications COM 78410G104 75 236 SH   SOLE   236 0 0
Schwab US Small Cap ETF COM 808524607 124 1,186 SH   SOLE   1,186 0 0
Schwab US Broad Equity Market ETF COM 808524102 19 180 SH   SOLE   180 0 0
Schwab Intl Small Cap ETF COM 808524888 97 2,337 SH   SOLE   2,337 0 0
Schwab FTSE Dev International COM 808524805 110 2,799 SH   SOLE   2,799 0 0
Schwab US Large Cap Growth ETF COM 808524300 573 3,926 SH   SOLE   3,926 0 0
Schwab US REIT ETF COM 808524847 36 791 SH   SOLE   791 0 0
Schwab US Mid-Cap ETF COM 808524508 138 1,768 SH   SOLE   1,768 0 0
Schwab US TIPS ETF COM 808524870 37 594 SH   SOLE   594 0 0
Schwab Intm US Trsr ETF COM 808524854 36 630 SH   SOLE   630 0 0
Schwab US Large Cap Value ETF COM 808524409 611 8,940 SH   SOLE   8,940 0 0
Schwab US Large Cap ETF COM 808524201 220 2,117 SH   SOLE   2,117 0 0
iShares MSCI EAFE Small Cap COM 464288273 7,524 101,452 SH   SOLE   101,452 0 0
Spdr S&P Dividend Etf COM 78464A763 657 5,370 SH   SOLE   5,370 0 0
Sherwin Williams Co COM 824348106 35 129 SH   SOLE   129 0 0
iShares Barcalys 1 - 3 Yr Bd Fd COM 464287457 61 709 SH   SOLE   709 0 0
Spdr S&P 600 Small Cap COM 78464A813 46 472 SH   SOLE   472 0 0
SPDR DJ Small Cap Growth COM 78464A201 28,895 325,509 SH   SOLE   325,509 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 18 213 SH   SOLE   213 0 0
Southern Co. COM 842587107 6 100 SH   SOLE   100 0 0
S & P Global Inc COM 78409V104 47 115 SH   SOLE   115 0 0
SPDR Trust - S&P 500 Index COM 78462F103 1,185 2,769 SH   SOLE   2,769 0 0
SPDR S&P 500 Growth ETF COM 78464A409 81,061 1,287,300 SH   SOLE   1,287,300 0 0
SPDR S&P 500 Value ETF COM 78464A508 43 1,083 SH   SOLE   1,083 0 0
Steris Corp COM 859152100 19 90 SH   SOLE   90 0 0
Constellation Brand COM 21036P108 40 170 SH   SOLE   170 0 0
iShares S&P Short Term Muni Fund COM 464288158 164 1,525 SH   SOLE   1,525 0 0
AT & T COM 00206R102 27 931 SH   SOLE   931 0 0
Transdigm Group Inc Com COM 893641100 69 107 SH   SOLE   107 0 0
Teledyne Technologies COM 879360105 66 157 SH   SOLE   157 0 0
Ishares Tr Lehman Tips COM 464287176 23 182 SH   SOLE   182 0 0
T J X Cos Inc COM 872540109 10 150 SH   SOLE   150 0 0
Tilray Inc COM 88688T100 0 25 SH   SOLE   25 0 0
Thermo Electron Corp COM 883556102 159 316 SH   SOLE   316 0 0
Spdr Doubleline Ttl Rtrn COM 78467V848 17 344 SH   SOLE   344 0 0
Targa Resources Corp COM 87612G101 11 247 SH   SOLE   247 0 0
Trinity Industries Inc. COM 896522109 10 373 SH   SOLE   373 0 0
Rowe T Price Group Inc COM 74144T108 30 150 SH   SOLE   150 0 0
Travelers Companies Inc COM 89420G109 22 150 SH   SOLE   150 0 0
Tyson Foods Inc Cl A COM 902494103 61 825 SH   SOLE   825 0 0
Texas Instruments Inc. COM 882508104 9 46 SH   SOLE   46 0 0
Unitedhealth Group Inc COM 91324P102 147 368 SH   SOLE   368 0 0
Union Pacific Corp COM 907818108 7 31 SH   SOLE   31 0 0
United Parcel Service B COM 911312106 70 338 SH   SOLE   338 0 0
Ishares Msci Usa Min COM 46429B697 15 207 SH   SOLE   207 0 0
Visa Inc Cl A COM 92826C839 898 3,842 SH   SOLE   3,842 0 0
Vanguard Small Cap ETf COM 922908751 100 442 SH   SOLE   442 0 0
Vanguard Small Cap Value COM 922908611 30 174 SH   SOLE   174 0 0
Vanguard Corp Bond Etf COM 92206C870 32 334 SH   SOLE   334 0 0
Vanguard Energy ETF COM 92204A306 4 50 SH   SOLE   50 0 0
Vanguard MSCI EAFE ETF COM 921943858 69 1,343 SH   SOLE   1,343 0 0
Vanguard MSCI EAFE ETF COM 921943858 8,223 129,716 SH   SOLE   129,716 0 0
VF Corp. COM 918204108 223 2,716 SH   SOLE   2,716 0 0
Vanguard Health Care COM 92204A504 59 239 SH   SOLE   239 0 0
Vanguard Div Apprciation COM 921908844 225 1,454 SH   SOLE   1,454 0 0
Vanguard Mortgage Backed COM 92206C771 17 318 SH   SOLE   318 0 0
Vanguard Reit COM 922908553 891 8,750 SH   SOLE   8,750 0 0
Vanguard Global Ex US Real Estate COM 922042676 3,756 64,355 SH   SOLE   64,355 0 0
Vanguard Mid Cap COM 922908629 1,703 7,175 SH   SOLE   7,175 0 0
Vanguard S&P 500 Etf COM 922908413 124 316 SH   SOLE   316 0 0
Verisk Analytics Inc COM 92345Y106 47 270 SH   SOLE   270 0 0
Verisign Inc COM 92343E102 31 134 SH   SOLE   134 0 0
Vanguard Total Stock Mkt COM 922908769 8,927 40,063 SH   SOLE   40,063 0 0
Vanguard Value Etf COM 922908744 1,680 12,224 SH   SOLE   12,224 0 0
Vanguard Growth ETF COM 922908736 1,197 4,174 SH   SOLE   4,174 0 0
Vanguard FTSE Emerging Markets COM 922042858 101 1,865 SH   SOLE   1,865 0 0
Vanguard Extended Mkt COM 922908652 13 70 SH   SOLE   70 0 0
Vanguard Whitehall Funds COM 921946406 10 98 SH   SOLE   98 0 0
Verizon Communications COM 92343V104 26 464 SH   SOLE   464 0 0
Wabtec COM 929740108 0 3 SH   SOLE   3 0 0
Welltower Inc COM 95040Q104 8 90 SH   SOLE   90 0 0
Waste Management, Inc COM 94106L109 7 53 SH   SOLE   53 0 0
Wal-Mart Stores Inc. COM 931142103 15 109 SH   SOLE   109 0 0
Ishares Global Timber COM 464288174 17 200 SH   SOLE   200 0 0
Invesco S&P 500 Top 50 COM 78355W205 168 517 SH   SOLE   517 0 0
Sector Spdr Indl Select COM 81369Y704 81 795 SH   SOLE   795 0 0
Tech Sector Select SPDR COM 81369Y803 26 176 SH   SOLE   176 0 0
Sector Spdr Tr Con Stpls COM 81369Y308 16 231 SH   SOLE   231 0 0
Sector Spdr Util Select COM 81369Y886 15 240 SH   SOLE   240 0 0
Exxon Mobil Corp. COM 30231G102 232 3,673 SH   SOLE   3,673 0 0
Xylem Inc COM 98419M100 18 150 SH   SOLE   150 0 0
Yum Brands Inc COM 988498101 29 250 SH   SOLE   250 0 0
Zoetis Inc COM 98978V103 60 320 SH   SOLE   320 0 0