The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares MSCI ACWI Index COM 464288257 271 3,936 SH   SOLE   271 0 0
iShares Tr Lehman Bd Fd COM 464287226 1,849 16,872 SH   SOLE   1,849 0 0
Vanguard Bond Index Fund COM 921937835 159 1,936 SH   SOLE   159 0 0
Vanguard Bond Index Fund COM 921937827 51 643 SH   SOLE   51 0 0
Saba Cef Etf COM 30151E806 1 60 SH   SOLE   1 0 0
ISHARES CALIFORNIA MUNI BOND E TF COM 464288356 16 132 SH   SOLE   16 0 0
Ishares TRUST Dow Jones COM 464287168 178 1,906 SH   SOLE   178 0 0
iShares MSCI Emerging Markets Index COM 464287234 7,258 161,964 SH   SOLE   7,258 0 0
iShares MSCI EAFE Index COM 464287465 82,555 1,205,528 SH   SOLE   82,555 0 0
Ishares Msci Val Idx Fd COM 464288877 89 1,631 SH   SOLE   89 0 0
Ishares Msci Israel Inx COM 464286632 54 1,078 SH   SOLE   54 0 0
FIDELITY COVINGTON TRUST MSCI REAL ESATE INDEX ETF COM 316092857 59 2,445 SH   SOLE   59 0 0
First Dorsey Wright ETF COM 33738R605 49 1,878 SH   SOLE   49 0 0
First TRUST Energy COM 33734X127 93 6,505 SH   SOLE   93 0 0
Streettracks Gold TRUST COM 863307104 1,757 14,448 SH   SOLE   1,757 0 0
SPDR GLOBAL NATURAL RESOURCES ETF COM 78463X541 95 2,056 SH   SOLE   95 0 0
Ishares S&P Gsci Cmdty COM 46428R107 1 100 SH   SOLE   1 0 0
iShares International Small COM 78463X871 176 5,030 SH   SOLE   176 0 0
Ishares Tr Cohen & Steer COM 449243104 35 347 SH   SOLE   35 0 0
Ishares Core Msci Eafe COM 46432F842 402 6,270 SH   SOLE   402 0 0
Ishares Core Msci COM 46434G103 50 923 SH   SOLE   50 0 0
iShares FTSE Small Cap Ex-Nrth Amer COM 464288497 3 58 SH   SOLE   3 0 0
Ishares S&P North Am Fd COM 464287374 1,068 31,731 SH   SOLE   1,068 0 0
Ishares US COM 464288836 16 100 SH   SOLE   16 0 0
iShares S&P MidCap 400 Index COM 464287507 935 5,224 SH   SOLE   935 0 0
iShares S&P Midcap Value COM 464287705 149 978 SH   SOLE   149 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 30,990 153,145 SH   SOLE   30,990 0 0
iShares Core S&P Small Cap ETF COM 464287804 32 434 SH   SOLE   32 0 0
Ishares S&P Smallcap COM 464287879 73 492 SH   SOLE   73 0 0
Ishares S&P Glbl Indx Fd COM 464287572 24 268 SH   SOLE   24 0 0
ISHARES CORE S&P TOTAL U.S. ET F COM 464287150 220 3,811 SH   SOLE   220 0 0
iShares Tr S&P 500 Value COM 464287408 761 7,054 SH   SOLE   761 0 0
iShares S&P 500 Index COM 464287200 1,971 7,794 SH   SOLE   1,971 0 0
iShares Russell 1000 Value COM 464287598 2,688 22,683 SH   SOLE   2,688 0 0
iShares Russell 1000 Growth COM 464287614 3,954 31,617 SH   SOLE   3,954 0 0
iShares Russell 2001 COM 464287655 36,784 248,238 SH   SOLE   36,784 0 0
iShares Russell 2000 Value COM 464287630 758 6,107 SH   SOLE   758 0 0
iShares Russell 2000 Growth COM 464287648 1,141 6,374 SH   SOLE   1,141 0 0
iShares Russell Mid Cap Growth COM 464287481 1,471 12,998 SH   SOLE   1,471 0 0
iShares Russell Midcap COM 464287499 78 394 SH   SOLE   78 0 0
iShares Russell Midcap Value COM 464287473 308 3,626 SH   SOLE   308 0 0
Ishares Russell 3000 Index COM 464287689 638 4,271 SH   SOLE   638 0 0
Ishares DJ Tech Index COM 464287721 150 1,000 SH   SOLE   150 0 0
iShares Dow Jones Total Market Index COM 464207846 111 878 SH   SOLE   111 0 0
Ishares Tr Gs Investop COM 464287242 18 150 SH   SOLE   18 0 0
S & P Mid Cap 400 Dep Rcpts Mid Cap COM 78467Y107 222 679 SH   SOLE   222 0 0
Munienhanced Fund Inc COM 09253Y100 5 416 SH   SOLE   5 0 0
Ubs Ag Jersey 2040f COM 902641646 38 1,500 SH   SOLE   38 0 0
iShares S&P National Muni Bond COM 464288414 817 7,371 SH   SOLE   817 0 0
Nuveen Divd Adv Muni Fd COM 67066V101 81 5,729 SH   SOLE   81 0 0
Ishares S&P U S Pfd Fund COM 464288687 9 225 SH   SOLE   9 0 0
Quality Care Propert COM 747545101 2 100 SH   SOLE   2 0 0
Nasdaq 100 Shares COM 631100104 124 850 SH   SOLE   124 0 0
First Tr Nasdaq 100 Fund COM 337345102 13 186 SH   SOLE   13 0 0
Rydex Etf TRUST COM 78355W304 74 1,200 SH   SOLE   74 0 0
DJ Wilshire REIT ETF COM 78464A607 996 10,766 SH   SOLE   996 0 0
SPDR Dow Jones International Real Estate ETF COM 78463X863 3,059 79,709 SH   SOLE   3,059 0 0
Schwab US Small Cap ETF COM 808524607 116 1,719 SH   SOLE   116 0 0
Schwab US Broad Market ETF COM 808524102 137 2,250 SH   SOLE   137 0 0
Schwab Intl Small Cap ETF COM 808524888 43 1,195 SH   SOLE   43 0 0
Sch US Div Equity Etf COM 808524797 94 2,014 SH   SOLE   94 0 0
Schwab Emerging Markets Equity ETF COM 808524706 38 1,400 SH   SOLE   38 0 0
Schwab FTSE Dev International COM 808524805 203 6,077 SH   SOLE   203 0 0
Schwab US Large Cap Growth ETF COM 808524300 307 4,641 SH   SOLE   307 0 0
Schwab US REIT ETF COM 808524847 72 1,761 SH   SOLE   72 0 0
Schwab US Mid-Cap ETF COM 808524508 77 1,544 SH   SOLE   77 0 0
Schwab US TIPS ETF COM 808524870 11 200 SH   SOLE   11 0 0
Schwab Intm US Trsr ETF COM 808524854 16 293 SH   SOLE   16 0 0
Schwab US Large Cap Value ETF COM 808524409 316 6,103 SH   SOLE   316 0 0
Schwab US Large Cap ETF COM 808524201 159 2,640 SH   SOLE   159 0 0
Spider Barclays Short Term COM 78464A474 192 6,252 SH   SOLE   192 0 0
iShares MSCI EAFE Small Cap COM 464288273 1,332 21,479 SH   SOLE   1,332 0 0
Proshs Ultrashrt S&P COM 74347R883 0 4 SH   SOLE   0 0 0
Spdr S&P Dividend Etf COM 78464A763 183 2,000 SH   SOLE   183 0 0
Proshares Short S&P COM 74347B425 125 3,900 SH   SOLE   125 0 0
Spdr S&P 600 Small Cap COM 78464A813 41 315 SH   SOLE   41 0 0
SPDR DJ Small Cap Growth COM 78464A201 25,299 111,012 SH   SOLE   25,299 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 49 390 SH   SOLE   49 0 0
SPDR Trust - S&P 500 Index COM 78462F103 840 3,344 SH   SOLE   840 0 0
SPDR DJ Wilshire Large Cap Growth COM 78464A409 74,194 598,722 SH   SOLE   74,194 0 0
SPDR S&P 500 Value ETF COM 78464A508 56 477 SH   SOLE   56 0 0
ISHARES 0-5 YR TIPS BOND ETF COM 46429B747 28 282 SH   SOLE   28 0 0
iShares S&P Short Term Muni Fund COM 464288158 1,594 15,045 SH   SOLE   1,594 0 0
Proshs Ultrashort Lehman COM 74347R297 3 75 SH   SOLE   3 0 0
Ishares Tr Lehman Tips COM 464287176 101 888 SH   SOLE   101 0 0
Credit Suisse ETN COM 22542D571 0 1 SH   SOLE   0 0 0
Proshs Ultra Financials COM 74347R743 344 3,050 SH   SOLE   344 0 0
Vanguard Small Cap ETf COM 922908751 1,825 12,911 SH   SOLE   1,825 0 0
Vanguard Small Cap Value COM 922908611 4 35 SH   SOLE   4 0 0
Vanguard Corp Bond Etf COM 92206C870 5,086 57,786 SH   SOLE   5,086 0 0
Vanguard Corp Bond Etf COM 92206C409 1,390 17,342 SH   SOLE   1,390 0 0
Vanguard Consumr Staples ETF COM 92204A207 72 520 SH   SOLE   72 0 0
Vanguard Energy ETF COM 92204A306 23 250 SH   SOLE   23 0 0
Vanguard MSCI EAFE ETF COM 921943858 4 98 SH   SOLE   4 0 0
Vanguard Intl Eqty Index COM 922042775 104 1,971 SH   SOLE   104 0 0
Vanguard Div Apprciation COM 921908844 2,662 28,080 SH   SOLE   2,662 0 0
Vanguard Reit COM 922908553 790 9,508 SH   SOLE   790 0 0
VANGUARD CRSP US MID CAP VALUE INDE ETF COM 922908520 2 17 SH   SOLE   2 0 0
VANGUARD CRSP US MID CAP VALUE INDE ETF COM 922908520 33 314 SH   SOLE   33 0 0
Vanguard Total World COM 922042742 2,137 30,212 SH   SOLE   2,137 0 0
Vanguard Total Stock Mkt COM 922908769 6,209 47,936 SH   SOLE   6,209 0 0
Vanguard Value Etf COM 922908744 13 127 SH   SOLE   13 0 0
Vanguard FTSE Emerging Markets COM 922042858 22 512 SH   SOLE   22 0 0
Vanguard Whitehall Funds COM 921946406 19 231 SH   SOLE   19 0 0
Rydex Etf TRUST COM 78355W205 80 447 SH   SOLE   80 0 0