The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares MSCI ACWI Index COM 464288257 268 4,536 SH   SOLE   268 0 0
iShares Tr Lehman Bd Fd COM 464287226 1,866 16,601 SH   SOLE   1,866 0 0
Vanguard Bond Index Fund COM 921937827 42 515 SH   SOLE   42 0 0
Ishares MSCI Acwi Lw COM 46434V464 4 43 SH   SOLE   4 0 0
Ishares MSCI Kld COM 464288570 6 72 SH   SOLE   6 0 0
Ishares TRUST Dow Jones COM 464287168 135 1,570 SH   SOLE   135 0 0
iShares MSCI Emerging Markets Index COM 464287234 6,388 170,587 SH   SOLE   6,388 0 0
iShares MSCI EAFE Index COM 464287465 63,423 1,072,599 SH   SOLE   63,423 0 0
Ishares Msci Israel Inx COM 464286632 51 1,061 SH   SOLE   51 0 0
Streettracks Gold TRUST COM 863307104 1,544 12,293 SH   SOLE   1,544 0 0
Ishares S&P Gsci Cmdty COM 46428R107 1 100 SH   SOLE   1 0 0
iShares International Small COM 78463X871 158 5,030 SH   SOLE   158 0 0
Ishares Tr Cohen & Steer COM 449243104 38 361 SH   SOLE   38 0 0
iShares FTSE Small Cap Ex-Nrth Amer COM 464288497 3 58 SH   SOLE   3 0 0
Ishares S&P North Am Fd COM 464287374 941 27,321 SH   SOLE   941 0 0
Ishares US COM 464288836 15 100 SH   SOLE   15 0 0
iShares S&P MidCap 400 Index COM 464287507 152 984 SH   SOLE   152 0 0
iShares S&P Midcap Value COM 464287705 94 709 SH   SOLE   94 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 32,214 184,367 SH   SOLE   32,214 0 0
iShares Core S&P Small Cap ETF COM 464287804 27 217 SH   SOLE   27 0 0
Ishares S&P Smallcap COM 464287879 38 306 SH   SOLE   38 0 0
Ion Geophysical Corp COM 462044207 0 51 SH   SOLE   0 0 0
Ishares S&P Glbl Indx Fd COM 464287572 20 261 SH   SOLE   20 0 0
iShares Tr S&P 500 Value COM 464287408 620 6,532 SH   SOLE   620 0 0
iShares S&P 500 Index COM 464287200 586 2,692 SH   SOLE   586 0 0
iShares Russell 1000 Value COM 464287598 2,493 23,601 SH   SOLE   2,493 0 0
iShares Russell 1000 Growth COM 464287614 3,369 32,341 SH   SOLE   3,369 0 0
iShares Russell 2000 COM 464287655 27,212 219,077 SH   SOLE   27,212 0 0
iShares Russell 2000 Value COM 464287630 690 6,590 SH   SOLE   690 0 0
iShares Russell 2000 Growth COM 464287648 1,084 7,277 SH   SOLE   1,084 0 0
iShares Russell Mid Cap Growth COM 464287481 1,304 13,397 SH   SOLE   1,304 0 0
iShares Russell Midcap COM 464287499 69 394 SH   SOLE   69 0 0
iShares Russell Midcap Value COM 464287473 291 3,785 SH   SOLE   291 0 0
Ishares Russell 3000 Index COM 464287689 547 4,271 SH   SOLE   547 0 0
Ishares MSCI Usa Esg COM 464288802 17 187 SH   SOLE   17 0 0
Ishares Tr Gs Investop COM 464287242 150 1,219 SH   SOLE   150 0 0
S & P Mid Cap 400 Dep Rcpts Mid Cap COM 78467Y107 152 537 SH   SOLE   152 0 0
Ubs Ag Jersey 2040f COM 902641646 43 1,500 SH   SOLE   43 0 0
iShares S&P National Muni Bond COM 464288414 836 7,413 SH   SOLE   836 0 0
Monaker Group Inc COM 609011101 1 500 SH   SOLE   1 0 0
Nasdaq 100 Shares COM 631100104 101 850 SH   SOLE   101 0 0
First Tr Nasdaq 100 Fund COM 337345102 9 186 SH   SOLE   9 0 0
DJ Wilshire REIT ETF COM 78464A607 1,033 10,610 SH   SOLE   1,033 0 0
SPDR Dow Jones International Real Estate ETF COM 78463X863 3,492 83,716 SH   SOLE   3,492 0 0
Schwab US Small Cap ETF COM 808524607 88 1,527 SH   SOLE   88 0 0
Schwab Intl Small Cap ETF COM 808524888 45 1,443 SH   SOLE   45 0 0
Sch US Div Equity Etf COM 808524797 62 1,467 SH   SOLE   62 0 0
Schwab FTSE Dev Internationanl COM 808524805 118 4,113 SH   SOLE   118 0 0
Schwab US Large Cap Growth ETF COM 808524300 278 5,008 SH   SOLE   278 0 0
Schwab US REIT ETF COM 808524847 47 1,111 SH   SOLE   47 0 0
Schwab US Mid-Cap ETF COM 808524508 63 1,455 SH   SOLE   63 0 0
Schwab US TIPS ETF COM 808524870 11 200 SH   SOLE   11 0 0
Schwab Intm US Trsr ETF COM 808524854 16 293 SH   SOLE   16 0 0
Schwab US Large Cap Value ETF COM 808524409 276 6,067 SH   SOLE   276 0 0
Schwab US Large Cap ETF COM 808524201 136 2,640 SH   SOLE   136 0 0
Spider Barclays Short Term COM 78464A474 390 12,685 SH   SOLE   390 0 0
iShares MSCI EAFE Small Cap COM 464288273 970 18,508 SH   SOLE   970 0 0
Proshs Ultrashrt S&P COM 74347R883 0 18 SH   SOLE   0 0 0
Spdr S&P 600 Small Cap COM 78464A813 35 315 SH   SOLE   35 0 0
SPDR DJ Small Cap Growth COM 78464A201 26,289 137,537 SH   SOLE   26,289 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 41 384 SH   SOLE   41 0 0
SPDR Trust - S&P 500 Index COM 78462F103 690 3,192 SH   SOLE   690 0 0
SPDR DJ Wilshire Large Cap Growth COM 78464A409 77,828 739,596 SH   SOLE   77,828 0 0
SPDR S&P 500 Value ETF COM 78464A508 49 477 SH   SOLE   49 0 0
iShares S&P Short Term Muni Fund COM 464288158 1,639 15,462 SH   SOLE   1,639 0 0
Proshs Ultrashort Lehman COM 74347R297 2 75 SH   SOLE   2 0 0
Ishares Tr Lehman Tips COM 464287176 70 600 SH   SOLE   70 0 0
Credit Suisse ETN COM 22542D571 1 40 SH   SOLE   1 0 0
Proshs Ultra Financials COM 74347R743 225 3,102 SH   SOLE   225 0 0
Vanguard Small Cap ETf COM 922908751 1,645 13,464 SH   SOLE   1,645 0 0
Vanguard Corp Bond Etf COM 92206C870 4,372 48,808 SH   SOLE   4,372 0 0
Vanguard Energy ETF COM 92204A306 24 250 SH   SOLE   24 0 0
Vanguard Intl Eqty Index COM 922042775 72 1,579 SH   SOLE   72 0 0
Vanguard Div Apprciation COM 921908844 2,252 26,836 SH   SOLE   2,252 0 0
Vanguard Reit COM 922908553 612 7,058 SH   SOLE   612 0 0
Vanguard Total World COM 922042742 5,811 95,500 SH   SOLE   5,811 0 0
Vanguard Total Stock Mkt COM 922908769 5,366 48,195 SH   SOLE   5,366 0 0
Rydex ETF Trust COM 78355W205 67 439 SH   SOLE   67 0 0