The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares MSCI ACWI Index COM 464288257 278 4,936 SH   SOLE   278 0 0
iShares Tr Lehman Bd Fd COM 464287226 2,425 21,529 SH   SOLE   2,425 0 0
Vanguard Bond Index Fund COM 921937827 42 515 SH   SOLE   42 0 0
Ishares MSCI Acwi Lw COM 46434V464 4 43 SH   SOLE   4 0 0
Ishares MSCI Kld COM 464288570 6 72 SH   SOLE   6 0 0
Ishares TRUST Dow Jones COM 464287168 134 1,570 SH   SOLE   134 0 0
iShares MSCI Emerging Markets Index COM 464287234 5,636 164,028 SH   SOLE   5,636 0 0
iShares MSCI EAFE Index COM 464287465 59,799 1,071,279 SH   SOLE   59,799 0 0
Ishares Msci Israel Inx COM 464286632 50 1,061 SH   SOLE   50 0 0
Streettracks Gold TRUST COM 863307104 1,555 12,293 SH   SOLE   1,555 0 0
Ishares S&P Gsci Cmdty COM 46428R107 2 100 SH   SOLE   2 0 0
iShares International Small COM 78463X871 146 5,030 SH   SOLE   146 0 0
Ishares Tr Cohen & Steer COM 449243104 41 376 SH   SOLE   41 0 0
iShares FTSE Small Cap Ex-Nrth Amer COM 464288497 2 58 SH   SOLE   2 0 0
Ishares S&P North Am Fd COM 464287374 908 27,321 SH   SOLE   908 0 0
Ishares US COM 464288836 14 100 SH   SOLE   14 0 0
iShares S&P MidCap 400 Index COM 464287507 147 984 SH   SOLE   147 0 0
iShares S&P Midcap Value COM 464287705 91 709 SH   SOLE   91 0 0
iShares S&P MidCap 400 - Barra Growth COM 464287606 32,827 194,114 SH   SOLE   32,827 0 0
iShares Core S&P Small Cap ETF COM 464287804 25 217 SH   SOLE   25 0 0
Ishares S&P Smallcap COM 464287879 36 306 SH   SOLE   36 0 0
Ishares S&P Glbl Indx Fd COM 464287572 19 261 SH   SOLE   19 0 0
iShares Tr S&P 500 Value COM 464287408 607 6,532 SH   SOLE   607 0 0
iShares S&P 500 Index COM 464287200 567 2,692 SH   SOLE   567 0 0
iShares Russell 1000 Value COM 464287598 2,443 23,661 SH   SOLE   2,443 0 0
iShares Russell 1000 Growth COM 464287614 3,253 32,409 SH   SOLE   3,253 0 0
iShares Russell 2000 COM 464287655 24,812 215,792 SH   SOLE   24,812 0 0
iShares Russell 2000 Value COM 464287630 660 6,786 SH   SOLE   660 0 0
iShares Russell 2000 Growth COM 464287648 998 7,277 SH   SOLE   998 0 0
iShares Russell Mid Cap Growth COM 464287481 1,264 13,509 SH   SOLE   1,264 0 0
iShares Russell Midcap COM 464287499 66 394 SH   SOLE   66 0 0
iShares Russell Midcap Value COM 464287473 292 3,931 SH   SOLE   292 0 0
Ishares Russell 3000 Index COM 464287689 530 4,271 SH   SOLE   530 0 0
Ishares MSCI Usa Esg COM 464288802 16 187 SH   SOLE   16 0 0
Ishares Tr Gs Investop COM 464287242 150 1,219 SH   SOLE   150 0 0
S & P Mid Cap 400 Dep Rcpts Mid Cap COM 78467Y107 146 537 SH   SOLE   146 0 0
Ubs Ag Jersey 2040f COM 902641646 42 1,500 SH   SOLE   42 0 0
iShares S&P National Muni Bond COM 464288414 760 6,667 SH   SOLE   760 0 0
Nasdaq 100 Shares COM 631100104 91 850 SH   SOLE   91 0 0
First Tr Nasdaq 100 Fund COM 337345102 8 186 SH   SOLE   8 0 0
DJ Wilshire REIT ETF COM 78464A607 1,061 10,675 SH   SOLE   1,061 0 0
SPDR Dow Jones International Real Estate ETF COM 78463X863 3,642 87,861 SH   SOLE   3,642 0 0
Schwab US Small Cap ETF COM 808524607 82 1,527 SH   SOLE   82 0 0
Schwab Intl Small Cap ETF COM 808524888 42 1,443 SH   SOLE   42 0 0
Sch US Div Equity Etf COM 808524797 60 1,459 SH   SOLE   60 0 0
Schwab FTSE Dev Internationanl COM 808524805 112 4,113 SH   SOLE   112 0 0
Schwab US Large Cap Growth ETF COM 808524300 263 5,008 SH   SOLE   263 0 0
Schwab US REIT ETF COM 808524847 48 1,111 SH   SOLE   48 0 0
Schwab US Mid-Cap ETF COM 808524508 61 1,455 SH   SOLE   61 0 0
Schwab US TIPS ETF COM 808524870 11 200 SH   SOLE   11 0 0
Schwab Intm US Trsr ETF COM 808524854 16 293 SH   SOLE   16 0 0
Schwab US Large Cap Value ETF COM 808524409 272 6,067 SH   SOLE   272 0 0
Schwab US Large Cap ETF COM 808524201 131 2,640 SH   SOLE   131 0 0
Spider Barclays Short Term COM 78464A474 559 18,153 SH   SOLE   559 0 0
iShares MSCI EAFE Small Cap COM 464288273 922 19,115 SH   SOLE   922 0 0
Proshs Ultrashrt S&P COM 74347R883 0 18 SH   SOLE   0 0 0
Spdr S&P 600 Small Cap COM 78464A813 33 315 SH   SOLE   33 0 0
SPDR DJ Small Cap Growth COM 78464A201 25,770 144,460 SH   SOLE   25,770 0 0
SPDR S&P 600 Small Cap Value ETF COM 78464A300 38 384 SH   SOLE   38 0 0
SPDR Trust - S&P 500 Index COM 78462F103 459 2,192 SH   SOLE   459 0 0
SPDR DJ Wilshire Large Cap Growth COM 78464A409 79,837 791,168 SH   SOLE   79,837 0 0
SPDR S&P 500 Value ETF COM 78464A508 48 477 SH   SOLE   48 0 0
iShares S&P Short Term Muni Fund COM 464288158 1,644 15,462 SH   SOLE   1,644 0 0
Proshs Ultrashort Lehman COM 74347R297 2 75 SH   SOLE   2 0 0
Ishares Tr Lehman Tips COM 464287176 70 600 SH   SOLE   70 0 0
Credit Suisse ETN COM 22542D571 2 40 SH   SOLE   2 0 0
Proshs Ultra Financials COM 74347R743 205 3,102 SH   SOLE   205 0 0
Vanguard Small Cap ETf COM 922908751 1,557 13,464 SH   SOLE   1,557 0 0
Vanguard Corp Bond Etf COM 92206C870 4,364 48,808 SH   SOLE   4,364 0 0
Vanguard Energy ETF COM 92204A306 24 250 SH   SOLE   24 0 0
Vanguard Intl Eqty Index COM 922042775 96 2,244 SH   SOLE   96 0 0
Vanguard Div Apprciation COM 921908844 2,224 26,715 SH   SOLE   2,224 0 0
Vanguard Reit COM 922908553 626 7,058 SH   SOLE   626 0 0
Vanguard Total World COM 922042742 5,546 95,500 SH   SOLE   5,546 0 0
Vanguard Total Stock Mkt COM 922908769 5,165 48,195 SH   SOLE   5,165 0 0
Rydex Etf TRUST COM 78355W205 64 436 SH   SOLE   64 0 0