The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 300 1,701 SH   SOLE NONE 350 0 1,351
APPLE INC COM 037833100 1,670 9,440 SH   SOLE NONE 5,092 0 4,348
BRKSHR HTHWY CL A 084670108 9,462 21 SH   SOLE NONE 1 0 20
BRKSHR HTHWY CL B NEW 084670702 2,008 6,742 SH   SOLE NONE 5,485 0 1,257
CHVRN CORP COM 166764100 323 2,781 SH   SOLE NONE 336 0 2,445
COCA COLA CO COM 191216100 379 6,435 SH   SOLE NONE 6,235 0 200
DSKTOP METAL INC COM CL A 25058X105 9,054 1,829,269 SH   SOLE NONE 0 0 1,829,269
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5,085 107,267 SH   SOLE NONE 107,267 0 0
FNB CORP COM 302520101 220 18,198 SH   SOLE NONE 0 0 18,198
FIFTH THIRD BANCORP COM 316773100 249 5,738 SH   SOLE NONE 0 0 5,738
ISHARES TR RUS 1000 GRW ETF 464287614 589 1,930 SH   SOLE NONE 1,930 0 0
ISHARES NEW ISHARES GOLD TR 464285204 1,111 32,113 SH   SOLE NONE 27,900 0 4,213
ISHARES TR MSCI EAFE ETF 464287465 362 4,612 SH   SOLE NONE 4,612 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 381 7,820 SH   SOLE NONE 7,820 0 0
ISHARES TR MSCI KLD400 SOC 464288570 3,258 35,114 SH   SOLE NONE 35,114 0 0
ISHARES TR RUS 1000 ETF 464287622 252 958 SH   SOLE NONE 958 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 359 2,146 SH   SOLE NONE 2,146 0 0
ISHARES TR RUS 3000 ETF 464287689 647 2,333 SH   SOLE NONE 2,333 0 0
ISHARES TR CORE S&P 500 ETF 464287200 663 1,394 SH   SOLE NONE 1,394 0 0
ISHARES TR CORE S&P MCP ETF 464287507 247 876 SH   SOLE NONE 876 0 0
ISHARES TR CORE S&P SCP ETF 464287804 597 5,244 SH   SOLE NONE 5,244 0 0
ISHARES TR TIPS BD ETF 464287176 1,910 14,831 SH   SOLE NONE 12,800 0 2,031
JPMORGAN CHASE & CO COM 46625H100 198 1,267 SH   SOLE NONE 1,017 0 250
JOHNSON & JOHNSON COM 478160104 203 1,200 SH   SOLE NONE 1,050 0 150
LILIUM N V CLASS A ORD SHS N52586109 274 39,600 SH   SOLE NONE 0 0 39,600
MICROSOFT CORP COM 594918104 440 1,317 SH   SOLE NONE 325 0 992
SPR SRS TRST DJ REIT ETF 78464A607 1,097 8,995 SH   SOLE NONE 8,995 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 541 1,140 SH   SOLE NONE 1,140 0 0
SPDR SER TR S&P DIVID ETF 78464A763 209 1,622 SH   SOLE NONE 1,622 0 0
VALLEY NATL BANCORP COM 919794107 461 33,574 SH   SOLE NONE 33,574 0 0
VGRD SPEC PORT DIV APP ETF 921908844 20,490 119,326 SH   SOLE NONE 119,326 0 0
VGRD TX MNGD FTSE DEV MKT ETF 921943858 354 6,963 SH   SOLE NONE 6,963 0 0
VGRD INTL EQ IDX SM CP VAL ETF 922908611 526 2,953 SH   SOLE NONE 2,067 0 886
VGRD IDX FDS LG CP ETF 922908637 18,576 84,064 SH   SOLE NONE 84,064 0 0
VGRD WRLD FD MEGA CP IDX 921910873 766 4,560 SH   SOLE NONE 4,560 0 0
VRGD IDX FDS MD CP ETF 922908629 6,559 25,754 SH   SOLE NONE 25,754 0 0
VGRD IDX FDS REAL ESTATE ETF 922908553 116,173 1,002,913 SH   SOLE NONE 916,098 0 86,815
VGRD IDX FDS S&P 500 ETF SHS 922908363 273 628 SH   SOLE NONE 0 0 628
VGRD IDX FDS SM CP ETF 922908751 1,303 5,772 SH   SOLE NONE 5,772 0 0
VGRD IDX FDS TOT STK MKT ETF 922908769 222,878 923,633 SH   SOLE NONE 796,340 0 127,293