The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 260 1,351 SH   SOLE NONE 0 0 1,351
APPLE INC COM 037833100 1,143 9,372 SH   SOLE NONE 5,072 0 4,300
BRKSHR HTHWY CL A 084670108 8,098 21 SH   SOLE NONE 1 0 20
BRKSHR HTHWY CL B NEW 084670702 825 3,247 SH   SOLE NONE 1,990 0 1,257
CHVRN CORP COM 166764100 261 2,510 SH   SOLE NONE 66 0 2,444
COCA COLA CO COM 191216100 306 5,835 SH   SOLE NONE 5,635 0 200
ENCOMPASS HLTH CORP COM 29261A100 200 2,457 SH   SOLE NONE 180 0 2,277
FNB CORP COM 302520101 231 18,198 SH   SOLE NONE 0 0 18,198
FIFTH THIRD BANCORP COM 316773100 214 5,738 SH   SOLE NONE 0 0 5,738
ISHARES TR RUS 1000 GRW ETF 464287614 466 1,930 SH   SOLE NONE 1,930 0 0
ISHARES GOLD TRUST ETF 464285105 961 59,571 SH   SOLE NONE 51,144 0 8,427
ISHARES TR MSCI EAFE ETF 464287465 349 4,612 SH   SOLE NONE 4,612 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 416 7,820 SH   SOLE NONE 7,820 0 0
ISHARES TR MSCI KLD400 SOC 464288570 2,729 35,792 SH   SOLE NONE 35,792 0 0
ISHARES TR RUS 1000 ETF 464287622 214 958 SH   SOLE NONE 958 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 322 2,146 SH   SOLE NONE 2,146 0 0
ISHARES TR RUS 3000 ETF 464287689 553 2,333 SH   SOLE NONE 2,333 0 0
ISHARES TR CORE S&P 500 ETF 464287200 552 1,394 SH   SOLE NONE 1,394 0 0
ISHARES TR CORE S&P MCP ETF 464287507 213 822 SH   SOLE NONE 822 0 0
ISHARES TR CORE S&P SCP ETF 464287804 545 5,043 SH   SOLE NONE 5,043 0 0
ISHARES ISHARES SILVER TRUST 46428Q109 289 12,778 SH   SOLE NONE 12,778 0 0
ISHARES TR TIPS BD ETF 464287176 1,855 14,831 SH   SOLE NONE 12,800 0 2,031
LUMINEX CORP DEL COM 55027E102 657 20,600 SH   SOLE NONE 0 0 20,600
MICROSOFT CORP COM 594918104 233 992 SH   SOLE NONE 0 0 992
PINNACLE FINL PRTNRS INC COM 72346q104 374 4,225 SH   SOLE NONE 0 0 4,225
SPR SRS TRST DJ INTL RL ETF 78463X863 294 8,600 SH   SOLE NONE 8,600 0 0
SPR SRS TRST DJ REIT ETF 78464A607 892 9,449 SH   SOLE NONE 9,449 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 451 1,140 SH   SOLE NONE 1,140 0 0
SPDR SER TR S&P DIVID ETF 78464A763 203 1,725 SH   SOLE NONE 1,725 0 0
EXONE CO COM 302104104 453 14,450 SH   SOLE NONE 0 0 14,450
VGRD SPEC PORT DIV APP ETF 921908844 17,546 119,326 SH   SOLE NONE 119,326 0 0
VGRD TX MNGD FTSE DEV MKT ETF 921943858 341 6,963 SH   SOLE NONE 6,963 0 0
VGRD INTL EQ IDX GLB EX US ETF 922042676 4,242 76,167 SH   SOLE NONE 76,167 0 0
VGRD INTL EQ IDX SM CP VAL ETF 922908611 494 2,997 SH   SOLE NONE 2,067 0 930
VGRD IDX FDS LG CP ETF 922908637 15,686 84,674 SH   SOLE NONE 84,674 0 0
VGRD WRLD FD MEGA CP IDX 921910873 839 5,990 SH   SOLE NONE 5,990 0 0
VRGD IDX FDS MD CP ETF 922908629 5,828 26,340 SH   SOLE NONE 26,340 0 0
VGRD IDX FDS REAL ESTATE ETF 922908553 92,771 1,011,740 SH   SOLE NONE 933,480 0 78,260
VGRD IDX FDS S&P 500 ETF SHS 922908363 224 616 SH   SOLE NONE 0 0 616
VGRD IDX FDS SM CP ETF 922908751 1,234 5,772 SH   SOLE NONE 5,772 0 0
VGRD IDX FDS TOT STK MKT ETF 922908769 194,275 940,557 SH   SOLE NONE 816,482 0 124,075