The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 203 1,240 SH   SOLE NONE 0 0 1,240
ALPS ETF TR ALERIAN MLP 00162Q866 1,759 106,300 SH   SOLE NONE 106,300 0 0
APPLE INC COM 037833100 319 2,575 SH   SOLE NONE 1,400 0 1,175
BRKSHR HTHWY CL A 084670108 217 1 SH   SOLE NONE 1 0 0
BRKSHR HTHWY CL B NEW 084670702 633 4,392 SH   SOLE NONE 4,392 0 0
CHVRN CORP COM 166764100 219 2,100 SH   SOLE NONE 0 0 2,100
EXXN MBL CORP COM 30231G102 240 2,850 SH   SOLE NONE 0 0 2,850
FNB CORP PA COM 302520101 239 18,198 SH   SOLE NONE 0 0 18,198
ISHARES GOLD TRUST ETF 464285105 19,023 1,666,990 SH   SOLE NONE 1,658,612 0 8,378
ISHARES MSCI EAFE IDX 464287465 760 11,893 SH   SOLE NONE 11,893 0 0
ISHARES MSCI EMERG MKT 464287234 381 9,525 SH   SOLE NONE 9,525 0 0
ISHARES FTSE KLD400 SOC 464288570 3,698 47,942 SH   SOLE NONE 47,942 0 0
ISHARES RUSL 3000 464287689 2,509 20,264 SH   SOLE NONE 20,264 0 0
ISHARES TIPS BD ETF 464287176 24,569 217,373 SH   SOLE NONE 216,486 0 887
PWRSHRS ETF TR II S&P 500 LOW VOL 73937B779 414 10,974 SH   SOLE NONE 10,974 0 0
PRCTR & GMBLE COM 742718109 12,014 146,651 SH   SOLE NONE 0 0 146,651
SPR SRS TRST DJ INTL RL ETF 78463X863 15,358 355,854 SH   SOLE NONE 355,654 0 200
SPR SRS TRST DJ REIT ETF 78464A607 892 9,449 SH   SOLE NONE 9,449 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 272 1,325 SH   SOLE NONE 725 0 600
VGRD SPEC PORT DIV APP ETF 921908844 13,396 166,504 SH   SOLE NONE 166,504 0 0
VGRD WORLD FDS ENERGY ETF 92204A306 231 2,132 SH   SOLE NONE 2,132 0 0
VGRD INTL EQ IDX FTSE SMCAP ETF 922042718 1,497 15,103 SH   SOLE NONE 15,103 0 0
VGRD TX MNGD FTSE DEV MKT ETF 921943858 2,892 72,753 SH   SOLE NONE 72,321 0 432
VGRD TX MNGD FTSE EM MKT ETF 922042858 1,547 37,994 SH   SOLE NONE 37,994 0 0
VGRD INTL EQ IDX GLB EX US ETF 922042676 230 4,153 SH   SOLE NONE 4,153 0 0
VGRD IDX FDS SM CP VAL ETF 922908611 2,075 19,009 SH   SOLE NONE 19,009 0 0
VRGD IDX FDS LG CP ETF 922908637 11,334 119,080 SH   SOLE NONE 119,080 0 0
VRGD IDX FDS MD CP ETF 922908629 5,123 38,620 SH   SOLE NONE 38,620 0 0
VGRD IDX FDS REIT ETF 922908553 69,200 822,476 SH   SOLE NONE 811,923 0 10,553
VGRD IDX FDS S&P 500 ETF 922908363 2,544 13,454 SH   SOLE NONE 12,838 0 616
VGRD IDX FDS SM CP ETF 922908751 756 6,190 SH   SOLE NONE 6,190 0 0
VGRD IDX FDS STK MKT ETF 922908769 139,767 1,304,195 SH   SOLE NONE 1,298,479 0 5,716
VGRD IDX FDS VALUE ETF 922908744 865 10,340 SH   SOLE NONE 10,340 0 0
VGRD WRLD FD MEGA CP IDX 921910873 1,009 14,366 SH   SOLE NONE 14,366 0 0