The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 203 1,240 SH   SOLE NONE 0 0 1,240
ALPS ETF TR ALERIAN MLP 00162Q866 614 35,155 SH   SOLE NONE 0 0 35,155
APPLE INC COM 037833100 311 2,845 SH   SOLE NONE 1,470 0 1,375
BRKSHR HTHWY CL A 084670108 226 1 SH   SOLE NONE 1 0 0
BRKSHR HTHWY CL B NEW 084670702 659 4,392 SH   SOLE NONE 4,392 0 0
CHVRN CORP COM 166764100 234 2,100 SH   SOLE NONE 0 0 2,100
EXXN MBL CORP COM 30231G102 261 2,850 SH   SOLE NONE 0 0 2,850
FNB CORP PA COM 302520101 242 18,198 SH   SOLE NONE 0 0 18,198
ISHARES CORE US VALU 464287663 220 1,620 SH   SOLE NONE 1,620 0 0
ISHARES GOLD TRUST ETF 464285105 16,357 1,435,328 SH   SOLE NONE 1,428,795 0 6,533
ISHARES MSCI EAFE IDX 464287465 720 11,893 SH   SOLE NONE 11,893 0 0
ISHARES MSCI EMERG MKT 464287234 373 9,525 SH   SOLE NONE 9,525 0 0
ISHARES FTSE KLD400 SOC 464288570 3,824 49,992 SH   SOLE NONE 48,854 0 1,138
ISHARES RUSL 3000 464287689 2,654 21,714 SH   SOLE NONE 21,714 0 0
ISHARES TIPS BD ETF 464287176 22,135 198,675 SH   SOLE NONE 197,628 0 1,047
PWRSHRS ETF TR II S&P 500 LOW VOL 73937B779 1,392 36,699 SH   SOLE NONE 0 0 36,699
PRCTR & GMBLE COM 742718109 16,307 179,040 SH   SOLE NONE 0 0 179,040
SPR SRS TRST DJ INTL RL ETF 78463X863 15,310 369,649 SH   SOLE NONE 369,649 0 0
SPR SRS TRST DJ REIT ETF 78464A607 857 9,449 SH   SOLE NONE 9,449 0 0
SPDR GLD TRST GOLD SHS 78463V107 1,001 8,830 SH   SOLE NONE 8,830 0 0
SPDR S&P 500 ETF TR UNIT 78462F103 272 1,325 SH   SOLE NONE 725 0 600
VGRD SPEC PORT DIV APP ETF 921908844 4,418 54,456 SH   SOLE NONE 0 0 54,456
VGRD WORLD FDS ENERGY ETF 92204A306 236 2,132 SH   SOLE NONE 0 0 2,132
VGRD INTL EQ IDX FTSE SMCAP ETF 922042718 1,060 11,138 SH   SOLE NONE 4,529 0 6,609
VGRD TX MNGD FTSE DEV MKT ETF 921943858 2,738 72,407 SH   SOLE NONE 14,407 0 58,000
VGRD TX MNGD FTSE EM MKT ETF 922042858 1,513 37,994 SH   SOLE NONE 1,060 0 36,934
VGRD INTL EQ IDX GLB EX US ETF 922042676 220 4,153 SH   SOLE NONE 0 0 4,153
VGRD IDX FDS SM CP VAL ETF 922908611 1,134 10,759 SH   SOLE NONE 5,756 0 5,003
VGRD WRLD FDS INF TECH ETF 92204A702 816 7,840 SH   SOLE NONE 0 0 7,840
VGRD INTL EQ IDX ALLWRLD EX US 922042775 622 13,304 SH   SOLE NONE 0 0 13,304
VRGD IDX FDS LG CP ETF 922908637 11,391 120,693 SH   SOLE NONE 28,608 0 92,085
VRGD IDX FDS MD CP ETF 922908629 2,146 17,383 SH   SOLE NONE 13,952 0 3,431
VGRD IDX FDS REIT ETF 922908553 66,586 823,822 SH   SOLE NONE 807,866 0 15,956
VGRD IDX FDS S&P 500 ETF 922908363 2,534 13,454 SH   SOLE NONE 0 0 13,454
VGRD SCTSDLE FDS INT-TRM GOV 92206C870 269 3,136 SH   SOLE NONE 0 0 3,136
VGRD IDX FDS SM CP ETF 922908751 720 6,190 SH   SOLE NONE 0 0 6,190
VGRD IDX FDS STK MKT ETF 922908769 141,898 1,339,721 SH   SOLE NONE 1,206,622 0 133,099
VGRD WRLD FD MEGA CP IDX 921910873 1,008 14,366 SH   SOLE NONE 0 0 14,366