The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 714 2,124 SH   SOLE 0 0 0 2,124
ISHARES TR S&P MC 400GR ETF 464287606 211 2,732 SH   SOLE 0 0 0 2,732
ISHARES TR RUS 1000 GRW ETF 464287614 685 2,800 SH   SOLE 0 0 0 2,800
ISHARES TR RUSSELL 2000 ETF 464287655 216 1,019 SH   SOLE 0 0 0 1,019
ISHARES TR CORE S&P US GWT 464287671 394 4,290 SH   SOLE 0 0 0 4,290
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,322 5,727 SH   SOLE 0 0 0 5,727
AMAZON COM INC COM 023135106 2,008 637 SH   SOLE 0 0 0 637
BRISTOL-MYERS SQUIBB CO COM 110122108 2,208 34,220 SH   SOLE 0 0 0 34,220
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,145 11,118 SH   SOLE 0 0 0 11,118
BOEING CO COM 097023105 680 3,081 SH   SOLE 0 0 0 3,081
AMGEN INC COM 031162100 778 3,100 SH   SOLE 0 0 0 3,100
ABBOTT LABS COM 002824100 1,551 13,329 SH   SOLE 0 0 0 13,329
ALTRIA GROUP INC COM 02209S103 1,626 32,950 SH   SOLE 0 0 0 32,950
FEDEX CORP COM 31428X106 412 1,392 SH   SOLE 0 0 0 1,392
GENUINE PARTS CO COM 372460105 648 5,087 SH   SOLE 0 0 0 5,087
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,105 28,816 SH   SOLE 0 0 0 28,816
INTEL CORP COM 458140100 1,888 35,216 SH   SOLE 0 0 0 35,216
ILLINOIS TOOL WKS INC COM 452308109 2,422 10,447 SH   SOLE 0 0 0 10,447
QUALCOMM INC COM 747525103 951 7,631 SH   SOLE 0 0 0 7,631
DISNEY WALT CO COM 254687106 624 3,506 SH   SOLE 0 0 0 3,506
HONEYWELL INTL INC COM 438516106 1,381 6,274 SH   SOLE 0 0 0 6,274
JOHNSON & JOHNSON COM 478160104 1,953 11,614 SH   SOLE 0 0 0 11,614
MEDTRONIC PLC SHS G5960L103 860 6,987 SH   SOLE 0 0 0 6,987
PFIZER INC COM 717081103 2,551 64,284 SH   SOLE 0 0 0 64,284
LOWES COS INC COM 548661107 2,186 11,182 SH   SOLE 0 0 0 11,182
CHEVRON CORP NEW COM 166764100 1,440 13,413 SH   SOLE 0 0 0 13,413
MICROSOFT CORP COM 594918104 6,058 25,349 SH   SOLE 0 0 0 25,349
UNITED PARCEL SERVICE INC CL B 911312106 311 1,475 SH   SOLE 0 0 0 1,475
AT&T INC COM 00206R102 2,960 92,588 SH   SOLE 0 0 0 92,588
CITIGROUP INC COM NEW 172967424 528 7,107 SH   SOLE 0 0 0 7,107
INGREDION INC COM 457187102 266 2,804 SH   SOLE 0 0 0 2,804
CISCO SYS INC COM 17275R102 1,121 21,732 SH   SOLE 0 0 0 21,732
INTERNATIONAL BUSINESS MACHS COM 459200101 1,187 8,398 SH   SOLE 0 0 0 8,398
COCA COLA CO COM 191216100 4,829 89,355 SH   SOLE 0 0 0 89,355
LOCKHEED MARTIN CORP COM 539830109 1,674 4,397 SH   SOLE 0 0 0 4,397
PEPSICO INC COM 713448108 944 6,547 SH   SOLE 0 0 0 6,547
JOHNSON CTLS INTL PLC SHS G51502105 598 9,478 SH   SOLE 0 0 0 9,478
VERIZON COMMUNICATIONS INC COM 92343V104 2,703 46,272 SH   SOLE 0 0 0 46,272
SPDR SER TR S&P 600 SMCP GRW 78464A201 643 7,815 SH   SOLE 0 0 0 7,815
ISHARES TR U.S. TECH ETF 464287721 251 2,900 SH   SOLE 0 0 0 2,900
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 261 1,726 SH   SOLE 0 0 0 1,726
WALGREENS BOOTS ALLIANCE INC COM 931427108 300 5,659 SH   SOLE 0 0 0 5,659
BK OF AMERICA CORP COM 060505104 2,258 54,823 SH   SOLE 0 0 0 54,823
EXXON MOBIL CORP COM 30231G102 3,216 53,569 SH   SOLE 0 0 0 53,569
WALMART INC COM 931142103 398 2,927 SH   SOLE 0 0 0 2,927
ANTHEM INC COM 036752103 263 673 SH   SOLE 0 0 0 673
ASTRAZENECA PLC SPONSORED ADR 046353108 743 13,629 SH   SOLE 0 0 0 13,629
BAXTER INTL INC COM 071813109 236 2,845 SH   SOLE 0 0 0 2,845
CARDINAL HEALTH INC COM 14149Y108 408 7,307 SH   SOLE 0 0 0 7,307
COLGATE PALMOLIVE CO COM 194162103 394 4,800 SH   SOLE 0 0 0 4,800
COSTCO WHSL CORP NEW COM 22160K105 233 625 SH   SOLE 0 0 0 625
LILLY ELI & CO COM 532457108 2,819 14,590 SH   SOLE 0 0 0 14,590
CVS HEALTH CORP COM 126650100 2,571 30,835 SH   SOLE 0 0 0 30,835
DOMINION ENERGY INC COM 25746U109 409 5,304 SH   SOLE 0 0 0 5,304
DIAGEO PLC SPON ADR NEW 25243Q205 416 2,252 SH   SOLE 0 0 0 2,252
MERCK & CO. INC COM 58933Y105 2,148 27,536 SH   SOLE 0 0 0 27,536
NOVARTIS AG SPONSORED ADR 66987V109 535 6,107 SH   SOLE 0 0 0 6,107
PROCTER AND GAMBLE CO COM 742718109 2,960 21,840 SH   SOLE 0 0 0 21,840
GENERAL ELECTRIC CO COM 369604103 228 17,781 SH   SOLE 0 0 0 17,781
KIMBERLY-CLARK CORP COM 494368103 503 3,783 SH   SOLE 0 0 0 3,783
GILEAD SCIENCES INC COM 375558103 218 3,227 SH   SOLE 0 0 0 3,227
GOLDMAN SACHS GROUP INC COM 38141G104 268 755 SH   SOLE 0 0 0 755
HOME DEPOT INC COM 437076102 7,689 24,254 SH   SOLE 0 0 0 24,254
TRANE TECHNOLOGIES PLC SHS G8994E103 208 1,164 SH   SOLE 0 0 0 1,164
MCDONALDS CORP COM 580135101 318 1,396 SH   SOLE 0 0 0 1,396
JPMORGAN CHASE & CO COM 46625H100 2,470 15,690 SH   SOLE 0 0 0 15,690
MONDELEZ INTL INC CL A 609207105 1,622 26,342 SH   SOLE 0 0 0 26,342
WELLS FARGO CO NEW COM 949746101 1,079 23,642 SH   SOLE 0 0 0 23,642
ISHARES TR IBOXX INV CP ETF 464287242 381 2,933 SH   SOLE 0 0 0 2,933
UNITEDHEALTH GROUP INC COM 91324P102 606 1,495 SH   SOLE 0 0 0 1,495
TEMPLETON GLOBAL INCOME FD COM 880198106 135 24,475 SH   SOLE 0 0 0 24,475
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 215 770 SH   SOLE 0 0 0 770
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,532 30,779 SH   SOLE 0 0 0 30,779
3M CO COM 88579Y101 671 3,373 SH   SOLE 0 0 0 3,373
COMCAST CORP NEW CL A 20030N101 1,010 17,831 SH   SOLE 0 0 0 17,831
BARRICK GOLD CORP COM 067901108 848 36,046 SH   SOLE 0 0 0 36,046
VANGUARD INDEX FDS TOTAL STK MKT 922908769 402 1,917 SH   SOLE 0 0 0 1,917
TEXTRON INC COM 883203101 544 8,461 SH   SOLE 0 0 0 8,461
NORFOLK SOUTHN CORP COM 655844108 1,265 4,492 SH   SOLE 0 0 0 4,492
NEXTERA ENERGY INC COM 65339F101 733 10,240 SH   SOLE 0 0 0 10,240
DUKE ENERGY CORP NEW COM NEW 26441C204 1,674 16,542 SH   SOLE 0 0 0 16,542
CONOCOPHILLIPS COM 20825C104 214 3,844 SH   SOLE 0 0 0 3,844
APPLE INC COM 037833100 2,389 19,462 SH   SOLE 0 0 0 19,462
OMEGA HEALTHCARE INVS INC COM 681936100 674 19,325 SH   SOLE 0 0 0 19,325
INTERNATIONAL PAPER CO COM 460146103 1,169 19,188 SH   SOLE 0 0 0 19,188
ISHARES TR MSCI EMG MKT ETF 464287234 392 7,520 SH   SOLE 0 0 0 7,520
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 402 2,341 SH   SOLE 0 0 0 2,341
CHUBB LIMITED COM H1467J104 422 2,558 SH   SOLE 0 0 0 2,558
SKYWORKS SOLUTIONS INC COM 83088M102 202 1,250 SH   SOLE 0 0 0 1,250
AMERICAN EXPRESS CO COM 025816109 692 4,541 SH   SOLE 0 0 0 4,541
GENERAL MLS INC COM 370334104 2,928 46,500 SH   SOLE 0 0 0 46,500
AMEREN CORP COM 023608102 251 3,050 SH   SOLE 0 0 0 3,050
SOUTHERN CO COM 842587107 1,888 29,330 SH   SOLE 0 0 0 29,330
AVERY DENNISON CORP COM 053611109 2,837 13,200 SH   SOLE 0 0 0 13,200
PAYCHEX INC COM 704326107 1,809 18,782 SH   SOLE 0 0 0 18,782
NORTHROP GRUMMAN CORP COM 666807102 1,282 3,530 SH   SOLE 0 0 0 3,530
PNC FINL SVCS GROUP INC COM 693475105 597 3,137 SH   SOLE 0 0 0 3,137
NETFLIX INC COM 64110L106 398 820 SH   SOLE 0 0 0 820
WP CAREY INC COM 92936U109 719 10,027 SH   SOLE 0 0 0 10,027
NORTHERN TR CORP COM 665859104 1,266 10,880 SH   SOLE 0 0 0 10,880
ACTIVISION BLIZZARD INC COM 00507V109 329 3,551 SH   SOLE 0 0 0 3,551
DARDEN RESTAURANTS INC COM 237194105 791 6,000 SH   SOLE 0 0 0 6,000
AIR PRODS & CHEMS INC COM 009158106 381 1,300 SH   SOLE 0 0 0 1,300
BIO-TECHNE CORP COM 09073M104 366 895 SH   SOLE 0 0 0 895
NVIDIA CORPORATION COM 67066G104 356 646 SH   SOLE 0 0 0 646
FREEPORT-MCMORAN INC CL B 35671D857 712 16,666 SH   SOLE 0 0 0 16,666
NUCOR CORP COM 670346105 240 2,500 SH   SOLE 0 0 0 2,500
WEYERHAEUSER CO MTN BE COM NEW 962166104 580 15,430 SH   SOLE 0 0 0 15,430
L3HARRIS TECHNOLOGIES INC COM 502431109 1,168 5,536 SH   SOLE 0 0 0 5,536
EATON CORP PLC SHS G29183103 960 6,680 SH   SOLE 0 0 0 6,680
KANSAS CITY SOUTHERN COM NEW 485170302 638 2,085 SH   SOLE 0 0 0 2,085
SOUTHERN COPPER CORP COM 84265V105 826 10,500 SH   SOLE 0 0 0 10,500
DOVER CORP COM 260003108 828 5,655 SH   SOLE 0 0 0 5,655
SANOFI SPONSORED ADR 80105N105 1,525 29,449 SH   SOLE 0 0 0 29,449
CUMMINS INC COM 231021106 791 3,068 SH   SOLE 0 0 0 3,068
WHIRLPOOL CORP COM 963320106 1,101 4,586 SH   SOLE 0 0 0 4,586
CINCINNATI FINL CORP COM 172062101 1,657 14,165 SH   SOLE 0 0 0 14,165
BECTON DICKINSON & CO COM 075887109 745 3,085 SH   SOLE 0 0 0 3,085
ALPHABET INC CAP STK CL A 02079K305 420 191 SH   SOLE 0 0 0 191
SPDR GOLD TR GOLD SHS 78463V107 585 3,434 SH   SOLE 0 0 0 3,434
SEALED AIR CORP NEW COM 81211K100 1,242 22,395 SH   SOLE 0 0 0 22,395
CAMECO CORP COM 13321L108 205 10,650 SH   SOLE 0 0 0 10,650
LEGGETT & PLATT INC COM 524660107 1,903 34,910 SH   SOLE 0 0 0 34,910
CANADIAN NATL RY CO COM 136375102 424 3,830 SH   SOLE 0 0 0 3,830
MARKEL CORP COM 570535104 206 175 SH   SOLE 0 0 0 175
AMERIPRISE FINL INC COM 03076C106 217 865 SH   SOLE 0 0 0 865
MACQUARIE GLOBAL INFRASTRUCT COM 55608D101 226 9,785 SH   SOLE 0 0 0 9,785
COPART INC COM 217204106 1,122 9,500 SH   SOLE 0 0 0 9,500
CRANE CO COM 224399105 745 7,950 SH   SOLE 0 0 0 7,950
ACUITY BRANDS INC COM 00508Y102 597 3,303 SH   SOLE 0 0 0 3,303
POTLATCHDELTIC CORPORATION COM 737630103 216 3,736 SH   SOLE 0 0 0 3,736
ISHARES GOLD TR ISHARES 464285105 256 14,765 SH   SOLE 0 0 0 14,765
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 759 14,860 SH   SOLE 0 0 0 14,860
ENBRIDGE INC COM 29250N105 232 5,827 SH   SOLE 0 0 0 5,827
BROWN FORMAN CORP CL B 115637209 596 7,821 SH   SOLE 0 0 0 7,821
VALLEY NATL BANCORP COM 919794107 1,044 75,000 SH   SOLE 0 0 0 75,000
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 4,503 45,095 SH   SOLE 0 0 0 45,095
BLACKROCK MUNIYILD QULT FD I COM 09254F100 171 10,548 SH   SOLE 0 0 0 10,548
INGLES MKTS INC CL A 457030104 245 4,000 SH   SOLE 0 0 0 4,000
MEDICAL PPTYS TRUST INC COM 58463J304 217 10,555 SH   SOLE 0 0 0 10,555
SOUTH ST CORP COM 840441109 471 5,462 SH   SOLE 0 0 0 5,462
INVESCO EXCHANGE TRADED FD T DWA MOMENTUM 46137V837 292 3,585 SH   SOLE 0 0 0 3,585
SEAGEN INC COM 81181C104 391 2,700 SH   SOLE 0 0 0 2,700
ISHARES TR MBS ETF 464288588 461 4,265 SH   SOLE 0 0 0 4,265
PHILIP MORRIS INTL INC COM 718172109 752 7,812 SH   SOLE 0 0 0 7,812
IMV INC COM 44974L103 149 64,336 SH   SOLE 0 0 0 64,336
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,730 44,378 SH   SOLE 0 0 0 44,378
KKR & CO INC COM 48251W104 257 4,750 SH   SOLE 0 0 0 4,750
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 775 2,079 SH   SOLE 0 0 0 2,079
VANGUARD STAR FDS VG TL INTL STK F 921909768 604 9,505 SH   SOLE 0 0 0 9,505
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 1,007 45,515 SH   SOLE 0 0 0 45,515
PHILLIPS 66 COM 718546104 252 2,956 SH   SOLE 0 0 0 2,956
PIMCO ETF TR ACTIVE BD ETF 72201R775 426 3,881 SH   SOLE 0 0 0 3,881
FACEBOOK INC CL A 30303M102 421 1,392 SH   SOLE 0 0 0 1,392
PREFERRED APT CMNTYS INC COM 74039L103 136 14,610 SH   SOLE 0 0 0 14,610
ABBVIE INC COM 00287Y109 3,273 28,475 SH   SOLE 0 0 0 28,475
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 565 9,980 SH   SOLE 0 0 0 9,980
TWITTER INC COM 90184L102 523 10,306 SH   SOLE 0 0 0 10,306
ALPHABET INC CAP STK CL C 02079K107 202 90 SH   SOLE 0 0 0 90
UBS GROUP AG SHS H42097107 150 10,059 SH   SOLE 0 0 0 10,059
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 335 6,950 SH   SOLE 0 0 0 6,950
KRAFT HEINZ CO COM 500754106 585 13,640 SH   SOLE 0 0 0 13,640
DUPONT DE NEMOURS INC COM 26614N102 322 4,013 SH   SOLE 0 0 0 4,013
LINDE PLC SHS G5494J103 265 901 SH   SOLE 0 0 0 901
DELL TECHNOLOGIES INC CL C 24703L202 227 2,408 SH   SOLE 0 0 0 2,408
DOW INC COM 260557103 352 5,205 SH   SOLE 0 0 0 5,205
CARRIER GLOBAL CORPORATION COM 14448C104 454 10,700 SH   SOLE 0 0 0 10,700
OTIS WORLDWIDE CORP COM 68902V107 398 5,222 SH   SOLE 0 0 0 5,222