The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 11,629 97,898 SH   SOLE   0 0 97,898
ALPHABET INC CAP STK CL A 02079K305 13,625 4,703 SH   SOLE   0 0 4,703
ALPHABET INC CAP STK CL C 02079K107 4,983 1,722 SH   SOLE   0 0 1,722
ALTRIA GROUP INC COM 02209S103 917 19,360 SH   SOLE   0 0 19,360
AMAZON COM INC COM 023135106 4,785 1,435 SH   SOLE   0 0 1,435
AMERICAN EXPRESS CO COM 025816109 5,153 31,495 SH   SOLE   0 0 31,495
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 17,911 295,798 SH   SOLE   0 0 295,798
APARTMENT INCOME REIT CORP COM 03750L109 310 5,670 SH   SOLE   0 0 5,670
APPLE INC COM 037833100 45,851 258,214 SH   SOLE   0 0 258,214
AT&T INC COM 00206R102 11,083 450,540 SH   SOLE   0 0 450,540
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 73 12,414 SH   SOLE   0 0 12,414
BANCO SANTANDER S.A. ADR 05964H105 49 14,750 SH   SOLE   0 0 14,750
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,791 22,711 SH   SOLE   0 0 22,711
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 1,351 935 SH   SOLE   0 0 935
BK OF AMERICA CORP COM 060505104 34,602 777,754 SH   SOLE   0 0 777,754
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 742 51,030 SH   SOLE   0 0 51,030
BLACKROCK MUNIYIELD QUALITY COM 09254E103 1,452 98,000 SH   SOLE   0 0 98,000
BLACKSTONE MTG TR INC COM CL A 09257W100 11,489 375,200 SH   SOLE   0 0 375,200
BOEING CO COM 097023105 1,894 9,410 SH   SOLE   0 0 9,410
CEMEX SAB DE CV SPON ADR NEW 151290889 2,871 598,916 SH   SOLE   0 0 598,916
CHEVRON CORP NEW COM 166764100 1,671 14,240 SH   SOLE   0 0 14,240
CISCO SYS INC COM 17275R102 8,249 130,167 SH   SOLE   0 0 130,167
CITIGROUP INC COM NEW 172967424 2,267 37,541 SH   SOLE   0 0 37,541
COCA COLA CO COM 191216100 2,646 44,690 SH   SOLE   0 0 44,690
COCA-COLA EUROPACIFIC PARTNE SHS G25839104 279 5,000 SH   SOLE   0 0 5,000
COMPASS DIVERSIFIED SH BEN INT 20451Q104 535 17,500 SH   SOLE   0 0 17,500
COSTCO WHSL CORP NEW COM 22160K105 264 465 SH   SOLE   0 0 465
COUPANG INC CL A 22266T109 6,633 225,770 SH   SOLE   0 0 225,770
CVS HEALTH CORP COM 126650100 1,099 10,654 SH   SOLE   0 0 10,654
DIDI GLOBAL INC SPONSORED ADS 23292E108 224 45,000 SH   SOLE   0 0 45,000
DIDI GLOBAL INC SPONSORED ADS 23292E108 0 5,000 SH Call SOLE   0 0 5,000
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E265 1,229 75,000 SH   SOLE   0 0 75,000
DISNEY WALT CO COM 254687106 4,876 31,481 SH   SOLE   0 0 31,481
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 123 15,000 SH   SOLE   0 0 15,000
EXXON MOBIL CORP COM 30231G102 3,679 60,117 SH   SOLE   0 0 60,117
FEDEX CORP COM 31428X106 20,962 81,048 SH   SOLE   0 0 81,048
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 802 15,193 SH   SOLE   0 0 15,193
FOMENTO ECONOMICO MEXICANO S SPON ADR UNITS 344419106 218 2,800 SH   SOLE   0 0 2,800
GENERAL ELECTRIC CO COM NEW 369604301 1,375 14,559 SH   SOLE   0 0 14,559
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 537 12,185 SH   SOLE   0 0 12,185
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 1,111 30,919 SH   SOLE   0 0 30,919
GLOBAL X FDS US PFD ETF 37954Y657 688 26,700 SH   SOLE   0 0 26,700
GOODRX HLDGS INC COM CL A 38246G108 212 6,490 SH   SOLE   0 0 6,490
INTEL CORP COM 458140100 8,957 173,913 SH   SOLE   0 0 173,913
INTERNATIONAL BUSINESS MACHS COM 459200101 668 5,000 SH   SOLE   0 0 5,000
INVESCO ADVANTAGE MUN INCOME SH BEN INT 46132E103 1,248 102,500 SH   SOLE   0 0 102,500
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 852 41,010 SH   SOLE   0 0 41,010
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 578 1,565 SH   SOLE   0 0 1,565
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 826 5,077 SH   SOLE   0 0 5,077
INVESCO QQQ TR UNIT SER 1 46090E103 8,207 20,629 SH   SOLE   0 0 20,629
ISHARES GOLD TR ISHARES NEW 464285204 5,296 152,150 SH   SOLE   0 0 152,150
ISHARES INC MSCI JPN ETF NEW 46434G822 9,574 142,987 SH   SOLE   0 0 142,987
ISHARES INC MSCI PAC JP ETF 464286665 621 12,765 SH   SOLE   0 0 12,765
ISHARES INC MSCI SINGPOR ETF 46434G780 318 14,887 SH   SOLE   0 0 14,887
ISHARES SILVER TR ISHARES 46428Q109 2,259 105,037 SH   SOLE   0 0 105,037
ISHARES TR 0-5YR INVT GR CP 46434V100 490 9,600 SH   SOLE   0 0 9,600
ISHARES TR 1 3 YR TREAS BD 464287457 470 5,500 SH   SOLE   0 0 5,500
ISHARES TR CHINA LG-CAP ETF 464287184 656 17,923 SH   SOLE   0 0 17,923
ISHARES TR CORE HIGH DV ETF 46429B663 1,464 14,500 SH   SOLE   0 0 14,500
ISHARES TR CORE S&P MCP ETF 464287507 9,513 33,606 SH   SOLE   0 0 33,606
ISHARES TR CORE S&P SCP ETF 464287804 5,258 45,917 SH   SOLE   0 0 45,917
ISHARES TR CORE S&P500 ETF 464287200 667 1,540 SH   SOLE   0 0 1,540
ISHARES TR CORE US AGGBD ET 464287226 2,184 19,147 SH   SOLE   0 0 19,147
ISHARES TR EAFE SML CP ETF 464288273 1,001 13,698 SH   SOLE   0 0 13,698
ISHARES TR EAFE VALUE ETF 464288877 850 16,859 SH   SOLE   0 0 16,859
ISHARES TR EUROPE ETF 464287861 714 13,122 SH   SOLE   0 0 13,122
ISHARES TR FLTG RATE NT ETF 46429B655 974 19,200 SH   SOLE   0 0 19,200
ISHARES TR GL CLEAN ENE ETF 464288224 1,780 84,088 SH   SOLE   0 0 84,088
ISHARES TR GLB INFRASTR ETF 464288372 852 17,900 SH   SOLE   0 0 17,900
ISHARES TR IBOXX HI YD ETF 464288513 383 4,398 SH   SOLE   0 0 4,398
ISHARES TR ISHARES BIOTECH 464287556 248 1,625 SH   SOLE   0 0 1,625
ISHARES TR JPMORGAN USD EMG 464288281 963 8,830 SH   SOLE   0 0 8,830
ISHARES TR MSCI AC ASIA ETF 464288182 11,322 136,900 SH   SOLE   0 0 136,900
ISHARES TR MSCI EAFE ETF 464287465 1,022 12,992 SH   SOLE   0 0 12,992
ISHARES TR MSCI EMG MKT ETF 464287234 391 8,000 SH   SOLE   0 0 8,000
ISHARES TR MSCI INDIA ETF 46429B598 639 13,938 SH   SOLE   0 0 13,938
ISHARES TR MSCI UK ETF NEW 46435G334 672 20,263 SH   SOLE   0 0 20,263
ISHARES TR NORTH AMERN NAT 464287374 546 17,356 SH   SOLE   0 0 17,356
ISHARES TR PFD AND INCM SEC 464288687 213 5,400 SH   SOLE   0 0 5,400
ISHARES TR RUS 1000 VAL ETF 464287598 2,759 16,432 SH   SOLE   0 0 16,432
ISHARES TR S&P 100 ETF 464287101 997 4,550 SH   SOLE   0 0 4,550
ISHARES TR SELECT DIVID ETF 464287168 373 3,046 SH   SOLE   0 0 3,046
ISHARES TR SHORT TREAS BD 464288679 12,133 109,881 SH   SOLE   0 0 109,881
ISHARES TR SP SMCP600VL ETF 464287879 1,681 16,087 SH   SOLE   0 0 16,087
ISHARES TR U.S. TECH ETF 464287721 449 3,908 SH   SOLE   0 0 3,908
JOHNSON & JOHNSON COM 478160104 7,995 46,737 SH   SOLE   0 0 46,737
JPMORGAN CHASE & CO COM 46625H100 2,513 15,871 SH   SOLE   0 0 15,871
KKR REAL ESTATE FIN TR INC COM 48251K100 6,971 334,675 SH   SOLE   0 0 334,675
KRAFT HEINZ CO COM 500754106 5,418 150,925 SH   SOLE   0 0 150,925
KRANESHARES TR GLOBAL CARB STRA 500767678 606 11,910 SH   SOLE   0 0 11,910
KRANESHARES TR QUADRTC INT RT 500767736 766 28,520 SH   SOLE   0 0 28,520
MEDICAL PPTYS TRUST INC COM 58463J304 354 15,000 SH   SOLE   0 0 15,000
MERCK & CO INC COM 58933Y105 12,284 160,280 SH   SOLE   0 0 160,280
MERCURY GENL CORP NEW COM 589400100 531 10,000 SH   SOLE   0 0 10,000
META PLATFORMS INC CL A 30303M102 10,356 30,788 SH   SOLE   0 0 30,788
MICRON TECHNOLOGY INC COM 595112103 1,304 14,000 SH   SOLE   0 0 14,000
MICROSOFT CORP COM 594918104 14,618 43,465 SH   SOLE   0 0 43,465
NETFLIX INC COM 64110L106 486 807 SH   SOLE   0 0 807
NOVARTIS AG SPONSORED ADR 66987V109 916 10,475 SH   SOLE   0 0 10,475
NVIDIA CORPORATION COM 67066G104 1,737 5,905 SH   SOLE   0 0 5,905
ORACLE CORP COM 68389X105 795 9,120 SH   SOLE   0 0 9,120
PALANTIR TECHNOLOGIES INC CL A 69608A108 331 18,160 SH   SOLE   0 0 18,160
PEPSICO INC COM 713448108 13,136 75,623 SH   SOLE   0 0 75,623
PFIZER INC COM 717081103 12,580 213,044 SH   SOLE   0 0 213,044
PROCTER AND GAMBLE CO COM 742718109 5,118 31,289 SH   SOLE   0 0 31,289
QUALCOMM INC COM 747525103 2,145 11,730 SH   SOLE   0 0 11,730
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 520 12,000 SH   SOLE   0 0 12,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,977 68,585 SH   SOLE   0 0 68,585
SALESFORCE COM INC COM 79466L302 210 827 SH   SOLE   0 0 827
SANOFI SPONSORED ADR 80105N105 1,055 21,050 SH   SOLE   0 0 21,050
SCHLUMBERGER LTD COM STK 806857108 494 16,495 SH   SOLE   0 0 16,495
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,809 32,590 SH   SOLE   0 0 32,590
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,623 67,174 SH   SOLE   0 0 67,174
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 472 2,309 SH   SOLE   0 0 2,309
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 376 2,667 SH   SOLE   0 0 2,667
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 514 7,187 SH   SOLE   0 0 7,187
SHOPIFY INC CL A 82509L107 380 276 SH   SOLE   0 0 276
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 3,461 9,525 SH   SOLE   0 0 9,525
SPDR GOLD TR GOLD SHS 78463V107 6,343 37,104 SH   SOLE   0 0 37,104
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 9,829 210,649 SH   SOLE   0 0 210,649
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 509 13,472 SH   SOLE   0 0 13,472
SPDR S&P 500 ETF TR TR UNIT 78462F103 14,579 30,695 SH   SOLE   0 0 30,695
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 923 1,783 SH   SOLE   0 0 1,783
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 411 4,500 SH   SOLE   0 0 4,500
SPDR SER TR BLOOMBERG INVT 78468R200 2,544 83,180 SH   SOLE   0 0 83,180
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,221 14,415 SH   SOLE   0 0 14,415
SPDR SER TR S&P BIOTECH 78464A870 1,386 12,381 SH   SOLE   0 0 12,381
SPDR SER TR S&P REGL BKG 78464A698 931 13,140 SH   SOLE   0 0 13,140
STARWOOD PPTY TR INC COM 85571B105 1,011 41,600 SH   SOLE   0 0 41,600
TELEFONICA S A SPONSORED ADR 879382208 54 12,666 SH   SOLE   0 0 12,666
TESLA INC COM 88160R101 91 25,086 SH   SOLE   0 0 25,086
TOTALENERGIES SE SPONSORED ADS 89151E109 269 5,447 SH   SOLE   0 0 5,447
TOYOTA MOTOR CORP ADS 892331307 1,501 8,100 SH   SOLE   0 0 8,100
UBER TECHNOLOGIES INC COM 90353T100 293 6,985 SH   SOLE   0 0 6,985
UNILEVER PLC SPON ADR NEW 904767704 25,728 478,310 SH   SOLE   0 0 478,310
UNITED STS NAT GAS FD LP UNIT PAR 912318300 212 17,000 SH   SOLE   0 0 17,000
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 207 6,270 SH   SOLE   0 0 6,270
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,001 31,264 SH   SOLE   0 0 31,264
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 912 31,905 SH   SOLE   0 0 31,905
VANECK ETF TRUST PHARMACEUTCL ETF 92189F692 500 6,500 SH   SOLE   0 0 6,500
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,626 8,890 SH   SOLE   0 0 8,890
VANGUARD INDEX FDS GROWTH ETF 922908736 4,374 13,630 SH   SOLE   0 0 13,630
VANGUARD INDEX FDS LARGE CAP ETF 922908637 862 3,900 SH   SOLE   0 0 3,900
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,506 12,981 SH   SOLE   0 0 12,981
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 607 1,390 SH   SOLE   0 0 1,390
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,532 8,566 SH   SOLE   0 0 8,566
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,028 49,816 SH   SOLE   0 0 49,816
VANGUARD INDEX FDS VALUE ETF 922908744 3,991 27,128 SH   SOLE   0 0 27,128
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 4,105 66,987 SH   SOLE   0 0 66,987
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,505 273,058 SH   SOLE   0 0 273,058
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,007 14,750 SH   SOLE   0 0 14,750
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,098 14,080 SH   SOLE   0 0 14,080
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,500 18,664 SH   SOLE   0 0 18,664
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 207 3,840 SH   SOLE   0 0 3,840
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 749 12,315 SH   SOLE   0 0 12,315
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 772 9,500 SH   SOLE   0 0 9,500
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 295 3,755 SH   SOLE   0 0 3,755
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,955 77,953 SH   SOLE   0 0 77,953
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,674 32,779 SH   SOLE   0 0 32,779
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 2,531 9,500 SH   SOLE   0 0 9,500
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 250 1,232 SH   SOLE   0 0 1,232
VANGUARD WORLD FDS INF TECH ETF 92204A702 258 563 SH   SOLE   0 0 563
VERIZON COMMUNICATIONS INC COM 92343V104 327 6,295 SH   SOLE   0 0 6,295
VISA INC COM CL A 92826C839 646 2,983 SH   SOLE   0 0 2,983
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 567 37,950 SH   SOLE   0 0 37,950
WALGREENS BOOTS ALLIANCE INC COM 931427108 276 5,300 SH   SOLE   0 0 5,300
WALMART INC COM 931142103 4,544 31,408 SH   SOLE   0 0 31,408
WASTE MGMT INC DEL COM 94106L109 1,744 10,450 SH   SOLE   0 0 10,450
WELLS FARGO CO NEW COM 949746101 5,849 121,895 SH   SOLE   0 0 121,895
WILLIAMS COS INC COM 969457100 260 10,000 SH   SOLE   0 0 10,000
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,410 55,628 SH   SOLE   0 0 55,628
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,471 18,345 SH   SOLE   0 0 18,345
WISDOMTREE TR JAPN HEDGE EQT 97717W851 3,033 48,350 SH   SOLE   0 0 48,350