The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BANK OF AMERICA CORP PFD 7.25p PFD 060505682 209 165 SH   SOLE   0 0 165
ALPHABET 'A' COM 02079K305 7,995 6,881 SH   SOLE   0 0 6,881
ALPHABET 'C' COM 02079K107 2,237 1,924 SH   SOLE   0 0 1,924
AMAZON.COM COM 023135106 3,677 1,886 SH   SOLE   0 0 1,886
AMERICAN EXPRESS COM 025816109 1,303 15,225 SH   SOLE   0 0 15,225
APPLE COM 037833100 19,277 75,809 SH   SOLE   0 0 75,809
AT&T INC COM COM 00206R102 2,463 84,510 SH   SOLE   0 0 84,510
BANK OF AMERICA COM 060505104 14,724 693,533 SH   SOLE   0 0 693,533
BERKSHIRE HATHAWAY INC-CL B COM 084670702 10,467 57,251 SH   SOLE   0 0 57,251
BRISTOL MYERS SQUIBB COM 110122108 336 6,030 SH   SOLE   0 0 6,030
BYLINE BANCORP INC COM 124411109 21,141 2,038,691 SH   SOLE   0 0 2,038,691
CENTURYLINK COM 156700106 95 10,000 SH   SOLE   0 0 10,000
CHEVRON TEXACO CORP COM 166764100 987 13,615 SH   SOLE   0 0 13,615
CITIGROUP INC COM 172967424 485 11,520 SH   SOLE   0 0 11,520
COCA-COLA CO C/P COM 191216100 431 9,750 SH   SOLE   0 0 9,750
COMPASS DIVERSIFIED HOLDINGS COM 20451Q104 368 27,500 SH   SOLE   0 0 27,500
CORNING COM 219350105 205 10,000 SH   SOLE   0 0 10,000
CVS CAREMARK COM 126650100 3,246 54,712 SH   SOLE   0 0 54,712
EXXON MOBIL CORP COM COM 30231G102 6,902 181,770 SH   SOLE   0 0 181,770
FACEBOOK 'A' COM 30303m102 5,844 35,034 SH   SOLE   0 0 35,034
FEDEX COM 31428X106 9,337 77,000 SH   SOLE   0 0 77,000
FORD MOTOR COM 345370860 78 16,190 SH   SOLE   0 0 16,190
GENERAL ELECTRIC CO COM 369604103 6,349 799,625 SH   SOLE   0 0 799,625
IBM CORPORATION COM COM 459200101 382 3,445 SH   SOLE   0 0 3,445
INTEL CORP COM COM 458140100 3,609 66,686 SH   SOLE   0 0 66,686
JOHNSON & JOHNSON COM COM 478160104 1,205 9,192 SH   SOLE   0 0 9,192
JPMORGAN CHASE & CO COM 46625H100 1,544 17,148 SH   SOLE   0 0 17,148
KRAFT HEINZ CO COM COM 500754106 6,543 264,456 SH   SOLE   0 0 264,456
MERCK & CO INC COM COM 58933Y105 2,912 37,849 SH   SOLE   0 0 37,849
MICRON TECHNOLOGY COM 595112103 505 12,000 SH   SOLE   0 0 12,000
MICROSOFT CORP COM COM 594918104 5,456 34,597 SH   SOLE   0 0 34,597
NVIDIA CORP COM 67066G104 639 2,426 SH   SOLE   0 0 2,426
OCCIDENTAL PETE CORP COM 674599105 1,927 166,375 SH   SOLE   0 0 166,375
PEPSICO INC COM COM 713448108 490 4,080 SH   SOLE   0 0 4,080
PFIZER INC COM COM 717081103 2,571 78,761 SH   SOLE   0 0 78,761
SCHLUMBERGER COM 806857108 175 13,000 SH   SOLE   0 0 13,000
WALT DISNEY COM 254687106 1,889 19,553 SH   SOLE   0 0 19,553
WELLS FARGO COM 949746101 7,263 253,080 SH   SOLE   0 0 253,080
ZOOM VIDEO COMMUNICATIONS INC COM 98980L101 248 1,700 SH   SOLE   0 0 1,700
ENERGY TRANSFER LP COM 29273v100 130 28,280 SH   SOLE   0 0 28,280
ENERGY SELECT SECTOR SPDR TRUS COM 81369y506 1,880 64,704 SH   SOLE   0 0 64,704
GUGGENHEIM S&P 500 EQ.WEIGHTED COM 46137v357 985 11,718 SH   SOLE   0 0 11,718
HEALTH SECTOR INDEX ETF COM 81369Y209 224 2,531 SH   SOLE   0 0 2,531
INVESCO QQQ TRUST SERIES I COM 46090E103 10,102 53,059 SH   SOLE   0 0 53,059
iSHARES 1-3 YR TREASURY COM 464287457 342 3,945 SH   SOLE   0 0 3,945
iSHARES CORE S&P MIDCAP 400 IN COM 464287507 2,969 20,639 SH   SOLE   0 0 20,639
iSHARES S&P 100 INDEX ETF COM 464287101 648 5,460 SH   SOLE   0 0 5,460
iSHARES S&P SMALLCAP 600 IND E COM 464287804 2,211 39,413 SH   SOLE   0 0 39,413
iSHARES S&P SMALLCAP 600 VALUE COM 464287879 717 7,176 SH   SOLE   0 0 7,176
iSHARES TR S&P U S PFD STK ETF COM 464288687 409 12,855 SH   SOLE   0 0 12,855
iSHARES TRUST-RUSSELL 1000 VAL COM 464287598 1,607 16,201 SH   SOLE   0 0 16,201
SPDR DJIA TRUST COM 78467X109 15,811 72,122 SH   SOLE   0 0 72,122
SPDR INDEX CONSUMER DISCRE FUN COM 81369Y407 305 3,112 SH   SOLE   0 0 3,112
SPDR S&P 500 ETF TRUST COM 78462F103 38,461 149,217 SH   SOLE   0 0 149,217
SPDR S&P 600 SMALL CAP VALUE E COM 78464A300 1,509 36,937 SH   SOLE   0 0 36,937
SPDR S&P MID CAP 400 ETF TRUST COM 78467Y107 1,176 4,475 SH   SOLE   0 0 4,475
SPDR US FINANCIAL SECTOR COM 81369Y605 1,800 86,435 SH   SOLE   0 0 86,435
VANGUARD EXTENDED MKT INDEX ET COM 922908652 846 9,341 SH   SOLE   0 0 9,341
VANGUARD IND TOTAL STOCK MKT E COM 922908769 5,497 42,642 SH   SOLE   0 0 42,642
VANGUARD LARGE CAP ETF COM 922908637 2,298 19,400 SH   SOLE   0 0 19,400
VANGUARD LARGE CAP GROWTH ETF COM 922908736 2,824 18,025 SH   SOLE   0 0 18,025
VANGUARD LARGE CAP VALUE INDEX COM 922908744 2,485 27,905 SH   SOLE   0 0 27,905
VANGUARD S&P 500 ETF COM 922908363 261 1,100 SH   SOLE   0 0 1,100
VANGUARD SMALL CAP VALUE ETF COM 922908611 720 8,110 SH   SOLE   0 0 8,110
INVESCO QQQ TRUST SERIES I COM 46090E103 251 1,340 SH   SOLE   0 0 1,340
iSHARES S&P 500 FD ETF (MEX) COM 464287200 380 1,540 SH   SOLE   0 0 1,540
iSHARES NORTH AMERICAN NAT RES MF 464287374 265 15,929 SH   SOLE   0 0 15,929
VANGUARD REIT INDEX ETF MF 922908553 1,204 17,232 SH   SOLE   0 0 17,232
DB COMMODITY INDX ETF COM 46138B103 539 47,932 SH   SOLE   0 0 47,932
GOLD MINERS ETF COM 92189F106 274 11,877 SH   SOLE   0 0 11,877
iSHARES COMEX GOLD ETF COM 464285105 4,753 315,387 SH   SOLE   0 0 315,387
iSHARES SILVER TR ETF COM 46428Q109 533 40,838 SH   SOLE   0 0 40,838
SPDR GOLD TRUST ETF COM 78463V107 2,385 16,109 SH   SOLE   0 0 16,109
US OIL FUND LP ETF COM 91232N108 71 16,835 SH   SOLE   0 0 16,835
iSHARES MSCI EAFE ETF COM 464287465 808 15,112 SH   SOLE   0 0 15,112
iSHARES MSCI EAFE SMALL CAP ET COM 464288273 746 16,638 SH   SOLE   0 0 16,638
iSHARES MSCI EAFE VALUE ETF COM 464288877 602 16,873 SH   SOLE   0 0 16,873
SPDR S&P INTL SMALL CAP ETF COM 78463X871 321 14,093 SH   SOLE   0 0 14,093
VANGUARD FTSE ALL WORLD EX US COM 922042775 2,297 55,994 SH   SOLE   0 0 55,994
VANGUARD FTSE ALL WORLD EX US COM 922042718 1,071 13,681 SH   SOLE   0 0 13,681
VANGUARD MSCI EAFE ETF COM 921943858 1,343 40,287 SH   SOLE   0 0 40,287
VANGUARD TOTAL INTL STOCK ETF COM 921909768 2,269 54,071 SH   SOLE   0 0 54,071
iSHARES MSCI BRAZIL ETF COM 464286400 218 9,270 SH   SOLE   0 0 9,270
iSHARES MSCI EMERGING MARKETS COM 464287234 981 28,740 SH   SOLE   0 0 28,740
VANGUARD FTSE EMERGING MARKETS COM 922042858 9,042 269,503 SH   SOLE   0 0 269,503
WISDOMTREE EM MKTS HIGH DIV COM 97717w315 1,819 56,395 SH   SOLE   0 0 56,395
ANHEUSER BUSCH INBEV ADR 03524A108 790 17,908 SH   SOLE   0 0 17,908
BANCO SANTANDER ADR ADR 05964H105 321 136,801 SH   SOLE   0 0 136,801
BBVA ADR ADR 05946K101 4,589 1,499,735 SH   SOLE   0 0 1,499,735
GLAXO SMITHKLINE ADR ADR 37733W105 418 11,035 SH   SOLE   0 0 11,035
NOVARTIS ADR ADR 66987v109 864 10,475 SH   SOLE   0 0 10,475
ROYAL DUTCH SHELL'A' ADR ADR 780259206 2,497 71,575 SH   SOLE   0 0 71,575
ROYAL DUTCH SHELL 'B' ADR ADR 780259107 832 25,480 SH   SOLE   0 0 25,480
SANOFI-AVENTIS ADR ADR 80105n105 1,535 35,100 SH   SOLE   0 0 35,100
TELEFONICA ADR ADR 879382208 111 24,254 SH   SOLE   0 0 24,254
TOTAL ADR ADR 89151E109 247 6,641 SH   SOLE   0 0 6,641
UNILEVER N V N Y SHS NEW ADR 904784709 415 8,505 SH   SOLE   0 0 8,505
VODAFONE ADR ADR 92857w308 1,074 78,005 SH   SOLE   0 0 78,005
iSHARES S&P EUROPE 350 INDEX F COM 464287861 515 14,564 SH   SOLE   0 0 14,564
SPDR IS EUR STOXX 50 ETF -SBI- COM 78463X202 13,135 445,116 SH   SOLE   0 0 445,116
VANGUARD MSCI EUROPE COM 922042874 446 10,305 SH   SOLE   0 0 10,305
WISDOMTREE EUROPE HEDGED EQUIT COM 97717X701 1,253 24,445 SH   SOLE   0 0 24,445
CEMEX SAB DE CV ADR ADR 151290889 9,266 4,370,673 SH   SOLE   0 0 4,370,673
FEMSA ADR ADR 344419106 245 4,050 SH   SOLE   0 0 4,050
iSHARES INC MSCI MEXICO ETF COM 464286822 336 11,858 SH   SOLE   0 0 11,858
GERDAU SA ADR ADR 373737105 59 30,700 SH   SOLE   0 0 30,700
PETROLEO BRASILEIRO S.A. ADR ADR 71654v408 182 33,050 SH   SOLE   0 0 33,050
VALE ADR ADR 91912E105 122 14,765 SH   SOLE   0 0 14,765
YPF ADR ADR 984245100 79 19,000 SH   SOLE   0 0 19,000
ALIBABA GROUP HOLDING LTD ADR 01609w102 2,450 12,596 SH   SOLE   0 0 12,596
TEVA PHARMACEUTICAL ADR ADR 881624209 639 71,200 SH   SOLE   0 0 71,200
TOYOTA MOTOR CORP ADR ADR 892331307 1,038 8,650 SH   SOLE   0 0 8,650
iSHARES-MSCI ALL COUN.AS.EX JA COM 464288182 9,475 158,661 SH   SOLE   0 0 158,661
iSHARES-MSCI JAPAN INDEX COM 46434G822 535 10,827 SH   SOLE   0 0 10,827
iSHARES HK CHINA 25 INDEX ETF COM 464287184 527 14,037 SH   SOLE   0 0 14,037
iSHARES MSCI SOUTH KOREA CAPPE COM 464286772 268 5,718 SH   SOLE   0 0 5,718
iSHARES SINGAPORE INDEX ETF COM 46434g780 226 13,042 SH   SOLE   0 0 13,042
MARKET VECTORS ETF TR VIETNAM COM 92189F817 193 18,484 SH   SOLE   0 0 18,484
MSCI INDIA INDEX FD COM 46429B598 331 13,731 SH   SOLE   0 0 13,731
VANGUARD PACIFIC STOCK INDEX E COM 922042866 802 14,539 SH   SOLE   0 0 14,539
WISDOMTREE-JAPAN HEDGED EQUITY COM 97717w851 993 23,550 SH   SOLE   0 0 23,550
iSHARES PACIFIC EX JPN ETF (ME COM 464286665 348 9,365 SH   SOLE   0 0 9,365
WISDOMTREE TRUST JAPAN (MEX) COM 97717W851 378 9,500 SH   SOLE   0 0 9,500