The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,590 19,000 SH   SOLE   19,000 0 0
ABBVIE INC COM 00287Y109 1,439 19,000 SH   SOLE   19,000 0 0
AMERICAN EXPRESS CO COM 025816109 1,065 9,000 SH   SOLE   9,000 0 0
AMERIPRISE FINL INC COM 03076C106 265 1,800 SH   SOLE   1,800 0 0
APPLE INC COM 037833100 610 2,723 SH   SOLE   2,723 0 0
BANK NEW YORK MELLON CORP COM 064058100 612 13,532 SH   SOLE   13,532 0 0
CATERPILLAR INC DEL COM 149123101 1,010 8,000 SH   SOLE   8,000 0 0
CHEVRON CORP NEW COM 166764100 1,625 13,700 SH   SOLE   13,700 0 0
COCA COLA CO COM 191216100 1,230 22,600 SH   SOLE   22,600 0 0
COSTCO WHSL CORP NEW COM 22160K105 528 1,832 SH   SOLE   1,832 0 0
CVS HEALTH CORP COM 126650100 206 3,267 SH   SOLE   3,267 0 0
CYBERARK SOFTWARE LTD SHS M2682V108 349 3,500 SH   SOLE   3,500 0 0
EXXON MOBIL CORP COM 30231G102 667 9,440 SH   SOLE   9,440 0 0
GENERAL ELECTRIC CO COM 369604103 435 48,666 SH   SOLE   48,666 0 0
HOME DEPOT INC COM 437076102 773 3,330 SH   SOLE   3,330 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 291 2,000 SH   SOLE   2,000 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 39,985 690,591 SH   SOLE   690,591 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 4,668 110,794 SH   SOLE   110,794 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 16,985 151,017 SH   SOLE   151,017 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 273 2,903 SH   SOLE   2,903 0 0
ISHARES TR CORE US AGGBD ET 464287226 19,778 174,768 SH   SOLE   174,768 0 0
ISHARES TR IBOXX INV CP ETF 464287242 34,104 267,524 SH   SOLE   267,524 0 0
ISHARES TR MSCI MIN VOL ETF 46429B697 24,376 380,285 SH   SOLE   380,285 0 0
ISHARES TR MSCI USA ESG SLC 464288802 1,009 8,162 SH   SOLE   8,162 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 12,293 77,008 SH   SOLE   77,008 0 0
ISHARES TR RUS MD CP GR ETF 464287481 3,163 22,376 SH   SOLE   22,376 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,668 11,022 SH   SOLE   11,022 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 367 2,039 SH   SOLE   2,039 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 270 2,261 SH   SOLE   2,261 0 0
JOHNSON & JOHNSON COM 478160104 323 2,500 SH   SOLE   2,500 0 0
JPMORGAN CHASE & CO COM 46625H100 567 4,817 SH   SOLE   4,817 0 0
MICROSOFT CORP COM 594918104 207 1,490 SH   SOLE   1,490 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 19,542 179,452 SH   SOLE   179,452 0 0
ROPER TECHNOLOGIES INC COM 776696106 285 800 SH   SOLE   800 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,569 39,679 SH   SOLE   39,679 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 4,723 58,646 SH   SOLE   58,646 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 4,183 30,120 SH   SOLE   30,120 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 551 5,372 SH   SOLE   5,372 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 6,137 229,777 SH   SOLE   229,777 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 302 4,694 SH   SOLE   4,694 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 25,012 296,248 SH   SOLE   296,248 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 11,720 199,213 SH   SOLE   199,213 0 0
VANGUARD GROUP DIV APP ETF 921908844 31,566 263,971 SH   SOLE   263,971 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,302 10,680 SH   SOLE   10,680 0 0