The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 235 1,133 SH   SOLE   1,133 0 0
ABBOTT LABS COM 002824100 1,519 19,000 SH   SOLE   19,000 0 0
ABBVIE INC COM 00287Y109 1,531 19,000 SH   SOLE   19,000 0 0
AMERICAN EXPRESS CO COM 025816109 984 9,000 SH   SOLE   9,000 0 0
AMERIPRISE FINL INC COM 03076C106 231 1,800 SH   SOLE   1,800 0 0
APPLE INC COM 037833100 504 2,653 SH   SOLE   2,653 0 0
BANK NEW YORK MELLON CORP COM 064058100 682 13,532 SH   SOLE   13,532 0 0
CATERPILLAR INC DEL COM 149123101 1,084 8,000 SH   SOLE   8,000 0 0
CHEVRON CORP NEW COM 166764100 1,688 13,700 SH   SOLE   13,700 0 0
COCA COLA CO COM 191216100 1,059 22,600 SH   SOLE   22,600 0 0
COSTCO WHSL CORP NEW COM 22160K105 444 1,832 SH   SOLE   1,832 0 0
CYBERARK SOFTWARE LTD SHS M2682V108 417 3,500 SH   SOLE   3,500 0 0
EXXON MOBIL CORP COM 30231G102 763 9,440 SH   SOLE   9,440 0 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 1,268 9,127 SH   SOLE   9,127 0 0
GENERAL ELECTRIC CO COM 369604103 486 48,666 SH   SOLE   48,666 0 0
HOME DEPOT INC COM 437076102 639 3,330 SH   SOLE   3,330 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 282 2,000 SH   SOLE   2,000 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 32,493 617,271 SH   SOLE   617,271 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 291 1,622 SH   SOLE   1,622 0 0
ISHARES TR CORE US AGGBD ET 464287226 18,710 171,541 SH   SOLE   171,541 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 12,435 72,145 SH   SOLE   72,145 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,084 12,889 SH   SOLE   12,889 0 0
ISHARES TR RUS MD CP GR ETF 464287481 3,043 22,426 SH   SOLE   22,426 0 0
ISHARES TR EXPANDED TECH 464287515 7,461 35,388 SH   SOLE   35,388 0 0
ISHARES TR COHEN STEER REIT 464287564 5,687 51,145 SH   SOLE   51,145 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 11,747 77,610 SH   SOLE   77,610 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,687 11,017 SH   SOLE   11,017 0 0
ISHARES TR U.S. UTILITS ETF 464287697 1,493 10,135 SH   SOLE   10,135 0 0
ISHARES TR SHORT TREAS BD 464288679 6,186 55,943 SH   SOLE   55,943 0 0
ISHARES TR MSCI USA ESG SLC 464288802 965 8,162 SH   SOLE   8,162 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 26,360 282,560 SH   SOLE   282,560 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 254 2,261 SH   SOLE   2,261 0 0
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 17,175 345,495 SH   SOLE   345,495 0 0
JOHNSON & JOHNSON COM 478160104 335 2,400 SH   SOLE   2,400 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 5,517 109,679 SH   SOLE   109,679 0 0
JPMORGAN CHASE & CO COM 46625H100 488 4,817 SH   SOLE   4,817 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 18,170 172,164 SH   SOLE   172,164 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,979 58,876 SH   SOLE   58,876 0 0
ROPER TECHNOLOGIES INC COM 776696106 274 800 SH   SOLE   800 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 5,217 89,687 SH   SOLE   89,687 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 31,661 122,181 SH   SOLE   122,181 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 6,874 56,342 SH   SOLE   56,342 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 11,835 119,055 SH   SOLE   119,055 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 673 30,000 SH   SOLE   30,000 0 0
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 295 4,694 SH   SOLE   4,694 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 10,460 187,550 SH   SOLE   187,550 0 0
VANGUARD GROUP DIV APP ETF 921908844 28,616 260,999 SH   SOLE   260,999 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,773 88,781 SH   SOLE   88,781 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,601 27,782 SH   SOLE   27,782 0 0