The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CONSUMER STAPLES SPDR COM 81369Y308 1,564 20,618 SH   SOLE   20,618 0 0
FLEXSHAR STX GLOBAL BROAD INF COM 33939L795 68,407 1,191,359 SH   SOLE   1,191,359 0 0
FLEXSHARES GLOBAL UPSTREAM N COM 33939L407 18,597 397,118 SH   SOLE   397,118 0 0
FLEXSHARES QUAL DIV ETF COM 33939L860 6,382 107,671 SH   SOLE   107,671 0 0
INNOVATOR DEFINED WEALTH SHIEL COM 45783Y855 385 14,886 SH   SOLE   14,886 0 0
Innovator MSCI Small Cap PB - COM 45782C474 378 12,120 SH   SOLE   12,120 0 0
INNOVATOR S&P 500 POWER-JAN COM 45782C508 457 14,047 SH   SOLE   14,047 0 0
INVESCO OPTIMUM YIELD DIVERSIF COM 46090F100 13,030 738,692 SH   SOLE   738,692 0 0
IQ HEDGE MULTI-STRAT TRACKER COM 45409B107 24,067 780,401 SH   SOLE   780,401 0 0
ISHARES BARCLAYS 1-3 YEAR CR COM 464288646 193 3,750 SH   SOLE   3,750 0 0
iSHARES BB ROLL SELECT COMMODI COM 46431W598 18,335 298,871 SH   SOLE   298,871 0 0
ISHARES CORE S&P MIDCAP 400 ET COM 464287507 125,812 468,853 SH   SOLE   468,853 0 0
ISHARES ETF CORE MSCI EAFE COM 46432F842 134,897 1,940,695 SH   SOLE   1,940,695 0 0
ISHARES ETF CORE MSCI EMERGING COM 46434G103 56,929 1,024,834 SH   SOLE   1,024,834 0 0
ISHARES INTERMEDIATE GOVERMENT COM 464288612 10,599 97,662 SH   SOLE   97,662 0 0
ISHARES LEHMAN AGG BOND ETF COM 464287226 183 1,715 SH   SOLE   1,715 0 0
ISHARES MSCI JAPAN ETF COM 46434G822 9,130 148,200 SH   SOLE   148,200 0 0
ISHARES S&P 500 INDEX FUND COM 464287200 66,717 147,055 SH   SOLE   147,055 0 0
ISHARES S&P SMALLCAP 600 INDEX COM 464287804 66,924 620,361 SH   SOLE   620,361 0 0
ISHARES TOTAL US STOCK MARKET COM 464287150 24,048 238,243 SH   SOLE   238,243 0 0
JPMORGAN BETABUILDERS CANADA E COM 46641Q225 1,322 18,851 SH   SOLE   18,851 0 0
JPMORGAN BETABUILDERS MSCI US COM 46641Q738 50,580 475,378 SH   SOLE   475,378 0 0
PACER DATA & INFRA REAL ESTATE COM 69374H741 615 15,757 SH   SOLE   15,757 0 0
PACER INDUSTRIAL REAL ESTATE E COM 69374H766 597 11,767 SH   SOLE   11,767 0 0
SCHWAB SHORT TERM US TREASURY COM 808524862 195 3,950 SH   SOLE   3,950 0 0
SPDR BARCLAYS CAPITAL ST MUNI COM 78468R739 2,343 49,510 SH   SOLE   49,510 0 0
SPDR PORTFOLIO HIGH YIELD BO COM 78468R606 21 862 SH   SOLE   862 0 0
SPDR PORTFOLIO INTERMEDIATE COM 78464A375 849 24,861 SH   SOLE   24,861 0 0
SPDR S&P 500 ETF COM 78462F103 230,412 510,169 SH   SOLE   510,169 0 0
VANGUARD HIGH DVD YIELD ETF COM 921946406 5,183 46,181 SH   SOLE   46,181 0 0
VANGUARD REIT ETF COM 922908553 289 2,668 SH   SOLE   2,668 0 0
VANGUARD S/T CORP BOND ETF COM 92206C409 1,050 13,448 SH   SOLE   13,448 0 0
VANGUARD SHORT-TERM BOND ETF COM 921937827 9,794 125,728 SH   SOLE   125,728 0 0
VANGUARD SHORT-TERM TIPS ETF COM 922020805 30,509 595,774 SH   SOLE   595,774 0 0
VANGUARD TOTAL BOND MARKET ETF COM 921937835 116,512 1,464,834 SH   SOLE   1,464,834 0 0
VANGUARD TOTAL INTL BOND ETF COM 92203J407 45,566 868,927 SH   SOLE   868,927 0 0
WISDOMTREE MIDCAP DVD FUND COM 97717W505 2,664 59,979 SH   SOLE   59,979 0 0
WISDOMTREE SMALLCAP DVD FUND COM 97717W604 1,556 48,849 SH   SOLE   48,849 0 0