3M Co. COM 88579Y101 4021 24460 SH SOLE NONE 24460 0 0 Aflac Inc. COM 001055102 5166 98736 SH SOLE NONE 98736 0 0 Alphabet Inc. Class C CAP STK CL C 02079K107 9689 7948 SH SOLE NONE 7948 0 0 Amazon.com Inc. COM 023135106 9768 5627 SH SOLE NONE 5627 0 0 American Tower Corp. COM 03027X100 16433 74313 SH SOLE NONE 74313 0 0 Amgen Inc. COM 031162100 6983 36084 SH SOLE NONE 36084 0 0 Apple Inc. COM 037833100 9770 43623 SH SOLE NONE 43623 0 0 Autodesk Inc. COM 052769106 4650 31480 SH SOLE NONE 31480 0 0 Avanos Medical Inc. COM 05350V106 271 7232 SH SOLE NONE 7232 0 0 Bank of America Corp. COM 060505104 8440 289337 SH SOLE NONE 289337 0 0 Bank of New York Mellon Corp. COM 064058100 5867 129767 SH SOLE NONE 129767 0 0 Baxter International Inc. COM 071813109 4383 50103 SH SOLE NONE 50103 0 0 Black Knight Inc. COM 09215C105 1788 29275 SH SOLE NONE 29275 0 0 Boeing Co. COM 097023105 2369 6226 SH SOLE NONE 6226 0 0 Brighthouse Financial Inc. COM 10922N103 319 7877 SH SOLE NONE 7877 0 0 CVS Health Corp. COM 126650100 7085 112336 SH SOLE NONE 112336 0 0 Chevron Corp. COM 166764100 249 2097 SH SOLE NONE 2097 0 0 Citizens Financial Group Inc. COM 174610105 2972 84040 SH SOLE NONE 84040 0 0 Colgate-Palmolive Co. COM 194162103 4732 64377 SH SOLE NONE 64377 0 0 ConocoPhillips COM 20825C104 6070 106529 SH SOLE NONE 106529 0 0 Cummins Inc. COM 231021106 228 1400 SH SOLE NONE 1400 0 0 Dominion Energy Inc. COM 25746U109 3822 47159 SH SOLE NONE 47159 0 0 Eli Lilly & Co. COM 532457108 550 4915 SH SOLE NONE 4915 0 0 Exxon Mobil Corp. COM 30231G102 4183 59242 SH SOLE NONE 59242 0 0 Facebook Inc. CL A 30303M102 9276 52087 SH SOLE NONE 52087 0 0 Fidelity National Financial In FNF GROUP COM 31620R303 6283 141468 SH SOLE NONE 141468 0 0 Goldman Sachs Group Inc. COM 38141G104 6532 31521 SH SOLE NONE 31521 0 0 Home Depot Inc. COM 437076102 19452 83837 SH SOLE NONE 83837 0 0 Honeywell International Inc. COM 438516106 10461 61824 SH SOLE NONE 61824 0 0 IDEX Corp. COM 45167R104 229 1400 SH SOLE NONE 1400 0 0 Johnson & Johnson COM 478160104 11873 91765 SH SOLE NONE 91765 0 0 Kontoor Brands Inc. COM 50050N103 812 23142 SH SOLE NONE 23142 0 0 Linde PLC SHS G5494J103 12271 63343 SH SOLE NONE 63343 0 0 McCormick & Co. Inc. COM NON VTG 579780206 313 2000 SH SOLE NONE 2000 0 0 Medtronic PLC SHS G5960L103 17384 160042 SH SOLE NONE 160042 0 0 Merck & Co. Inc. COM 58933Y105 235 2788 SH SOLE NONE 2788 0 0 Microsoft Corp. COM 594918104 19236 138360 SH SOLE NONE 138360 0 0 Nike Inc. CL B 654106103 543 5780 SH SOLE NONE 5780 0 0 PepsiCo Inc. COM 713448108 9063 66107 SH SOLE NONE 66107 0 0 Phillips 66 COM 718546104 10531 102843 SH SOLE NONE 102843 0 0 TJX Companies Inc. COM 872540109 15726 282134 SH SOLE NONE 282134 0 0 The Walt Disney Co. COM DISNEY 254687106 4467 34277 SH SOLE NONE 34277 0 0 Union Pacific Corp. COM 907818108 7056 43562 SH SOLE NONE 43562 0 0 UnitedHealth Group Inc. COM 91324P102 7056 32470 SH SOLE NONE 32470 0 0 VF Corp. COM 918204108 15026 168852 SH SOLE NONE 168852 0 0 Visa Inc. Class A COM CL A 92826C839 15351 89244 SH SOLE NONE 89244 0 0 W.R. Berkley Corp. COM 084423102 11170 154640 SH SOLE NONE 154640 0 0 Vanguard FTSE Developed Market FTSE DEV MKT ETF 921943858 30688 747035 SH SOLE NONE 747035 0 0 Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858 10775 267636 SH SOLE NONE 267636 0 0 iShares Core S&P Small Cap ETF CORE S&P SCP ETF 464287804 16769 215431 SH SOLE NONE 215431 0 0 iShares S&P Mid Cap 400 Growth S&P MC 400GR ETF 464287606 210 940 SH SOLE NONE 940 0 0 SPDR Portfolio S&P 500 Growth PRTFLO S&P500 GW 78464A409 303 7790 SH SOLE NONE 7790 0 0 SPDR Portfolio S&P 500 Value E PRTFLO S&P500 VL 78464A508 217 6790 SH SOLE NONE 6790 0 0 SPDR S&P 500 ETF TR UNIT 78462F103 3614 12178 SH SOLE NONE 12178 0 0 iShares S&P 500 Growth Index E S&P 500 GRWT ETF 464287309 774 4300 SH SOLE NONE 4300 0 0 SPDR Barclays High Yield Bond BLOOMBERG BRCLYS 78468R622 5982 55010 SH SOLE NONE 55010 0 0 SPDR Gold Trust GOLD SHS 78463V107 8774 63184 SH SOLE NONE 63184 0 0 iShares Gold Trust ISHARES 464285105 4413 313010 SH SOLE NONE 313010 0 0