The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co. COM 88579Y101 8,539 59,612 SH   SOLE NONE 59,612 0 0
AbbVie Inc. COM 00287Y109 28 500 SH   SOLE NONE 500 0 0
Abbott Laboratories COM 002824100 20 500 SH   SOLE NONE 500 0 0
Acco Brands Corp. COM 00081T108 19 2,953 SH   SOLE NONE 2,953 0 0
Aflac Inc. COM 001055102 4,702 75,529 SH   SOLE NONE 75,529 0 0
American Tower Corp. COM 03027X100 5,755 63,960 SH   SOLE NONE 63,960 0 0
Amgen Inc. COM 031162100 7,175 60,611 SH   SOLE NONE 60,611 0 0
Apple Inc. COM 037833100 26 280 SH   SOLE NONE 280 0 0
Bank of New York Mellon Corp. COM 064058100 9 241 SH   SOLE NONE 241 0 0
Baxter International Inc. COM 071813109 3,164 43,766 SH   SOLE NONE 43,766 0 0
Berkshire Hathaway Inc. Class CL B NEW 084670702 94 742 SH   SOLE NONE 742 0 0
Boeing Co. COM 097023105 958 7,526 SH   SOLE NONE 7,526 0 0
Boston Scientific Corp. COM 101137107 10 806 SH   SOLE NONE 806 0 0
CVS Caremark Corp. COM 126650100 10,693 141,879 SH   SOLE NONE 141,879 0 0
Canadian Natural Resources Ltd COM 136385101 349 7,600 SH   SOLE NONE 7,600 0 0
Caterpillar Inc. COM 149123101 15 140 SH   SOLE NONE 140 0 0
Cenovus Energy Inc. COM 15135U109 1,206 37,193 SH   SOLE NONE 37,193 0 0
Chevron Corp. COM 166764100 200 1,533 SH   SOLE NONE 1,533 0 0
Colgate-Palmolive Co. COM 194162103 8,282 121,478 SH   SOLE NONE 121,478 0 0
Comcast Corp. CL A 20030N101 402 7,480 SH   SOLE NONE 7,480 0 0
ConocoPhillips COM 20825C104 5,035 58,731 SH   SOLE NONE 58,731 0 0
Covidien plc SHS G2554F113 534 5,918 SH   SOLE NONE 5,918 0 0
Cummins Inc. COM 231021106 216 1,400 SH   SOLE NONE 1,400 0 0
Devon Energy Corp. COM 25179M103 6 75 SH   SOLE NONE 75 0 0
EMC Corp. COM 268648102 7,850 298,026 SH   SOLE NONE 298,026 0 0
Eli Lilly & Co. COM 532457108 472 7,603 SH   SOLE NONE 7,603 0 0
EnCana Corp. COM 292505104 2,754 116,158 SH   SOLE NONE 116,158 0 0
Express Scripts Inc. COM 30219G108 730 10,534 SH   SOLE NONE 10,534 0 0
Exxon Mobil Corp. COM 30231G102 4,978 49,445 SH   SOLE NONE 49,445 0 0
Franklin Resources Inc. COM 354613101 546 9,440 SH   SOLE NONE 9,440 0 0
Freeport-McMoran Copper & Gold COM 35671D857 4 110 SH   SOLE NONE 110 0 0
General Electric Co. COM 369604103 7,292 277,472 SH   SOLE NONE 277,472 0 0
General Mills Inc. COM 370334104 158 3,000 SH   SOLE NONE 3,000 0 0
Goldman Sachs Group Inc. COM 38141G104 3,454 20,626 SH   SOLE NONE 20,626 0 0
Halliburton Co. COM 406216101 21 290 SH   SOLE NONE 290 0 0
Home Depot Inc. COM 437076102 5,093 62,903 SH   SOLE NONE 62,903 0 0
Honeywell International Inc. COM 438516106 10,703 115,146 SH   SOLE NONE 115,146 0 0
IDEX Corp. COM 45167R104 145 1,800 SH   SOLE NONE 1,800 0 0
Illinois Tool Works Inc. COM 452308109 18 200 SH   SOLE NONE 200 0 0
Intel Corp. COM 458140100 6,628 214,505 SH   SOLE NONE 214,505 0 0
Intuit Inc. COM 461202103 1,263 15,680 SH   SOLE NONE 15,680 0 0
Johnson & Johnson COM 478160104 7,725 73,839 SH   SOLE NONE 73,839 0 0
Johnson Controls Inc. COM 478366107 944 18,900 SH   SOLE NONE 18,900 0 0
Kimberly-Clark Corp. COM 494368103 8,248 74,160 SH   SOLE NONE 74,160 0 0
Kroger Co. COM 501044101 7,364 148,970 SH   SOLE NONE 148,970 0 0
Linear Technology Corp. COM 535678106 14 300 SH   SOLE NONE 300 0 0
Mallinckrodt plc SHS G5785G107 57 707 SH   SOLE NONE 707 0 0
Macy's COM 55616P104 6 100 SH   SOLE NONE 100 0 0
Marathon Petroleum Corp. COM 56585A102 31 400 SH   SOLE NONE 400 0 0
Martin Marietta Materials Inc. COM 573284106 92 700 SH   SOLE NONE 700 0 0
McCormick & Co. Inc. COM NON VTG 579780206 143 2,000 SH   SOLE NONE 2,000 0 0
McDonalds Corp. COM 580135101 10 100 SH   SOLE NONE 100 0 0
MeadWestvaco Corp. COM 583334107 293 6,626 SH   SOLE NONE 6,626 0 0
Medtronic Inc. COM 585055106 6,332 99,316 SH   SOLE NONE 99,316 0 0
Merck & Co. Inc. COM 58933Y105 184 3,189 SH   SOLE NONE 3,189 0 0
MetLife Inc. COM 59156R108 5,151 92,717 SH   SOLE NONE 92,717 0 0
Microsoft Corp. COM 594918104 9,198 220,587 SH   SOLE NONE 220,587 0 0
Nike Inc. CL B 654106103 248 3,200 SH   SOLE NONE 3,200 0 0
Norfolk Southern Corp. COM 655844108 8 81 SH   SOLE NONE 81 0 0
PNC Financial Services Group I COM 693475105 4,205 47,223 SH   SOLE NONE 47,223 0 0
Pepsico Inc. COM 713448108 7,958 89,072 SH   SOLE NONE 89,072 0 0
Phillips 66 Co. COM 718546104 6,720 83,550 SH   SOLE NONE 83,550 0 0
Praxair Inc. COM 74005P104 7,540 56,763 SH   SOLE NONE 56,763 0 0
Procter & Gamble Co. COM 742718109 10 125 SH   SOLE NONE 125 0 0
QEP Resources Inc. COM 74733V100 1,492 43,237 SH   SOLE NONE 43,237 0 0
Qualcomm Inc. COM 747525103 4 48 SH   SOLE NONE 48 0 0
Questar Corp. COM 748356102 3,868 155,972 SH   SOLE NONE 155,972 0 0
Rayonier Inc. COM 754907103 94 2,654 SH   SOLE NONE 2,654 0 0
Schlumberger Ltd. COM 806857108 4,451 37,740 SH   SOLE NONE 37,740 0 0
St. Jude Medical Inc. COM 790849103 11 155 SH   SOLE NONE 155 0 0
Stericycle Inc. COM 858912108 4,096 34,585 SH   SOLE NONE 34,585 0 0
TJX Companies Inc. COM 872540109 4,455 83,810 SH   SOLE NONE 83,810 0 0
Teva Pharmaceutical Industries ADR 881624209 2,927 55,835 SH   SOLE NONE 55,835 0 0
Texas Instruments Inc. COM 882508104 1,740 36,400 SH   SOLE NONE 36,400 0 0
The ADT Corporation Co. COM 00101J106 73 2,095 SH   SOLE NONE 2,095 0 0
The Walt Disney Co. COM DISNEY 254687106 12,600 146,956 SH   SOLE NONE 146,956 0 0
Transocean Ltd. REG SHS H8817H100 104 2,309 SH   SOLE NONE 2,309 0 0
Tyco International Ltd. SHS H89128104 192 4,200 SH   SOLE NONE 4,200 0 0
U.S. Bancorp COM NEW 902973304 5,956 137,485 SH   SOLE NONE 137,485 0 0
Union Pacific Corp. COM 907818108 8,802 88,242 SH   SOLE NONE 88,242 0 0
United Technologies Corp. COM 913017109 9,255 80,164 SH   SOLE NONE 80,164 0 0
VF Corp. COM 918204108 7,276 115,500 SH   SOLE NONE 115,500 0 0
Valero Energy Corp. COM 91913Y100 6 110 SH   SOLE NONE 110 0 0
Vectren Corp. COM 92240G101 42 1,000 SH   SOLE NONE 1,000 0 0
W.R. Berkley Corp. COM 084423102 1,104 23,830 SH   SOLE NONE 23,830 0 0
Wal-Mart Stores Inc. COM 931142103 14 185 SH   SOLE NONE 185 0 0
Wells Fargo & Co. COM 949746101 6,471 123,119 SH   SOLE NONE 123,119 0 0
Yum Brands Inc. COM 988498101 13 160 SH   SOLE NONE 160 0 0
Zimmer Holdings Inc. COM 98956P102 8 75 SH   SOLE NONE 75 0 0
Vanguard FTSE Emerging Markets FTSE EMR MKT ETF 922042858 2,175 50,428 SH   SOLE NONE 50,428 0 0
iShares MSCI EAFE Index Fund MSCI EAFE ETF 464287465 13,840 202,433 SH   SOLE NONE 202,433 0 0
iShares Russell 2000 Index Fun RUSSELL 2000 ETF 464287655 4,182 35,197 SH   SOLE NONE 35,197 0 0
Schwab US Mid Cap ETF US MID-CAP ETF 808524508 8 200 SH   SOLE NONE 200 0 0
Schwab US REIT ETF US REIT ETF 808524847 6 180 SH   SOLE NONE 180 0 0
Vanguard REIT Index ETF REIT ETF 922908553 7 100 SH   SOLE NONE 100 0 0
PowerShares Dynamic Pharmaceut DYN PHRMA PORT 73935X799 24 390 SH   SOLE NONE 390 0 0
SPDR Dow Jones Industrial Aver UT SER 1 78467X109 73 437 SH   SOLE NONE 437 0 0
SPDR S&P 500 (ETF) TR UNIT 78462F103 1,518 7,756 SH   SOLE NONE 7,756 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 13 175 SH   SOLE NONE 175 0 0
Schwab US Broad Martket ETF US BRD MKT ETF 808524102 28 588 SH   SOLE NONE 588 0 0
Schwab US Dividend Equity ETF US DIVIDEND EQ 808524797 23 600 SH   SOLE NONE 600 0 0
Schwab US Large Cap ETF US LRG CAP ETF 808524201 29 611 SH   SOLE NONE 611 0 0
iShares Nasdaq Biotechnology I NASDQ BIOTEC ETF 464287556 22 85 SH   SOLE NONE 85 0 0
SPDR Barclays High Yield Bond BRC HGH YLD BD 78464A417 3,955 94,770 SH   SOLE NONE 94,770 0 0
Schwab US TIPS ETF US TIPS ETF 808524870 3 55 SH   SOLE NONE 55 0 0
SPDR Barclays Short-Term High SHT TRM HGH YLD 78468R408 5 170 SH   SOLE NONE 170 0 0
SPDR Gold Trust GOLD SHS 78463V107 9,980 77,942 SH   SOLE NONE 77,942 0 0
iShares Gold Trust ISHARES 464285105 4 300 SH   SOLE NONE 300 0 0