The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579y101 1,212 5,824 SH   SOLE   5,824 0 0
ABBVIE INC COM 00287Y109 233 3,216 SH   SOLE   3,216 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 398 3,215 SH   SOLE   3,215 0 0
ADIENT PLC ORD SHS g0084w101 1,655 25,311 SH   SOLE   24,944 0 367
ALLERGAN PLC SHS g0177j108 23,762 97,749 SH   SOLE   97,084 0 665
ALPHABET INC CAP STK CL A 02079k305 18,538 19,940 SH   SOLE   19,780 0 160
ALPHABET INC CAP STK CL C 02079k107 17,770 19,555 SH   SOLE   19,432 0 123
ALTRIA GROUP INC COM 02209s103 275 3,691 SH   SOLE   3,691 0 0
AMERICAN ELEC PWR INC COM 025537101 302 4,350 SH   SOLE   4,350 0 0
AMERICAN EXPRESS CO COM 025816109 468 5,552 SH   SOLE   5,552 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 34,465 551,270 SH   SOLE   545,770 0 5,500
ANNALY CAP MGMT INC COM 035710409 330 27,410 SH   SOLE   27,410 0 0
AON PLC SHS CL A G0408V102 2,664 20,041 SH   SOLE   20,041 0 0
APACHE CORP COM 037411105 465 9,700 SH   SOLE   9,700 0 0
APPLE INC COM 037833100 36,770 255,314 SH   SOLE   253,494 0 1,820
ARAMARK COM 03852U106 1,142 27,860 SH   SOLE   27,860 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,131 11,039 SH   SOLE   11,039 0 0
AXIS CAPITAL HOLDINGS LTD SHS G0692U109 4,754 73,523 SH   SOLE   73,523 0 0
BALL CORP COM 058498106 22,068 522,804 SH   SOLE   518,404 0 4,400
BANK NEW YORK MELLON CORP COM 064058100 575 11,262 SH   SOLE   11,262 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,273 5 SH   SOLE   5 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,392 14,124 SH   SOLE   14,124 0 0
BIOGEN INC COM 09062x103 1,931 7,115 SH   SOLE   7,115 0 0
BOEING CO COM 097023105 445 2,250 SH   SOLE   2,250 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 798 14,330 SH   SOLE   14,330 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 519 6,870 SH   SOLE   6,870 0 0
CABOT OIL & GAS CORP COM 127097103 251 10,000 SH   SOLE   10,000 0 0
CELGENE CORP COM 151020104 25,513 196,449 SH   SOLE   194,249 0 2,200
CENTURYLINK INC COM 156700106 293 12,290 SH   SOLE   12,290 0 0
CHUBB LIMITED COM h1467j104 42,314 291,061 SH   SOLE   289,071 0 1,990
CISCO SYS INC COM 17275R102 229 7,316 SH   SOLE   7,316 0 0
CIT GROUP INC COM NEW 125581801 29,169 598,962 SH   SOLE   592,262 0 6,700
CITIGROUP INC COM NEW 172967424 29,865 446,552 SH   SOLE   443,132 0 3,420
COCA COLA CO COM 191216100 405 9,027 SH   SOLE   9,027 0 0
COLGATE PALMOLIVE CO COM 194162103 494 6,666 SH   SOLE   6,666 0 0
COMCAST CORP NEW CL A 20030n101 38,981 1,001,561 SH   SOLE   991,661 0 9,900
CONOCOPHILLIPS COM 20825C104 780 17,749 SH   SOLE   17,749 0 0
COSTCO WHSL CORP NEW COM 22160k105 224 1,400 SH   SOLE   1,400 0 0
CROWN CASTLE INTL CORP NEW COM 22822v101 1,175 11,725 SH   SOLE   11,725 0 0
CSX CORP COM 126408103 558 10,223 SH   SOLE   10,223 0 0
CVS HEALTH CORP COM 126650100 1,040 12,925 SH   SOLE   12,925 0 0
D R HORTON INC COM 23331A109 259 7,500 SH   SOLE   7,500 0 0
DANAHER CORP DEL COM 235851102 28,061 332,521 SH   SOLE   329,521 0 3,000
DELPHI AUTOMOTIVE PLC SHS g27823106 36,028 411,043 SH   SOLE   407,543 0 3,500
DELTA AIR LINES INC DEL COM NEW 247361702 24,950 464,274 SH   SOLE   460,174 0 4,100
DINEEQUITY INC COM 254423106 527 11,973 SH   SOLE   11,973 0 0
DISNEY WALT CO COM DISNEY 254687106 364 3,424 SH   SOLE   3,424 0 0
DOW CHEM CO COM 260543103 222 3,516 SH   SOLE   3,516 0 0
ENDO INTL PLC SHS g30401106 209 18,724 SH   SOLE   18,724 0 0
EOG RES INC COM 26875P101 368 4,070 SH   SOLE   4,070 0 0
EVEREST RE GROUP LTD COM G3223R108 392 1,539 SH   SOLE   1,539 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 214 3,345 SH   SOLE   3,345 0 0
EXXON MOBIL CORP COM 30231g102 2,756 34,134 SH   SOLE   34,134 0 0
FEDEX CORP COM 31428X106 239 1,100 SH   SOLE   1,100 0 0
FIDELITY NATL INFORMATION SV COM 31620M106 461 5,400 SH   SOLE   5,400 0 0
FLEXIBLE SOLUTIONS INTL INC COM 33938T104 551 296,500 SH   SOLE   296,500 0 0
FORTIVE CORP COM 34959j108 9,914 156,500 SH   SOLE   155,000 0 1,500
FRANKLIN RES INC COM 354613101 334 7,449 SH   SOLE   7,449 0 0
FUSION TELECOMM INTL INC COM NEW 36113B400 290 200,000 SH   SOLE   200,000 0 0
GENERAL ELECTRIC CO COM 369604103 33,846 1,253,078 SH   SOLE   1,243,278 0 9,800
GILEAD SCIENCES INC COM 375558103 22,654 320,064 SH   SOLE   318,564 0 1,500
GOLDMAN SACHS GROUP INC COM 38141g104 453 2,040 SH   SOLE   2,040 0 0
HERSHEY CO COM 427866108 244 2,276 SH   SOLE   2,276 0 0
HOLLYFRONTIER CORP COM 436106108 278 10,138 SH   SOLE   10,138 0 0
HOME DEPOT INC COM 437076102 787 5,130 SH   SOLE   5,130 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 703 4,570 SH   SOLE   4,570 0 0
INTEL CORP COM 458140100 417 12,364 SH   SOLE   12,364 0 0
JOHNSON & JOHNSON COM 478160104 6,800 51,399 SH   SOLE   51,399 0 0
JOHNSON CTLS INTL PLC SHS g51502105 11,804 272,223 SH   SOLE   268,546 0 3,677
JPMORGAN CHASE & CO COM 46625h100 22,562 246,849 SH   SOLE   244,949 0 1,900
KELLOGG CO COM 487836108 621 8,941 SH   SOLE   8,941 0 0
KINDER MORGAN INC DEL COM 49456b101 1,646 85,932 SH   SOLE   85,932 0 0
LILLY ELI & CO COM 532457108 428 5,200 SH   SOLE   5,200 0 0
MARKEL CORP COM 570535104 901 923 SH   SOLE   923 0 0
MASTERCARD INCORPORATED CL A 57636Q104 366 3,010 SH   SOLE   3,010 0 0
MCDONALDS CORP COM 580135101 245 1,600 SH   SOLE   1,600 0 0
MERCK & CO INC COM 58933Y105 1,672 26,086 SH   SOLE   26,086 0 0
METLIFE INC COM 59156r108 24,230 441,032 SH   SOLE   436,832 0 4,200
MICROSOFT CORP COM 594918104 37,842 548,985 SH   SOLE   544,705 0 4,280
MONDELEZ INTL INC CL A 609207105 216 4,991 SH   SOLE   4,991 0 0
NEW YORK TIMES CO CL A 650111107 226 12,786 SH   SOLE   12,786 0 0
ORACLE CORP COM 68389x105 38,879 775,411 SH   SOLE   768,941 0 6,470
PACKAGING CORP AMER COM 695156109 496 4,450 SH   SOLE   4,450 0 0
PEPSICO INC COM 713448108 835 7,234 SH   SOLE   7,234 0 0
PFIZER INC COM 717081103 348 10,366 SH   SOLE   10,366 0 0
PHILIP MORRIS INTL INC COM 718172109 947 8,064 SH   SOLE   8,064 0 0
PHILLIPS 66 COM 718546104 981 11,866 SH   SOLE   11,866 0 0
PIONEER NAT RES CO COM 723787107 409 2,561 SH   SOLE   2,561 0 0
PRAXAIR INC COM 74005P104 225 1,696 SH   SOLE   1,696 0 0
PROCTER AND GAMBLE CO COM 742718109 1,765 20,248 SH   SOLE   20,248 0 0
REGIONS FINL CORP NEW COM 7591EP100 820 56,016 SH   SOLE   56,016 0 0
RENAISSANCERE HOLDINGS LTD COM G7496G103 210 1,513 SH   SOLE   1,513 0 0
RYANAIR HLDGS PLC SPONSORED ADR NE 783513203 506 4,700 SH   SOLE   4,700 0 0
S&P GLOBAL INC COM 78409V104 234 1,600 SH   SOLE   1,600 0 0
SCHLUMBERGER LTD COM 806857108 15,566 236,415 SH   SOLE   234,515 0 1,900
SHERWIN WILLIAMS CO COM 824348106 314 896 SH   SOLE   896 0 0
SOLAREDGE TECHNOLOGIES INC COM 83417M104 366 18,300 SH   SOLE   18,300 0 0
STARBUCKS CORP COM 855244109 1,286 22,049 SH   SOLE   22,049 0 0
STATE STR CORP COM 857477103 673 7,500 SH   SOLE   7,500 0 0
STERICYCLE INC COM 858912108 712 9,331 SH   SOLE   9,331 0 0
STRYKER CORP COM 863667101 777 5,600 SH   SOLE   5,600 0 0
TAHOE RES INC COM 873868103 237 27,522 SH   SOLE   27,522 0 0
TESLA INC COM 88160R101 391 1,080 SH   SOLE   1,080 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 32,689 187,362 SH   SOLE   185,862 0 1,500
TRAVELERS COMPANIES INC COM 89417e109 287 2,270 SH   SOLE   2,270 0 0
TRIMBLE INC COM 896239100 1,855 52,000 SH   SOLE   52,000 0 0
UNILEVER N V N Y SHS NEW 904784709 202 3,650 SH   SOLE   3,650 0 0
UNION BANKSHARES INC COM 905400107 2,819 59,357 SH   SOLE   59,357 0 0
UNITED PARCEL SERVICE INC CL B 911312106 29,094 263,083 SH   SOLE   261,133 0 1,950
UNITED TECHNOLOGIES CORP COM 913017109 253 2,073 SH   SOLE   2,073 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,221 22,763 SH   SOLE   22,763 0 0
UNUM GROUP COM 91529Y106 425 9,113 SH   SOLE   9,113 0 0
US BANCORP DEL COM NEW 902973304 449 8,650 SH   SOLE   8,650 0 0
V F CORP COM 918204108 279 4,844 SH   SOLE   4,844 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 223 5,003 SH   SOLE   5,003 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,050 13,410 SH   SOLE   13,410 0 0
WEATHERFORD INTL PLC ORD SHS g48833100 41 10,575 SH   SOLE   10,575 0 0
WELLS FARGO CO NEW COM 949746101 1,808 32,635 SH   SOLE   32,635 0 0
WENDYS CO COM 95058W100 159 10,267 SH   SOLE   10,267 0 0
WHIRLPOOL CORP COM 963320106 18,935 98,817 SH   SOLE   98,067 0 750
WILLIAMS COS INC DEL COM 969457100 696 23,000 SH   SOLE   23,000 0 0
COLUMBIA ETF TR II EMRG MARKETS ETF 19762B509 272 10,420 SH   SOLE   10,420 0 0
ISHARES TR CORE S&P SCP ETF 464287804 287 4,088 SH   SOLE   4,088 0 0
ISHARES TR NA TEC-SFTWR ETF 464287515 362 2,650 SH   SOLE   2,650 0 0
ISHARES TR NASDQ BIOTEC ETF 464287556 1,568 5,058 SH   SOLE   5,058 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,266 10,640 SH   SOLE   10,640 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 406 2,950 SH   SOLE   2,950 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 384 4,845 SH   SOLE   4,845 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369y605 685 27,763 SH   SOLE   27,763 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369y407 779 8,695 SH   SOLE   8,695 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 748 6,340 SH   SOLE   6,340 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103 3,512 14,526 SH   SOLE   14,526 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467y107 226 713 SH   SOLE   713 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 725 3,265 SH   SOLE   3,265 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,699 13,820 SH   SOLE   13,820 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 698 13,942 SH   SOLE   13,942 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 435 10,664 SH   SOLE   10,664 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 423 7,680 SH   SOLE   7,680 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,132 27,405 SH   SOLE   27,405 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 1,124 7,972 SH   SOLE   7,972 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 753 5,350 SH   SOLE   5,350 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 881 14,127 SH   SOLE   14,127 0 0
WISDOMTREE TR EUROPE SMCP DV 97717W869 650 10,075 SH   SOLE   10,075 0 0
WISDOMTREE TR JPN SCAP HDG EQT 97717W521 275 6,910 SH   SOLE   6,910 0 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 264 10,000 SH   SOLE   10,000 0 0