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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 5,672 284,478 SH   SOLE   284,478 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 8,785 160,339 SH   SOLE   160,339 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 5,990 24,194 SH   SOLE   24,194 0 0
ISHARES INC JP MORGAN EM ETF 464286517 1,948 47,777 SH   SOLE   47,777 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 76,831 887,088 SH   SOLE   887,088 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 13,048 107,067 SH   SOLE   107,067 0 0
ISHARES TR CORE MSCI EAFE 46432F842 2,623 45,890 SH   SOLE   45,890 0 0
ISHARES TR CORE US AGGBD ET 464287226 2,400 20,305 SH   SOLE   20,305 0 0
ISHARES TR IBOXX HI YD ETF 464288513 9,961 122,041 SH   SOLE   122,041 0 0
ISHARES TR INTRM TR CRP ETF 464288638 8,228 136,264 SH   SOLE   136,264 0 0
ISHARES TR JPMORGAN USD EMG 464288281 4,240 38,817 SH   SOLE   38,817 0 0
ISHARES TR MBS ETF 464288588 2,809 25,379 SH   SOLE   25,379 0 0
ISHARES TR MSCI ACWI ETF 464288257 16,381 222,207 SH   SOLE   222,207 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,040 99,225 SH   SOLE   99,225 0 0
ISHARES TR NATIONAL MUN ETF 464288414 5,314 46,051 SH   SOLE   46,051 0 0
ISHARES TR PFD AND INCM SEC 464288687 7,939 229,183 SH   SOLE   229,183 0 0
ISHARES TR SH TR CRPORT ETF 464288646 7,588 138,697 SH   SOLE   138,697 0 0
ISHARES TR TIPS BD ETF 464287176 64,193 521,893 SH   SOLE   521,893 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,172 256,229 SH   SOLE   256,229 0 0
SPDR GOLD TR GOLD SHS 78463V107 41,577 248,418 SH   SOLE   248,418 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 51,484 166,962 SH   SOLE   166,962 0 0
SPDR SER TR BLOMBERG INTL TR 78464A516 4,279 148,017 SH   SOLE   148,017 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 8,642 275,734 SH   SOLE   275,734 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,902 75,150 SH   SOLE   75,150 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,014 60,030 SH   SOLE   60,030 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,517 215,016 SH   SOLE   215,016 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,104 87,966 SH   SOLE   87,966 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 40,891 546,668 SH   SOLE   546,668 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,224 67,903 SH   SOLE   67,903 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,682 105,036 SH   SOLE   105,036 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 3,593 92,617 SH   SOLE   92,617 0 0