The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 5,416 284,478 SH   SOLE   284,478 0 0
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 8,823 160,339 SH   SOLE   160,339 0 0
ISHARES INC JP MORGAN EM ETF 464286517 1,999 47,777 SH   SOLE   47,777 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,298 14,999 SH   SOLE   14,999 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,397 28,775 SH   SOLE   28,775 0 0
ISHARES TR IBOXX HI YD ETF 464288513 10,239 122,041 SH   SOLE   122,041 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,044 110,065 SH   SOLE   110,065 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 8,286 136,264 SH   SOLE   136,264 0 0
ISHARES TR JPMORGAN USD EMG 464288281 4,304 38,817 SH   SOLE   38,817 0 0
ISHARES TR MBS ETF 464288588 4,743 42,961 SH   SOLE   42,961 0 0
ISHARES TR MSCI ACWI ETF 464288257 17,759 222,207 SH   SOLE   222,207 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,316 99,225 SH   SOLE   99,225 0 0
ISHARES TR PFD AND INCM SEC 464288687 8,354 229,183 SH   SOLE   229,183 0 0
ISHARES TR TIPS BD ETF 464287176 63,450 501,584 SH   SOLE   501,584 0 0
ISHARES TR US TREAS BD ETF 46429B267 7,162 256,229 SH   SOLE   256,229 0 0
SPDR GOLD TR GOLD SHS 78463V107 52,502 296,417 SH   SOLE   296,417 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 49,414 147,554 SH   SOLE   147,554 0 0
SPDR SER TR BLOMBERG INTL TR 78464A516 70,254 2,367,865 SH   SOLE   2,367,865 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 10,588 337,504 SH   SOLE   337,504 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,934 75,150 SH   SOLE   75,150 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,942 42,066 SH   SOLE   42,066 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,497 173,371 SH   SOLE   173,371 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,276 87,966 SH   SOLE   87,966 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 45,539 564,714 SH   SOLE   564,714 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,396 66,569 SH   SOLE   66,569 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,160 83,112 SH   SOLE   83,112 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,651 128,562 SH   SOLE   128,562 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,819 166,721 SH   SOLE   166,721 0 0