The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHNG TRADED FD VI TCW OPPORTUNIS 33740F805 8,775 160,339 SH   SOLE   0 160,339 0
ISHARES INC JP MORGAN EM ETF 464286517 6,106 134,933 SH   SOLE   0 134,933 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,296 14,999 SH   SOLE   0 14,999 0
ISHARES TR CORE US AGGBD ET 464287226 5,121 43,332 SH   SOLE   0 43,332 0
ISHARES TR IBOXX HI YD ETF 464288513 6,797 77,857 SH   SOLE   0 77,857 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,746 86,032 SH   SOLE   0 86,032 0
ISHARES TR ISHS 5-10YR INVT 464288638 8,420 136,264 SH   SOLE   0 136,264 0
ISHARES TR JPMORGAN USD EMG 464288281 4,499 38,817 SH   SOLE   0 38,817 0
ISHARES TR MBS ETF 464288588 4,731 42,961 SH   SOLE   0 42,961 0
ISHARES TR MSCI ACWI ETF 464288257 14,301 157,643 SH   SOLE   0 157,643 0
ISHARES TR RUSSELL 2000 ETF 464287655 21,695 110,653 SH   SOLE   0 110,653 0
ISHARES TR TIPS BD ETF 464287176 32,636 255,670 SH   SOLE   0 255,670 0
ISHARES TR US TREAS BD ETF 46429B267 10,068 369,604 SH   SOLE   0 369,604 0
SPDR GOLD TR GOLD SHS 78463V107 41,907 234,959 SH   SOLE   0 234,959 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 61,332 164,043 SH   SOLE   0 164,043 0
SPDR SER TR BLOMBERG INTL TR 78464A516 63,795 2,042,776 SH   SOLE   0 2,042,776 0
SPDR SER TR PORTFOLIO SHORT 78464A474 9,960 317,195 SH   SOLE   0 317,195 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 7,468 87,940 SH   SOLE   0 87,940 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,783 51,741 SH   SOLE   0 51,741 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,710 173,813 SH   SOLE   0 173,813 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 5,810 106,979 SH   SOLE   0 106,979 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 53,072 573,255 SH   SOLE   0 573,255 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,402 66,569 SH   SOLE   0 66,569 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 4,927 79,990 SH   SOLE   0 79,990 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,992 120,029 SH   SOLE   0 120,029 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,897 251,998 SH   SOLE   0 251,998 0