The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC ESG AWR MSCI EM 46434G863   159,665 4,347 SH   SOLE   4,347 0 0
ISHARES INC MSCI ISRAEL ETF 464286632   2,305,631 31,069 SH   SOLE   31,069 0 0
ISHARES INC MSCI GBL MIN VOL 464286525   4,833,355 46,111 SH   SOLE   46,111 0 0
ISHARES TR CORE MSCI EAFE 46432F842   15,639 225 SH   SOLE   225 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   201,044 3,664 SH   SOLE   3,664 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   279,510 3,791 SH   SOLE   3,791 0 0
ISHARES TR MSCI USA ESG SLC 464288802   710,418 7,336 SH   SOLE   7,336 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   734,299 29,220 SH   SOLE   29,220 0 0
ISHARES TR GL CLEAN ENE ETF 464288224   763,121 35,461 SH   SOLE   35,461 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   1,013,381 8,303 SH   SOLE   8,303 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,192,484 48,560 SH   SOLE   48,560 0 0
ISHARES TR U.S. REAL ES ETF 464287739   2,454,970 22,685 SH   SOLE   22,685 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,902,450 36,174 SH   SOLE   36,174 0 0
ISHARES TR CORE S&P MCP ETF 464287507   3,889,588 14,495 SH   SOLE   14,495 0 0
ISHARES TR CORE S&P500 ETF 464287200   7,352,047 16,205 SH   SOLE   16,205 0 0
ISHARES TR HDG MSCI EAFE 46434V803   7,509,055 221,245 SH   SOLE   221,245 0 0
ISHARES TR MSCI EAFE ETF 464287465   7,607,960 103,369 SH   SOLE   103,369 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   8,066,906 39,299 SH   SOLE   39,299 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   318,424 5,245 SH   SOLE   5,245 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,370,735 25,674 SH   SOLE   25,674 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,486,884 101,892 SH   SOLE   101,892 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,459,638 34,230 SH   SOLE   34,230 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   10,587,311 135,909 SH   SOLE   135,909 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   720,575 4,876 SH   SOLE   4,876 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   34,023,736 313,959 SH   SOLE   313,959 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,479,849 28,486 SH   SOLE   28,486 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   2,303,335 22,740 SH   SOLE   22,740 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   14,805,942 320,961 SH   SOLE   320,961 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,823,281 35,604 SH   SOLE   35,604 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,397,891 62,737 SH   SOLE   62,737 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   62,439 1,300 SH   SOLE   1,300 0 0