The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 526 21,783 SH   DFND 5 0 21,783 0
ABBOTT LABS COM 002824100 777 6,452 SH   DFND 5 0 6,452 0
ABBVIE INC COM 00287Y109 697 4,257 SH   DFND 5 0 4,257 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 767 1,668 SH   DFND 5 0 1,668 0
ADVANCED MICRO DEVICES INC COM 007903107 303 2,540 SH   DFND 5 0 2,540 0
ALBANY INTL CORP CL A 012348108 248 2,914 SH   DFND 5 0 2,914 0
ALIGN TECHNOLOGY INC COM 016255101 229 518 SH   DFND 5 0 518 0
ALLSTATE CORP COM 020002101 226 1,613 SH   DFND 5 0 1,613 0
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 210 1,270 SH   DFND 5 0 1,270 0
ALPHABET INC CAP STK CL C 02079K107 3,520 1,234 SH   DFND 5 0 1,234 0
ALPHABET INC CAP STK CL A 02079K305 6,566 2,313 SH   DFND 5 0 2,313 0
ALTRIA GROUP INC COM 02209S103 473 9,078 SH   DFND 5 0 9,078 0
AMAZON COM INC COM 023135106 4,461 1,341 SH   DFND 5 0 1,341 0
AMEDISYS INC COM 023436108 1,380 7,979 SH   DFND 5 0 7,979 0
AMERICAN EXPRESS CO COM 025816109 553 2,915 SH   DFND 5 0 2,915 0
AMERICAN TOWER CORP NEW COM 03027X100 679 2,705 SH   DFND 5 0 2,705 0
AMERISOURCEBERGEN CORP COM 03073E105 2,969 19,136 SH   DFND 5 0 19,136 0
AMGEN INC COM 031162100 952 3,926 SH   DFND 5 0 3,926 0
ANALOG DEVICES INC COM 032654105 1,988 11,939 SH   DFND 5 0 11,939 0
ANSYS INC COM 03662Q105 1,096 3,422 SH   DFND 5 0 3,422 0
ANTHEM INC COM 036752103 2,440 4,856 SH   DFND 5 0 4,856 0
APPLE INC COM 037833100 1,601 9,007 SH   DFND 5 0 9,007 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 245 2,645 SH   DFND 5 0 2,645 0
ASTRAZENECA PLC SPONSORED ADR 046353108 536 7,993 SH   DFND 5 0 7,993 0
AUTODESK INC COM 052769106 623 2,818 SH   DFND 5 0 2,818 0
AVALARA INC COM 05338G106 941 9,376 SH   DFND 5 0 9,376 0
AVANTOR INC COM 05352A100 214 6,232 SH   DFND 5 0 6,232 0
BCE INC COM NEW 05534B760 541 9,862 SH   DFND 5 0 9,862 0
BK OF AMERICA CORP COM 060505104 384 8,924 SH   DFND 5 0 8,924 0
BANK HAWAII CORP COM 062540109 306 3,614 SH   DFND 5 0 3,614 0
BANK NEW YORK MELLON CORP COM 064058100 701 13,532 SH   DFND 5 0 13,532 0
BECTON DICKINSON & CO COM 075887109 697 2,584 SH   DFND 5 0 2,584 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,706 7,568 SH   DFND 5 0 7,568 0
BEST BUY INC COM 086516101 203 2,101 SH   DFND 5 0 2,101 0
BLACKLINE INC COM 09239B109 802 10,814 SH   DFND 5 0 10,814 0
BLACKROCK INC COM 09247X101 396 509 SH   DFND 5 0 509 0
BLACKSTONE GROUP INC COM 09260D107 955 7,508 SH   DFND 5 0 7,508 0
BOOKING HOLDINGS INC COM 09857L108 2,468 1,060 SH   DFND 5 0 1,060 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 220 5,153 SH   DFND 5 0 5,153 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 260 1,668 SH   DFND 5 0 1,668 0
BROADCOM INC COM 11135F101 308 488 SH   DFND 5 0 488 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 322 5,585 SH   DFND 5 0 5,585 0
BROOKS AUTOMATION INC NEW COM 114340102 374 4,347 SH   DFND 5 0 4,347 0
BROWN FORMAN CORP CL B 115637209 291 4,324 SH   DFND 5 0 4,324 0
CDW CORP COM 12514G108 363 2,029 SH   DFND 5 0 2,029 0
CME GROUP INC COM 12572Q105 496 2,051 SH   DFND 5 0 2,051 0
CVS HEALTH CORP COM 126650100 1,154 11,145 SH   DFND 5 0 11,145 0
CAMDEN PPTY TR SH BEN INT 133131102 288 1,700 SH   DFND 5 0 1,700 0
CARMAX INC COM 143130102 2,090 20,580 SH   DFND 5 0 20,580 0
CENTERPOINT ENERGY INC COM 15189T107 628 20,390 SH   DFND 5 0 20,390 0
CERTARA INC COM 15687V109 574 26,108 SH   DFND 5 0 26,108 0
CHARLES RIV LABS INTL INC COM 159864107 501 1,728 SH   DFND 5 0 1,728 0
CHEESECAKE FACTORY INC COM 163072101 264 6,794 SH   DFND 5 0 6,794 0
CHEVRON CORP NEW COM 166764100 870 5,260 SH   DFND 5 0 5,260 0
CHEWY INC CL A 16679L109 371 8,666 SH   DFND 5 0 8,666 0
CISCO SYS INC COM 17275R102 508 9,059 SH   DFND 5 0 9,059 0
CINTAS CORP COM 172908105 753 1,744 SH   DFND 5 0 1,744 0
CITIGROUP INC COM NEW 172967424 227 4,130 SH   DFND 5 0 4,130 0
COCA COLA CO COM 191216100 1,086 17,452 SH   DFND 5 0 17,452 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 250 2,740 SH   DFND 5 0 2,740 0
COMCAST CORP NEW CL A 20030N101 2,134 44,752 SH   DFND 5 0 44,752 0
COMPASS MINERALS INTL INC COM 20451N101 482 7,603 SH   DFND 5 0 7,603 0
CONAGRA BRANDS INC COM 205887102 235 7,038 SH   DFND 5 0 7,038 0
CONOCOPHILLIPS COM 20825C104 358 3,544 SH   DFND 5 0 3,544 0
COSTCO WHSL CORP NEW COM 22160K105 1,048 1,818 SH   DFND 5 0 1,818 0
COSTAR GROUP INC COM 22160N109 1,633 24,012 SH   DFND 5 0 24,012 0
COUPA SOFTWARE INC COM 22266L106 315 3,035 SH   DFND 5 0 3,035 0
D R HORTON INC COM 23331A109 203 2,568 SH   DFND 5 0 2,568 0
DANAHER CORPORATION COM 235851102 1,666 5,602 SH   DFND 5 0 5,602 0
DEERE & CO COM 244199105 244 586 SH   DFND 5 0 586 0
DEXCOM INC COM 252131107 746 1,437 SH   DFND 5 0 1,437 0
DISNEY WALT CO COM 254687106 376 2,669 SH   DFND 5 0 2,669 0
DOLLAR GEN CORP NEW COM 256677105 339 1,490 SH   DFND 5 0 1,490 0
DOMINION ENERGY INC COM 25746U109 554 6,490 SH   DFND 5 0 6,490 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,569 14,071 SH   DFND 5 0 14,071 0
EOG RES INC COM 26875P101 205 1,691 SH   DFND 5 0 1,691 0
EBAY INC. COM 278642103 732 12,331 SH   DFND 5 0 12,331 0
ECOLAB INC COM 278865100 737 4,088 SH   DFND 5 0 4,088 0
EDISON INTL COM 281020107 1,044 15,025 SH   DFND 5 0 15,025 0
EDWARDS LIFESCIENCES CORP COM 28176E108 786 6,714 SH   DFND 5 0 6,714 0
ENBRIDGE INC COM 29250N105 4,551 98,179 SH   DFND 5 0 98,179 0
ENSIGN GROUP INC COM 29358P101 572 6,399 SH   DFND 5 0 6,399 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,526 58,518 SH   DFND 5 0 58,518 0
EVERTEC INC COM 30040P103 321 7,732 SH   DFND 5 0 7,732 0
EXXON MOBIL CORP COM 30231G102 3,444 41,110 SH   DFND 5 0 41,110 0
FACEBOOK INC CL A 30303M102 2,694 11,825 SH   DFND 5 0 11,825 0
FASTENAL CO COM 311900104 1,881 31,506 SH   DFND 5 0 31,506 0
FIDELITY NATL INFORMATION SV COM 31620M106 2,378 23,540 SH   DFND 5 0 23,540 0
FIRST FINL BANKSHARES COM 32020R109 245 5,497 SH   DFND 5 0 5,497 0
FISERV INC COM 337738108 621 6,083 SH   DFND 5 0 6,083 0
FIRSTENERGY CORP COM 337932107 793 17,315 SH   DFND 5 0 17,315 0
FIVE BELOW INC COM 33829M101 1,177 7,346 SH   DFND 5 0 7,346 0
GENERAL DYNAMICS CORP COM 369550108 947 3,876 SH   DFND 5 0 3,876 0
GENERAL MLS INC COM 370334104 837 12,325 SH   DFND 5 0 12,325 0
GENUINE PARTS CO COM 372460105 889 6,903 SH   DFND 5 0 6,903 0
GLOBAL PMTS INC COM 37940X102 265 1,930 SH   DFND 5 0 1,930 0
GOLDMAN SACHS GROUP INC COM 38141G104 487 1,452 SH   DFND 5 0 1,452 0
GRACO INC COM 384109104 253 3,569 SH   DFND 5 0 3,569 0
GRAINGER W W INC COM 384802104 420 807 SH   DFND 5 0 807 0
GRAND CANYON ED INC COM 38526M106 1,492 15,307 SH   DFND 5 0 15,307 0
GUIDEWIRE SOFTWARE INC COM 40171V100 488 5,111 SH   DFND 5 0 5,111 0
HANESBRANDS INC COM 410345102 424 27,676 SH   DFND 5 0 27,676 0
HEALTHPEAK PROPERTIES INC COM 42250P103 252 7,234 SH   DFND 5 0 7,234 0
HEICO CORP NEW COM 422806109 1,676 10,816 SH   DFND 5 0 10,816 0
HOME DEPOT INC COM 437076102 788 2,555 SH   DFND 5 0 2,555 0
HOULIHAN LOKEY INC CL A 441593100 302 3,333 SH   DFND 5 0 3,333 0
IDEX CORP COM 45167R104 512 2,622 SH   DFND 5 0 2,622 0
IDEXX LABS INC COM 45168D104 1,243 2,265 SH   DFND 5 0 2,265 0
ILLUMINA INC COM 452327109 656 1,863 SH   DFND 5 0 1,863 0
INTEL CORP COM 458140100 372 7,240 SH   DFND 5 0 7,240 0
INTERPUBLIC GROUP COS INC COM 460690100 232 6,367 SH   DFND 5 0 6,367 0
INTUIT COM 461202103 813 1,722 SH   DFND 5 0 1,722 0
INTUITIVE SURGICAL INC COM NEW 46120E602 908 2,983 SH   DFND 5 0 2,983 0
IQVIA HLDGS INC COM 46266C105 2,961 12,802 SH   DFND 5 0 12,802 0
ISHARES INC MSCI CDA ETF 464286509 297 7,300 SH   DFND 5 0 7,300 0
ISHARES TR CORE S&P500 ETF 464287200 59,391 128,892 SH   DFND 5 0 128,892 0
ISHARES TR CORE US AGGBD ET 464287226 529 4,933 SH   DFND 5 0 4,933 0
ISHARES TR IBOXX INV CP ETF 464287242 62,423 514,952 SH   DFND 5 0 514,952 0
ISHARES TR S&P 500 GRWT ETF 464287309 433 5,573 SH   DFND 5 0 5,573 0
ISHARES TR 20 YR TR BD ETF 464287432 2,968 22,525 SH   DFND 5 0 22,525 0
ISHARES TR BARCLAYS 7 10 YR 464287440 922 8,598 SH   DFND 5 0 8,598 0
ISHARES TR 1 3 YR TREAS BD 464287457 211 2,536 SH   DFND 5 0 2,536 0
ISHARES TR CORE S&P MCP ETF 464287507 55,977 205,574 SH   DFND 5 0 205,574 0
ISHARES TR CORE S&P SCP ETF 464287804 56,133 514,888 SH   DFND 5 0 514,888 0
ISHARES TR DEVSMCP EXNA ETF 464288497 239 3,841 SH   DFND 5 0 3,841 0
ISHARES TR IBOXX HI YD ETF 464288513 64,220 777,582 SH   DFND 5 0 777,582 0
ISHARES TR MBS ETF 464288588 5,490 53,943 SH   DFND 5 0 53,943 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,840 51,691 SH   DFND 5 0 51,691 0
ISHARES TR ISHS 1-5YR INVS 464288646 2,035 39,349 SH   DFND 5 0 39,349 0
ISHARES TR 3 7 YR TREAS BD 464288661 60,381 494,720 SH   DFND 5 0 494,720 0
ISHARES TR SHORT TREAS BD 464288679 7,024 63,721 SH   DFND 5 0 63,721 0
ISHARES TR EAFE VALUE ETF 464288877 643 12,600 SH   DFND 5 0 12,600 0
JPMORGAN CHASE & CO COM 46625H100 1,293 9,198 SH   DFND 5 0 9,198 0
JOHNSON & JOHNSON COM 478160104 1,904 10,600 SH   DFND 5 0 10,600 0
KIMBERLY-CLARK CORP COM 494368103 474 3,827 SH   DFND 5 0 3,827 0
L3HARRIS TECHNOLOGIES INC COM 502431109 930 3,692 SH   DFND 5 0 3,692 0
LAM RESEARCH CORP COM 512807108 205 374 SH   DFND 5 0 374 0
LANDSTAR SYS INC COM 515098101 239 1,541 SH   DFND 5 0 1,541 0
LAUDER ESTEE COS INC CL A 518439104 635 2,273 SH   DFND 5 0 2,273 0
LESLIES INC COM 527064109 281 13,936 SH   DFND 5 0 13,936 0
LILLY ELI & CO COM 532457108 358 1,234 SH   DFND 5 0 1,234 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 547 220,766 SH   DFND 5 0 220,766 0
LOCKHEED MARTIN CORP COM 539830109 2,590 5,807 SH   DFND 5 0 5,807 0
LOWES COS INC COM 548661107 528 2,521 SH   DFND 5 0 2,521 0
LULULEMON ATHLETICA INC COM 550021109 493 1,307 SH   DFND 5 0 1,307 0
LYFT INC CL A COM 55087P104 685 17,722 SH   DFND 5 0 17,722 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1,137 22,914 SH   DFND 5 0 22,914 0
MARSH & MCLENNAN COS INC COM 571748102 240 1,398 SH   DFND 5 0 1,398 0
MASTERCARD INCORPORATED CL A 57636Q104 4,590 12,670 SH   DFND 5 0 12,670 0
MATCH GROUP INC NEW COM 57667L107 664 6,001 SH   DFND 5 0 6,001 0
MCDONALDS CORP COM 580135101 544 2,185 SH   DFND 5 0 2,185 0
MCKESSON CORP COM 58155Q103 386 1,258 SH   DFND 5 0 1,258 0
MERCK & CO. INC COM 58933Y105 606 7,353 SH   DFND 5 0 7,353 0
MICROSOFT CORP COM 594918104 10,333 32,923 SH   DFND 5 0 32,923 0
MICROCHIP TECHNOLOGY INC. COM 595017104 682 8,922 SH   DFND 5 0 8,922 0
MONDELEZ INTL INC CL A 609207105 332 5,296 SH   DFND 5 0 5,296 0
MORGAN STANLEY COM NEW 617446448 660 7,309 SH   DFND 5 0 7,309 0
NATIONAL BEVERAGE CORP COM 635017106 214 4,849 SH   DFND 5 0 4,849 0
NEOGEN CORP COM 640491106 293 9,393 SH   DFND 5 0 9,393 0
NETFLIX INC COM 64110L106 1,281 3,358 SH   DFND 5 0 3,358 0
NEXTERA ENERGY INC COM 65339F101 760 8,886 SH   DFND 5 0 8,886 0
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN 65341B106 240 2,853 SH   DFND 5 0 2,853 0
NORFOLK SOUTHN CORP COM 655844108 213 735 SH   DFND 5 0 735 0
NOVARTIS AG SPONSORED ADR 66987V109 1,059 12,041 SH   DFND 5 0 12,041 0
NUCOR CORP COM 670346105 204 1,368 SH   DFND 5 0 1,368 0
NVIDIA CORPORATION COM 67066G104 2,672 9,648 SH   DFND 5 0 9,648 0
OAK STR HEALTH INC COM 67181A107 421 15,662 SH   DFND 5 0 15,662 0
OMNICOM GROUP INC COM 681919106 1,084 12,559 SH   DFND 5 0 12,559 0
ORACLE CORP COM 68389X105 1,197 14,358 SH   DFND 5 0 14,358 0
PAYCOM SOFTWARE INC COM 70432V102 1,436 4,134 SH   DFND 5 0 4,134 0
PAYPAL HLDGS INC COM 70450Y103 356 3,002 SH   DFND 5 0 3,002 0
PEPSICO INC COM 713448108 405 2,411 SH   DFND 5 0 2,411 0
PFIZER INC COM 717081103 955 18,211 SH   DFND 5 0 18,211 0
PHILIP MORRIS INTL INC COM 718172109 2,335 24,858 SH   DFND 5 0 24,858 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,132 21,280 SH   DFND 5 0 21,280 0
PINNACLE WEST CAP CORP COM 723484101 612 7,878 SH   DFND 5 0 7,878 0
PINTEREST INC CL A 72352L106 245 9,542 SH   DFND 5 0 9,542 0
PIONEER NAT RES CO COM 723787107 262 1,014 SH   DFND 5 0 1,014 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 192 16,676 SH   DFND 5 0 16,676 0
PROCTER AND GAMBLE CO COM 742718109 1,081 7,000 SH   DFND 5 0 7,000 0
PROLOGIS INC. COM 74340W103 297 1,811 SH   DFND 5 0 1,811 0
RLI CORP COM 749607107 216 1,927 SH   DFND 5 0 1,927 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 571 5,661 SH   DFND 5 0 5,661 0
RBC BEARINGS INC COM 75524B104 277 1,425 SH   DFND 5 0 1,425 0
RITCHIE BROS AUCTIONEERS COM 767744105 1,359 22,889 SH   DFND 5 0 22,889 0
ROBERT HALF INTL INC COM 770323103 612 5,168 SH   DFND 5 0 5,168 0
ROBLOX CORP CL A 771049103 914 19,002 SH   DFND 5 0 19,002 0
ROLLINS INC COM 775711104 1,208 34,080 SH   DFND 5 0 34,080 0
ROPER TECHNOLOGIES INC COM 776696106 560 1,171 SH   DFND 5 0 1,171 0
ROSS STORES INC COM 778296103 255 2,749 SH   DFND 5 0 2,749 0
S&P GLOBAL INC COM 78409V104 1,691 4,037 SH   DFND 5 0 4,037 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 668 1,947 SH   DFND 5 0 1,947 0
SPDR SER TR WELLS FG PFD ETF 78464A292 410 10,557 SH   DFND 5 0 10,557 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 217 3,047 SH   DFND 5 0 3,047 0
SALESFORCE COM INC COM 79466L302 1,453 6,761 SH   DFND 5 0 6,761 0
SANOFI SPONSORED ADR 80105N105 461 8,935 SH   DFND 5 0 8,935 0
SCHWAB CHARLES CORP COM 808513105 1,272 14,328 SH   DFND 5 0 14,328 0
SCOTTS MIRACLE-GRO CO CL A 810186106 325 2,508 SH   DFND 5 0 2,508 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 415 3,001 SH   DFND 5 0 3,001 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,028 13,516 SH   DFND 5 0 13,516 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 502 12,791 SH   DFND 5 0 12,791 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 992 6,148 SH   DFND 5 0 6,148 0
SERVICENOW INC COM 81762P102 2,060 3,589 SH   DFND 5 0 3,589 0
SHERWIN WILLIAMS CO COM 824348106 520 2,057 SH   DFND 5 0 2,057 0
SHOPIFY INC CL A 82509L107 403 571 SH   DFND 5 0 571 0
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 277 1,675 SH   DFND 5 0 1,675 0
STARBUCKS CORP COM 855244109 1,171 12,864 SH   DFND 5 0 12,864 0
STATE STR CORP COM 857477103 260 2,822 SH   DFND 5 0 2,822 0
SYSCO CORP COM 871829107 317 3,818 SH   DFND 5 0 3,818 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,968 18,440 SH   DFND 5 0 18,440 0
TARGET CORP COM 87612E106 715 3,220 SH   DFND 5 0 3,220 0
TELADOC HEALTH INC COM 87918A105 343 4,695 SH   DFND 5 0 4,695 0
TERMINIX GLOBAL HOLDINGS INC COM 88087E100 270 5,857 SH   DFND 5 0 5,857 0
TEXAS INSTRS INC COM 882508104 959 5,116 SH   DFND 5 0 5,116 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,181 1,985 SH   DFND 5 0 1,985 0
3M CO COM 88579Y101 263 1,735 SH   DFND 5 0 1,735 0
TRUIST FINL CORP COM 89832Q109 1,051 17,894 SH   DFND 5 0 17,894 0
TWILIO INC CL A 90138F102 340 2,014 SH   DFND 5 0 2,014 0
TYLER TECHNOLOGIES INC COM 902252105 1,667 3,754 SH   DFND 5 0 3,754 0
US BANCORP DEL COM NEW 902973304 358 6,485 SH   DFND 5 0 6,485 0
UBER TECHNOLOGIES INC COM 90353T100 710 19,400 SH   DFND 5 0 19,400 0
UNIFIRST CORP MASS COM 904708104 231 1,269 SH   DFND 5 0 1,269 0
UNILEVER PLC SPON ADR NEW 904767704 849 18,346 SH   DFND 5 0 18,346 0
UNION PAC CORP COM 907818108 286 1,035 SH   DFND 5 0 1,035 0
UNITED PARCEL SERVICE INC CL B 911312106 1,889 8,577 SH   DFND 5 0 8,577 0
UNITEDHEALTH GROUP INC COM 91324P102 3,680 7,065 SH   DFND 5 0 7,065 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,407 5,892 SH   DFND 5 0 5,892 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,521 43,044 SH   DFND 5 0 43,044 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,598 20,509 SH   DFND 5 0 20,509 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 81,605 1,026,744 SH   DFND 5 0 1,026,744 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 759 15,565 SH   DFND 5 0 15,565 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 863 7,585 SH   DFND 5 0 7,585 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,890 15,071 SH   DFND 5 0 15,071 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 58,211 995,064 SH   DFND 5 0 995,064 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 310 6,611 SH   DFND 5 0 6,611 0
VEEVA SYS INC CL A COM 922475108 1,793 8,377 SH   DFND 5 0 8,377 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 376 2,110 SH   DFND 5 0 2,110 0
VANGUARD INDEX FDS MID CAP ETF 922908629 649 2,691 SH   DFND 5 0 2,691 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 81,700 386,675 SH   DFND 5 0 386,675 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 35,879 213,896 SH   DFND 5 0 213,896 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,199 7,995 SH   DFND 5 0 7,995 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,440 10,556 SH   DFND 5 0 10,556 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,137 22,027 SH   DFND 5 0 22,027 0
VERISK ANALYTICS INC COM 92345Y106 1,441 6,640 SH   DFND 5 0 6,640 0
VISA INC COM CL A 92826C839 3,503 15,642 SH   DFND 5 0 15,642 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 325 6,855 SH   DFND 5 0 6,855 0
WASTE MGMT INC DEL COM 94106L109 203 1,271 SH   DFND 5 0 1,271 0
WATSCO INC COM 942622200 367 1,192 SH   DFND 5 0 1,192 0
WELLS FARGO CO NEW COM 949746101 1,611 32,151 SH   DFND 5 0 32,151 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 2,086 4,990 SH   DFND 5 0 4,990 0
WILLIAMS COS INC COM 969457100 712 21,163 SH   DFND 5 0 21,163 0
WORKIVA INC COM CL A 98139A105 527 4,548 SH   DFND 5 0 4,548 0
ZOETIS INC CL A 98978V103 668 3,489 SH   DFND 5 0 3,489 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 429 1,268 SH   DFND 5 0 1,268 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 432 6,621 SH   DFND 5 0 6,621 0
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 330 7,987 SH   DFND 5 0 7,987 0
HORIZON THERAPEUTICS PUB L SHS G46188101 234 2,213 SH   DFND 5 0 2,213 0
JOHNSON CTLS INTL PLC SHS G51502105 316 4,723 SH   DFND 5 0 4,723 0
MEDTRONIC PLC SHS G5960L103 1,593 14,282 SH   DFND 5 0 14,282 0
CHUBB LIMITED COM H1467J104 386 1,773 SH   DFND 5 0 1,773 0
TE CONNECTIVITY LTD REG SHS H84989104 227 1,699 SH   DFND 5 0 1,699 0
GLOBANT S A COM L44385109 2,108 8,507 SH   DFND 5 0 8,507 0
FIVERR INTL LTD ORD SHS M4R82T106 318 4,064 SH   DFND 5 0 4,064 0
NXP SEMICONDUCTORS N V COM N6596X109 562 3,000 SH   DFND 5 0 3,000 0